What kind of banks are there in China now, and what kind of banks are they? Ask for advice! Good plu

Mainland banks. Industrial and Commercial Bank of China, China Merchants Bank, Agricultural Bank of China, China Construction Bank.

Bank of China, China Minsheng Bank, China Everbright Bank, China CITIC Bank.

Bank of Communications, Industrial Bank, Shanghai Pudong Development Bank, People's Bank of China.

Huaxia Bank, Shenzhen Development Bank, Guangdong Development Bank, China Development Bank.

Postal Savings Bank of China, Export-Import Bank of China, Agricultural Development Bank of China, RMB Deposit and Loan Interest Rates.

Local Banks: Bank of China Hong Kong Branch, Bank of Beijing, Beijing Rural Commercial Bank, Bank of Tianjin.

Bank of Shanghai, Shanghai Rural Commercial Bank, Bank of Nanjing, Bank of Ningbo.

Hangzhou Commercial Bank, Shenzhen Ping An Bank, Shenzhen Rural Commercial Bank, Bank of Wenzhou.

Xiamen International Bank, Jinan Commercial Bank, Bank of Chongqing, Harbin Bank.

Chengdu Commercial Bank, Baotou Commercial Bank, Nanchang Commercial Bank, Guiyang Commercial Bank.

Lanzhou Commercial Bank, Changshu Rural Commercial Bank, Qingdao Commercial Bank, Huishang Bank.

Foreign Banks: Citibank of China, HSBC Bank of China, Standard Chartered Bank of China, HSBC Hong Kong.

Standard Chartered (Hong Kong) Bank, China Construction Bank (Asia), Bank of East Asia, China**, Hang Seng Bank.

Citigroup (Taiwan) Bank, ABN AMRO, ORIX Bank, BNP Paribas.

American Express, Bank of Montreal, Bank of Montreal, Bank of Montreal, UBS.

Deutsche Bank.

The current financial system in our country.

1. Banks.

People's Bank of China.

2. State-owned commercial banks.

1) Industrial and Commercial Bank of China (2) Agricultural Bank of China (3) Bank of China (4) China Construction Bank (5) Postal Savings Bank of China.

3. Joint-stock commercial banks.

1) Bank of Communications (2) CITIC Industrial Bank (3) China Everbright Bank (4) Shenzhen Development Bank (5) Shanghai Pudong Development Bank (6) China Merchants Bank (7) Minsheng Bank, Fujian Industrial Bank, Guangdong Development Bank, Huaxia Bank, etc.

4. Policy banks.

1) China Development Bank, (2) Export-Import Bank of China, and (3) Agricultural Development Bank of China.

5. Rural financial institutions.

1) Rural Credit Cooperatives, (2) Rural Commercial Banks, (3) Rural Cooperative Banks, (4) Village and Township Banks, and (5) Rural Mutual Fund Cooperatives.

Joint-stock commercial banks: Industrial and Commercial Bank of China, Bank of China, China Construction Bank, Agricultural Bank of China, Bank of Communications (commonly known as the five major banks).

Policy banks: China Development Bank, Export-Import Bank, Agricultural Development Bank.

Local banks: usually adapted from credit unions, etc.

**Bank: People's Bank of China.

No, only one of the commercial banks is privately owned, Minsheng Bank. The rest are either shares of foreign companies or have a lot to do with **, such as Bank of Kunlun. In addition to commercial banks, there are also some policy banks, such as the China Development Bank, the Export-Import Bank of China, and the Agricultural Development Bank of China.

In short, there are the following types of policy banks, large commercial banks, national joint-stock small and medium-sized commercial banks, urban commercial banks, rural financial institutions (credit cooperatives), postal savings banks of China, foreign-funded banks, and village and township banks.

The main reason is that the original wholly state-owned commercial banks have carried out the shareholding system transformation, and the workers and peasants have become state-owned joint-stock commercial banks, and there are no private banks in China, and there are private commercial banks, such as China Minsheng Bank. The Agricultural Development Bank of China in the policy bank has also been changed into a commercial bank, Commerce Bank is a city commercial bank, Bank of Kunlun was also a city commercial bank, after the two capital increases of the China Petroleum Group, PetroChina acquired it (92% equity), in April 2009 officially changed its name to the Bank of Kunlun, which should belong to the enterprise group bank.

The five major banks are Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Bank of China, Bank of Communications, etc., all of which are state-owned banks with very high security.

