Why don t put too much money in Yue Bao? Will Yue Bao eat the principal?

Updated on Financial 2024-07-03
19 answers
  1. Anonymous users2024-02-12

    Why say in Yu Bao.

    Don't put too much money? Will Yue Bao eat the principal? In fact, investment and financial management.

    It is also a well-known and respected way of asset appreciation, because everyone wants to increase their limited assets exponentially. Because everyone wants to maximize the benefits of their idle resources, which is indeed something that everyone admires and yearns for. So as a financial product launched by Alipay.

    Balance Bora. It is also said to be praised and criticized by everyone. Some even threatened that it would eat its own principal.

    We need to accurately distinguish between right and wrong, and we can't talk nonsense. Yue Bao will not eat the principal, this matter is worthy of affirmation. Since a wealth management product can eat your principal, it means that the wealth management product is too risky or deceives consumers.

    So since Yu'e Bao won't eat the principal, why not put too much money in it?

    Reason 1: The advantage of Yue Bao is that you can flexibly access your personal idle belongings in the short-term financial management business, so that you can handle and access the funds at any time while ensuring the daily appreciation of your property. Therefore, this method is still more recommended for the student party with relatively small living expenses and principal, which can increase their income and will not affect their normal living conditions, which is definitely the best of both worlds.

    However, if the income of Yu'e Bao is too low, it will cause the disadvantage of not getting much income after a long time, so it is not suitable for long-term and large-scale financial management.

    Reason 2: The rate of return of Yue Bao.

    It is very low, and it is difficult to get an income of 1 yuan per day when investing 10,000 yuan. And its interest rate will fluctuate with the market** and the state of funds, and if the interest rate fluctuates very much, the income will not be too stable. Therefore, it is really difficult to reap too much income in this financial management method.

    and corporate bonds.

    Compared with treasury bonds, it has higher yields and interest rates, and is suitable for long-term investment, which is better than it, so try to put less money in Yue Bao. Plus money is inflationary, plus your interest rate is much lower than the inflation rate.

    It will be equivalent to the depreciation of the currency, and the principal is depreciating.

  2. Anonymous users2024-02-11

    Don't put too much money in Yue Bao, because the money in Yue Bao has certain restrictions on taking out, and on the other hand, because the income of Yue Bao is not very high. The possibility of losing the principal is still relatively low.

  3. Anonymous users2024-02-10

    Yu'e Bao is actually a financial management plan proposed by Alipay, and the interest in Yu'e Bao is very small, but it generally does not eat the principal. It's okay to put a small amount of money, don't put a large amount of money in Yue Bao.

  4. Anonymous users2024-02-09

    If you put too much money in Yue Bao, you won't be able to withdraw it when you need to take it out quickly in an emergency. In fact, it is not possible to put as much money as you want in Yu'e Bao, because it has a maximum limit on individuals.

    If you put money in Yue Bao, you will not lose. Make any investment, as long as it does not promise to protect the principal, there is a possibility of loss, and putting money in Yue Bao is no exception, because the currency ** is an investment product that does not promise to protect the capital.

  5. Anonymous users2024-02-08

    For example, assets such as cash, large-amount certificates of deposit, and bank fixed deposits within one year (including one year) have the characteristics of high liquidity and low risk, and there is a possibility of loss, but the probability is small.

    Yu'e Bao implements T+1 trading, the share is confirmed on the second trading day of the day, the income is calculated after the share is confirmed, and the income arrives in 3 days, and the seven-day annualized income of Yu'e Bao as of December 16, 2020 is.

    Many people like to put money in Yuebao, what they value is that it can not only generate income, but also be more convenient to use money. However, some people may worry about whether the money will be eaten if they are placed in Yue Bao, and they will not even be able to get the principal back, do they need to have this kind of worry?

    First of all, it needs to be clarified that we put the money in Yue Bao, in fact, we used this money to buy a currency**, which was used for investment, not really put it in Yue Bao. At present, there are about 20 currencies in Yu'e Bao**, and Yu'e Bao is equivalent to the sales channel of these **.

