How to check your credit and how to check your credit

Personal credit report can be said to be our economic identity card, in today's credit society, credit records have become more and more important. If we have a bad credit record, we may be blacklisted by the bank, resulting in the inability to take planes, trains, etc. normally. So how do we check our personal credit report?

There are four main ways:

1. Bring your personal ID card to the People's Bank of China outlets for inquiry.

Now almost every branch of the People's Bank of China will have a personal credit record inquiry teller machine, we only need to carry the ID card, verify the face and mobile phone number and other information, you can immediately query and print.

2. Bring your personal ID card to a qualified bank for inquiry.

In order to facilitate user inquiries, in recent years, the People's Bank of China has also accelerated the promotion of credit inquiry teller machines, and will be deployed in some important commercial banks, such as the business departments of the four major banks such as industry and agriculture and China Construction. Similarly, we can bring our ID card to the inquiry for printing.

3. Directly log in to the official website of the Credit Information Center of the People's Bank of China for inquiry.

After logging in to the official website, you can register an individual, and you can apply for a query after verifying the bank card information, and the results will generally be available on the same day (notify us through the verification code), and then we will be able to log in again to ** electronic version of the credit report.

You can go to the counter of the People's Bank of China's business branch where the user is located to check the personal credit report.

People do not stand without trust, and credit is no trivial matter. In daily life, credit card use, loan application, and corporate financing are all inseparable from credit reporting. The importance of credit records, an "economic identity card", has become more and more prominent.

The development of the credit industry is a common practice in the international community. In China, the credit report is an objective record of the credit activities of the information subject, and it is to help the credit grantor to judge the credit status of the information subject.

1. First of all, bring your identity and ID to the People's Bank of China branch for inquiry (Note: only the People's Bank of China can inquire about the personal credit report, but in some areas the People's Bank of China has also authorized other banks to inquire). 2. Directly log in to the official website of the Credit Information Center of the People's Bank of China for inquiry.

Check the credit investigation process.

The first step is to open the homepage of the credit information center and click on the "Internet Personal Credit Information Service Platform" on the homepage.

Step 2: Click on the red button "Start Now".

The third step is to fill in the login information, new users need to register first, and users with existing accounts can log in directly.

After logging in successfully, click on the information service - get credit information - personal credit report in turn, and then log in after 24 hours to view the personal credit report.

However, it is necessary to remind everyone that each person has two free opportunities to check credit information a year, and more than two times will need to be charged, and it is recommended not to inquire too often, because each inquiry will leave a record, and some banks will think that you are short of money according to the query records, and will not give you a loan or a credit card.