Bosses of the company, let s talk about the maintenance fee of the Agricultural Bank of China s corp

Do you have a lease contract for the Red Book? If you don't, you need to go through the relationship, and the management fee of each bank is different! The management fees of the four major banks are relatively high, and the account maintenance fee of the Agricultural Bank of China is 200 a year.

The management fee of small banks is relatively low, and we have helped thousands of enterprises to open this corporate account, and the cooperative banks include China, Construction, Agriculture, Industry, Minsheng, Pudong Development, Industrial Development, Guangfa and so on.

Each branch is a little different, and the Agricultural Bank of China is one of the four major banks, so the management fee is definitely higher than that of the small bank.

Shenzhen companies and Qianhai companies do not need to provide lease contracts to open corporate accounts.

Bank: Agricultural Bank of China, China Merchants Bank, China.

Account opening requirements: Legal persons need to be present.

Each branch is different, so please contact us for details.

Nowadays, many small partners need to authenticate corporate accounts for Alibaba, Amazon e-commerce, or public platforms, so they need to open a corporate account.

At present, Shenzhen requires a red lease contract to open a corporate account.

If not, you can find a relationship. At present, some banks can open corporate accounts through channels. And there is no need for a rental contract.

1. The cooperative banks are: China Construction Bank, Bank of China, China Merchants Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, and CITIC.

2. The requirements for opening an account are: the legal person is present in person.

3. The time to open an account is: after the account opening information is submitted, the account opening permit will be issued in about one month.

The regulations of each place are different, and the bank charges are relatively autonomous, so you should choose which bank is most convenient for you.

At present, many banks will charge a corporate account maintenance fee, which is generally determined according to the amount of the account balance, if the account balance is more, then the fee charged is less, if the balance is less, then the fee charged is more, but the specific regulations are different from bank to bank.

For example, if the average daily balance of the account is less than $5,000 per quarter, then each household needs to pay $150 per quarter; If the average daily balance of the account is between 5,000 yuan (inclusive) and 20,000 yuan, then each household is 50 yuan per quarter; If the average daily balance of the account is between 20,000 yuan (inclusive) and 50,000 yuan, then each household is 25 yuan per quarter; If the average daily balance of the account is more than 50,000 yuan (inclusive), the maintenance fee for the corporate account will be exempted.

Generally speaking, the fees charged by the four major banks are on the high side, while the fees of other commercial banks are discounted.

(1) Zhibo version: 0-1200 yuan per customer per year;

2) Zhirui version: 0-400 yuan per customer per year, more than 2 operators, 0-200 yuan per year for each additional operator; For more than 2 registered accounts, an additional 0-40 yuan per year will be charged for each additional account;

3) Zhixin version: 0-200 yuan per customer per year, more than 2 operators, 0-100 yuan per year for each additional operator;

4) Group wealth management business: 0-1000 yuan per year for each branch (subsidiary) company, charged to the head office (parent) company.

Zhixin is free, Zhirui 100, Zhibo 200, has nothing to do with the operator, specific to the branch, many branches have been free for the first year. operator. An operator 20 bar, for life, is K treasure money.

Cash deposit is required to fill in the deposit system for the reinstatement account.

Payment slips, cash payment slips.

1. Fill in the name of the other party's unit, bank account number and the amount to be deposited with the deposit slip uniformly printed by the bank in the other party's opening bank (or similar bank on the Internet);

2. Cash, deposit slips, etc. will be handed over to the bank teller, and the teller can handle it for you; 3. After the bank receives the money, it will give you a receipt, which you can use to keep accounts.

Note: If the payment is made to the other party, the invoice should be requested from the other party, and the banquet source should be used as the expenditure voucher (bank receipt as an attachment); If it is an advance payment, it will be credited to the other party's account.

For the basic account of the company, you can apply for a salary card for the employee.

The salary card must be in the same bank as the corporate account.

The public accounts of rural commercial banks cannot be bound to CCB as a salary card.

If you open online banking, you can pay wages through corporate online banking by transferring money one by one.

Or go to the bank to open the corporate finance office, fill in a transfer check (the amount is the total salary) and attach the employee card number and salary.

Or write a cash check, go to the bank to withdraw cash, and directly find the gold.

You have to ask whether the Rural Commercial Bank supports inter-bank issuance, and I know that CCB's system supports inter-bank issuance. I don't understand what the first question means.

Yes. Because the people who handle the system are closed on Saturdays and Sundays, it is impossible to transfer money between banks.

Yes. Banks work on weekends, but they can only handle personal business and not corporate business.

For example, ABC: Monday to Friday from 8:30 a.m. to 5:00 p.m., week.

6. Sunday 9:30 a.m. to 4:00 p.m.

A bank is a financial institution established in accordance with the law to engage in monetary and credit business. Banks are the product of the development of the commodity-money economy to a certain stage. It is one of the financial institutions, and banks are divided into the following according to type:

**Banks, Commercial Banks, Investment Banks, Policy Banks, World Bank They have different responsibilities.

for three days.

