Cancel the installment, will the installment be canceled after the installment is refunded

If you want to cancel your credit card instalment, you can call the customer service of your card issuing bank** directly to cancel your credit card instalment. You will pay back the remaining amount of the purchase, but it should be noted that if you pay all the installment fees in the first installment of your credit card, you will not be refunded even if you cancel the instalment fee now.

Yes, yes. However, early repayment will not save any fees, once the bill installment application is difficult to cancel, the early repayment fee will be charged correctly, if you choose to pay in bill installments, usually after the application is successful, the number of installments applied for cannot be changed or revoked. Even if the bank allows you to repay the loan early, the fees that have been charged will not be refunded and will also ask for the fees that have not been charged.

This means that you will have to repay the loan early, and you will not save any fees, and your credit limit will be used after the instalment payment. For example, China Merchants Bank stipulates that "the amount occupied by the corresponding transaction will be restored in installments with each installment of your repayment until the last installment or all installment amounts are repaid in advance". Some banks stipulate that the total amount of the instalment payment will not be repaid until the full amount is repaid.

Although the bank stipulates that the bill instalment can be carried out consecutively, the total amount of bill instalment applied for each month shall not exceed the new credit card consumption in the current period. For the installment payment business through online orders, ** will stipulate that no handling fee will be charged when returning the goods, and part of the refund handling fee will be refunded according to the refund proportion.

There are three types of returns after installment payment:

Situation 1: If the goods have not been shipped, then only a refund is required, the order is cancelled, and the installment payment is canceled.

Situation 2: The goods have been shipped, but the real payment has not been started, then the goods must be returned first. Then the refund is made, and the installment is naturally canceled.

Scenario 3: This is rare, that is, there has already been a real payment (the first installment was paid. At this point, you still have to return the item first, and then cancel it in installments. The amount paid is returned to the buyer's account.

Extended Materials. The refund rules for Huabei installment are as follows:

1. If the refund is not confirmed before receipt, there will be no handling fee for the direct refund of the Huabei quota;

2. The order of deduction of refund funds after confirming receipt is as follows:

1) Priority is given to repayment in installments, in the following order: overdue interest formed by installment repayment, overdue principal formed by installment repayment, cost formed by installment repayment, principal formed by installment repayment, and unreleased principal formed by installment repayment (deducted in the order of the last installment);

2) If there is still some remaining funds and the user is overdue, the order is: the remaining overdue interest that has been issued, the remaining overdue principal that has been released, the remaining expenses that have been released, and the remaining principal that has been released;

3) If there are any remaining funds after the above two rounds, they will be returned to the user's Alipay account balance.

3. If the installment transaction is a margin refund, the balance will be refunded directly.

4. Installment payment is mostly used for some product transactions with long production cycle and high cost. Such as the export of complete sets of equipment, large vehicles, heavy machinery and equipment, etc. The practice of installment payment is that after the import and export contract is signed, the importer pays a small part of the payment as a deposit to the exporter, and most of the remaining payment is paid in installments after the product is partially or fully produced and shipped on the ship, or when the goods are installed, commissioned, put into operation and the quality assurance period expires.

Installment payments were developed after the Second World War. In the beginning, it was limited to the purchase of general daily goods or services. Later, with the rapid development of productive forces, the scale of industrial and agricultural production is expanding day by day, the required expenses are increasing, coupled with the development of bank credit, the field of installment payment has expanded to the purchase of large-scale machinery and equipment and raw materials by enterprises.

Alipay's vigorous promotion of Huabei has made more and more people use Huabei as the first payment method, but some friends do not need to pay in installments, how to cancel Alipay installment payments?

How to cancel Alipay installment payment 1, open Alipay, on my page, click Huabei 2, select mine.

3. Click Help Center.

4. Select a staging.

5. Can I cancel the Huabei installment by clicking on it?

6. Finally, click on Huabei to settle in advance, and pay off Huabei 7. If you no longer use Huabei installment payment in the future, you can close the Huabei service Note: This article takes Huawei mate30 mobile phone as an example, applicable to EMUI11 system, Alipay version and other Android mobile phones, at present, Huabei installment application cannot be canceled, if the installment payment is canceled, you can apply for a refund to the seller, which is equivalent to canceling the installment, if the bill installment repayment is canceled, you can order Huabei to settle in advance, which is equivalent to canceling the installment. This article takes Huawei Mate30 as an example, which is applicable to the Alipay version of EMUI11.

