What kind of insurance is paid 380 yuan for Chinese life children over 3 years old

As the largest life insurance company in China, Chinese Life has a wide variety of insurance types. Next, I will take you to learn about its main types of insurance, and if you are in a hurry, you can click here to read directly:"This article tells you how the life of Chinese people is, and what types of insurance are mainly involved".

There are many types of insurance for Chinese Life, and there are many suitable for children, the most important thing is to depend on personal needs. Chinese Life Insurance suitable for children to purchase has critical illness insurance, medical insurance, accident insurance, etc., which can give children more comprehensive protection, if you want to know more, you can read below:

First, the main types of life insurance for Chinese

(1) Health Insurance:Critical illness insurance, medical insurance, etc. are all health insurance, and Chinese Life provides a variety of health insurance products, and the critical illness insurance represented by Corning has attracted a batch of customers.

(2) Term Life Insurance:The term life insurance products provided by Chinese Life are relatively rich, which provides a broader space for consumers to make better choices.

(3) Accident insurance:(4) Financial insurance:The biggest feature of financial insurance is that it has both protection and financial management functions.

Chinese Life is the first participating insurance product launched in the industry, which is a major mainstream of financial insurance in the industry.

(5) Endowment insurance:(6) Children's insurance:Most of the Chinese life insurance is also participating insurance, and when providing medical and other health protection for children, education funds and other benefits are also included.

After reading so much, I think there must be friends who are interested in life insurance products, and I have already provided you with a dry goods:

Second, the main products of Chinese Life

If you want to know more, you can also click hereHow much do you know about the top seven [Chinese Life] insurance products in terms of cost performance? 》

The scale of Chinese Life Insurance Company is among the best among domestic insurance companies, and the insurance types are indeed quite rich. However, when we choose any product, it is best to choose according to our actual needs. Hope!

Xueba said insurance, only recommend the most suitable child insurance! This year, the comparison table of 136 hot-selling critical illness insurance for children aged 0-18 has been updated

Click to claim now, we believe that we can help you choose the right insurance for your child.

How to buy insurance for your child

This question has stumped many parents, so let's sort out the methods and ideas for buying insurance for children! Configure from these three aspects:

First, children's medical insurance is essential!

After the child is registered, the first thing to do is to complete the medical insurance. Regardless of whether it is a major illness or a minor illness, basic medical insurance is particularly important, so it is necessary to apply for medical insurance for children.

Second, if you plan to configure commercial insurance, it is recommended to consider pure protection critical illness insurance + medical insurance + accident insurance.

First of all, critical illness insurance, which provides a relatively long period of protection. Secondly, critical illness insurance is paid directly in cash after getting sick, in addition to solving the best expenses, it can also solve many subsequent hidden problems, such as taking care of sick children, bringing economic losses to the family, all need to use a lot of cash. Buying a pure protection critical illness insurance can just solve these problems in the future.

Let's talk about medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, with an annual premium of one or two hundred yuan, you can buy an insurance amount of 10,000 yuan, which is very cost-effective.

Finally, to configure an accident insurance, children's accident insurance is very cheap, 200,000 yuan per year is only sixty or seventy yuan, which can protect the child's accidental death, accidental disability and accidental medical liability, which is particularly practical.

Third, what are the insurance policies that are not recommended for children?

Don't choose life insurance for your child, and try not to choose critical illness insurance with both liabilities. I know the specific reasons in this articleWhy is it so hard to buy child insurance? You'll know when you see it!

There is a detailed introduction in it, and because it is written in detail, I will not introduce it here.

According to the above insurance ideas, if you configure regular protection for your child, you can get it for 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is quite cost-effective.

That's all for me"What kind of insurance is paid 380 yuan for Chinese life children over 3 years old"All of them, I hope it helps you! Hope!

It is the happiness of Minsheng Life Insurance 360 Children's Insurance

Hello! You can choose an insurance person near you to understand.

