What happened to people who only save money and don t spend money in life?

In the end, they all live very frugally, and they will regret their non-spending behavior, because when they want to spend money, they find that they have no energy to spend money.

People who only save money and don't spend money in life are very happy in the end, because it is a difficult thing to only save money and not spend money in life, if a person can really do it, it means that he is a very calculating, very thrifty and thrifty person who will live, and his life will be happier and happier in the future.

People who only save money and don't spend money in life are very good at living, although this kind of person is called a slam on the outside, but they will spend every money on the blade. There will be their own way of managing their money, and they will also buy some investment products when they have spare money to make extra money, and they will not be short of money when they are older in the future, this kind of person is very good.

And this kind of person is also called the Moonlight Clan, and when they really need money, they will find that they can't get any money, and the final outcome is more miserable.

People who don't save money are divided into two kinds, the first is a free and easy person who has wine and drunk today, they will feel that tomorrow or the accident will come first, so they will enjoy life to the fullest, eat, drink and have fun, and the second kind of people who don't save money are powerless, their wages are low and they have to repay the loan and support their wives, children and parents, and they have no money to save.

When you don't have savings, and when things happen that are unfair or unpleasant, you will think that you still have to live on a salary, and just put up with it. But when you have a deposit, you don't have to pay for other people's mistakes.

Notes:

I don't have too much money in my pocket, and I passively improve my self-control. With the above three methods, while the debt is reduced, I also have a little savings, but in the first few months, I did not do enough in terms of reserves, resulting in unexpected expenses, and the money on my body is a turnip and a pit, making myself embarrassed.

Therefore, in the last month, I began to initially establish my own reserve fund, which was not used in the current month and would be transferred to the next month, and the accumulation of the reserve fund was also the accumulation of a sense of security.

There is such a family in our village, who only knows how to save money, and is reluctant to spend money, and lives a life that is really tangled in people's eyes.

There are four members in the family, two adults, a son who goes to school and a daughter who goes to school. The son and daughter do not live at home, so the old couple is reluctant to turn on even a few watts of energy-saving lamps every day.

This kind of thing is still according to my mother, after the two of them come back from work during the day, they cook in a big pot with firewood, because it costs money to buy briquettes, and the electricity bill is too expensive. Meals are always boiled, and they are not fried in oil. If you want to watch TV at night, you will go to other people's houses after dinner, and watch them play mahjong while watching TV.

After seeing it, it was time to go to bed, so I went home to sleep.

The reason why this incident spread was that when the electrician in our village had a poor meter, he couldn't even receive one or two yuan a month every time he came to his house, while other villagers living in the same life used electricity for about a few hundred yuan.

Everyone thinks that they may have saved money for the two children's schooling, and they have lived like this for a lifetime, and they will get used to saving and saving.

In reality, we will see some people who are desperately trying to save money, but they don't spend it. Why is that?

The influence of the thinking of the poor.

Why do the rich become rich and the poor become poor? To a large extent, it is the influence of ideas. The rich will put their money in the place where it will increase, which is the investment as the saying goes.

Use money to make money, so that big money can make small money, and small money can become big money. If you only save money, then the money will depreciate unknowingly, because inflation is like a demon that will invisibly eat up your assets, so that your money cannot buy what you could buy before. If you had 100,000 dollars 30 years ago, you could be said to be super-rich.

But if you deposit the money from 30 years ago in the bank until now, then your purchasing power of 100,000 yuan will be greatly reduced.

For example, at night, you can't see anything without the lights on. Some people can afford to pay the electricity bill, but in order to save dozens of dollars a month in electricity bills, do not turn on the lights, or use a small yellow bulb of two or three watts to illuminate the whole family at night? Even with a small yellow light bulb still reading a book, over time not only did not save electricity bills, but also caused vision loss, which is really worth the loss.

Therefore, when dealing with money, we must abandon the thinking of the poor and spend money on places that can increase our value, so that we can give full play to the role of money.

