Is it safe to put money in Yue Bao Is it safe to put money in Yue Bao?

Safe, there are relevant confidentiality provisions in the Alipay agreement, and the upgraded Yue Bao will be provided by a number of ** companies to provide services for users.

According to the Alipay Privacy Policy, if some services involve cross-border business and it is necessary to transfer relevant personal information collected in China to overseas institutions, it will be implemented in accordance with laws and regulations and the provisions of relevant regulatory authorities, explain the purpose of the personal information to be exported and the type of personal information involved, and after obtaining consent, and require the overseas institution to keep your personal information confidential through effective measures such as signing agreements and on-site verification.

Yu'e Bao is connected to Tianhong**'s Yuebao currency**, which is characterized by easy operation, low threshold, zero handling fee, and can be used at any time. In addition to the financial management function, Yu'e Bao can also be directly used for shopping, transfer, payment and repayment, and other consumer payments, which is a cash management tool in the mobile Internet era. At present, Yu'e Bao is still the largest currency in China**.

Ant Huabei is a consumer credit product launched by Ant Financial, and after applying for it, you will get a consumption quota ranging from 500 to 50,000 yuan. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later".

I believe that many friends have Alipay software in their mobile phones, Alipay has launched Yuebao, users can transfer their money to Yuebao, and then they can get stable income. Is it safe to put money in Yue Bao?

Introduction to Yu Yu Bao.

SummaryAlipayAs a large company, Alipay has a lot of responsibility, so it is very safe to put money in Yuebao, and basically it will not be lost. Unless you take the initiative to share the password with others, so if you don't have the password, criminals can't steal your money. We also have to believe in Alipay, as the largest third-party payment platform in China, it has attracted a lot of technical talents, which can effectively ensure the safety of funds, and has also been recognized by the people of the whole country.

I think it's safer to put money in Yu'e Bao, after all, although we put money in Yu'e Bao, but Yu'e Bao we want to buy money in the time, **, so it's safe.

1. The currency** accessed by Yu'e Bao is mainly used to invest in treasury bonds, bank deposits, etc., with a small probability of principal loss and no guaranteed rate of return.

2. Alipay provides account security insurance, if the funds of Yu'e Bao are stolen and cannot be recovered, Alipay will compensate.

It is safe to deposit money into Yue Bao. Depositing money into Yue Bao is equivalent to buying the currency of Yue Bao**, and entering the company's bank account, the security of the currency ** is high, the income is relatively low, and it has high liquidity, so the funds are safe.

It is safe, the use of Alipay must be real-name, and it is safe to put money in Yuebao and will not be lost.

Of course it's safe. Because Yue Bao is a product of Alipay, the security is particularly high, so it can be believed.

Hello, security is still guaranteed. The risk of Yu'e Bao is relatively low, and the income is relatively stable.

It's not safe, I think any platform is risky, it's better to deposit it in a bank card.

Hello, it is safe to put money in Yuebao, because the funds transferred to Yuebao are guaranteed by Alipay. If the Alipay account is verified to be stolen, and the funds in Yu'e Bao are misappropriated and cannot be recovered, Alipay will compensate.

Yue Bao

1. During the issuance period, bearer treasury bonds shall be purchased at the outlets of major banks (including Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Bank of Communications, etc.) and ** institutions that sell bearer treasury bonds.

2. Investors who purchase certificate-type treasury bonds can hold the money during the issuance period to fill in the form and pay the payment at each outlet to handle the purchase. The issuing point shall fill in the voucher-type treasury bond receipt voucher, which shall include the date of purchase, the name of the purchaser, the type of coupon purchased, the amount purchased, the number of the identity document, etc., and submit it to the purchaser for receipt after filling it out.

3. Book-entry treasury bonds are issued through the exchange trading system in the form of bookkeeping. Investors must open an account or a special account for treasury bonds on the exchange and entrust them to an institution. Therefore, investors must have an account with an exchange and open a capital account with an operating institution to purchase book-entry treasury bonds.

Treasury bond trading procedures

There are five steps in the trading process of treasury bonds: account opening, entrustment, execution, clearing and delivery, and transfer.

1. To participate in the treasury bond trading of the ** exchange, investors must first choose a ** brokerage company or ** business department, and can only trade after the company goes through the account opening procedures.

2. After the investor opens an account in the ** company, if he wants to be truly listed and traded, he must also handle the ** transaction entrustment relationship with the ** company.

3. Investors carry out entrusted transactions through the counter of the company's business department or entrustment.

4. Investors can inquire about the transaction through the counter or ** entrustment.

5. Clearing and delivery transfer: On T+1 day, complete the clearing, delivery and transfer of treasury bond transactions.

1.Theoretically, Yue Bao belongs to the currency**, but the risk is small and can be basically ignored, so it is safe to deposit money into Yue Bao.

2.The funds transferred to Yu'e Bao will be confirmed by ** company on the second working day, and the confirmed shares will start to calculate the income. The essence is currency**, which is still risky. However, if you transfer cash in, you will not lose the money, and you can transfer it with confidence.

