How much is the interest for the 3 month term?

Bank interest rate table is similar to that of major banks.

Savings interest rate%.

The current period is three months.

Regularly for half a year. Regularly for one year.

Regular for two years. Regular for three years.

Regular five years. Zero, whole zero, deposit for one year.

Zero, whole zero, and deposit capital for three years.

Zero, whole zero, deposit for five years.

One day notice. Seven days' notice.

Fixed and two-pence The agreed deposit will be implemented at a six-fold discount at the interest rate of the same grade within one year (inclusive).

Housing provident fund deposit (collected in the current year).

Housing provident fund deposit (carried forward from the previous year).

Housing provident fund deposit (precipitation funds).

Statutory reserves for central bank deposits.

Excess reserves for central bank deposits.

Type of Loan Interest Rate %

Short-term loans for six months (inclusive).

Short-term loans for one year (inclusive).

Medium and long-term loans of one to three years (including three years).

Medium and long-term loans of three to five years (including five years).

Medium and long-term loans of 5 to 7 years (including 7 years).

Medium and long-term loans of 7 to 10 years (including 10 years).

Medium and long-term loans for 10 to 15 years (including 15 years).

Medium and long-term loans for more than 15 years.

Housing loans are issued from the provident fund for one to five years (including five years).

Housing loans are issued from the provident fund for more than five years.

One to five years (including five years) of credit funds to issue housing loans.

Housing loans are issued with credit funds of more than five years.

Bill discounting is based on the rediscount interest rate at a rate not exceeding the loan interest rate (including floating) for the same period.

Loans from civil welfare factories.

Loans for the production of ethnic ** and ethnic goods.

The contract interest rate of overdue loans will be increased by 30%-50% (2.1/10,000 of the overdue implementation rate of personal housing loans).

Misappropriation of loans The contract interest rate is increased by 50%-100% for poverty alleviation subsidized loans 3

Poverty Alleviation Loan 3

Loans for poor farms in the border, ethnic minorities, and the old and the young.

Types of note repurchases: Interest rate

Bills borrowed for two months.

The notes are borrowed for three months.

Notes borrowed for four months.

Notes borrowed for five months.

The People's Bank of China decided to raise the benchmark interest rate for loans to financial institutions from 28 April 2006. The benchmark interest rate for one-year loans of financial institutions will be raised by one percentage point from the current one.

Divide by 4 or more.

The calculation method of interest on a 3-month fixed deposit is: total interest income = principal interest rate tenor. According to the above interest formula, if a customer deposits 10,000 yuan and the term is three months, and the annual interest rate in March is, then the expected income can be obtained after the expiration of the three-month period?

The total interest earned = 10,000 * yuan, so if you deposit a 3-month fixed deposit of 10,000 yuan with an annual expected return, the expected return of the total interest is yuan, and it will be withdrawn from the bank with interest after three months. Interest rates are divided into simple interest and compound interest rates, interest i=p*i*n, where i represents interest, i represents interest rate, and n represents the number of years of deposit. Because China uses a simple interest calculation method, only this algorithm is discussed.

Simple interest: interest = principal interest rate term.

ICBC: Current Interest Rate. Among them, the interest rates of three months, half a year, one year, two years, three years, and five years are respectively.

The interest rates for one-year, three-year and five-year interest rates are respectively for lump sum deposits, lump sum deposits and withdrawals, and interest withdrawals for principal deposits. The fixed and active convenience rates are discounted by 6% at the interest rate of the same grade for regular lump sum deposits within one year. The agreed deposit interest rate is 1%.

For call deposits, the one-day and seven-day interest rates are: In fact, the listed interest rate of the Bank of China will be slightly higher than the official website interest rate. And the listed interest rate may be different in different cities.

The interest calculation formula is mainly divided into the following four situations:

First, the basic formula for calculating interest, the basic formula for calculating interest on savings deposits is: interest = principal tenor interest rate;

Second, the conversion of interest rates, in which the conversion relationship between annual interest rate, monthly interest rate and daily interest rate is: annual interest rate = monthly interest rate 12 (month) = daily interest rate 360 (days); Monthly interest rate = annual interest rate 12 (month) = daily interest rate 30 (days); Daily interest rate = annual interest rate 360 (days) = monthly interest rate 30 (days), in addition, the use of interest rate should be consistent with the deposit period;

Third, the starting point of interest calculation in the interest calculation formula, 1. The starting point of interest calculation of savings deposits is yuan, and no interest is paid for the corner points below yuan; 2. The interest amount is calculated to the cent, and the centim is rounded to the centim when the actual payment is made; 3. Except for the annual settlement of current savings, which can transfer the interest to the principal to earn interest, all other kinds of savings deposits, regardless of the deposit period, will be paid off with the principal at the time of withdrawal, without compound interest;

Fourth, the calculation of the deposit period in the interest calculation formula: 1. The calculation of the deposit period adopts the method of calculating the beginning and not the end; 2. Regardless of the big month, small month, ordinary month, leap month, each month is calculated according to 30 days, and the whole year is calculated according to 360 days 3. The maturity date of various deposits is calculated according to the year to the month and the day, if the account opening date is the missing date of the maturity month, the end of the maturity month is the maturity date.

