What is the reason for being deducted by Baofu, and the reason why Alipay deducts money for no reaso

The bank card may be deducted by Baopay because the bank card is repaid and Baopay is selected, and Baofu will directly deduct the repayment amount and handling fee on the repayment date. If you are not sure, you can find the payment agreement in the recent repayment payment, read it carefully, and whether there is a Baofu payment platform in it.

Extended Information:1Baofu Pay belongs to Baofu Network Technology (Shanghai) ****, which was established in 2011 and won the award by the Central Bank at the end of 2011.

The Payment Business License issued.

Baofu is a third-party payment.

The platform can provide users with 365 all-weather settlement service support and settlement methods.

Diverse, with more than 30 financial institutions at home and abroad. Baofu Network Technology (Shanghai) **** is registered in Xuhui District, Shanghai.

Room 227, Building 7, No. 509 Huajing Road, the shareholder has Shanghai Mandao Financial Information Service Co., Ltd. ****. The business scope includes the use of self-owned ** advertising, Internet payment, sales of computers, software and auxiliary equipment, telecommunications business, etc. Baofu Network Technology (Shanghai) has invested in Shanghai Xunxin Network Technology, Shanghai Zhongwan Network Technology, Baofu Network Technology (Shanghai) Shenzhen Branch, and NetUnion Clearing.

Branches include Hangzhou Branch, Beijing Branch, Shenzhen Branch, Pudong Branch, etc.

2.Third-party payment refers to an independent institution with certain strength and credibility guarantee, which adopts the method of signing contracts with major banks to settle through payment with banks.

The network payment mode that facilitates the transaction between the two parties to the transaction by docking the system interface. In the third-party payment mode, after the buyer purchases the goods, the buyer uses the account provided by the third-party platform to pay for the goods (pay to the third party), and the third party notifies the seller of the receipt of the payment and requests the delivery; The buyer receives the goods, inspects the goods, and confirms them, and then notifies the third party for payment; The third party then transfers the money to the seller's account.

3.In the third-party payment transaction process, the payment mode makes the merchant unable to see the customer's credit card information, and at the same time avoids the theft of credit card information due to multiple public transmissions on the network. Take B2C trading as an example:

In the first step, the customer buys the goods on the e-commerce **, and finally decides to buy, and the buyer and seller reach a transaction intention online. In the second step, the customer chooses to use a third party as a transaction intermediary, and the customer uses a credit card to transfer the payment to the third-party account; In the third step, the third-party payment platform notifies the merchant of the news that the customer has paid and requires the merchant to deliver the goods within the specified time; Fourth, the merchant will ship the goods according to the order after receiving the notice; The fifth step is to notify the third party after the customer receives the goods and verifies them; In the sixth step, the third party transfers the payment from its account to the merchant's account, and the transaction is completed. We are no strangers to third-party payment methods, but we also need to conduct a certain risk analysis for third-party payment methods.

and risk control.

Hello! If you use your ABC account to sign up for Baofu Quick Payment, you can call ** for verification and confirmation of third-party quick payment accounting issues involving Baopay such as Baofu Payment with the transaction summary: Baofu Payment.

Enter through passwordless payment and automatic deduction, and you can cancel by turning off the service. About how to cancel, I will share the following methods with you. Phone model: opporeno7. The software version of the demo is:

The specific steps are as follows:

1.Open the Alipay software and click [My] in the lower right corner.

2.Then click the [Settings icon] in the upper right corner to enter.

3.Then click Payment Settings below.

4.Then click on the second [Passwordless Payment Auto Debit].

<>6.Click Turn off service below.

7.A pop-up window will appear, click [Confirm Close] to cancel successfully.

Alipay account was inexplicably deducted, probably because you signed the corresponding withholding agreement, when spending on many apps, if you don't pay attention, you may sign a withholding agreement, and after signing, you will deduct money through Alipay on the specified date.

If you don't want to be automatically deducted, you can find the corresponding withholding agreement in Alipay's "My - Payment Settings - Passwordless Payment Automatic Deduction", and then follow the page reminders to complete the termination.

