Handle internal withdrawal or sick retirement, which is better, internal retreat or sick retirement

Suppose you are 52 years old this year, the monthly pension is 550 yuan after the sick retirement, and the pension naturally increases to 830 yuan at the age of 60 (40 per year according to 7 years), within 8 years you at least 16,000 yuan more than the internal retirement, and when you retire to the official retirement, even if you can get 100 yuan more per month (not necessarily), you can't get back 16,000 yuan in 10 years, therefore, Sick retreat is definitely more appropriate than internal retreat. You can entrust your unit to apply to the Labor and Social Security Bureau for labor ability appraisal (individuals should write an application for sick retirement, pay an appraisal fee of 200 yuan, and provide hospital case certificates, inspection reports, etc.), and if the appraisal reaches the 1-4 level labor ability appraisal standard, the unit can directly handle the sick retirement procedures for you.

Sick retirement is a formal retirement in advance in accordance with the relevant regulations of the state on the premise of illness. Internal retirement is a form of off-the-job retirement within the enterprise. The salary after retirement is calculated by the social labor and social security department based on the length of service, the basic salary before retirement, and the payment of social pension insurance.

So, you ask what kind of extra points, this has to be calculated and compared before you can draw a conclusion. However, in terms of the phenomenon, the salary after the general illness retirement is higher than the salary of the internal retirement, but the later the time of the sick retirement, the higher the salary after retirement, such as the sick retirement next year, because the average social wage has increased by a piece, the pension insurance paid by me has accumulated a piece, and the length of service has also increased by one year......So the salary after retirement will definitely increase compared to this year.

In short, your question can only be clearly ...... after calculation

Difference Between Sick Retreat and Internal Retreat:

First, the concept is different:

1. Sick retirement: retirement due to illness, early retirement due to occupational diseases.

Retirement benefits are the same as normal retirement.

2. Internal retirement: refers to "internal retirement", which is not really a retirement procedure, but a method similar to retirement treatment within the unit, and the personnel who handle the internal retirement can not work in the unit.

Second, the processing conditions are different:

1. Sick retirement: men are at least 50 years old, women are at least 45 years old; The payment period (including the deemed payment period) is 15 years or more; Employees who are disabled due to illness or external causes and are identified as completely incapacitated by the Municipal Labor Appraisal Committee and meet the above three articles can handle it.

2. Internal retreat: surplus employees of the enterprise; Statutory conditions for internal withdrawal; The employee himself or herself is voluntary; Business leaders agree; Filing with the labor department.

To sum up, the conditions for sick retirement need to meet the payment of pension insurance.

If the expenses are 15 years or more, they have reached the standard of normal retirement, and the enterprise will no longer continue to pay pension insurance premiums. Retired companies will continue to purchase insurance.

Sickness retirement is an early formal retirement according to the national policy, and the treatment is to receive a formal retirement pension. Internal retirement is an internal adjustment of the enterprise and no longer goes to work. The internal refund treatment is only a monthly payment of local basic living expenses. Employees who retire will only retire when they are of sufficient age.

There is a difference between sick retirement and internal retirement, sick retirement means quitting because of illness and illness, and internal retirement means being dismissed internally.

Internal retirement belongs to the internal retirement of the enterprise, and sick retirement is retirement due to illness.

Internal retirement is a semi-retirement, with a reduced salary and no bonuses, until full retirement. The salary of sickness retirement is low, but you don't have to worry about insurance, and it is a complete retirement.

Therefore, it is better to retreat from illness than to retreat from within!

Sick retirement is due to poor health and have to choose to retire, internal retirement is not the reason for the health of employees, but the company's internal structural adjustment and retirement.

Sick retirement, according to the provisions of the national labor department, due to illness or non-work-related injury, men 50 years old, women 45 years old, more than 15 years of contributions, completely lost the ability to work, after hospital diagnosis, district-level municipal labor ability appraisal committee, social security department approval, sick retirement is a form of formal retirement, is approved by the labor department, and paid monthly retirement allowance, but also participate in the future retirees to increase the adjustment of retirement allowances.

This difference is big, because this sick retirement is because you can no longer go to work because you are sick and can no longer go to work, and retirement is called sick retirement, and internal retirement refers to internal retirement, and the two concepts of sick retirement.