Hello, the interest rate has been raised today, and the three-month deposit interest rate is, that is to say, if you deposit 3,500 yuan for three months, the interest due on the deposit is yuan, and if you want to calculate the monthly rate, it is yuan.

Project Duration: Current Period, Lump Sum Deposit and Lump Sum Withdrawal, 3 Months, 1 Year, 2 Years, 3 Years, 5 Years, Lump Sum Deposit, Lump Sum Withdrawal, Lump Sum Deposit, Lump Sum Withdrawal, Lump Sum Deposit, Lump Sum Withdrawal, 3 Years, 5 Years, Lump Sum Deposit, Lump Sum

It is understood that the central bank implements a three-month regular benchmark interest rate, and major banks have certain adjustments in the central bank's benchmark interest rate in combination with their own conditions, such as ICBC and CCB regular three-month interest rates.

For example, if Xiaoxi has deposited a fixed term of 30,000 yuan in CCB for a period of three months, then the interest that Xiaoxi can get at maturity is: 30,000* yuan.

1. There are four main factors that affect interest rates:

First, fiscal policy. A country's fiscal policy has a greater impact on interest rates, generally speaking, when fiscal spending is greater than fiscal revenue, ** will borrow in the open market to make up for the lack of fiscal revenue, which will lead to an increase in interest rates. Expansionary economic policies, on the other hand, tend to increase the demand for credit, and further heating up investment will lead to lower interest rates.

Second, monetary policy. **The purpose of monetary policy is to promote stable economic growth. Controlling the money supply and the size of credit can affect interest rates, which in turn can regulate economic growth. Expanding the money supply will lead to a decrease in interest rates, and vice versa, a rise in interest rates.

Third, inflation. Inflation refers to the phenomenon that under the condition of credit money, the country issues too much money, and too much money pursues too few commodities, resulting in the general price of goods. If the sharp increase in the money supply is not caused by inflation, then the interest rate may not only not fall, but will rise, resulting in high interest rates to make up for the losses caused by the depreciation of the currency.

As a result, the level of interest rates rises as inflation rises and falls as it falls.

Fourth, business needs and family needs. Whenever the economy recovers and rises, the demand for credit increases, the interest rate level begins to rise and rise, and when the economic development stagnates, the demand for credit also decreases, so the interest rate level turns to the top. Households' demand for credit also affects changes in interest rates, which rise when demand increases and weakens when demand weakens.

Hello, monthly interest rate.

3% is equivalent to an annual interest rate.

It is 3%*12=36%, which is a very high interest rate range. The monthly interest rate of 3% is equivalent to the annual interest rate of 3%*12=36%, which is a very high interest rate range.

1.Article 6 of the Several Opinions of the Supreme People's Court on the Trial of Loan Cases by the People's Courts provides for the following provisions on the interest on private loans: private loans.

The interest rate may be appropriately higher than the bank's interest rate, and the local people's courts may specifically grasp it according to the actual situation in their respective regions, but the maximum shall not exceed the bank's interest rate on similar loans.

(including the interest rate principal). If this limit is exceeded, the interest on the excess part shall not be protected.

2.The annual interest rate is generally expressed in % (percent), and the monthly interest rate is generally expressed in (thousandths); The daily interest rate is expressed in a few ten-thousandths of the principal, which is usually called a few cents per cent. If the daily interest rate is 1%, that is, the principal is 1 yuan, and the daily interest is yuan.

1 centimeter = yuan, one millimeter = yuan travel field). Calculation formula: daily interest rate Annual interest rate 360 = monthly interest rate 30.

Extended Information: 1: What is an interest rate?

1.Interest rate refers to the ratio of the amount of interest to the amount of borrowed funds (principal) over a certain period of time. Interest rate is the main factor that determines the cost of capital of enterprises, and it is also the decisive factor for enterprise financing and investment.

2.The interest rate is the ratio of the amount of interest due in each period in the amount borrowed, deposited, or borrowed (known as the total principal) to the par value. The total interest on the amount lent or borrowed depends on the total principal, the interest rate, the frequency of compounding, and the length of time it has been lent, deposited, or borrowed.