Depending on the terms of the contract.

Children's insurance is paid once a year.

Don't care about how to choose the insurance company and the insurance person itself, there is no operability, each says it is good, is it to see who says it well, and then the company and the insurance also have their own characteristics and suitable for the population, or to grasp it yourself to be truly reliable.

The scale of domestic insurance companies is large and small, but all of them are unified national supervision, and the degree of safety is the same; All of them are based on specific policy terms as the contractual principle, and there is no question of which claim is good and which is bad; Everyone is a unified insurance design background parameters, there is no good or bad insurance or special advantages, whether it is the rate or insurance content there are big and small differences, the purpose is to follow the insurance function in the general direction, and meet the detailed needs of different customers in the small direction, which is a reasonable choice of insurance.

We know that the basis of a suitable insurance is whether the insurance benefits of this type of insurance are the most effective and most directly aimed at the needs of customers (the purpose of buying insurance), the higher the degree of match, the higher the efficiency of this type of insurance, which is generally said to be cost-effective.

The key is to buy the right type of insurance, so it is especially recommended that you follow the scientific process of "clear needs - > preliminary selection - > negotiation and verification - > effective choice"!

First of all, clear needs, clear direction is the first step to buy insurance correctly, the so-called insurance needs, is why to buy insurance for children, what problems do you want to solve, or what wishes do you want to achieve? Maybe there are a lot of requirements and expectations, and it doesn't matter, but it's best to keep them in order;

Then it is to explain your approximate economic ability or approximate premium budget, this degree requires you to communicate with ** people, in fact, all your needs may not be able to be met, excellent insurance ** people are to consider comprehensively, make a choice of priorities, and most effectively realize your insurance needs through a reasonable combination of insurance types.

After the premise is clear, implement open plan collection and comparison operations to see which insurance type or combination can most effectively meet your needs, that is what you want! At present, this kind of collection and comparison, the simplest and most effective is to directly find a few local different companies of the first person, if you are worried about possible harassment or entanglement, now you can also online through the third-party insurance intermediary station insurance bidding, according to the set standard process, directly ** anonymous solicitation of different insurance companies of specific programs, comparison and selection.

In this way, there will basically be a more reasonable result!

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Life insurance is a kind of life insurance, referred to as life insurance, life insurance: life insurance with the life of the insured as the subject of insurance and the survival or death of the insured as the payment condition. As with all insurance businesses, the insured passes the risk to the insurer, accepts the insurer's terms and pays the premium.

Unlike other insurances, life insurance passes on the risk of survival or death of the insured.

Life insurance includes:

1. Term life insurance is to fight against the death of the insured during the period specified in the policy, and the deceased beneficiary has the right to receive the insurance money, if the insured does not die during the insurance period, the insurer does not need to pay the insurance money and does not return the insurance premium, referred to as "term life insurance", which is mostly to provide protection for the insured to engage in more dangerous work in the short term.

2. Whole life, insurance is an irregular death insurance, referred to as "whole life insurance". Insurance liability extends from the date of the effective date of the insurance contract until the death of the insured. Since the death of a person is inevitable, the benefits of the whole life insurance must eventually be paid to the insured.

Due to the long duration of life insurance, its rate is higher than that of term insurance, and it has the function of savings.

3. Survival insurance means that the insured must survive until the expiration of the insurance period specified in the policy before he can receive the insurance money. If the insured dies during the insurance period, the insured cannot claim to recover the insurance premiums and cannot recover the premiums paid.

4. Life and death insurance refers to the life insurance in which the insured is assumed to die during the period agreed in the insurance contract, and the beneficiary of the death receives the death insurance money agreed in the insurance contract, and the insured continues to survive until the expiration of the insurance period agreed in the insurance contract, and the policyholder receives the insurance maturity payment agreed in the insurance contract. This type of insurance is the most common type of commercial life insurance on the market today.

