Is it reliable to transfer money to Yue Bao?

Yue Bao. We all know that many people use it every day to collect and pay, which greatly facilitates our lives, we can go out without cash, just scan the code, but is Yue Bao reliable.

I think it's okay to save less than 10,000 yuan in Yu'e Bao, first of all, the company behind Yu'e Bao is Alibaba.

It is difficult for such a large company to go bankrupt in a short period of time, and the security of Yu'e Bao is still very guaranteed, and Yu'e Bao can be withdrawn at any time, with strong liquidity, and about 10% of the income, which is more than the bank's demand deposit.

Much higher. Therefore, it is still a good choice to transfer less than 10,000 yuan to Yue Bao. So why is it less than 10,000 yuan, because Yue Bao supports fast redemption with a daily limit of 10,000 yuan, and more than 10,000 yuan cannot be quickly redeemed.

More than 10,000 yuan is not recommended to put in Yu Bao, first of all, a large amount of funds will be restricted, and although Yu Bao behind Alibaba, a super large company, but the company will have the risk of bankruptcy, even if the company survives longer than we have been alive, but the risk does exist, once the company collapses it will be liquidated, and it is also difficult for us to get our money back. And the banks, especially the five major banks, are state-owned enterprises, and there is the state behind them, and the state will not let them fail, and even if they fail, the state will solve the problem of people's deposits in the bank, so I suggest that large amounts of property are still stored in the bank to be more secure and safe.

This is my view of Yue Bao, a small amount of money is placed in Yue Bao, which is convenient for our daily life needs, and a large balance is stored in the bank to make it safer and more reassuring, and these large transactions of buying a house and a car are also completed through the payment of bank cards, and Alipay is rarely used, and the bank app can also be managed like Alipay, I still recommend that Yu Yu Bao can be used as long as it meets our daily needs.

I think it's very reliable, because Yue Bao is a relatively safe small investment, and I personally think that putting money here and growing by dozens of dollars a day is also a relatively safe income.

At present, it is still reliable to transfer to Yu'e Bao, because Alipay is still very stable, and there is also interest in Yu'e Bao.

It is more reliable, the Yue Bao in Alipay is very reliable, and there will be no losses, and Alipay requires a real-name system.

I think it's very reliable to transfer money to Yue Bao, and there is also interest.

It is still relatively reliable, and Yu'e Bao appeared relatively early, and at the same time, the profit situation is also very good, and there are many people who invest.

Is it really reliable to transfer to Yu'e Bao? How did you find out that it would freeze some time ago??? Why can't I take out the layer after taking it?

Still frozen? This time the point upgrade The balance has entered the balance treasure all of a sudden? Will it freeze again?

Can I take it out at any time? Is it easy to use when consuming? Thank you!

As network technology becomes more and more mature, we enjoy many of the benefits that the network brings us. There used to be times when we had to keep money in the bank and it was very cumbersome to access it. Nowadays, it is very convenient to transfer money by only verifying your fingerprint or entering a password.

In modern times, Yu'e Bao, Coin Pass, and exclusive apps of major banks have sprung up like mushrooms after a rain, and how to maximize the benefits of their excess money is a problem that countless people are worried about. So is it appropriate to save the extra money in Yue Bao? Let me tell you the truth.

In 2013, when Alipay first launched Yu'e Bao, it was once very popular, and many people were aroused to have a sense of financial management, and they have deposited the remaining money in their hands into Yu'e Bao, and Yu'e Bao did not live up to people's expectations of him, the yield of Yu'e Bao at that time was very high, compared with the yield of major banks, it was much higher, at the highest time it once reached more than 6%, and remained at about 4% 5% for a long time, which is 15 times the interest on bank demand deposits.

But nothing lasts, and everything has peaks and valleys.

Since 2018, Tianhong has adjusted the service rules of Yu'e Bao and launched a purchase restriction strategy, and the yield of Yu'e Bao has been declining. Until last year, when the epidemic was at its lowest, the lowest ** was even only. Even if it improves this year, it will only hover around 2%.

The once hot Yu Bao has finally ushered in the freezing point of history. He is no longer suitable as the first choice for people to manage their finances and obtain income. Comparatively speaking, banks now have a higher yield than Yu'e Bao, and there is no risk.

Therefore, at the moment, if the purpose is to obtain high returns, it is not suitable to put excess money into Yue Bao. However, just as a way to access liquidity, Yue Bao is still a good choice. After all, basically all merchants support Alipay payment.