The interest rate is the price that the borrower needs to pay for the money borrowed from the borrower, and the change of interest is also the return that the lender receives by delaying its consumption and lending it to the borrower. The interest rate is usually calculated as a percentage of the interest to the principal amount for a one-year term.

2. The significance of interest rates.

Formally, the interest rate refers to the ratio of the total amount of interest to the total amount of loan funds over a certain period. The interest rate is a unit of time.

The level of interest rate of a currency, which indicates the amount of interest. Economists have struggled to find a theory that would adequately explain the structure and changes in interest rates. The interest rate is usually determined by the country's **bank.

controlled, and controlled by the US Federal Reserve.

Manage. So far, all countries have taken interest rates as one of the important tools for macroeconomic control.

The amount of interest is determined by the principal, interest rate, and term. It is not possible to calculate the amount of interest based on the interest rate and tenor alone. The formula for calculating interest is: interest = principal interest rate term.

How to calculate interest with an annual interest rate of 3%.

Annualized rate. The annual interest of 10,000 yuan, if it is a deposit, the annual interest is 330 yuan. If it is an annual interest on the loan, equal principal and interest.

The total interest for 1 year is if it is equal to the principal amount of the manuscript.

Interest for 1 year is $.

Supplementary information: The interest on the deposit is $330 for one year and $330 for one month. According to the formula for calculating interest: interest = principal annual interest rate.

Percentage) Deposit period or interest = principal interest rate time. The annualized rate is 10,000 yuan for the principal amount and 10,000 yuan for 1 year. If there are 12 months in a year, then the interest per month is 10,000 yuan.

Extended information: 1. What is the annualized rate of the source socks?

1. The annualized rate of return is the annualized rate of return, which is calculated by converting the current rate of return (daily rate of return, weekly rate of return, and monthly rate of return) into an adult rate of return, which is a theoretical rate of return and is not the real rate of return obtained. Calculation formula: annualized rate of return (return on investment, principal) investment days 365x100%; Annualized Return: Principal x Annualized Yield.

2. In the investment currency**.

A seven-day annualized rate of return will be encountered.

It is an annualized return for the last 7 days. The seven-day annualized rate of return of currency will change every day, if the user wants to manage money, it is best to choose a high seven-day annualized rate of return, so that you can get a good return after investing.

2. How to calculate the annualized rate.

The annual interest rate is: 100% of the annual interest principal amount, for example: 1 million deposited in the bank, 20,000 yuan of interest per year, the annual interest rate is, 2 100 percent 100 = 2 percent.

3. Classification of interest rates.

1. According to different calculation methods, it is divided into simple interest and compound interest.

Simple interest means that during the loan term, the interest is calculated only on the original principal, and the interest generated on the principal is not calculated separately. Compound interest refers to the fact that during the loan term, in addition to calculating the interest on the original principal, the interest generated by the principal should be re-included in the principal and the interest should be double-calculated, commonly known as it"Profit rolling"。

2. According to inflation.

The relationship is divided into nominal interest rates and real interest rates.

The nominal interest rate is the interest rate that does not account for inflation, that is, the interest rate indicated on the loan contract or document. The real interest rate is the interest rate after the inflation factor has been adjusted.

Take 100,000 yuan as an example.

100,000*This is one year of interest. Annual interest rate.

The monthly interest rate is, 100,000 * monthly interest, 300 * 12 months to get an annual interest rate of 3,600,

According to the standard of annual interest rate, if you borrow 17,000 yuan, the interest for one year is yuan. Then three months is a quarter of a year, and dividing by 4 is equal to yuan, which is about equal to yuan. So, your loan this time is 17,000, the annual interest rate, and the interest for three months is yuan.

Extended Information: What are the APR Implications?

Central Bank Policy:

Generally speaking, when the central bank expands the money supply, the total supply of loanable funds will increase, the supply will exceed demand, and the natural interest rate will fall accordingly; Conversely, the central bank implements a tight monetary policy to reduce the money supply, and the supply of loanable funds exceeds the demand, and interest rates will rise accordingly.

**Level; The market interest rate is the sum of the real interest rate and the inflation rate. When the ** level rises, the market interest rate also rises accordingly, otherwise the real interest rate may be negative. At the same time, due to the rise in **, the public's willingness to deposit will decline and the loan demand of industrial and commercial enterprises will rise, and the imbalance between deposits and loans caused by the demand for loans greater than the supply of loans will inevitably lead to an increase in interest rates.

** and Bond Market:

If the market is in an upward period, the market interest rate will rise; Conversely, interest rates are also relatively lower.

International Economic Situation:

Changes in a country's economic parameters, especially changes in exchange rates and interest rates, will also affect the fluctuations in interest rates in other countries. Naturally, the rise and fall of the international market will also pose a risk to the interest rates faced by international banking business.