With 600,000 cash in hand, is it suitable to buy a house or save in the bank in 2022?

Updated on Financial 2024-07-15
16 answers
  1. Anonymous users2024-02-12

    Personally, I think that in this case, you can choose to keep 600,000 in the bank. Because in this way, you can get the relevant interest on yourself. And house prices in 2022 are relatively unstable, so after buying a house, you may regret it.

    After many people have enough funds in hand, they generally choose to arrange where these funds go through some means. For example, you can choose to deposit these funds in the bank, or you may choose to use these funds to buy a house. Either way, it's just to keep your money in value.

    It should be stored in the bank.

    First of all, 2022 made me feel particularly nervous personally. Because at the beginning of 2022, there was an epidemic in many areas. Moreover, the existence of the epidemic has also affected the rhythm of many people's lives, and even directly affected many people's income.

    So I personally think that in this case, I should choose to deposit the 600,000 yuan in cash in the bank. And in this way, you can make yourself a more stable profit. So that you can feel more stable in your heart.

    2022 is not a good year to buy a house.

    And from my personal point of view, I personally feel that house prices in 2022 are not particularly stable. In some areas, housing prices have even declined, and although housing prices in some areas are relatively high, houses have been sold. So I don't think the existence of a house at the moment has any relevant appeal for most people.

    Therefore, I personally feel that in 2022, if I am not just needed.

    There is no need to choose to buy a house. <>

    Make a decision based on your own situation.

    Finally, I would like to say that the above is my personal opinion. After all, everyone's opinion is different, so when you have 600,000 cash in hand, you will make different decisions according to your actual situation.

  2. Anonymous users2024-02-11

    I think it is more suitable to buy a house, now the house price is the lowest in history, and there is a sense of security when buying a house, and the interest on the bank is not much.

  3. Anonymous users2024-02-10

    It should be to buy a house, because now the house ** has fallen. If you don't buy a house at this time, it's too late later.

  4. Anonymous users2024-02-09

    To buy a house, take advantage of the current housing price is not high, after all, the possibility of housing prices in the future is still very high.

  5. Anonymous users2024-02-08

    With 600,000 in hand, I think I should buy a house this year and next year, if it is to save money and there is not much interest, but buying a house is different, the house will not run there, at least it is a very large liquid item, very cost-effective.

    Housing prices in the past two years have been in a downward stage compared to the past few years, and many first-tier cities have dropped a lot, so we must not easily miss such a good opportunity. 600,000 yuan can buy a house in full in a small county, I think this is a very cost-effective thing, you can get a good deal.

    I believe that many people are more persistent in buying a house, after all, only with a home can there be hope, and only then will everyone have a safe haven. When I have the ability, I think it is more rational to use the money to buy a house, so it is also a good explanation for the family, the house will not leave, and it will always be your own after you buy it. Many times the whole life is to buy a house, this year two years of housing prices are more cost-effective to buy a house, I think that the buried type to buy a house can reduce a lot of pressure on the New Year's celebration, so that your family can get a warm home, so that it will be meaningful.

    600,000 deposited in the bank, I believe it will not generate much profit, it is better to put it on the investment of the house, even if you can't buy it yourself, it is more cost-effective to rent it. Nowadays, many people choose to rent a house, and the current rent is relatively high, and there is no control over renting with the housing price, so it is more cost-effective to live in it or rent it out.

    When you have the conditions to buy a house, you must buy a house first, which is a guarantee for the people you love, and also a warm home for yourself. In fact, money in the bank does not have much use value, and the money earned is used to spend, so that life will be full of happiness and meaning.

  6. Anonymous users2024-02-07

    If you have a house to live in, you can buy a house, and if you don't have a house to live in, you will buy a house. Something else can quickly make you a great fortune, or it can make you bankrupt very quickly. But it will only keep you worth. The current 600,000 cherry blossoms are the purchasing power of the ruler, and after the 10,000 ridges of high-aged Hu Ying, it is still the same purchasing power.

  7. Anonymous users2024-02-06

    I think it's a house to buy. Because the house is what everyone needs to live in, it belongs to the rigid need. If you still have savings, you can save money after buying a house.

  8. Anonymous users2024-02-05

    I think I should buy a house because the house is real estate and it is all my own there, and it is useless to save money.

  9. Anonymous users2024-02-04

    You should buy a house, because the current housing prices are very low, and buying a house can also give you a stable home.

  10. Anonymous users2024-02-03

    If you are in a first- or second-tier city and have 600,000 yuan, hurry up and buy a house.

  11. Anonymous users2024-02-02

    I think it depends on your individual needs. If you have your own house for the time being, or if the house is not just for you now, you should not buy a house, but save it in the bank. If you need to buy a house yourself, it's good to buy one.

    In fact, many people are very anxious about the current housing prices, for fear that the housing prices will rise, there is no need to be so anxious, the current housing prices are still very stable, besides, the current houses are basically saturated, people who can't afford to buy a house still can't take out the money to buy, and those who have money still want a house. A lot of developers are still developing, and there is a lot of room for the house, and no one is buying. This can also be seen in a current form of real estate.

    If you need to buy a house at the moment, then take out the money and go for it decisively. To be honest, no one knows what the current form of housing prices is, it may continue to rise, and it may continue to rise, but in my personal opinion, the price increase will not rise much. After all, many people now have provident funds, and few people can directly pay the full amount to buy a house, and most of them take out loans to buy a house.

    You have 600,000 yuan in your hand, if you are in a first- or second-tier city, it is enough to make a down payment. If it's in a county seat or something, it might be a little better. <>

    It's better to save the money, and if something happens to Zhenqing in the future, you can still take it out and use it yourself. Or save it in installments. In this way, you can also earn a certain amount of interest.

    Many people feel that they have 600,000 yuan in their hands, which is neither more nor less, and it is not enough to buy a house. In fact, it depends on your personal decision. If it's me personally.

    I would divide the money into three tranches and put it in the bank and deposit it in different periods. <>

    Therefore, whether you should buy a house or save this money depends on your personal wishes. You must think clearly, how to buy a house with this money, how to save it, and don't rely on your own brain fever.

  12. Anonymous users2024-02-01

    It is understood that buying a house may be more suitable for us, because saving money can not be enough to have a great benefit, and the limbs are scattered and after buying a house, you will have your own residence, and it is also a place to settle down.

  13. Anonymous users2024-01-31

    You should buy a house, this is a particularly good choice, you will not let yourself lose money, and you will definitely have a good income.

  14. Anonymous users2024-01-30

    You should buy a house, because the current house ** is not particularly high, and it will definitely rise again in the future, and buying a house at this time is the best choice.

  15. Anonymous users2024-01-29

    You can buy a house, but if you don't just need to get in the car, you don't have to use it as an investment.

  16. Anonymous users2024-01-28

    It depends. The price of the house will not be reduced for a while, if you are in a small city, the price is acceptable, you can buy.

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