How to check the other party s credit? Can others check your credit information?

Updated on Financial 2024-07-03
28 answers
  1. Anonymous users2024-02-12

    To authorize the person, with the authorization of the other party, you can apply to check the credit records of others. The inquirer shall provide the valid ID card of the principal and the ** person.

    The original, the notarization certificate of authorization and the "Personal Credit Report Personal Inquiry Application Form" can be used to check the credit records of others. Without the authorization of others, individuals cannot check the credit reports of others. At the same time in everyday life.

    If other agencies are authorized to inquire about personal credit reporting.

    Authorized agencies will be able to consult individual reports at will. Please be cautious about authorizing credit report inquiries to avoid divulging personal information.

  2. Anonymous users2024-02-11

    The specific provisions for checking other people's credit reports are as follows: 1. Entrust others to inquire about personal credit reports at the inquiry point, and the person shall provide the original valid identity documents of the principal and the **person, and the notarization certificate of authorization for inspection. 2. At the same time, fill in the "Personal Credit Report Personal Inquiry Application Form", and keep a copy of the person's valid ID card and the original certificate of authorization notarization for future reference.

    3. In addition, you can fill in and complete the "Personal Credit Report Personal Inquiry Application Form".

  3. Anonymous users2024-02-10

    At present, the inquiry of personal credit is to require the person to bring his ID card to the counter or through the self-service inquiry machine to inquire, of course, the issuance of a letter of authorization and the ID card of the person being queried, can also be queried.

  4. Anonymous users2024-02-09

    We personally can't check the other party's credit.

    Because personal credit is personal privacy, it cannot be queried casually.

    To check a person's credit, he must go to the People's Bank of China with his ID card to check it.

  5. Anonymous users2024-02-08

    Do not check other people's credit information.

    This is against the law.

    We all know that many companies will now ask you to submit documents when you are going to admit you at the end of the interview, one of which is your credit report, so they don't need to check it, just say I need this credit report, and then you can check it yourself, and then print it out and give it to others.

  6. Anonymous users2024-02-07

    On-site inquiries can be made through the credit information centers of local central banks, and ID cards need to be brought; Bank inquiries can be made through ATMs deployed by some banks, or at the bank**; The third is the Internet inquiry, which requires you to log in to the central bank credit information center** to register, submit an application, and check your credit report.

  7. Anonymous users2024-02-06

    There is no way to check other people's credit, unless you are some public security agency.

    If it is a private person, you can only check your own credit information, and you have no way to check other people's credit information.

    But the center of the enterprise, you can check through the enterprise to check, you can know some of the situation of the enterprise.

  8. Anonymous users2024-02-05

    Hello, to check the credit is to need my ID card and a copy of my ID card, if it is to check on the machine, you also need my face recognition, I hope mine can help you.

  9. Anonymous users2024-02-04

    For example, when applying for a credit card or online loan, you need to check your personal credit, and the bank or financial institution has the right to review the credit report after the individual's authorization and consent, otherwise it cannot be checked.

  10. Anonymous users2024-02-03

    You can't check other people's credit, only you can check your own credit, because credit is personal privacy, it is a legal protection of the query, the other party's credit must be approved by the other party, with the other party's certificate and the person can be inquired.

  11. Anonymous users2024-02-02

    Only some large platforms and large companies have the authorization to inquire about the credit, and you personally have no way to inquire about the credit of others, but only your own credit. If you want to check Shenzhen, you can go to the Bank of China to check.

  12. Anonymous users2024-02-01

    The credit information of married people is not combined, so one party cannot see the other party's credit from their own credit information, but each person's credit information can only be checked by themselves, unless they can obtain the authorization of the other party to view. For example, when applying for loans and credit cards, banks have to collect the applicant's consent to check the credit information.

  13. Anonymous users2024-01-31

    To check the other party's credit, you need to bring the other party's ID card to the People's Bank of China for inquiries, and you can see his current status.

  14. Anonymous users2024-01-30

    You can check through bank branches. Bring your ID card and relevant documents to the local bank counter for inquiry.

    You can also check online banking.

  15. Anonymous users2024-01-29

    If you want to check other people's credit information, there is no way, only if you hold your ID card, you can go to the self-service printer to print your own credit information.

  16. Anonymous users2024-01-28

    Of course, you can't check the other party's credit, you don't have the right to check this. But how to say it? You can check the other party's dishonesty, and if there is a dishonesty, it will be on the court's list of dishonest people.

  17. Anonymous users2024-01-27

    Individuals can only inquire about other people's credit information after the other party's entrustment certificate, and generally can only inquire about their own credit information.

  18. Anonymous users2024-01-26

    Credit inquiry can only be made in person now, so you can go to the credit management department of the People's Bank of China with him to print a personal credit report.

  19. Anonymous users2024-01-25

    Inquiries about the other party's record of untrustworthiness can be found on the "China Court Enforcement Information Disclosure Network".

    To check whether the other party has a debt dispute case that has been adjudicated, you can check it on the "China Judgments Network".

  20. Anonymous users2024-01-24

    You can only check your own credit report, and others can't check it. Whether it is inquired in the credit information center of the People's Bank of China or when inquiring in the bank loan, you can't operate it yourself.

  21. Anonymous users2024-01-23

    There is no way to check other people's personal credit.