Saving money is also addictive, the more the merrier, it will become a habit, many people are reluctant to spend money, saving money is the basis of a sense of security, I do not recommend it, money is earned, you can't blindly reduce the quality of life and save money, spending money is a way to please yourself.

It takes time and vision to spend money, and some people don't know how to spend money except for basic living expenses such as food and clothing. People are used to being poor, and once they have money, they first want to save it, and the sense of security brought by saving money makes him feel happier than spending money. No matter what, it's a personal way of life, and you can't demand it from others with your own values.

Because spending money is troublesome, doing beauty, you have to go often after getting a card, you have to go often with a fitness card, you have to go shopping to buy clothes, what you want to eat when you eat, online shopping looks like it's troublesome, what money to spend, what to get drunk, you have to wash, refuel, and maintain when you buy a car, it's too troublesome. Work seems to be the least troublesome, that is, what I like the most, what I am best at, and what I do the most and how skillfully I do! If you don't like to work, it's because you're trying to make money to make money to do those troublesome things, and it's only going to be more tiring!

Doing what you like will only feel that spending money is too tiring and troublesome.

It's not easy to make money, and there is no security, so I'm not willing to spend it. Every day is very minimalist, I don't buy clothes if I can, and I don't buy superfluous things at home. Although it was very poor, it was also very environmentally friendly, and I was not used to it at first, but now I enjoy it.

Young people should be encouraged to work hard to earn money and live diligently and frugally. The flowers that should be spent, and the flowers that should not be spent, should be saved. Less advocacy, less inducement of young people to spend the money of the day after tomorrow today, super consumption and other bad inducements, there is a young man whose salary is not high, and he wants an Apple mobile phone to buy a mobile phone, and he has to repay it for three years.

It's crazy, buy a Huawei, you can use it for 1,000 yuan, why owe money to enjoy it?

Because only when you save more money is you rich, and with money you have everything, it's not that you don't spend money, how can you not spend money in this world, just spend money reasonably.

Because it's not easy to make money, cherish life, and it's good to save money, it's better than the moonlight clan, so as not to find that there is no emergency money in your hand when you really use the money.

It's all because I'm afraid of poverty. What should I do if I spend all my money? Parents go to the doctor, children go to school, these are not money? Not to mention investment, most people don't have the head to invest at all, and they can't afford to win or lose, so they have to save.

Because it's not easy to make money, isn't it? The salary is low and the consumption is high, raising a child with milk powder diapers, everything costs money, the old and the young, the salary is only full, and I dare not spend a penny, even if the family has a three-long and two-short, I will spend all my savings in the hospital for a few years.

The reason why I only save money and don't spend money is because the social security is not strong enough, and I don't know the bottom of my heart.

Because there is no sense of security, saving money is a sense of security!

When Liu Luanxiong was 26 years old in Hong Kong, he had a bank deposit of 100 million, and a 4,000 yuan coat in the mall was looked at three times, and finally he was reluctant to buy it. On the other hand, some young people nowadays still owe a lot of money on their credit cards, and they don't blink when they buy luxury goods of 10,000 or 20,000 yuan, and they live in the present. If ordinary people want to live better, primitive accumulation is a must, remember, the poor only borrow money to spend.

Now the society does not save money, it is difficult to move an inch, only a little savings in the hand will be at ease, to use the money will not go around to borrow money, some people say that it is poor thinking, then please use a few rich people, now there are many ordinary people living at the bottom of the society, do not save money to wait for death when they need money urgently.

I have to think about the future, I used to love to spend money, I was relatively young in those years, didn't I experience it, but now I know a lot, so I must save money, for the sake of the future, the money that should be spent must be spent ......

I just want to say that unless you do business or something, you will save money to death, of course, you should spend it, but you can't leave no money left, and it is necessary to have a little self-defense, because workers can only say that they save money and what to do with their wages

1. Because of backward concepts, saving money is the most reliable. 2. Not good at managing money or investing, not doing business, and not having clear goals and plans. 3 Afraid of taking risks, in case the business fails, it will be bankrupt for more than ten years.

