I was hit by a car and the other party has third party insurance, how to ask for lost time pay

The nutrition fee is estimated to be enough, you have to have a certificate of residence in the urban area, it is estimated that you can according to the city household registration, and then you can only negotiate the unit you work for, and give you a certificate of income, but it must be a regular payroll, the kind that is signed and stamped by the fingerprint. . .

At least the following three conditions are required.

1. Responsibility of the other party.

2. You can provide a certificate that you are temporarily unable to work after being discharged from the hospital because you were hit and photographed as a hospital (the doctor recommends resting at home).

3. Provide proof of income, let the unit come out and stamp, but do not exceed 3,500 yuan, if it exceeds the tax certificate of individual income tax.

The current perpetrators have a strong sense of law, and generally they will not come forward after the accident, because they will inevitably have to pay some money, and the insurance company will not pay for this money. In addition, insurance companies are their own legal teams, which are called litigators in the world. With all kinds of laws and regulations, you can get very little money.

So in general, don't wait for compensation. Go straight to the stalker. All kinds of nonsense, pestering everything, looking at the money.

Hope it helps.

Lost time pay is calculated by the local minimum insurance payment, and after the insurance company pays the main car search.

You need to provide a certificate of leave, a labor contract, a salary statement, and a certificate of absenteeism from the company, and if you can't provide it, you can only compensate according to the average standard of your household registration.

Hello, it can be seen that you are a very responsible person, but in the process of daily driving, once we have a traffic accident, it is not recommended to pay in advance, you can contact the insurance company in time to deal with it, because some expenses, we do not know whether they belong to the scope of compensation, and we do not know how much compensation is correct.

According to some provisions of China's laws on lost time pay, if a third party is hospitalized or injured due to a traffic accident or a car accident, it is necessary to compensate for lost work expenses, and the standard of compensation for lost time pay is based on the third party's wage level.

In a case of compensation for damages caused by a traffic accident, if the victim claims compensation for the loss of the suspension of operation during the repair period of the damaged vehicle on the grounds that the damaged vehicle is being used for cargo transportation or passenger transportation business activities, the person responsible for the traffic accident shall compensate for it. Lost time pay refers to the actual loss of income due to the inability to perform normal work during the period (lost time) that the compensation obligor should pay to the compensation right holder.

2) If a third party is hospitalized due to injury caused by a car accident, the insurance company can compensate for lost work expenses and nursing expenses. Compensation within the sum insured of the indemnity.

1. Medical expenses include: medical expenses, diagnosis and treatment fees, hospitalization fees, hospital meal subsidies, necessary and reasonable follow-up expenses, plastic surgery fees, and nutrition expenses.

2. Death and disability expenses include: funeral expenses, death compensation, transportation expenses for funeral matters, disability compensation, disability assistive device expenses, nursing expenses, ** expenses, transportation expenses, living expenses for dependents, accommodation expenses, lost work expenses, and solatium for mental damage arising from judgment or mediation.

It can be seen that whether the insurance company should bear the cost of lost time depends on whether there is any injury, if it is only the vehicle that is hit, it must only compensate for the repair fee. If you want to compensate for lost time pay, you should not pay it yourself, but you should transfer the incident to the insurance company, and the insurance company will pay according to the compensation standard. Of course, out of human affection, I think that others have delayed the matter because of us, and if we don't want to go, we can also compensate the victim privately.

The insurance company will compensate for the loss of time in traffic accidents, but there are some companies that will not compensate for it, depending on the insurance terms.

1. Article 21 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability stipulates that if a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the liability limit of the compulsory insurance for motor vehicle traffic accident liability in accordance with the law.

2. The loss of a road traffic accident is intentionally caused by the victim, and the insurance company will not compensate for it.

3. Article 23 stipulates that the compulsory insurance of motor vehicle traffic accident liability shall implement a uniform liability limit nationwide. Liability limits are divided into death and disability compensation limits, medical expense compensation limits, property damage compensation limits, and compensation limits for the insured who is not liable in road traffic accidents.

The liability limit of compulsory insurance for motor vehicle traffic accident liability shall be prescribed by the insurance supervision and administration agency in conjunction with the public security department, the health department and the agriculture department.

If you have purchased third-party commercial liability insurance, the scope of compensation includes: medical expenses, diagnosis and treatment expenses, hospitalization expenses, hospital meal subsidies, funeral expenses, death compensation, transportation expenses for funeral matters, disability compensation, disability assistive device expenses, nursing expenses, ** expenses, transportation expenses, living expenses for dependents, accommodation expenses, lost work expenses, and solatium for mental damages. For the specific amount of compensation, it is recommended that you consult the insurance company you purchased.

As long as you are covered by the third-party liability insurance, the insurance company will pay for the reasonable expenses, but it is not appropriate for you to give money without the consent of the insurance company, according to what? How much to give? How to prove it? ......Let's talk to your insurance company.

