What is the difference between a bank s branches, sales offices, branches, and savings offices?

Each bank has a head office to manage its subordinate banks, and has a branch in each province and city, which is divided into various branches according to different regions, and the corporate counter of the branch is generally called the business department, and there are both corporate and private business but belong to the branch management called the branch office. Below is the savings pull.

The head office does not have a counter and cannot accept business.

According to the authority of the business, from small to large, it is a savings office - branch office - branch - business department - branch.

Branches, business departments, branch offices, and savings offices all handle business externally.

The size of the bank: (the branch is a general term for the branch, savings bank, and branch office) generally each municipal level has a branch.

Each city has corresponding branches, branch offices, savings offices and other outlets according to its scale, such as Industrial Bank, and the business area of the hall of the branch should reach more than 200 square meters. There are other indicators as well.

The branch office and savings office are simple, and it is about 10 square meters.

The branch office is the name of the branch office of the bank, and the regional head office of the general bank includes each branch or sub-branch, and the branch or sub-branch is composed of the branch office.

The difference between a bank branch and a branch.

1. Different grades: The level of the bank from large to small is the head office - the first branch (provincial bank) - the second branch (city bank) - the first level branch (district, county, county-level and municipal bank) - the second branch (branch office or savings bank).

Generally speaking, the provincial branch is the first-level branch, and the municipal branch is the second-level branch. Districts and counties below the city level, and the institutions of districts and county-level cities are sub-branches. Each branch has a branch office, as well as a number of branch offices and savings offices. A bank branch is a branch of a bank.

2. Different powers: the branch has the power to manage the sub-branch, and a number of branch offices and savings offices have been set up under the sub-branch; The first-level branch has the power to approve cards, the branch can formulate policies, and the sub-branches can only implement policies.

3. Different business: the savings bank can only handle personal business, the branch office can handle the business business, the office may be a different bank, the branch is the head of a regional bank, can manage the savings office and the branch, and the branch is the institution that manages the various branches, does not handle the business externally, and is a government unit. An accounting center is an internal department of a branch or sub-branch.

The specific responsibilities of the sub-branch.

1. Implement a prudent monetary policy and support the economic development of the jurisdiction.

2. Carry out foreign exchange management work according to the authorization and maintain the stability of foreign exchange order in the jurisdiction.

3. Manage the issuance library, specifically responsible for handling the transfer, storage, destruction and accounting of RMB issuance, handling the deposit and withdrawal of cash from commercial banks, and organizing the anti-counterfeiting work of RMB.

4. Maintain the normal operation of payment and clearing systems.

5. Carry out financial statistics and organize financial and economic statistical surveys.

6. Guide the deployment of anti-money laundering work in the financial industry, and be responsible for the monitoring of anti-money laundering funds.

7. Manage the credit reporting industry, and promote the establishment of a social credit system.

8. Prevent systemic financial risks and maintain financial stability.

Difference: The business department of the branch is a part of the branch, because in addition to the business department, the branch also has institutions such as the general department and the customer service department. The business department of the branch in each district of the bank handles the same general business as the branch.

If the company opens an account, it should be handled at the sub-branch. There is no difference to people in general.

Examples: (1) For example, the head office of the Agricultural Bank of China is the core bank of the Agricultural Bank of China.

2) Branches are small bosses in various regions. For example, the Luoyang branch of the Agricultural Bank of China, then the other branches of the Agricultural Bank of China under Luoyang City are under the management of this branch, and the card is not considered to be cross-regional as long as it does not go out of the management scope of the branch.

3) The branch is each outlet, and the sales department and the branch are at the same level.

1. Grade: The level of the bank is divided into head office-branch-branch-branch, so the level of the bank branch is greater than the level of the branch;

3. Accounting function: Bank branches can account independently, while branch offices belong to bank branches that do not implement independent accounting.

Extended Materials

Banks are one of the financial institutions, and banks are divided into ** banks, policy banks, commercial banks, investment banks, and the World Bank according to their types, and their responsibilities are different.

A bank is a financial institution established in accordance with the law to engage in monetary and credit business. It is the product of the development of the commodity-money economy to a certain stage.

Banks are classified into ** banks, policy banks, commercial banks, investment banks, and the World Bank according to their types, and their responsibilities are different.

Bank statement refers to the deposit and withdrawal transaction records of bank current accounts (including current passbooks and bank cards). According to the nature of the account, it is divided into ** water and public water.

Bank statement is a kind of proof material to prove the income of an individual or company, and it is a necessary material to apply for a loan from a bank.

1. How to fight the bank flow.

1. After you confirm the bank card and the passbook belongs, bring your ID card and bank card to the nearest bank branch for inquiry, and the staff will help you print it.

2. You can also bring your card or passbook to the self-service inquiry machine of the business outlet to print it by yourself. Self-service printing process:

Self-service inquiry machine - insert card or passbook - enter password - enter the inquiry details page - historical details - enter the date required for query printing - query - print it.

In addition, you can also check the bank statement in the following ways:

1. For users who have opened online banking, they can log in to online banking for inquiry.

2. For customers who have opened mobile online banking, they can also log in to the mobile terminal for inquiry.

Precautions. If you need a statement of proof of statement, please apply for a print and have the teller stamp stamped by the teller.

After printing the bank statement, do not throw it away at will to prevent the disclosure of personal (corporate) account information.

Second, the role of bank flows.

Bank statement is a kind of proof material to prove the income of an individual or company, and it is a necessary material to apply for a loan from a bank.