The review has passed, what does it mean in the matching of funds

Nowadays, residents' lives are inseparable from loans, and banks and various financial institutions have different types of loans, and we often come into contact with housing loans and car loans. Applying for a loan is a process that goes from review to approval to disbursement, and these progress loan applicants can inquire.

If the progress shows that the review has been passed, the fund matching means that the loan information submitted by the applicant has been approved, which means that the loan has been successful, and the bank or institution that issued the loan is preparing funds for the applicant. It should be noted that it is not necessarily possible to successfully lend money after the platform is approved, and some funders will review the user again. If a small number of platforms show that the funds are matching, if there is no update for a week, it is best to contact customer service for consultation.

At present, in actual operation, some loan platforms do not have enough funds themselves, and most of them cooperate with banks and financial institutions to lend to users.

In the process of waiting for the loan to be disbursed, if there is a shortage of funds on the funding side, some loan applicants may not be able to get the applied amount, and the loan platform will re-match, and the user needs to wait again.

In the process of waiting for the matching of funds, users who apply for loans should continue to maintain a good personal credit record, and the lending platform or institution will give priority to disbursing funds to users with better credit information, and not match them in the order of early and late application.

So whether it's an individual or a business, it's in the credit business.

For example, when using credit cards, loans, etc., you must have good habits, do not repay on time, and maintain a good credit record, so as to get the loan more smoothly, so as not to affect your life or production.

At the same time, the collection of record reports is generally five years, although the audit standard of financial institutions is records within two years, but the reports within five years will also be viewed. Therefore, it is most important for users who apply for loans to get loan funds, not to take chances, and to abide by the rules of various credit products.

In the loan fund matching, the system is preparing the loan funds for the user, and the loan has not yet entered the step. If the loan funds fail to match, the loan amount of the lender is insufficient, or the user has not passed the loan approval. If the funds are successfully matched, the user can wait for the system to release the loan.

In fact, it is not necessary to be 100% disbursed in the matching of loan funds, and at this stage, users only need to wait patiently and do not need to perform other operations.

The factors that affect the speed of account arrival are as follows:

1. Different products: Banyan loans are divided into many different products, of course, the arrival time is different. Under the same conditions, the main advantageous products of the platform will arrive faster.

2. Different time periods: Although you can apply for a banyan loan at night or on holidays, because the progress of the review during this time period and the cooperation of customers are not as good as on working days, it is likely to affect the time of receiving the account.

3. Data integrity: In the process of applying for a loan, it is necessary to ensure that the information is complete and complete, otherwise once it stops, it will affect the speed, and the corresponding arrival time will be slow.

4. Credit information: If the customer's credit situation is good, the background will naturally approve it quickly, but if there are flaws in the credit report, the platform must carefully evaluate and decide whether to approve it, which naturally delays a lot of time.

At present, it is relatively easy to pass the user's loan application for borrowing, 360 IOU, Qianhua, Anyihua, Banyan Loan, Micro Loan, Jingdong Gold Bar, Gome Easy Card, Installment Le, Paipai Loan, Repayment, 58 Good Loan Foreign Money Bank, Enough Flower and Good Loan. However, whether the loan platform ultimately passes the user's loan needs depends on the user's current personal qualifications, the higher the personal qualifications (the higher the education, the more stable the job and income, the better the credit record, and the less debt), the easier it is for the loan platform to pass the user's loan application, and vice versa.

If you have capital turnover needs, it is recommended that you use Youqianhua, which is a credit service brand under Du Xiaoman Finance (original name: Youqianhua, renamed in June 2018"There is money to spend"The big brands are reliable, the interest rates are low and trustworthy. There is money to spend - full easy loan, the maximum amount of borrowing is 200,000, and the daily interest rate is as low as low.

It has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply. Online loans are risky, so you need to be cautious in your choice!

Many loan platforms do not have their own funds, and lend to users through cooperative funders. Someone asked, saying that the review has passed, what does it mean in the fund match? So let's briefly talk about this problem to you, I hope you can find it helpful after reading it.

The review has passed, what does it mean in the matching of funds

This means that the user has passed the platform's review and is now waiting to match the funders. However, it should be noted that it is not necessary for the platform to approve the loan successfully, and some funders will review the user again.

If the user hits the credit blacklist of the funder or fails to meet the comprehensive assessment, he will still be rejected directly. At the same time, if there is a shortage of quota in the process of waiting for the loan, some users will not be able to obtain the actual quota, and may need to rematch again and wait patiently.

It is recommended that users continue to maintain good personal credit while waiting for the loan to be disbursed, because sometimes in the case of limited loan amount, the fund will give priority to users with good credit, and it is not necessarily in the order of application.

After successfully obtaining the quota, the user's personal credit report will record the borrowing and lending of the corresponding funder, so the user should repay the loan on time and not be overdue.

That's all it means to be "approved, what does it mean in the funding match". In general, this prompt appears, indicating that there is no problem with the user's basic situation, and it has passed the platform review, and you only need to wait for the system to match the fund for the user, and then the fund will be released after the fund is approved.