4. Poor people are afraid that in this hot and cold society, there is no money to be isolated, and they are looked down upon, so they should leave some money for self-defense, and they will need it urgently in the future. 5. Have savings, be steadfast in your heart, and be filial to your children, so as to reduce the burden on your children.

The money earned from part-time work is not blown by the wind, and the poor have failed, and there are old and young, and they are afraid of being sick. They are not civil servants and can spend taxpayers' money on work or retirement. There is no guarantee, you can't rely on others, you can only rely on yourself.

Everyone's earning ability and burdens or values are different, in China you can't save money, welfare can't keep up, properly planned economy, after all, most of them are ordinary people, not as good as celebrities, big money, and local tyrants.

If you don't have a stable iron job, you work for an individual, look at people's faces, walk on thin ice every day, maybe you will lose your job tomorrow, and if you don't save money, where will you get the confidence.

In real life, a lot of us are actively saving money. Because of the need to save money, many people cut back on food and clothing, and the quality of life has decreased. ......There are many reasons why you try to save money instead of enjoying life, including your lack of sufficient savings to cope with the difficulties in life, your need to save money for emergencies, and your lack of security due to your low income.

1. Many people save money because they lack enough savings to cope with the difficulties in life.

For the vast majority of people, they save money because they lack enough savings to cope with life's difficulties. ......Due to the lack of their own savings, they can only make up for it by saving money. As a result, many people have begun to work hard to save money, and even reduce their quality of life because of this.

This situation is the fundamental reason why many people choose to work hard to save money.

2. In order to cope with the unexpected needs in life, many people choose to save money.

In our daily lives, we may face a variety of difficulties at any time. In order to cope with these difficulties, we need to have measures in place, so we need to be prepared in advance. ......Economic conditions are one of the most important factors when coping with the difficulties encountered in life, and many people will start to save money in order to have a stronger ability in this area.

3. Because of the lack of security due to low income, many people start saving money.

In addition to the above two situations, there are many people who choose to save money because they are insecure. ......These people's incomes are not high, and it is even difficult for them to meet their own living needs. As a result, they lack a sense of security in their daily lives, so they choose to save money so that they can have more savings to meet the needs of filial piety in their lives.

It is precisely because of this reason that so many people still struggle to save money despite their low income.

There should be many reasons why people don't save money now, such as the following:

With the improvement of living standards, there are more places to spend money: with the development of society, people's living standards have been improved, and various consumption places such as shopping centers, restaurants, entertainment venues, etc. are spending more and more, and people's money is naturally lost.

Influence of financial management concept: Modern people pay more and more attention to financial management, and many people begin to realize the importance of saving money, but some people think that saving money will affect their freedom to spend money, so they choose to spend money.

Mobile payment is convenient and fast: Nowadays, people basically don't bring cash when they go out, as long as they bring their mobile phones, they can solve all payment problems, which also leads to many people no longer need to carry cash, and naturally they don't save money.

The influence of consumerist culture: In today's social culture, the concept of consumption first is becoming more and more common, and many people regard pleasure as the greatest meaning of life, and continue to save money in order to meet their consumption needs, which is also a manifestation of not saving money.

Unstable economic environment: An unstable economic environment can also affect people's willingness to save, such as recession or inflation, which can cause people to lose motivation to save.

Lack of adequate financial literacy: Many people lack sufficient financial literacy and do not know how to properly manage their wealth or how to increase their income through financial management, so it is difficult to achieve their savings goals even if they are conscious of saving.

Changes in consumption concepts and habits: With the development of society and technology, people's consumption concepts and habits are also changing, such as online shopping, takeaway and other convenient and fast consumption methods have also reduced the necessity of people's savings.

To sum up, people nowadays do not save money may be caused by a combination of factors, and it is necessary to find out the corresponding reasons and find corresponding solutions according to individual circumstances.