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Of course, it affects the level of wages. Deemed length of service refers to the amount of pension contributions, the amount of contributions is less, the pension is calculated according to the formula is relatively small, otherwise the pension will be relatively high. Therefore, the deemed length of service is also an indicator for calculating pensions, which will definitely affect the level of pensions.
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Of course there is no impact. The calculation of pension benefits is mainly related to factors such as the number of years of payment (including the deemed payment period), the level of contributions over the years, and the local average salary at the time of retirement.
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Deemed is that when you first started to popularize social security, your previous years of service are counted as your insurance, and when calculating the pension, the number of years of insured service is the same as the same length of service, which can be multiplied.
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Summary. 1. How much can the pension be worse by one year when retiring, depending on the specific situation, because everyone's specific situation is different. 2. The length of service is also closely related to our social insurance, a year of service is 12 months of social insurance, if there is a year of service less, then the balance of the personal account in the social insurance is less, in addition, the payment time, the payment index are correspondingly less than 12 months.
Eventually, the pension you will receive after retirement will be reduced accordingly.
Retirement is considered to be the same as the length of service, how much is the difference in one year.
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Hello, it is regarded as a retirement of the same seniority, and the difference is about 800 yuan a year. For example, if your working experience is 30 years when you retire, and your pension is 3,000 yuan per month, then the annual length of service is 100 yuan, but if you retire with 29 years of service, then the monthly pension will be 100 yuan less.
1. How much can the pension be worse by one year when retiring, depending on the specific situation, because everyone's specific situation is different. 2, the length of service and our social insurance is also closely related, a year of service is 12 months of social insurance, if you know less than a year of service, then the balance of the personal account in the social insurance is less, in addition, the payment time, the payment index are the corresponding bureau shirt model less than 12 months. Eventually, the pension you will receive after retirement will be reduced accordingly.
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Deemed to be the length of service. It refers to the number of years of work before not paying social security in accordance with national policies.
Normally, it is a pension with a difference of one year of service, and the hidden rubber limb is poor.
It can range from tens to hundreds of dollars. According to the contribution index, if it is a male employee, the average contribution index is more than 2 points, then the length of service of one year affects the pension treatmentAbout 150 yuan;If it is a female employee, the contribution index is less than 1, then the difference in the length of service in one year is the sameAbout 20 yuan. The general rule is that the higher your contribution base over the years, the more pension you will have one year of service; If the higher the base in your area, you will have a lot of pension for one year of age.
Originated from "the little teacher said things").
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Before retirement, it is necessary to identify the "deemed length of service".
Many people who are about to retire, or who have elders in their families who are about to retire, will face a question: when they reach the statutory retirement age and retire, the social security staff mentions that there is an item of deemed service in the file, does it need to be recognized?
Here I will tell you clearly: remember, you must be sure to identify, if you do not recognize the deemed payment period, it is equivalent to giving you an increase in the amount of pension but you don't want to.
In fact, the deemed contribution period can be recognized as a transitional pension and then converted; If you don't, you're giving up the opportunity to receive more pensions. It would be a pity if it was because I didn't understand the amount of pension I didn't understand.
Extended information: 1. What is deemed length of service.
Deemed length of service, also known as the number of years of payment, refers to the number of years of continuous service recognized by the national policy before the implementation of the individual payment (pension insurance) system recognized by the Human Resources and Social Security Bureau, and other circumstances that can be recognized as deemed length of service.
Let's take Beijing as an example, the general enterprise from October 1992, the implementation of the pension insurance system, that is to say, from October 92, for the determination of the deemed length of service and the actual number of years of payment.
Before October 1992, it will be included in the deemed payment period, and after October 92, it will be included in the actual payment period.
As for the permanent employees of state-owned enterprises and county-level collective enterprises, from 1 January 1998, the system of joint payment of basic old-age insurance by enterprises and individual employees will be implemented.
That is to say, before January 1, 98, the time that can be calculated as continuous service in accordance with national regulations is regarded as the number of years of payment. Of course, if they are removed because of serious violations of discipline or other egregious behavior, they are excluded.
It should also be noted that I am only using Beijing as an example. Since the time of implementation of the social security system may be different in each city, everyone should calculate their deemed contribution period according to the policy of the place where they work.
2. How much money will we lose if we give up 15 years of deemed service?
Mr. Wang was born in March 1959 and started working in Beijing state-owned enterprises in January 1983 and retired in March 2019. After 1998, they were transferred to private enterprises, and they all paid social security according to 100% of the average social wage. The average monthly salary of employees before retirement can be 8,467 yuan.
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Legal Analysis: Important, if you say that you have been working in the work unit and have never changed your work unit, then this is a good proof, because your work unit will establish a corresponding personal file for you, and when you retire, your work unit will come forward to handle your retirement and show the relevant personal file, then you can completely follow this individual who has the same number of years of payment to handle the retirement and retirement to enjoy the treatment of this transitional pension. In this way, your pension treatment is generally relatively high.
Legal basis: "Interim Measures on the Retirement and Retirement of Workers" Article 1 Workers of enterprises, public institutions, party and government organs, and mass organizations owned by the whole people who meet one of the following conditions shall be retired
1) Men are at least 60 years old, women are at least 50 years old, and have worked continuously for 10 years.
2) Engaged in underground, high-altitude, high-temperature, particularly heavy physical labor, or other work harmful to physical health, at least 55 years of age for men and 45 years of age for women, and having worked continuously for 10 years or more. This provision also applies to grassroots cadres whose working conditions are the same as those of workers.
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