    Therefore, the money we transferred into Yue Bao actually flowed into the pockets of these ** issuing companies. The money raised by the company from investors through issuance is subject to regulatory oversight and is unlikely to be squandered casually. And even if the ** company goes bankrupt, the money cannot be used.

  6. Anonymous users2024-02-07

    Yu Bao Finance Alipay Alibaba Group Ali Finance Many brain tumor patients lose confidence in life and give up on themselves all day long, here, experts tell everyone that if you suffer from a brain tumor, you should not despair of life, and you should pay more attention to the diet and health care of brain tumor, so how to eat better for brain tumor? Let's find out.

    How to eat for brain tumors?

    We know that Chinese medicine attaches great importance to dietary therapy, and the dietary therapy and nourishment of Chinese medicine not only focus on the nutrition of food, but also focus on the sexual taste, meridian and function of food. In the view of traditional Chinese medicine, all foods are functional foods and have medical value. The following examples of brain tumor dietary remedies have been clinically tested by traditional Chinese medicine and proved to be very effective, so patients with brain tumors may wish to give it a try.

    1. The cerebral marrow of cerebral tumor diet therapy "leek zygote (or bun)".

    Raw materials] pig brain (cow, sheep, dog, rabbit brain can also be used) 1, the amount of leeks is 4 times that of pig brain. [Method] pork brain and other steamed cut into small dices, leeks washed and minced, add an appropriate amount of salt, mix well into a filling, use white bread into a zygote to cook it, or steamed buns to eat.

    Function] nourishes the kidney, nourishes the blood and moistens the dryness, and replenishes the brain and fills the marrow. It is suitable for patients with malignant tumors of nervous tissue and lymphatic and myeloid leukemia due to loss of sperm and blood, fatigue and fatigue.

    2. "Garlic sprout meat buns" for brain tumor dietary therapy

    Ingredients] 8 parts of garlic sprouts, 2 parts of lean meat.

    Method] Garlic sprouts and pork are stuffed at 8:2, seasoned, steamed and steamed.

    Function] nourishes the kidneys and nourishes the blood, moistens the dry and qi, detoxifies and kills insects. It is suitable for all patients with malignant tumors, leukemia, osteosarcoma and so on.

    When it comes to brain tumors, many friends are extremely afraid, because brain tumors make many patients and their families suffer and seriously threaten people's health. Experts say that only when we understand brain tumors can we better prevent them.

  7. Anonymous users2024-02-06

    Answer: Hello, I am a national first-class financial analyst. With many years of experience in the financial industry, he is good at investment and financial management, insurance, loan credit investigation, Internet fraud identification and other businesses, and is committed to protecting each customer's money bag. Glad to serve you! I have seen the problem, please be patient

    Hello, I am a national first-class financial analyst. With many years of experience in the financial industry, he is good at investment and financial management, insurance, loan credit investigation, Internet fraud identification and other businesses, and is committed to protecting each customer's money bag. Glad to serve you! I have seen the problem, please be patient

  8. Anonymous users2024-02-05

    Early in the morning, when the prince awoke, he was astonished to fly high above the clouds. He rode on the back of the east wind, and the east wind carried him honestly: they flew very high, and the forests, fields, rivers and lakes below seemed to be reflected on a large map.

    "Good morning! Dongfeng said. "You can sleep a little longer, because there's nothing pretty on the flat ground below. Unless you're willing to count the churches! They are like little chalk dots drawn on a green board. ”

    His so-called green boards are fields and meadows.

    "It's rude that I didn't say goodbye to your mother and your brother! ”

    The prince said. "When a man is sleeping, he deserves to be forgiven! Dongfeng said.

    So they sped up their flight. One could hear them flying over the treetops as the leaves and soft branches rustled as they passed. One can also hear it on the sea and on the lake, because when they fly over, the waves rise high, and many large boats also nod their heads to the water, like swans swimming.

    As it gets almost dusk, it gets dark, and many of the big cities are truly beautiful. There are many lights lit, one here and one there. It's like a person burning a piece of paper, and when he sees Mars, he scatters like a child walking out of a school gate.

