The company sent me to Africa for a business trip, what kind of overseas insurance should I buy?

Hello! For business trips to Africa, the risks on the journey are always inevitable, and the risks are also incompatible, so for people who travel to Africa on business, purchasing an appropriate overseas travel insurance will be the best protection for you. Things to pay attention to when choosing overseas travel insurance for business trips to Africa:

1. The amount insured should be moderate. Considering the level of overseas consumption, when traveling to Africa for business, it is recommended that you choose about 100,000 yuan for the insured amount of medical insurance.

2.Before you travel, consider the risks of your trip, such as flight delays, and purchase a travel accident insurance product with comprehensive coverage.

3.Carry your emergency assistance card and insurance policy with you, and remember to learn more about the emergency assistance service and the service level of the overseas rescue company that provides this service so that you can make the best choice.

In addition, choosing a professional overseas travel insurance is inseparable from a professional insurance platform, and we recommend Huize.com for you, which is the best channel for you to choose overseas travel insurance: Huize-Ping An Overseas Travel Emergency Rescue Medical Insurance (Worldwide Plan) Coverage Content: *Emergency rescue medical insurance of 1 million yuan.

Buy whatever you can.

The types of insurance that domestic insurance companies can have can be purchased as a reference.

For example, Ping An has insurance for going abroad, but the premium will be different depending on the country you arrive in.

Some countries do not yet have the type of insurance for sale.

It is theoretically possible to go abroad to work and buy domestic insurance, but this involves a matter of time, that is, if you are in China for less than 180 days, then it may be very troublesome for your insurance to take effect, and it will be very troublesome for you to fulfill this right and interest at that time. Therefore, the suggestion is that you can buy this kind of travel insurance abroadThere is a special type of travel insurance in China that people buy when they are abroad. <>

If you go to work abroad and you are worried about what you have in the foreign country, you can buy insurance, but if you only work abroad for a few months of the year, it will not matter. Many insurances do not indicate the place of occurrence, that is, it does not stipulate that if you have an accident, you must pay for it in China, or you must pay for it abroad, as long as it is not clearly stipulatedHowever, if you exceed 180 days, it assumes that your habitual residence is abroad, and the insurance company may refuse to pay you on this ground. <>

You can buy the kind that is aimed at foreign countries. Anyway, this time I have done a job to control your tourism industry, and I want to be optimistic about whether the other party has it when I buy it. The time limit means that you must stay abroad for no more than three months, not more than half a year, or none.

There is no time limit, as long as you are abroad, are you working or traveling? Who knows. There is a time limit, and you have some accidentsThese insurances all work.

Of course, I can also buy foreign insurance when I work abroad, because if you work abroad all the year round, you stay abroad for more than 180 days a year, and your habitual residence there is abroad, in this case, you can directly buy insurance abroad, we have insurance companies in China, and of course there are also abroad, which does not affect anything. You don't have a local hukou, but there is no rule that you can't buy insurance without a hukou.

You can also buy insurance in China, and if you work abroad, you can buy another one abroad, and there is no conflict between the two.

Yes, there is an insurance project in this area, you can go to the insurance company for consultation and purchase, and you must carefully confirm the purchase amount.

Yes, there is no geographical restriction on purchasing insurance, and if you want to buy it in China, you can do it, and it is better to make a claim.

The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

Popular insurance points for all ages。You can take a look.

Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

How to buy insuranceThe insurance options for those under the age of 20 should be: critical illness insurance, medical insurance + accident insurance

How do I buy insurance for someone under 20 years old? In the first 20 years of life, in the period of physical and mental growth and development, it is inevitable that there will be some minor illnesses and pains, so it is excellent to have medical insurance, and the bits and pieces of medical expenses can be reimbursed; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so it is recommended to configure an accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

For friends under the age of 30, it is recommended to take out critical illness insurance, accident insurance, and medical insurance

How do you buy insurance in your 20s? 20 years old 30 years old, most of them have begun to live independently, at this time the body is young, the spirit is good, the parents are not old, their own economic ability has not come up, what if there is a minor illness in a lifetime, so it is recommended to buy short-term critical illness insurance + one-year accident insurance + million medical insurance, the total cost will not be too expensive, a month is only a few dozen yuan, it can be considered, in line with this age group of friends can see the previous answer of the senior sisterHow to buy insurance in your 20sYou can take a look at this article.