In addition, the safest thing to mention should be that there is a fear of bank cards being stolen and transferred! In fact, this kind of security situation will inevitably occur no matter which bank you have, but the security factor is higher than that of five or six bank accounts, and it is more difficult for those criminals to get personal information and steal bank cards or transfer deposits.

From the perspective of account security, all five major banks are safe.

In addition, according to the "Regulations on Deposit Insurance" of the bank stipulated by the state, the insurance clause clearly stipulates that the principal and interest of depositors shall be guaranteed within 500,000 yuan, and if there is a risk loss of the bank, the maximum compensation shall be 500,000 yuan; The maximum protection in the deposit insurance regulations is within 500,000 yuan, and the five major banks are the same; From this point of view, the five major banks are all the same guarantee, and it is not in which bank is the safest.

The basic nature of the security of the five major banks is comparable, and all of them belong to state-owned banks; The bank card account protection system is also quite quite; Deposit insurance is also within 500,000; From three aspects, the security of the five major banks is basically the same; And why do I think ICBC is the safest and best?

1) From the perspective of the market, the five major banks are listed companies, but ICBC is the leading stock in the banking sector, since the CSRC will position ICBC as the leader of the banking sector, it makes sense, so ICBC is the safest and best among all bank stocks.

(2) From the perspective of the total assets of the five major banks, the assets of ICBC are in the trillion yuan; The China Construction Bank only has a trillion yuan; The Agricultural Bank of China only has one trillion yuan; Bank of China trillion yuan; Bank of Communications trillion yuan. From the total assets, it can be seen that ICBC has the highest assets, which means that it has the strongest ability to resist risks, which shows that ICBC is the safest.

(3) From the profitability of the five major banks, the net profit of ICBC was 100 million yuan; The net profit of China Construction Bank was 100 million yuan; the net profit of Agricultural Bank of China was 100 million yuan; Bank of China's net profit was 100 million yuan; Bank of Communications' net profit was 100 million yuan. In terms of net profit, ICBC has the strongest profitability. Profitability means intrinsic value, and intrinsic value is the best.

Through the multi-faceted analysis of the above five banks, ICBC is the safest and best bank among the five major banks.

The five major banks mainly refer to Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank and Bank of Communications. At the beginning of the establishment of these banks were prepared according to the different attributes of economic development, for example, the Agricultural Bank of China was initially biased to support the three rural economies to prepare, and the Bank of Communications was mainly set up for China's transportation construction, but with the development of China's economy and the integration of the industrial chain, these commercial banking businesses have slowly begun to integrate, and the objects of support are not so obvious.

What are the five major banks and what are the differences?

1. Don't be in a hurry to buy **, don't just want to buy the lowest price, this is unrealistic. It is also good to really pull up**You are the high price**, so it is better to buy**miss, not to be at fault, not to buy and sell blindly**, it is best to buy **familiar with the disk**.

2. If you are not familiar with it, you can simulate trading first, be familiar with the nature of stocks, it is best to follow for a day or two, familiar with the operation methods, and you can master the best points.

3. Pay attention to the necessary technical analysis, pay attention to the changes in trading volume and the language of the disk (the situation of the disk buy and sell orders).

4. Try to choose hot spots and appropriate points, so that the stock price can be out of the cost area after the same day.

Three people and: ** is more, the popularity is strong, the stock price rises, and vice versa. At this time, what is needed is personal ability to watch the market, and whether it can find hot spots in time.

This is the key to success or failure. **Operation** to be ruthless, the mentality to be stable, it is best to be correct**after the stock price** out of the cost, but once the judgment is wrong, when it comes to adjustment**, it is necessary to sell the stop loss in time, you can refer to the previous post: win in the stop loss, here will not be repeated.

Fourth, the skills of selling**: **It is impossible to be all the time**, there will be adjustments when it rises to a certain extent, then the **operation will be sold in time, generally speaking, when making money, it is right to sell at any time. Don't want to sell the most, but for the sake of the greatest profit, there are still skills in selling, I will introduce my experience (not necessarily the best):

1. If there has been a certain large increase, and the volume is rapidly rising to the price limit without sealing the limit, you can consider selling, especially if there is a long upper shadow.

If you put a huge amount of stagflation or a long upper shadow line in the minute or daily line, you generally do not continue to increase the volume the next day, and it is easy to form a short-term top, so you can consider selling.