1. Will the insurance company pay for lost work expenses if the car is hit?

1. If the car is hit, whether the insurance company will compensate for lost work depends on whether the victim has suffered personal injury. Specifically:

1) As long as the subject car bears a certain amount of responsibility in the traffic accident, the insurance company should bear the full liability for lost work expenses within the limit of 110,000 yuan in the compulsory traffic insurance;

2) If the victim has no personal injury, or is beyond the insurance company's coverage, then the insurance company will not pay.

2. Legal basis: Article 7 of the Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Personal Injury Compensation Cases.

Lost time pay is determined based on the victim's lost time and income.

The lost time is determined on the basis of a certificate issued by the medical institution to which the victim received. Where the victim continues to miss work due to disability due to injury, the time of missing work may be calculated to the day before the date of disability.

If the victim has a regular income, the compensation for lost work shall be calculated on the basis of the actual reduced income. If the victim has no regular income, it is calculated on the basis of his average income in the last three years; Where the victim cannot provide evidence to prove his or her average income in the last three years, it may be calculated by referring to the average wages of employees in the same or similar industry in the previous year at the location of the court where the lawsuit is filed.

2. How to ask for lost work pay for rear-end collisions of commercial vehicles.

1. If the operating vehicle wants to ask for lost work after being rear-ended, it must first meet the situation that the other party is fully responsible or mainly responsible, so as to be able to get the corresponding claim. If the rear-end collision is caused by one's own reasons, oneself bears the main or full responsibility;

2. If the other party does not pay for lost work, you can file a lawsuit with the court and submit the business license of the operating vehicle, the income certificate, and the accident liability determination issued by the traffic police to the court;

3. After the case is filed by the court, it will be agreed that the parties will appear in court at the agreed time;

4. The court will judge according to the specific circumstances, and if the compensation for lost time is reasonable, it can generally get a reasonable compensation for lost time.

No compensation, the insurance company does not pay for lost work when the car hits, he only pays for the repair of the car, unless the person is injured in a collision, and he buys full insurance, and the insurance company may also compensate for lost work expenses.

1. The other party's insurance loss assessment is too low.

1. The law has clear provisions on the items of personal injury compensation, such as medical expenses, lost work expenses, nursing expenses, nutrition expenses, etc., but according to the situation, such as nutrition expenses, there must be the advice of the hospital, and there is no need for compensation. Lost work expenses, depending on what occupation you are engaged in, whether your income has been reduced due to hospitalization, and if there is no reduction in income, it is also not compensated. As for jewelry, if the other party does have evidence, it will definitely have to be compensated, but this evidence is not easy, otherwise you would have been compensated a long time ago.

2. The lawsuit is definitely going to be lost, because your full responsibility is only a matter of how much to pay, and the litigation costs will definitely be paid by you, but at most only a few hundred yuan.

3. The other party only sues you, and you can apply to the court to add the insurance company as a defendant on the grounds that the insurance company should bear the liability for compensation.

4. If you buy commercial third-party insurance, the insurance company should compensate within the scope of insurance.

5. You can participate in mediation, as long as it is within the scope of your acceptance, if the other party's requirements are too high, you will go through the litigation procedure, and the court will award as much as you want.

2. How to calculate the compensation after the car is hit?

If a person is injured as a result of a traffic accident, the injured party who has been hit by a car may require the injured party to bear the corresponding medical expenses, lost work expenses, nursing expenses, transportation expenses, accommodation expenses, hospital meal allowances, necessary nutrition expenses, etc. The calculation of the specific amount depends on relevant evidence, such as the amount of medical expense bills, the amount of transportation bills, the proof of lost work, and the results of disability evaluation.

3. What to do if you ride an electric car and break a bone?

If a person is hit and fractured by riding an electric vehicle, he should immediately stop the police and rescue the injured. If a person is injured in a collision, the other party shall be compensated for medical expenses, lost work expenses, nursing expenses, transportation expenses, and hospital meal subsidies; If the other party is disabled, the other party shall also be compensated for disability compensation and the living expenses of the dependents.

Article 133 of the Criminal Law of the People's Republic of China Whoever violates the regulations on the administration of transportation and thus causes a major accident, causing serious injury or death to a person or causing major losses to public or private property, shall be sentenced to fixed-term imprisonment of not more than three years or short-term detention and escapes after causing a transportation accident or there are other particularly heinous circumstances, and shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and whoever escapes and causes death shall be sentenced to fixed-term imprisonment of not less than seven years.

If you are hit by a private car and cannot work normally, you can claim compensation for lost time pay. A private car is not a harassment vehicle, and after being hit, the owner of the car cannot claim compensation from the responsible party for the loss of the suspension of service. The loss of suspension of operation is relative to the vehicle that has been slowed down in accordance with the law for business activities such as cargo transportation and passenger transportation.