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Ant Huabei is a consumer credit product launched by Ant Financial, and after applying for it, you will get a consumption quota ranging from 500 to 50,000 yuan. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later".
On August 4, 2016, Ant Huabei's consumer credit asset-backed ** project was listed on the Shanghai ** Stock Exchange, which is also the first Internet consumer finance ABS on the Shanghai Stock Exchange. [1]
As of January 2018, Ant Financial has taken the initiative to increase the capital of two microfinance companies by 8.2 billion yuan, increasing the registered capital from 3.8 billion yuan to 12 billion yuan. [2] On May 18, Huabei announced that it would open to banks and other financial institutions. [3]
Chinese name. Huabei.
Foreign name. ant check later credits.
Launch the platform. Ant Financial.
Alipay services.
Huabei Commune. History.
Ant Huabei has been officially launched since April 2015, mainly used for shopping on Tmall and **, and has been loved by the majority of consumers, especially post-consumers. In order to better serve consumers, Ant Huabei began to break the restrictions of shopping platforms and expand its services to more online and offline consumption areas.
Ant Huabei has only been online for half a month, and more than 1.5 million merchants have opened Huabei on Tmall and **. Many merchants who respond faster have begun to modify the description of the baby and directly add the words "support Huabei", in order to attract consumers more accurately. The person in charge of Durex Tmall*** told reporters that for new users of Ant Huabei, a product specially launched sold more than 10,000 copies a day, and the inventory was sold out for a week.
The data shows that after merchants access Ant Huabei installment, the transaction conversion increased by 40%.
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Alipay's platform, the boss is naturally Ma Yun.
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Di Ali Gerba's husband, the world's richest man Hua Han, Di Ali Gerba's husband, the world's richest man Hua Han, the chairman of Shanghai Yiqi Film and Television Media, the world's richest Hua Han, the chairman of Huabei, the world's richest man.
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What is Huabei, a fraud group, help pay once, and pay it three times.
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1. Huabei belongs to Ant Group, a company of Ant Technology Group, which started with Alipay, which was established in 2004. In March 2013, Alipay's parent company announced that it would establish a small and micro financial services group with it as the main body, and small and micro finance became the predecessor of Ant Financial. In July 2020, Ant Financial officially changed its name to Ant Group.
2. With the vision of "making credit equal to wealth", Ant Group is committed to building an open ecosystem, helping financial institutions and partners accelerate their progress towards "Internet+" through the "Internet Booster Program", and providing inclusive financial services for small and micro enterprises and individual consumers. Relying on mobile interconnection, big data, and cloud computing, it is an important practice for China to practice inclusive finance. It has sub-business segments such as Alipay, Yue Bao, Zhaocaibao, Ant Jubao, MYbank, Ant Huabei, and Sesame Credit.
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1. The boss of the former Suihuabei is Ma Yun, and Ant Technology Group Co., Ltd. (hereinafter referred to as Ant Group) started with Alipay, which was established in 2004. In March 2013, Alipay's parent company announced that it would establish a small and micro financial services group with it as the main body, and small and micro finance became the predecessor of Ant Financial.
In July 2020, Ant Financial officially changed its name to Ant Group.
2. With the vision of "Wisdom Stool Opens Credit to Wealth", Ant Group is committed to building an open ecosystem, helping financial institutions and partners accelerate their journey towards "Internet+" through the "Internet Booster Program", and providing inclusive financial services for small and micro enterprises and individual consumers. Relying on mobile Internet, big data, and cloud computing, it is an important practice for China to practice inclusive finance. It has Alipay, Yu'e Bao, Zhaocaibao, Ant Jubao, MYbank, Ant Huabei, Sesame Credit and other sub-business boards.
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Hello dear. Ant Huabei's biggest boss is Ma Yun.
Wish! Thank you very much!
The amount of borrowing and whether you can apply for funds is determined by the system according to the comprehensive situation of the account, and if the conditions for opening are met, the page will display the entrance of the opening.
Ant Huabei is a credit limit launched by Alipay. Based on your personal registration information, as well as your consumption with commonly used Alipay, you will be given an assessed amount. This amount can be used to shop first and then get back, of course, when you need money urgently. It is also possible to raise it first and use it.
Huabei refunds need to be judged according to the status of the transaction, and the refund of unconfirmed receipt orders is a refund of Huabei's recovery quota. If the bill has been generated, the funds will be returned to the account balance when the bill is paid off in the current month. If it is returned in the form of a deposit, the balance will be refunded, and the rest will be refunded to the Huabei repayment bill, not for the transaction.