Legal analysis: Specifically, those with these serious diseases can apply for medical retirement: Monoplegia, muscle strength below grade 2 (including grade 2); Bilimb or triplegia, muscle strength level 3 or less (including grade 3); long-term severe dyspnea; chronic severe hepatic impairment; Irreversible phase of chronic renal failure.

Legal basis: "Basic Medical Care and Health Promotion Law of the People's Republic of China" Article 32 Citizens receiving medical and health services enjoy the right to informed consent in accordance with law regarding their medical conditions, diagnosis and treatment plans, medical risks, medical expenses, and other matters. Where it is necessary to carry out surgery, special examinations, or special medical treatments, medical and health personnel shall promptly explain the medical risks and alternative medical treatment plans to the patients, and obtain their consent; Where it is not possible or appropriate to explain it to the patient, it shall be explained to the patient's close relatives and their consent shall be obtained.

Where the law provides otherwise, follow those provisions. Carrying out clinical trials of drugs and medical devices and other medical research shall comply with medical ethics norms, pass ethical review in accordance with law, and obtain informed consent.

To apply for sick retirement, three conditions must be met at the same time: (1) the applicant must be completely incapacitated by the city's labor ability appraisal agency; (2) Reach the required age (50 years old for men and 45 years old for women); (3) Participate in the basic endowment insurance and pay the basic endowment insurance premiums for 15 years (working years). Employees who are sick or injured not due to work-related injuries may apply to the employer for sick retirement, and the employer shall apply to the municipal labor and social security administrative department for the appraisal of labor and social security ability in the first month of each quarter with their ID card and medical records;

Article 6 of the Provisions on the Medical Treatment Period for Illness or Non-work-related Injuries of Employees of Enterprises If an employee of an enterprise is disabled due to non-work-related injuries and is found to be suffering from a disease that is difficult to improve by a doctor or a medical institution, and the medical treatment is terminated during the medical treatment period, and he or she is unable to engage in the original job or the work arranged by the employer, the labor appraisal committee shall conduct an appraisal of his or her working ability with reference to the appraisal standards for the degree of disability caused by work-related injuries and occupational diseases. Those who have been appraised as level 1 to 4 shall withdraw from their labor positions, terminate their labor relations, go through retirement and resignation procedures, and enjoy retirement and retirement benefits; If the employee is assessed as grade 5 to 10, the labor contract shall not be terminated during the medical treatment period.

It must be good to retreat inside, and the treatment of retreat is much higher than that of sickness, if it is a sick retreat, it is basically considered according to the cost of living, so if you can retreat inside, you can retreat inside. Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums. Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance at the employer, and other flexibly employed persons may participate in the basic pension insurance, and the basic pension insurance premiums shall be paid by the individual.

The pension insurance for civil servants and staff members managed with reference to the Civil Servants Act shall be prescribed by ***

1. Sick retirement: retirement due to illness, early retirement due to occupational diseases, and the retirement treatment is the same as normal retirement.

2. Internal retirement: refers to "internal retirement", which is not really a retirement procedure, but a method of retirement treatment within the unit, and the personnel who handle the internal retirement can not work in the unit.

What are the differences in the application conditions?

1. Sick retirement: men are at least 50 years old, women are at least 45 years old; The payment period (including the deemed payment period) is 15 years or more; Employees who are disabled due to illness or external causes and are identified as completely incapacitated by the Municipal Labor Appraisal Committee and meet the above three articles can handle it.

2. Internal retreat: surplus employees of the enterprise; the conditions for internal withdrawal set by the Fa clan; The employee himself or herself is voluntary; Business leaders agree; Filing with the labor department.

To sum up, it must be good to retreat, the treatment of internal retirement is much higher than the treatment of sick retirement, and the internal retirement enterprise will continue to buy insurance If it is a sick retirement, it is basically considered according to the cost of living, so it can be withdrawn internally.

Legal basis: Article 10 of the Social Insurance Law stipulates that employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums.

Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance at the employer, and other flexibly employed persons may participate in the basic pension insurance, and the basic pension insurance premiums shall be paid by the individual.

The pension insurance for civil servants and staff members managed with reference to the Civil Servants Act shall be prescribed by ***