    The prince clapped his hands, but Dongfeng begged him not to do so, and that he had better sit firmly, or he would easily fall off and hang on the spire of the church.

  9. Anonymous users2024-02-04

    Don't put too much money in Yue Bao, because it is very unsafe to put too much money in Yue Bao, and it is very clever to think that it is a fraud now, so it is better to be careful.

  10. Anonymous users2024-02-03

    Hello, you don't need to put too much money in Yu'e Bao, if you want to pursue higher returns, you can choose some financial products, if you want to pursue safety and stability, you can choose bank fixed deposits.

  11. Anonymous users2024-02-02

    Yu'e Bao is also a current wealth management product, but the income is not high. If there is one or two thousand that can be put in it, it can be used at any time when consuming.

  12. Anonymous users2024-02-01

    Yue Bao is more suitable for storing pocket money, and you can get two percent of the income when you withdraw it at any time, or it is more possible, if you have a lot of funds, you still have to consider other places, such as banks.

  13. Anonymous users2024-01-31

    Your statement is incorrect, because the money placed in Yue Bao is relatively certain, and he will not lose it at will. If you lose Alipay, you will also be compensated, and there is interest in it. It's less, but he's safe.

  14. Anonymous users2024-01-30

    How much money should be put in Yu'e Bao should be managed and controlled according to their own needs, and there is no excessive or no mandatory requirement to deposit how much money, of course, in fact, the safest deposit of money is still to be deposited in the bank, Yu'e Bao is just a payment trading platform and exists, not really like a bank with insurance functions.

  15. Anonymous users2024-01-29

    From December 1, 2016, according to the Administrative Measures for the Online Payment Business of Non-bank Payment Institutions, the single name of Yue Bao shall not exceed 100,000 yuan.

  16. Anonymous users2024-01-28

    Why don't you put too much money in Yu'e Bao? If you put too much money, you will have a small income.

  17. Anonymous users2024-01-27

    Why don't you put too much money? The point is not that people should not put too much money, but that there may not be so much money to put in it.

  18. Anonymous users2024-01-26

    It will not lose the principal, it is very safe, the fluctuation is not large, and the income is relatively stable.

    1. The interest on the current deposit in the bank account is very low, only, but the interest on the money in the Alipay account is lower, which is zero, because Alipay is not a bank, and the financial regulatory policy does not allow Alipay to pay interest on the money on the account.

    As a result, Alipay has innovated financially and launched the "Yue Bao" function based on Alipay accounts.

    2. The money on the Alipay account is the same as the original, you can consume and transfer money at any time, but there is no interest, but once the money is transferred from the Alipay account to the "Yue Bao", Alipay will automatically help you buy the money into a currency called "Tianhong Zeng Libao Currency**.

    In this way, you can get the income of currency ** with the money in the "Yue Bao", and Alipay also allows you to directly use the money in the "Yue Bao" to spend.

    3. Since Yu'e Bao essentially belongs to the money market, it has the risk-return characteristics of general currency, and there is a possibility of loss in theory.

    From this perspective and comprehensive historical data, the possibility of Yu'e Bao loss is extremely small, which is very suitable for short-term investment.

  19. Anonymous users2024-01-25

    Hello, Yu'e Bao is a kind of currency ** wealth management product based on Alipay account, and its principal security is relatively high, because it invests in relatively low-risk financial products such as treasury bonds and bank certificates of deposit. Moreover, the treasure of the Yu Yu year book is composed of three companies, Ayan Hongli, Tianhong and Junzheng, Tianhong is a state-owned asset with a high safety factor. Therefore, Yu Bao will not eat the principal, which is worth affirming.

    However, although Yu'e Bao is safe, the income is not high, and it is even inferior to some bank deposits. Moreover, there are some restrictions on the use of Yue Bao, such as the maximum daily consumption and transfer out of 10,000 yuan. Therefore, if you want to carry out medium-to-long-term or high-yield financial management, Yue Bao may not be the best choice.

    You can choose a more suitable financial product according to your financial goals and risk appetite.

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