According to Article 38 of the Measures for the Administration of RMB Bank Settlement Accounts, depositors can only handle payment business after 3 working days from the date of formal opening of the corporate bank settlement account. However, the temporary deposit account registered for capital verification is converted into a basic deposit account and the general deposit account opened due to loan rollover.

If the payment is made from the settlement account of the bank of a unit to the settlement account of an individual bank, the bank shall, in accordance with the provisions of Articles 40 and 41, carefully examine the original of the basis for payment or receipt, and keep a copy of it according to the accounting file. If the relevant basis is not provided or the relevant basis does not meet the requirements, the bank shall refuse to handle the application. Savings accounts are limited to cash deposits and withdrawals, and are not allowed to be settled by transfers.

Transfers from corporate accounts to private accounts are divided into intra-bank transfers.

and interbank transfers:

1. Intra-bank transfer: After submitting the completed work, the other party can receive the payment, and there is no time difference to receive the money immediately;

2. Inter-bank transfer: Inter-bank transfer is divided into real-time inter-bank arrival and ordinary inter-bank transfer

3. Real-time transfer: The other party can receive the money after the submission is successful, and it will arrive immediately without time difference;

4. Ordinary transfer: After submission, the beneficiary will not receive the money immediately, and will generally receive it within 2-3 working days.

As long as your account code is correct, it will be transferred in a minute or two.

To bai

Public account transfer to.

DU private accounts are divided into intra-bank transfers and inter-bank transfers

1. DAO, intra-bank transfer: the other party can receive the money after the submission is successful, and it will arrive immediately without time difference;

2. Inter-bank transfer: Inter-bank transfer is divided into real-time inter-bank arrival and ordinary inter-bank transfer

1. Real-time transfer: the other party can receive the payment after the submission is successful, and it will arrive immediately without time difference;

2. Ordinary transfer: After submission, the payee will not receive the money immediately, and will generally receive it within 2-3 working days.

It should be minutes! Our company's personal card is transferred to the account in time. But we are the Agricultural Bank of China to the Agricultural Bank of China.

First of all, what type of corporate account are you talking about?

Basic households can be transferred from public to private, and general households cannot be transferred from public to private. This is a fixed fact.

If it is transferred, it will arrive in 3 days. Even if it is reimbursed by the general account, it cannot be transferred. Basic accounts are OK.

It seems to be 3 days, and it may be different from bank to bank.

Did you receive the money? How many days have arrived?

The Industrial and Commercial Bank of China of the Agricultural Bank of China stipulates that the proportion of inter-bank transfer fees for online banking is 1% of the transfer amount, with a minimum of 1 yuan and a maximum of 50 yuan;

China Merchants Bank stipulates that the inter-bank transfer of online banking in the same city is 2 yuan per transaction, and the inter-bank transfer fee ratio of non-local is also 1%, with a minimum of 10 yuan and a maximum of 50 yuan.

The CCB's regulations are a minimum of $2 and a maximum of $25.

The Bank of Communications stipulates that the proportion of inter-bank transfer fees is 5 yuan at the minimum and 50 yuan at the maximum.

For the same inter-bank transfer through online banking, the fees may vary greatly from bank to bank. Taking intra-city inter-bank transfers as an example, a transfer of 9,000 yuan will cost 50 yuan in ICBC and China Merchants Bank (non-local), 25 yuan in CCB, 3 yuan in Agricultural Bank and 3 yuan in Bank of Beijing. However, due to the maximum cap amount, the spread will narrow when the amount increases.

If the customer opens online banking of multiple banks, it is best to compare the ** of each one when transferring funds. In addition, there are two tricks: one is to win more VIP customer treatment, some banks implement preferential transfer for VIP customers, transfer fees can be reduced, and the threshold for VIP customers of some banks is 200,000 yuan; The second is to see if the bank has a preferential period.

Some banks will implement preferential fees for business such as transfers during the New Year's holidays or **.

Annual fee is charged using online banking.

Bank of China: No fees.

Agricultural Bank of China: annual fee of 50 yuan.

The receipt fee is not clear.

Industrial and Commercial Bank of China: 12 yuan per customer with certificate.

China Construction Bank: 36 yuan per year.

Pudong Bank: No fees for the time being.

Hua Xia Bank: Not opened.

Shenzhen Development Bank: Waiver of fees.

CITIC Industrial Bank: Waiver.

Minsheng Bank: Waiver of fees.

Guangdong Development Bank: Waiver.

Note: ICBC Wealth Management Account customers are exempted.

Use ** Bank Charges Case.

Bank of China: Waiver of fees.

Agricultural Bank of China: Waiver.

Industrial and Commercial Bank of China: 12 yuan per login card.

Shanghai Pudong Development Bank: No fees for the time being.

Hua Xia Bank: Waiver of fees.

CITIC Industrial Bank: Waiver.