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If you have paid compulsory traffic insurance and 1 million commercial insurance.
Minor accidents still need to preserve your car. Because it should be done by the traffic police.
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Insurance is not considered when preserving the vehicle, and as long as the other party proposes to preserve the vehicle, the property will be preserved.
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Under normal circumstances, it is not possible to save your car because you have insurance that may involve some major injuries or compensation.
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Compulsory traffic insurance and 1,000,000 commercial insurance refer to the insurance protection that can be obtained in the event of a traffic accident, but there is no relationship with the security of the vehicle.
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To preserve your car, does it mean that you have applied for property preservation in court? This should be the same as if you have insurance, these are not affected. Security doesn't mean you have to auction your car. It's just a means of sealing and freezing to prevent transfer.
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If this happens, it must still be controversial, so it is necessary to take the security of the car.
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There is also car damage insurance, spontaneous combustion insurance, glass insurance, and wading insurance.
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I have compulsory traffic insurance and 1,000,000 commercial insurance, why can I still keep my car, you have compulsory traffic insurance and commercial insurance, if your car is not a big problem, your car should be no problem.
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I have compulsory traffic insurance and 1 million commercial insurance minor accidents, why can I still save my car? Let's take a look at the precautions for insurance.
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I also have compulsory traffic insurance and 1 million commercial insurance minor accidents, why can I still save my car? This proves that the insurance you pay includes this one, car insurance.
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There is compulsory traffic insurance and 1 million commercial insurance, small moderate, why can you still protect your car and food have not been paid? Generally speaking, when you can.
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Summary. The compulsory traffic insurance is overinsured, the commercial insurance is under insurance, and the car owner can be fully responsible for the claim. If the compulsory traffic insurance expires, if the insured commercial insurance is still within the protection period, the insurance company needs to bear the liability for compensation, however, the compulsory traffic insurance belongs to the compulsory insurance of the state, and the commercial insurance needs to be insured or bought together with the compulsory traffic insurance.
If the compulsory traffic insurance is overinsured, and the commercial and commercial insurance is under insurance, can the car owner be fully responsible for the claim?
The compulsory traffic insurance is overinsured, the commercial insurance is under insurance, and the car owner can be fully responsible for the claim. If the compulsory traffic insurance expires, if the insured commercial insurance is still in the Baotong obstacle period, the insurance company needs to bear the liability for compensation, however, the compulsory traffic insurance is a type of insurance that is compulsory for the state, and the commercial insurance needs to be insured or bought together with the compulsory traffic insurance.
OK. When a motor vehicle accident occurs, if the compulsory lead insurance is not insured or the compulsory traffic insurance has expired, the commercial third-party liability insurance of the motor vehicle must deduct the liability for compensation that should be borne by the compulsory traffic insurance, that is, the commercial third-party insurance shall not be liable for the part of the compulsory traffic insurance.
In other words, compulsory liability insurance and commercial insurance are two different concepts.
Compulsory liability insurance and commercial insurance are two different concepts.
What is the amount of car damage under compulsory traffic insurance?
The compensation limit for the liability of the motor vehicle in the road traffic accident is as follows: Death and disability compensation limit: RMB 110,000; Medical Expense Reimbursement Limit:
10,000 yuan of people to ascend to the gods and people's coins to quarrel and hide losses; Compensation limit for property damage: RMB 2,000.
If the compulsory traffic insurance is out of danger, it will affect the commercial insurance, or if the commercial insurance is out of the insurance, it will affect the compulsory traffic insurance.
No, the risk of compulsory liability insurance will not affect commercial insurance. Because the insurance rate of compulsory traffic insurance and the insurance rate of commercial insurance are calculated separately.
Is it possible to only take commercial insurance?
It is not possible to take only commercial insurance.
If the compulsory traffic insurance is overinsured, the car damage assessment shall be paid within 2,000 yuan, and the commercial insurance can only be taken if it exceeds 2,000 yuan.
If the damage of the compulsory traffic insurance exceeds 2,000 yuan, then it will be compensated by the rest of the vehicle insurance commercial insurance of the axle owner. If the owner does not purchase commercial insurance, then the compensation is not enough, and the excess part needs to be borne by the car owner.
After the accident, the car damage of both parties is the main responsibility of the person insurance, is it calculated together?
Equal liability is mutual compensation, but mutual compensation is not equal to the amount of compensation paid by both parties, and the equal liability of Zao He Xiao is divided into the following three types of compensation: 1. In the event of an accident between a motor vehicle and a motor vehicle, the two parties bear the same responsibility.
is co-calculated.
Compulsory insurance is compulsory and must be taken. The full name is: "Compulsory Motor Vehicle Traffic Accident Liability Insurance" covers the property damage and personal injury caused by the car to a third party. The maximum compensation for death is 110,000, medical treatment is 10,000, and property damage is 2,000. >>>More
The compulsory traffic insurance has a compensation amount of 10,000 yuan, but in the case of liability, the maximum compensation is 10,000 yuan for medical expenses, the maximum compensation for property is 2,000, and the maximum compensation for death and disability is 110,000 yuan. >>>More
The difference between compulsory traffic insurance and commercial insurance is manifested in many aspects, first of all, compulsory traffic insurance is compulsory by the state, while commercial insurance is voluntarily purchased by car owners, and the purchase of commercial insurance can increase the amount of protection, and the two are essentially different in the mandatory purchase. >>>More
Generally speaking, when both parties to the car insurance claim accident claim, they will first make a compulsory insurance claim, and when the amount of the claim exceeds the insured amount of the compulsory traffic insurance, the third-party liability insurance of the commercial insurance will make the claim. At the same time, if both parties have damage to their vehicles in the accident, they will use the car damage insurance of commercial insurance to make a claim, so the specific insurance is better to judge according to the actual situation. In addition, it should be noted that the compulsory traffic insurance will affect the premium of the second year, because the compulsory traffic insurance is based on the history of the vehicle to implement a double-linked mechanism, as long as there is an accident record, or there is a drunk driving and other illegal driving behavior of the vehicle, in the next year the compulsory traffic insurance rate will rise, but the vehicle with a good record can enjoy a certain preferential rate when renewing the insurance. >>>More
1. The mandatory nature of the two is different. The three-liability insurance is not mandatory, and is essentially a commercial insurance established in accordance with the commercial insurance system. For car owners and insurers, more attention is paid to the diversification of risks and the acquisition of insurance benefits, and whether to insure is the result of consensus between the two parties; Compulsory liability insurance is mandatory, similar to social insurance. >>>More