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Anonymous users2024-02-12Bacera Bank. "Good Money" (formerly 100 Cents) is a pure credit, unsecured personal consumer finance.
Installment loan products. The whole process is handled online, the fastest review is 60 seconds, and the withdrawal will arrive in the account within 2 hours; Flexible withdrawal, up to 200,000 yuan can be borrowed, and the daily interest rate is as low as low. You can apply for credit through the "Home" - "Haohuihua" page of the Bacera APP, and you can check your credit line after the credit approval is completed.
and available quota, please refer to the comprehensive approval result of the banking system.
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Anonymous users2024-02-11Conditions and materials required to apply for "Good Flowers": 1Applicants must be Chinese mainland citizens aged 20-45; 2.
The original valid second-generation ID card; 3.A bank debit card in my name that supports binding and has a normal status. You can apply for a good flower through the homepage of the Bacera Bank app - the dedicated page of "Hao Hui Hua".
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Anonymous users2024-02-10I should be able to answer the answer to this question.
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Anonymous users2024-02-09Bacera Bank. Be.
China CITIC Bank. and joint ventures.
Internet Banking.
The strength is still there.
There are risks associated with any bank.
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Anonymous users2024-02-08No. The full name of Bacera Bank is "CITIC Baixin Bank Co., Ltd.", which is an Internet direct bank jointly established by CITIC Bank and the company, a formal licensed financial institution, and a safe and reliable platform. It is recommended that if you have a need for funds, you can go to an offline bank to borrow.
Bacera Bank Haohuihua is a pure credit, unsecured personal consumption financial installment loan product. The whole process is handled online, the fastest review is 60 seconds, and the withdrawal will arrive in the account within 2 hours; Flexible withdrawal, repayment at any time, up to 200,000 yuan can be borrowed, and the daily interest rate is as low as low.
If the customer applies for a loan on the loan platform, even if it is a loan from Baixin Bank, it is still an online loan. After all, Bacera Bank is only a cooperative lender, and the customer is a lending relationship directly formed with the loan platform.
Bacera Bank was jointly initiated by China CITIC Bank and the company, and is the first direct bank approved in the form of an independent legal person. If the customer applies for a loan directly from Baixin Bank, and then the loan is directly disbursed by Baixin Bank, then the loan handled is naturally not an online loan, but a bank loan product.
The loan products of Baixin Bank mainly include Haohuihua, Baixing Loan and so on. Among them, Haohuihua is a pure credit unsecured personal consumption installment loan product, with a maximum amount of 200,000 yuan, the lowest daily interest rate, and can be borrowed and repaid at any time.
Baixing Loan is a small and micro enterprise loan, mainly for enterprises in Guangdong, Jiangsu, Hunan, Tianjin, Henan, adopting an invitation model, with a credit term of one year, a loan term of 3 6 12 months, etc., and the entire loan is repaid at any time during the term, with daily interest and daily interest rate.
Reliable, you can understand it from 5 aspects.
1. Background Haohuihua is a personal credit loan product of Baixin Bank, an Internet bank jointly established by China CITIC Bank, which has been approved by the China Banking Regulatory Commission and has a formal financial license, and bank lending must be a formal and reliable platform.
2. Product advantages Haohuihua provides users with a maximum loan amount of 200,000 yuan, with a term of 3-12 months, and has an application entrance in Baixin Bank, which can be bound to Alipay or WeChat consumption, which is very convenient, and can generally arrive on the same day after the review is passed.
3. The interest rate is the lowest between the daily interest rate given by the official website of Haohuihua, and the loan interest rate is within the range of interest rates stipulated by the state.
4. Credit investigation is connected to the central bank's credit system, and the bank lends money, it must be the credit information on the credit investigation and the type of check, and the overdue will be recorded on the personal credit report.
5. The degree of difficulty of passing is still very good to pass, as long as the user has a stable job and good personal credit and no bad credit record, he can apply, and he can certify the auxiliary conditions such as social security provident fund to increase the amount and pass rate. Precautions: There may be a return visit during the review**, pay attention to answering, and pay attention to repay on time and not overdue.
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Anonymous users2024-02-07The entire application process of Bacera Bank is run under the **, and there is no need to run offline signing, which is a more typical online loan product. After entering the application page, the user needs to complete the steps such as identity verification and supplementary information according to the reminder, and then enter the review stage.
Although it is a big product of online loans, Baixin Bank is a product that checks credit and goes on credit information, and users must repay on time, otherwise it will affect personal credit.
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