What kind of medical benefits are available for cancer patients?

The main types of medical benefits available to cancer patients are as follows:

Basic medical insurance: including basic medical insurance for urban employees, basic medical insurance for urban and rural residents, etc. Cancer patients can be reimbursed for part of their medical expenses through basic medical insurance to reduce their financial burden.

Critical illness medical insurance: After the basic medical insurance is reimbursed, the critical illness medical insurance can reimburse the remaining medical expenses again to provide better medical protection for cancer patients.

Medical assistance: For cancer patients with special financial difficulties, medical assistance can be applied for to reduce the medical burden.

Special outpatient medical care: Some areas provide special outpatient medical insurance for cancer patients, including outpatient chemotherapy, radiotherapy, immunization**, targeting**, etc.

Chronic Disease Outpatient Care: In some regions, cancer patients are listed as chronic disease outpatient care, and patients can purchase essential drugs in the outpatient clinic and receive partial reimbursement.

Employee Mutual Insurance: Some regions have employee mutual insurance schemes, through which cancer patients can receive additional medical protection and reimbursement.

Commercial insurance: In addition to the medical coverage provided above**, some cancer patients can also purchase commercial insurance to obtain additional medical coverage and reimbursement.

It is important to note that there may be differences in different regions and policies, so cancer patients need to understand the local policies and specific regulations when enjoying medical insurance in order to better protect their rights and interests.

For families of patients suffering from major diseases such as cancer, they usually meet the policy requirements of temporary assistance and can apply for temporary assistance support. However, at present, even if it is granted, the amount of aid is relatively limited and the effect is not large.

Cancer is a major disease. That is, a very serious disease. If it is a group participating in the basic medical insurance for urban and rural residents, that is, rural people and unemployed households in large cities, and the cost of medical treatment is very high, they can submit an application to request to be included in the subsistence allowance.

If it is approved through the review, you can first enjoy the monthly subsistence allowance treatment, which will immediately relieve the pressure of heavy expenses; The second is to be eligible to apply for medical assistance. Of course, those who do not meet the conditions for the subsistence allowance will not be able to get the corresponding treatment. In addition, if it is a group participating in the basic medical insurance for employees, the policy requires that they cannot apply for subsistence allowance and medical assistance.

Assistance can also be obtained in the following ways:

1.Rural cooperative medical care.

Rural cooperative medical care is China's basic medical security to fill in, there is no condition to participate in the staff medical insurance, agricultural household registration can purchase rural cooperative medical care, the cost reimbursement rate is lower than the employee medical insurance.

2.Serious illness relief.

Some provinces and cities put some cancers into the serious illness relief management system, you can ask the local health and family planning commission for information.

3.Business Insurance.

This depends on the patient's forward-looking and financial conditions, and will not be described here.

4.Civil administration system assistance.

Patients who cannot afford the subsequent medical treatment after diagnosis, or who are under great pressure for the subsequent medical treatment, can apply for assistance funds from the local civil affairs department.

5.Charitable organizations.

Patients can apply for assistance from various charitable organizations, and now there are many charitable organizations, which have a national system, which is not very easy to apply, relatively speaking, it is still easy to apply for a company or individual type of charitable organization as long as the documents are complete.

6.Subsidized by drug manufacturers.

Anti-cancer drugs in the anti-cancer treatment process, the pressure of funds is greater, patients must be long-term and continue to take medicine to ensure the best effect of patients, many pharmaceutical companies have drug funding projects, you can try to apply for it, such as selling a few for free, or direct drug giveaways will also have.

At present, there is no other policy assistance, after all, this is also a relatively large disease, and he will only be partially reimbursed by medical insurance.

The policy subsidy is more than 200 yuan per month, and cancer patients can also apply for chronic diseases, and there will be reimbursement in the outpatient clinic.

In the process of trading, cancer patients will enjoy other preferential treatment in addition to the normal subsidy. The application should be made according to the policies of different regions.

Legal Analysis:1Serious Illness Relief (Civil Affairs Department, Charity Department) 2Temporary relief (civil affairs department).

3.Medical assistance (civil affairs department, for low-income households and poor households) 4 subsistence allowance (for urban and rural households).

5.Outpatient assistance (for pathology and hospital identification).

Legal basis: Social Insurance Law of the People's Republic of China

Article 2: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with the provisions of the State.

Article 28 In line with the basic medical insurance drug list, diagnosis and treatment items, medical service facility standards and medical expenses, emergency and rescue medical expenses, in accordance with the provisions of the State from the basic medical insurance **.

Cancer can apply for critical illness medical insurance. Cancer is one of the major medical treatments. According to the law, medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facility standards, as well as emergency and rescue medical expenses can be reimbursed by medical insurance.

Article 28 of the Social Insurance Law.

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facility standards, and emergency and rescue medical expenses shall be paid from the basic medical insurance in accordance with national regulations.

Article 29.

The part of the medical expenses of the insured persons that should be paid by the basic medical insurance shall be directly settled by the social cover key insurance agency and the medical institution and the drug business unit.

The administrative department of social insurance and the administrative department of health shall establish a system for the settlement of medical expenses for medical treatment in other places to facilitate the insured persons to enjoy basic medical insurance benefits.

Medical insurance refers to the use of social medical insurance and commercial medical insurance by individuals to build a medical security system for themselves. Among them, social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations to provide basic medical needs for workers within the scope of protection in case of illness.

Article 2 of the Social Insurance Law of the People's Republic of China The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, etc. Article 23 of the Social Insurance Law of the People's Republic of China Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state. Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.