<> Alipay's vigorous promotion of Huabei, there are more and more people who use Huabei as the first payment method, but some friends do not need to pay in installments, how to cancel Alipay installments?

How to cancel Alipay installment payment 1, open Alipay, on my page, click Huabei.

2. Select Mine.

3. Click Help Center.

4. Select a staging.

5. Can I cancel the Huabei installment by clicking on it?

6. Finally, click Huabei to settle in advance, and pay off Huabei.

7. If you no longer use Huabei installment payment in the future, you can close the Huabei service.

Note: This article takes Huawei mate30 mobile phone as an example, applicable to EMUI11 system, Alipay version of Minshu Benqiao Huahong and other Android mobile phones, at present, Huabei installment application can not be canceled, if the installment payment is canceled, you can apply to the seller for a refund, which is equivalent to canceling the installment, if the bill installment repayment is canceled, you can order Huabei to settle in advance, which is equivalent to canceling the installment. This article takes Huawei Mate30 as an example, which is applicable to the Alipay version of EMUI11.

Customer service or go directly to the bank can cancel.

If you need to cancel the installment or repay the loan early, you need to apply for installment settlement, and the unpaid installment principal and handling fee need to be repaid at one time, and the early settlement cannot be reversed, so it is recommended that you keep the installment first. If you insist on settlement, please call credit card customer service** to transfer to manual processing.

Electronic payment cards with all or some functions such as transfer and settlement, cash deposit and withdrawal, etc. Credit cards are divided into credit cards and quasi-credit cards, and credit cards refer to credit cards that have a certain credit limit and can spend first and repay later within the credit limit; A quasi-credit card is a credit card in which the cardholder is required to deposit a certain amount of reserve.

A quasi-credit card that can be overdrawn within the prescribed credit limit when the balance of the reserve account is insufficient to pay.

A quasi-credit card refers to a credit card in which the cardholder must first deposit a certain amount of reserve fund according to the requirements of the issuing bank, and when the balance of the reserve account is insufficient to pay, the credit card can be overdrawn within the credit limit specified by the issuing bank, but the overdrawn part will be charged interest from the day of overdraft, and no interest-free period will be enjoyed. A quasi-credit card is a combination of a credit card and a debit card.

Some functions generally require a deposit.

Or provide a guarantor, deposit first and then consume when using, and the deposit will pay interest. Cardholders can make a small overdraft within the limit approved by the issuing bank when making purchases, but the overdraft amount will be subject to interest accrual from the date of overdraft.

The arrears must be paid off in one go, and there is generally no interest-free repayment period and no minimum payment.

Its basic functions are transfer settlement and shopping consumption.

A credit limit, also known as a "credit limit", refers to a certain amount of credit limit granted by a bank to its basic customers, that is, a certain amount of money that can be recycled by a company within a specified period of time.

The requirements for applying for a credit card are as follows:

1. The applicant must be 18 years old or above, and the parties must have full capacity for civil conduct;

2. The card holder has a legal and stable salary income and no bad credit record;

3. The card holder shall provide a valid personal identity document;

4. Provide personal proof of employment to the bank.

Proof of income and proof of financial status, etc.;

5. Provide the individual's proof of residence, a copy of the household registration book or the certification materials of the sub-district office.

<> Alipay's vigorous promotion of Huabei, there are more and more people who use Huabei as the first payment method, but some friends do not need to pay in installments, how to cancel Alipay installments?

How to cancel Alipay installment payment 1, open Alipay, on my page, click Huabei.

2. Select Mine.

3. Click Help Center.

4. Select a staging.

5. Can I cancel the Huabei installment by clicking on it?

6. Finally, click Huabei to settle in advance, and pay off Huabei.

7. If you no longer use Huabei installment payment in the future, you can close the Huabei service.

Note: This article takes Huawei mate30 mobile phone as an example, applicable to EMUI11 system, Alipay version of Minshu Benqiao Huahong and other Android mobile phones, at present, Huabei installment application can not be canceled, if the installment payment is canceled, you can apply to the seller for a refund, which is equivalent to canceling the installment, if the bill installment repayment is canceled, you can order Huabei to settle in advance, which is equivalent to canceling the installment. This article takes Huawei Mate30 as an example, which is applicable to the Alipay version of EMUI11.