1. Huabei is a credit consumption tool in the Internet era that relies on the limb car scene, and users can use the quota of Huabei to enjoy the shopping experience of "consume first, pay later" when consuming. The system will evaluate whether it supports the opening according to the comprehensive usage of the Alipay account, which is subject to the page display. 2. The so-called manual opening of Huabei on the Internet and manual quota increase, it is recommended not to believe it, it is all a lie.
When used as a credit card, of course, only in **.
Huabei, launched in December 2014, is a credit consumption service launched by Ant Micro Loan in Alipay, supporting users to spend on ** and Tmall, and repay the loan before the 10th of the next month after confirming the receipt.
The consumption quota of Huabei is determined and given by Ant Micro Loan based on the user's comprehensive online shopping situation. You can link the account balance, debit card, and Yue Bao to repay automatically, and if you fail to repay it within the time limit, you will be charged a late fee of 5/10,000 per day.
Huabei's current consumption limit is 30,000 yuan, and after repayment, the consumption limit will be restored, and the longest interest-free period can be 41 days.
Wish! Thank you very much!
You can buy things from ** stores with this condition, use Huabei, but you always have to pay it back, and interest will be charged when it expires.
There is no handling fee for spending this month and next month, but there is a handling fee for installments, so don't you earn a handling fee, and the same is true for credit cards.
For orders paid by Ant Huabei, after the order is refunded successfully, the payment will be returned to Ant Huabei, and you will not have to repay the payment on the 10th of next month.
Huabei is a scenario-based credit consumption tool in the Internet era, and users can use Huabei's quota to enjoy the shopping experience of "consume first, pay later" when consuming.
1. Huabei only supports consumption, Alipay and ** platforms strictly prohibit the so-called Huabei withdrawal, cash-out and other behaviors, and it is recommended not to operate.
2. Huabei will be evaluated by the system according to the comprehensive use of the Alipay account, which is subject to the page display. The so-called manual opening of Huabei on the Internet, manual quota increase, it is recommended not to believe it, it is all a lie.
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1. The boss of Huabei is Ma Yun, and Ant Technology Group Co., Ltd. (hereinafter referred to as Ant Group) started in 2004 to pay Zaoshanbao. In March 2013, Alipay's parent company announced that it would establish a small and micro financial services group with it as the main body, and small and micro finance became the predecessor of Ant Financial.
In July 2020, Ant Financial officially changed its name to Ant Group.
2. With the vision of "making credit equal to wealth", Ant Group is committed to building an open ecosystem, helping financial institutions and partners accelerate their journey towards "Internet+" through the "Internet Booster Program", and providing inclusive financial services for small and micro enterprises and individual consumers. Relying on mobile Internet, data, and cloud computing as the foundation, it is an important practice for China to practice inclusive finance. It has sub-business segments such as Alipay, Yue Bao, Zhaocaibao, Ant Jubao, MYbank, Ant Huabei, and Sesame Credit.
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Chongqing Ant Consumer Finance Company is Huabei.
Huabei will become the exclusive consumer credit brand of Chongqing Ant Consumer Finance **** (hereinafter referred to as "Ant Consumer Finance Company"), and will focus on small and medium-sized amounts. Consumer credit, which is fully funded by banks and other financial institutions, will be updated to a "credit purchase" type of service. The interest-free period of the "Credit Purchase" service and Huabei is the same, and it can only be used for consumption and cannot be withdrawn for cash.
After the reform of Huabei.
It is understood that at present, some users' Huabei has been updated to "Huabei" and "Xinzhaozhou Material Purchase" services, and this work will be gradually covered to more users in batches in the future. The screenshots posted by netizens show that after the brand is isolated, most of the users' Huabei quota is less than 10,000 yuan. The credit line of "credit purchase" services is generally close to its original Huabei limit.
Huabei said that after the brand isolation, Huabei will mainly meet the daily small and medium-sized consumption needs of users in the trace bureau. The "Credit Purchase" service is a type of consumer credit service that is fully funded by banks and other financial institutions and independently approved and credited, which can meet the needs of some users for more quotas.
Huabei also said that in order to ensure the user experience, after the brand isolation, Huabei and "credit purchase" services remained consistent in the core experience such as interest-free period, account audit, and repayment. Users can adjust the payment order of Huabei and "Credit Purchase" services according to their preferences. Since the service limit of the "credit purchase" type is more sufficient, in order to ensure the user experience, it is recommended that users give priority to "credit purchase".
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