5. Endowment insurance is a combination of survival insurance and death insurance, which is a special form of life and death insurance. Regardless of whether the insured dies during the insurance period or survives to the expiration of the insurance period, he can receive the insurance money, which can eliminate the financial pressure caused by the death of the insured for his family, and enable the insured to obtain a sum of money for retirement at the end of the insurance period.

6. Catastrophe protection, catastrophe has become a major hidden danger to personal safety, and disaster protection has also become a new focus of life insurance. Many life insurance products on the market will cover catastrophes such as **, tsunamis, and mudslides, and specialized "catastrophe insurance" life insurance products are relatively rare, and the more common ones are in the form of additional insurance, that is, for major natural disasters that may bring significant losses to consumers, to give double protection.

In addition, people will also mistakenly refer to Chinese Life Insurance (Group) Company as "life insurance", and the abbreviation of Chinese Life Insurance (Group) Company should be "Chinese Life" or "National Life".

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

This reference: ultra-affordable children's protection** low premium.

Dear, there are three firsts and three principles after buying insurance, one of which is parents first and then children, I wonder if your husband and wife are protected? If you have these 3,000 to do a relatively simple education dividend insurance additional hospitalization and accident medical treatment, critical illness, AIA has several types of insurance can meet your requirements, if you can chat privately in the same city, if you can not consult local AIA colleagues, they will be able to give you a professional analysis.

Hello, for children's insurance, the first is children's accidents, followed by children's medical care, and finally children's education funds.

Hello! Ping An Wisdom Star is fully guaranteed and can also take into account the education fund, with an annual payment of 4,000 for 15 years. You can see my case. Reference: Wisdom Star Colorful Future Shaping Freely.

Hello, parents buy insurance for their babies in order to keep the baby safe, you are considering protection insurance, first consider accidents, medical treatment, critical illness, education and other issues, Ping An's wisdom star children's universal insurance protection is very comprehensive, flexible payment, 4000 yuan, 5000 yuan, you can find a local Ping An colleague to give you a proposal.

Hello, according to your budget, I have designed such a plan for your child, with a whole life insurance coverage of 100,000, a critical illness insurance of 100,000, a lifetime insurance, an accident medical treatment of 20,000 yuan, and 2 hospitalization medical treatments. The annual payment is about 2,000 yuan, and the annual payment is 20 years, and the life insurance amount and critical illness insurance amount will increase with age.

Hello! There are many products suitable for 3-year-old babies, mainly depending on what you want to pay dividends and return money, or protection.

However, based on your current information, 3,000 yuan, if you don't have social security or rural cooperative medical care, you should be included in one to protect it. Medical-oriented, your current information is not very detailed, it is inconvenient to give a specific plan, I hope to add QQ contact and body details, thank you, I wish you peace. Happiness.

Hello, it's good for a three-year-old to buy a (Kangyou) insurance, which is very suitable for children.

Hello, the baby's insurance should be based on protection, accidents, hospitalization and critical illness are necessary, the annual premium of 3000 yuan can be bought very high, very comprehensive protection, Xinhua's "Xianghe Wanjia" you can understand, times the value of protection. 5 times the critical illness protection, double the maturity pension payment, this product has a premium waiver function, one policy and 2 cares.

Hello, 3-year-old children can choose children's critical illness insurance, or they can choose education insurance. It's also about what you want to solve with insurance.

Hello! According to your baby's situation, the baby is 3 years old, first of all, it is recommended that you give the baby universal medical insurance or NCMS, so that he can have a basic medical care; Then according to your economy, give the baby unexpected critical illness education and so on! Since I don't know your budget, I recommend Ping An's latest children's products to you:

At the same time, the policyholder and the insured can also be exempted from accident and critical illness education, with a minimum deposit of 4,000 yuan! Detailed QQ contact!

Recommend a combination Ping An Xinli + Xinli Critical Illness + University Education Fund will be returned every two years Double compensation for critical illness can solve the child's education and medical supplement.