    Because you must bring your ID card to the People's Bank of China to check the credit information.

  22. Anonymous users2024-01-22

    Without the authorization of others, it is not possible to check the credit information of others. If you have obtained the authorization of another person, you need to provide the corresponding information of the authorization for verification.

  23. Anonymous users2024-01-21

    The investigation of credit requires the authorization of the other party, and without the authorization of the person, the credit investigation of the other party cannot be obtained.

  24. Anonymous users2024-01-20

    If you are interested in this kind of message sent by the other party, you can consult and inquire through the channel he sent or on the Internet to see if there is any information suitable for you.

  25. Anonymous users2024-01-19

    How to check the integrity of the other party, this is a problem, is it something that each of us can solve? A person's integrity is almost all on one ID card. That's going to have to be done through the home network.

  26. Anonymous users2024-01-18

    Others can check my credit information. Although the personal credit report can also be inquired by others under certain conditions, it is not possible to inquire casually, provided that the authorization of the person being inquired is obtained, and if the individual is not authorized by others, the individual has no right to inquire about the credit report of others. If you have obtained the authorization of others, as a **person, you can bring the original and copy of your own and the client's valid identity documents, and the authorisation of the client's signature to check the credit.

    Credit inquiry method:

    1. Credit information center inquiry.

    Bring your ID card to the credit investigation department of the local People's Bank of China or a bank that can check the credit, put your ID card in the ID verification office of the machine and then look directly at the screen camera to complete the identity verification, print the credit report, and pay attention to the fact that each citizen only has two free opportunities to check and print every year.

    2. Inquiries on the official website of the Credit Information Center of the People's Bank of China.

    Click on "Internet Personal Credit Information Service Platform" under "Core Business"; For the inquiry portal of personal credit investigation, click "Start Now" to verify the trial version. If it is a new user to click on the registration information, the old user can log in directly; Once you've registered, you'll be taken to the welcome page. You can see here that there are two modules on the left side: information service and user management; Click "Credit Services" - "Apply for Credit Information" on the left; You can choose to submit the application according to the actual situation.

  27. Anonymous users2024-01-17

    Although the personal credit report can also be inquired by others if certain conditions are met, it is not something that can be inquired casually.

    If there are many inquiry records in your personal credit report, it is because the consumer has authorized someone or institution. Any institution or person who wants to view a consumer's personal credit report must obtain written or electronic written authorization from the consumer, otherwise the personal credit reporting system of the People's Bank of China will not provide the consumer's personal credit report to any person or institution.

    1. Inquiry by the entrusted party

    If it is due to some reason that others need to check the individual's credit report, then the individual's authorization is required(Provide the original and copy of the power of attorney and ID card), such as the guest who entrusts the upper and lower levels to carry out credit repair.

    2. Loan and credit consumption institutions

    If an individual applies for a loan on a loan platform, or applies for a credit card, then the application is often submitted at the same time as the authorization of the institution。Regardless of whether the other party is connected to the credit information system, regardless of whether the loan is successful or not, the loan and credit card issuing institutions can query the individual's credit report.

    3. Legal institutions

    Legal institutions (such as courts) can inquire about personal credit reports at any time, but they cannot do so casually. Generally speaking, it is necessary for the individual to be a party to a civil or criminal case in the court, and it is necessary to inquire about the personal credit report. In this case, the court will check the individual's credit report.

    Of course, the court will not leave a record of the inquiry when checking the personal credit report.

    1. You can check the local credit information center

    Bring your ID card to the credit investigation department of the local People's Bank of China or a bank that can check the credit, put your ID card in the ID verification office of the machine and then look directly at the screen camera to complete the identity verification, print the credit report, and pay attention to the fact that each citizen only has two free opportunities to check and print every year.

    2. You can enter the official website of the Credit Information Center of the People's Bank of China:

    Click on the "Internet Personal Credit Information Service Platform" under "Core Business" to check the personal credit inquiry entrance, and click "Start Now" to verify the trial version; If it is a new user to click on the registration information, the old user can log in directly; Once you've registered, you'll be taken to the welcome page. You can see here that there are two modules on the left side: information service and user management; Click "Credit Services" - "Apply for Credit Information" on the left; You can choose to submit the application according to the actual situation.

  28. Anonymous users2024-01-16

    To check other people's credit records, it needs to be based on the following circumstances, as follows:

    1. With the authorization of others, they may apply to inquire about the credit records of others. The inquirer can inquire about the credit records of others by providing the original valid ID cards of the principal and the ** person, the notarization certificate of authorization and the "Application Form for Personal Credit Report Personal Inquiry";

    2. If there is no authorization from others, individuals cannot check the credit reports of others. At the same time in everyday life. If other agencies are authorized to check personal credit reports, the authorized agencies can check personal reports at will.

    Please be cautious about authorizing credit report inquiries to avoid divulging personal information.

    The credit report is concerned with personal credit information, and it is private, and it has no right to inquire into it without the consent or authorization of others or other financial institutions or banks. When an individual applies for a credit card or online loan, the financial institution will ask the applicant to sign and confirm the credit investigation authorization agreement, and only the signed authorization letter has legal effect, and the financial institution can check the applicant's credit information, otherwise it cannot be queried.

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