3. You can see the 15 or 30-minute chart of the tick chart, such as 5** cross 10 days ** down, and sell in time when the trend feels weak, this trend is often the beginning of the ** adjustment, which is very valuable for reference.

4. For the wrong purchase, you must stop the loss in time, the higher the better, this is a long-term actual combat practice accumulation process, you have to pay if you see the mistake, there is nothing to wait.

The five major banks are: Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, Construction Bank, Bank of Communications, security is basically the same, **** and interest rates are slightly different.

China's five major banks refer to the five large state-owned joint-stock commercial banks, including: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, and Bank of Communications.

Only the Agricultural Bank of China is 100% domestic, and the other banks are more or less foreign-owned.

Bank of China is mainly divided into the following categories:

1. Central Bank: People's Bank of China.

It is the first bank in our country, which is actually an administrative authority, and basically does not handle banking business for individuals and enterprises.

2. Policy bank: Agricultural Development Bank of China.

China Development Bank and Export-Import Bank of China, which only handle policy-related banking business.

3. Commercial banks: Industrial and Commercial Bank of China, China Construction Bank, Bank of China, Agricultural Bank of China, Bank of Communications.

China Merchants Bank, etc., handles daily deposit and loan business, which is closely related to the lives of residents.

4. Credit unions.

It is divided into urban credit cooperatives and rural credit cooperatives, which are small in scale and also have the characteristics of commercial banks to handle related business.

1. The responsibilities of each bank are different:

Industrial and Commercial Bank of China: The basic task is to raise social funds through financing activities at home and abroad in accordance with national laws and regulations, strengthen the management of credit funds, support the production and technological transformation of enterprises, and serve China's economic construction.

Agricultural Bank of China: It is one of the four largest banks in China, an important part of China's financial system, and one of the world's top 500 enterprises. The total market capitalization ranks fifth among the world's listed banks.

Bank of China: Bank of China is the note-issuing bank in Hong Kong and Macau, with business scope covering commercial banking, investment banking, insurance and aviation leasing, and its subsidiaries include BOC International, BOC**, BOC Insurance, BOC Investment, BOC Hong Kong and other holding financial institutions, providing financial services to individual and corporate customers worldwide.

China Construction Bank: The main business areas include corporate banking, personal banking and treasury business, with branches in Hong Kong, Taiwan, Melbourne and other places to provide customers with comprehensive financial services.

Bank of Communications: It is a state-owned commercial bank and one of the note-issuing banks in modern China.

2. The business conditions are different.

3. The establishment time is different.

China's banks are divided into several categories, such as ** banks, policy banks, state-owned commercial banks, joint-stock commercial banks, and local commercial banks.

1. Banks.

China's ** bank is the People's Bank of China, referred to as the central bank. ** The dominant financial center institution in the banking state is an important tool for the state to intervene and regulate the development of the national economy. It is responsible for formulating and implementing the national monetary and credit policy, has the exclusive power to issue currency, and implements financial supervision.

2. Policy banks.

The policy bank is not for the purpose of making profits, but specifically for the implementation and cooperation of social and economic policies or intentions, in a specific business field, directly or indirectly engaged in policy financing activities, as a tool for economic development, social progress, and macroeconomic management.

In 1994, China established three major policy banks, namely the China Development Bank, the Export-Import Bank of China and the Agricultural Development Bank of China, all of which are directly under the leadership. In March 2015, CDB was positioned as a development financial institution and was spun off from the policy bank sequence.

3. State-owned commercial banks.

State-owned commercial banks refer to large commercial banks directly controlled by the state (Ministry of Finance, ** Huijin Company).

State-owned commercial banks include: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and Postal Savings Bank of China.

4. Joint-stock commercial banks.

A joint-stock commercial bank is a type of commercial bank. There are 12 national joint-stock commercial banks in China: China Merchants Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Everbright Bank, Huaxia Bank, China Minsheng Bank, Guangfa Bank, Industrial Bank, Ping An Bank, Zheshang Bank, Hengfeng Bank and Bohai Bank.

5. Local commercial banks.

Local commercial banks refer to banking financial institutions whose business scope is limited by geography. In China, local commercial banks mainly refer to urban commercial banks, rural credit cooperatives, and urban credit cooperatives.

Encyclopedia - Policy Bank.

Encyclopedia - State-owned commercial banks.

Encyclopedia - Joint-stock commercial bank.

Encyclopedia - Local commercial banks.