It is understood that Alipay will not deduct money for no reason, and this situation generally occurs, but it is because Alipay's automatic deduction function is opened, such as recharging members, automatic renewal, etc. If consumers don't know exactly where their money is spent, they can check the consumption details through Alipay, and the specific ways are as follows:1

Open Alipay and complete the login, click [Account Assets] - [Asset Overview] - [Account Income and Expenditure Details]. 2.If it is not detailed enough, you can filter and query the account income and expenditure details by the flow of funds, the amount range, the type, the keyword and the selection of the start and end time.

If it is indeed an automatic deduction through the query details, then you can manually turn it off, the specific way is to log in to Alipay on your mobile phone, click [My] in the lower right corner - [Settings] - [Payment Settings] - [Passwordless Payment] - [Automatic Deduction] - [Signing and Withholding] - [Application Authorization]. In addition to the above-mentioned cooperation agreement, some of Alipay's own products will also be automatically deducted, such as account security insurance, when the account is abnormally consumed, non-personal reasons, as long as the account insurance is paid, Alipay can be asked to make a claim. If Alipay deducts money for no reason, you can directly contact Alipay customer service and send the bill details to customer service.

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Hello! Baofu is a third-party payment platform that provides payment and settlement, risk control, clearing and settlement services, and its main service objects are various merchants and individual users. If your account is debited by Baopay, it may be caused by the following reasons:

You have made a consumption or transfer on the Baofu platform, resulting in the funds being deducted; You have used the services of a merchant that has cooperated with Baofu, and the merchant has deducted the payment through the Baofu platform; Your bank card or Alipay account is bound to the Baopay platform, which may be due to some shopping, recharging and other consumption behaviors, resulting in the deduction of funds; If you have not performed any operations on the Baofu platform, it may be because your account information has been leaked or stolen, and Tanque has caused others to deduct money through the Baofu platform. If you have any questions about the deduction of Baofu, you can log in to the Baofu platform to check the transaction records, or contact Baofu customer service for consultation and processing.

1.Because of the opening of intimate payment or Huabei automatic repayment deduction. Intimate payment is within the monthly limit, and TA consumption will be automatically deducted from the account.

Huabei will automatically repay on the repayment date of each month, and the automatic repayment is available to every user, without any operation, and there is no closure or opening. Please make sure that the balance in your account (balance, Yue Bao or debit card) is sufficient.

2.Automatic repayment: In addition to the user's active repayment, if the system function can be realized, the Huabei service provider will initiate an automatic deduction for the user from the date of repayment.

Please ensure that the balance of the Alipay account used for the source repayment or the bank account bound to the Alipay account is sufficient or that the balance of the Yu'e Bao has sufficient shares before the repayment date; Make sure that the aforementioned account's functionality is not restricted and not over-limited.

1.There are overdue arrears in Huabei and Borrow, and there is no money in the previous customer's Alipay account balance, bound debit card, and Yuebao, so the system naturally did not deduct the payment. The customer has just deposited money into the balance of the Alipay account or the bound debit card or Yue Bao, so the system has made up the deduction in time.

2.The customer handled a certain withholding business and paid with the Huabei account. For example, if you purchase a phone in a mobile Unicom business hall or open a traffic package service, and then bind it to your Huabei account, the network fee for the purchase will be deducted from your Huabei account every month.

3.The customer's personal information was leaked, resulting in Alipay being stolen by others, and the other party used the customer's Huabei to make a consumption and withdraw the borrowing amount.

Hello, being deducted by Baopay may be that the user chose the renewal function when opening a certain service. 1.When renewing, the user's bank card will be automatically debited.

2.If you don't know, you can check whether there is a withholding agreement in the payment agreement, if you have never opened the relevant renewal service, then you can call the bank or Baofu customer service ** Lu Tanwan consultation.

If Alipay is automatically deducted; First of all, the first step, we need to check whether there is this transaction record in our Alipay bill, and how to view the bill: click [My] in the lower right corner of the homepage of Alipay mobile phone, click on the bill in the [My] interface to see if there is this record, if so, click to enter the transaction details to view.

Situation 1: If the password-free payment is automatically deducted, such as Didi taxi deduction, Hello Bicycle automatic deduction, Fliggy automatic deduction, etc., at this time, it may be because you have authorized and opened password-free payment, if you don't want automatic deduction, you can cancel the password-free payment; How to remove password-free payment: Open Alipay - Fuchen in the lower right corner.

Scenario 2: If we do not find any debited transactions in our own account, it is very likely that the transaction occurred in your name and in other places.