For those who are in the youth stage (30-50 years old), they can choose critical illness insurance, life insurance, accident insurance and medical insurance

What insurance is better for a 30-year-old? At this time, buying insurance is more for your family than yourself. When people reach middle age, their physical health is declining, but the pressure is increasing, critical illness insurance and medical insurance can provide adequate protection for illness; If you are unable to continue to be the breadwinner of your family due to an accident, accident insurance and life insurance can buy peace of mind for the future of yourself and your family.

For how not to be fooled by ** people, if you want to buy cost-effective and reliable insurance, the key is to choose the right insurance product.

Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).

If you suffer from an accident or illness while working abroad, it is recommended that you purchase accident insurance.

The most common thing you can find on the Internet is actually travel accident insurance, and many travel insurances can also cover business and work trips, such as AIG Insurance's travel insurance "International Travel", AXA Insurance's "Zhixing World" and other travel insurance can cover overseas work, but there is a limit of 182 days for a single trip.

In addition, the online insurance business you mentioned is now very transparent and credible, and you can pay attention to the details of the insurance terms.

It must include accidents and the return of remains, and secondly, it is necessary to buy the full amount according to the regulations of different countries, and the medical treatment abroad must be purchased locally, and it is useless to buy it at home

Insurance is good, as long as you buy the right insurance for yourself is the best protection.

Can people who work abroad pay social insurance at home? What should I do?

Social Insurance Administration Center: Chinese citizens who work abroad but have not lost their nationality of the People's Republic of China may participate in the basic old-age insurance for employees or the basic old-age insurance for urban and rural residents in China in accordance with relevant regulations. However, as an international practice, most countries have adopted legislation to make it mandatory for foreigners employed in their countries to participate in their own social insurance, pay social insurance premiums, and grant them national treatment.

Therefore, Chinese citizens working abroad should participate in social insurance in accordance with the relevant laws and regulations of the country where they work. At the same time, in order to avoid the problem of double contributions that workers may face in the sending country and the country of work, the common practice in the world is to solve the problem by signing multilateral and bilateral social security agreements. At present, China has signed bilateral social security agreements with 12 countries, including Germany, South Korea, and Denmark.

Among them, bilateral social security agreements signed with eight countries, including Germany, South Korea, Denmark, Finland, Canada, Switzerland, the Netherlands and Spain, have officially entered into force. According to the above-mentioned agreement, those who have already participated in social insurance in China may continue to participate in insurance and pay premiums in China for a certain period of time, and will not participate in the corresponding social insurance in another country that is a signatory. The specific scope of applicable personnel, the types of exempted insurance, the handling process and other information can be inquired in the window column of the first service of our department.

Yes, you can go to the Internet to search and beware of being deceived.

Hello, going to Africa is very risky, I recommend it to you:

AIG Joy Overseas Travel Protection Plan (Plan 2).1. Accident insurance is 300,000 yuan, and medical insurance is 80,000 yuan; $100 per day hospitalization allowance;

hours of emergency rescue services; Medical expenses are paid in advance, and there is no deductible limit for medical expenses;

3. Cover travel kidnapping and illegal detention, and cover accidental injuries caused by ****;

4. Additional property damage, travel delay, loss of travel documents and personal liability.

Huatai "Chubb World" International Travel Protection Plan (Economy).

1. Accident insurance is 200,000 yuan, and medical insurance is 100,000 yuan;

hours of emergency rescue services; Medical expenses are paid in advance, and there is no deductible limit for medical expenses;

3. Double compensation for vehicle accidents;