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The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:
Popular insurance points for all ages
You can take a look.
Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.
How to buy insurance
If you are in the teenage stage (0-20 years old), choose critical illness insurance, medical insurance and accident insurance
How do I buy insurance for someone under 20 years old? In the first 20 years of life, in the period of physical and mental growth and development, it is very necessary to pay attention to the medical situation of minor problems to avoid sequelae, so it is recommended to configure a medical insurance, which can be used to reimburse medical expenses; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so it is quite a cost-effective choice to configure an accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.
People aged 20-30 are recommended to take out critical illness insurance, accident insurance, and medical insurance
How do you buy insurance in your 20s? 20 years old 30 years old, most of them have begun to live independently, at this time the body is young, the spirit is good, but after a while, after you have your own family, your life pressure will increase, it is necessary to do a good job of insurance in advance, so it is recommended to buy critical illness insurance + one-year accident insurance + million medical insurance, the total cost will not be too expensive, short-term accident insurance is dozens of dollars a month, it can be considered, friends who meet this age group can see before the senior sisterYoung people in their 20s, how to buy insurance for themselves
You can take a look at this article.
For those between the ages of 30 and 50, I recommend purchasing critical illness insurance, life insurance, accident insurance, and medical insurance
What kind of insurance is suitable for people around 30 years old? At this time, buying insurance is more for your family than yourself. When people reach middle age, their physical health is declining, but the pressure is increasing, critical illness insurance and medical insurance can provide adequate protection for illness; If an accident happens, accident insurance and life insurance can buy peace of mind for the future of yourself and your family.
It should be noted that people aged 45-50 do not buy critical illness insurance and life insurance, and the next generation is already independent at this time, and the burden is not so heavy. Friends who meet this age group can watch before the senior sisterWhat kind of insurance is suitable for people around 30 years old?
As for how to stop worrying about insurance and buy insurance that suits you, the key is to choose the right insurance product.
"I went abroad for a business trip, about 10 days, what kind of insurance is better"Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).
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Hello! If you go on a business trip abroad, it is recommended that you choose a suitable overseas travel insurance for yourself before you leave to pass on this risk.
What insurance is better to buy when going abroad for a business trip.
For business trips abroad, it is recommended that you choose a highly targeted overseas travel insurance, which can be reasonably selected according to your specific business trip plan and protection needs, and the most suitable one is the best. Here are a few things you need to pay attention to before you apply for insurance:
1.The sum insured should be moderate. Determine the appropriate amount of insurance taking into account the level of consumption abroad;
2.Overseas travel insurance needs to cover your entire trip. Make your trip all the way insured.
3.When purchasing outbound travel insurance, pay attention to whether international emergency evacuation services are included. Since it is difficult for domestic insurance companies to spread their outlets abroad, outbound travel insurance products are usually in cooperation with international emergency rescue companies.
Whether you lose your wallet or your passport while you're out there, you can call for help**, and some major international insurance companies also offer Chinese-language services.
4.Choose the right insurance platform, buy on it, you can compare the products of multiple insurance companies, and then choose the product that best suits your protection and travel needs. Insurance is also very simple and convenient, on the homepage, free registration of members, log in to choose your favorite product, select the protection period, you can buy immediately.
**Cheap, the whole insurance process is clear and transparent, eliminating the layers of trouble of intermediaries**, lower premiums, and stronger autonomy.
It is necessary to choose a suitable overseas travel insurance before overseas business trips, and there are a variety of overseas travel insurance products available, I believe there is always a suitable protection for your overseas business trip.
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It is most cost-effective to buy accident insurance when you travel for business.
1. If you often travel on business trips and want to take a variety of means of transportation, it is recommended to choose special insurance with accident protection for planes, trains, ships, cars, etc.
2. If you are on an occasional short-term business trip, you can choose short-term comprehensive accident insurance or purchase one-year traffic accident insurance.
3. The basic coverage of accident insurance includes accidental death, accidental disability and accidental medical treatment, as well as accidental hospitalization and lost work, nursing allowance and emergency medical rescue services.
Test your anti-risk finger macro number, and experts will interpret it for you for free!
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What kind of insurance do you buy when you travel a lot? Traffic accident insurance is the primary consideration. Because business trips often need to take planes and high-speed rail, and Ping An traffic accident insurance provides accidental death and accidental disability protection when taking public transportation such as planes, trains (including high-speed railways and subways), ships, cars (including buses and taxis) as passengers, the protection content is relatively comprehensive, and the maximum amount of aviation accident insurance can reach 8 million, in addition to flight delay protection, for business travelers, such insurance is very suitable.
What kind of insurance do you buy when you travel a lot? For those people who are busy on the road all day long, in strange or unfamiliar places, often lack of appropriate defense and judgment of things, traffic accidents, fires, road robberies and other occurrences are more likely than usual, and the ability to deal with accidents after the accident is also weak, it should be said that accident risk protection is their first choice, in addition to the combination of some basic life insurance, accidental injury medical insurance. What kind of insurance do you buy when you travel a lot?
It is recommended to supplement the benefits of accidental disability and accidental medical treatment. Each of us has a responsibility to our family when we become adults, whether we are single or not, so protecting ourselves is actually a responsibility to our family. The following safeguards need to be considered:
1. You need to think about yourself because you often travel on business - accident insurance (to solve the medical expenses caused by accidents) 2. Your parents will train you to become a talent, and you must be able to take care of them at any time - life insurance (to solve the risk of illness or accidental death) 3. In today's society, the environment is polluted, the work pressure is also high, and the life and diet are irregular, resulting in serious illness and youth; At the same time, once you get sick, you need to spend a lot of money, and you may spend your savings and affect your family - critical illness insurance (prepare yourself for critical illness** and face the risk of illness calmly) Buying insurance is mainly to buy protection, because money has time value, and you can use the least amount of money to get the maximum protection. Because there are many products, and the product terms of each company are different, ** is not the same.
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