3.The opening conditions for Yu'e Bao users are at least 18 years old and real-name authenticated personal Alipay account. Therefore, if the amount in Yue Bao is stolen, you can claim compensation from Ant Financial.

Extended information: Any investment has risks, since "Yu Bao" is bought **, it also has to bear the risk of market fluctuations, but the currency ** is much lower than other open-ended **, and it is the first choice for many prudent investors in addition to savings and treasury bonds.

Considering the acceptance of users, at the beginning, we will put some products with low risk and relatively stable returns, simple and easy to understand, such as currency**, fixed income**, etc., and then consider higher risks. Guo Guoming, deputy general manager of Alipay's business division, said in a recent interview with reporters that there are currently 44 ** companies that have reached payment agreements with Alipay, and more than half of them are talking about product launches with **. This means that in the future, Alipay users can choose from a number of ** through "Yue Bao".

As for whether the money that was not used to buy ** in the "Yue Bao" will be stolen, Alipay said that it also provides "full compensation for theft" guarantee for "Yu Yu Bao" to ensure that user funds are foolproof.

However, financial experts suggest that the company's ability to resist liquidity risks is weak, and once there is a sharp shrinkage or concentrated redemption by investors, and the liquidity assets held by the company are not enough to cover the expenditure, the money market will face a serious passive situation, which occurred in 2006. In addition, there are other potential risks, such as preventing network security risks, the impact of the increase of competitors on Tianhong "Zenglibao", etc., which are all potential risks, so users need to consider all aspects when handling this business.

Please wait a moment2. Money market** is risked by changes in the short-term bonds it invests in and market interest rates. When there is a sudden change in market interest rates and a consequent change in the interest rate of a short-term bond, there is no timely adjustment to its overall return. There is also a risk that comes from competition in its own industry, and its seven-day annualized rate of return for each day is calculated based on the most favorable company in the return curve for that day.

Resulting in a difference between the ** income and the actual income.

Yu'e Bao is composed of Alibaba, Tianhong ** two companies holding investment, of which Tianhong ** is a state-owned asset, but also the largest currency ** company in China, Yu'e Bao's security level is equivalent to the major state-owned banks, Yu'e Bao's income is higher than the bank's five-year fixed deposits, yesterday's annualized rate of return is, Yu'e Bao is settled on a daily basis, you can withdraw money at any time, within two hours, convenient, flexible, fast and safe, so it is very popular with people, more than 400 million people in the country are using Yu'e Bao financial management, more than 2

Transfer to Yue Bao.

The funds are guaranteed by Alipay. If the Alipay account is indeed stolen after verification, Alipay will compensate for it, so it is safe to put the money in Yuebao.

Users only need to transfer funds to Yu'e Bao, that is, to purchase corresponding financial products from ** companies and other institutions. Yu Bao is developed by Alibaba.

and Tianhong** two companies holding investment, of which Tianhong** is a state-owned asset, and it is also the largest currency in China**.

The security level of the company and Yu'e Bao is basically the same as that of the major state-owned banks.

The use of money** is mainly to invest in treasury bonds and bank deposits.

and other high security, stable income is valuable**. As a kind of product, the theoretical loss exists, but from the perspective of historical data, the income will be relatively stable and the risk is very small, and it will not cause a large loss.

It is safe to put it in the bank. At the same time, keeping money in the bank is the most profitable and safest. Both banks and Alipay can deposit money and increase money, but relatively speaking, banks are safer.

1.First of all, the bank is a state-certified office and has professional personnel to operate, so most people will choose to keep their money in the bank. This kind of security is still very reassuring.

Usually on the street, we may see special cars for banks to escort money, and generally those cars are specially protected by armed police. And usually they have guns on their guards, just to prevent any mistakes.

2.However, Alipay, a mobile phone software for independent financial management, can save small money, but large money will still be risky. Generally, this kind of software on mobile phones is not so safe, after all, your money is controlled by others, and you don't know if it's formal or not.

In case this software doesn't work one day, then who will handle your money for you. But this does not happen with state offices such as banks.

Extended Materials: a. Is ICBC balance wealth management principal-protected?

1.ICBC's newly launched balance wealth management product is called "ICBC Credit Suisse Cash Express", which on the surface is a product with expectations and returns that far exceed the bank's demand deposits, and at the same time, the funds are quickly and flexibly accessible. In fact, the money deposited into the Cash Express account is used to buy ICBC Credit Suisse currency** and then manage it. This method is almost the same as Alipay, the product has a low risk level, it is a very low-risk product, the expected return is included on a daily basis, and users can take it at any time without charging any handling fees.

2.Specifically, the type of ICBC balance wealth management purchase is the money market, and among all the investments in the market, this product is relatively low-risk. In general, the risk and expected return will be lower than that of general bonds**, and lower than that of hybrid** and ****.

3.ICBC balance wealth management protects the principal, and the expected return is little affected by risk factors; Even though the product does not protect the principal, the principal and expected expected return are less affected by risk factors and have a high level of liquidity. ICBC cash currency is mainly invested in financial products including cash, call deposits, bank fixed deposits within one year (including one year) and large-amount certificates of deposit, which have good liquidity, low risk, and the expected return is competitive with bank fixed deposits.