It is still more suitable, and Yue Bao is relatively stable, and at the same time, it can also guarantee the value of income, and then you can earn a certain amount of interest every month, and there is no risk.

It is very suitable to transfer the excess money to Yue Bao, not only to earn every day, but also to access it at any time.

It's very suitable, deposit and withdraw at any time, and the arrival speed is much faster than that of the bank, and the bank takes two working days to arrive.

After transferring money to Yu'e Bao, you need to confirm it before you can have income, for example, if you transfer it to Yu'e Bao on Monday, the money needs to be confirmed on Tuesday, and you will receive Tuesday's income on Wednesday. It will also be postponed if it falls on a holiday.

The money transferred to Yue Bao can be consumed online at ordinary times, and you can also repay the credit card, the flexibility is very high, and the income of Yu Yu Bao can directly participate in the income of the next period, which is equivalent to compound interest calculation, compared with bank demand deposits, the income of Yu Yu Bao is still very high. However, the essence of Yue Bao is currency**, and it does not promise to protect the capital.

In 2018, the personal limit of Yu'e Bao is 100,000 yuan, and the amount of real-time withdrawal per day is only 10,000 yuan, if you want to withdraw more than 10,000 yuan, you must apply, and T+1 is generally implemented, but you should avoid holidays and weekends when withdrawing, such as applying for withdrawal on Friday, then you can only arrive on Monday, and there is no income on Saturday and Sunday; This is something that everyone needs to pay attention to.

If the 100,000 quota of Yu'e Bao is not enough, you can use your family's ID card to register Alipay, so that you can deposit the money into Yu'e Bao again to enjoy the benefits, but it is not recommended to do this here, at this time, you can consider Yu Libao in Alipay, Yu Libao individual users have a limit of 10 million.

1.Theoretically, Yue Bao belongs to the currency**, but the risk is small and can be basically ignored, so it is safe to deposit money into Yue Bao.

2.The funds transferred to Yu'e Bao will be confirmed by ** company on the second working day, and the confirmed shares will start to calculate the income. The essence is currency**, which is still risky. However, if you transfer cash in, you will not lose the money, and you can transfer it with confidence.

3.The opening conditions for Yu'e Bao users are at least 18 years old and real-name authenticated personal Alipay account. Therefore, if the amount in Yue Bao is stolen, you can claim compensation from Ant Financial.

Extended information: Any investment has risks, since "Yu Bao" is bought **, it also has to bear the risk of market fluctuations, but the currency ** is much lower than other open-ended **, and it is the first choice for many prudent investors in addition to savings and treasury bonds.

Considering the acceptance of users, at the beginning, we will put some products with low risk and relatively stable returns, simple and easy to understand, such as currency**, fixed income**, etc., and then consider higher risks. Guo Guoming, deputy general manager of Alipay's business division, said in a recent interview with reporters that there are currently 44 ** companies that have reached payment agreements with Alipay, and more than half of them are talking about product launches with **. This means that in the future, Alipay users can choose from a number of ** through "Yue Bao".

As for whether the money that was not used to buy ** in the "Yue Bao" will be stolen, Alipay said that it also provides "full compensation for theft" guarantee for "Yu Yu Bao" to ensure that user funds are foolproof.

However, financial experts suggest that the company's ability to resist liquidity risks is weak, once there is a sharp shrinkage or concentrated redemption by investors, and the company's liquid assets are not enough to spend, the money market will face a serious passive situation, which occurred in 2006. In addition, there are other potential risks, such as preventing network security risks, the impact of the increase of competitors on Tianhong "Zenglibao", etc., which are potential risks.

The money in Yue Bao can be transferred out at any time.

Expansion part: 1. How to transfer the money out of Yue Bao:

2. Click Yue Bao.

3. Click on the lower left corner to turn out.

4. Enter the amount you want to transfer out.

2. Explanation of Yu Bao.

1. Yu'e Bao is a balance value-added service created by Alipay, a third-party payment platform, for individual users.

2. The scale of Yu'e Bao has exceeded 250 billion yuan, and the number of customers has exceeded 49 million.

3. Through Yuebao, users can not only get benefits, but also consume and pay and transfer out at any time, which is as convenient as using Alipay balance.

4. Users can directly purchase financial products such as ** in Alipay**, and the funds in Yuebao can also be used for online shopping, Alipay transfer and other payment functions at any time.

5. The funds transferred to Yu'e Bao will be confirmed by ** company on the second working day, and the income will be calculated for the confirmed shares. The essence is currency**, which is still risky.

No, you can't transfer out until 9 o'clock in the morning, and you can transfer out and transfer in at any time.