Why is it so difficult for young people to gain financial freedom these days?

The reason why it will be difficult for young people nowadays to get itFinancial freedom, mainly and nowEconomic environmentand the degree of social development.

Especially after the end of World War II, in the environment of more than 70 years, human beings have been constantly developing the economyBefore World War IIA lot of the economy is in a blank space. At that time, the market was more demand than supply, so the economy of many places could develop very rapidly, coupled with the continuous improvement of scientific and technological productivityGlobal economic outputIt is getting higher and higher every year, but there is a bottleneck and space constraint for this rapid economic growth.

After 70 years of continuous development and improvement, the economy in some regions has declined, or even declined, mainly because the increment has been greater than the demand, so the local economy has no new development space, so it will lead to the economy of many places has been stagnant, if there is no new economic scale, then it is more difficult to create new wealth, or even no opportunity.

Similarly, after 40 years of reform and opening up, China's market gap and economic increment space in the early stage of the country have been fully utilized, especially after 10 years, China's economy has entered a new normal development modelThe new normal development modelThis means that the traditional simple and brutal economic development has been completely replaced.

The current new normal economic model also means that China's economic growth slows down, and gradually develops a high-quality economy, and once the economic growth slows down, then the wealth will increase more slowly, so it will be much more difficult for young people to fully realize their personal financial freedom.

Coupled with the new crown pneumonia epidemic in 2020, it has dealt a serious blow to the global economy, and even in some areas with weak economies and chains, due to the impact of the epidemic, the economy of this region is in collapse, if there is no foreign aid, then the economy of this region cannot even be maintained, and young people have become a problem with even the most basic life, let alone the rapid accumulation of wealth.

As the center of the world's leading chain, China has been able to recover quickly from the epidemic by relying on its strong industrial capacity and institutional advantages. However, the global economic pattern and chain have changed, so when the global economy stagnates and cannot find space for new stocks, the stock of global human wealth will increase relatively slowly, so for the vast majority of young people, it must be much more difficult to increase wealth than before.

Today's young people can only stabilize their lives, constantly improve themselves, and increase their incomeIn this way, you can exchange time for space and make your wealth grow.

It is difficult for young people to obtain"Financial freedom"There may be several factors involved:

Job market is highly competitive: With globalization and technological advancements accelerating, many industries are facing stiff competition. Young people enter the workforce in competition with other experienced job seekers, and a lack of work experience and professional skills can put them at a disadvantage in the job market.

High housing prices and cost of living: In many cities, housing prices continue to rise, and the cost of living increases. Young people may struggle to have enough money to invest and build wealth when they are under pressure to rent or buy a home.

Debt burden: Many young people may need to borrow money to pay for school fees and living expenses while they are in school. After graduation, they may face pressure to repay their loans, which limits their financial freedom and ability to accumulate wealth.

Lack of financial literacy and planning: Young people may lack knowledge about money management and investing, and do not know how to effectively manage and grow their wealth. A lack of financial planning and investment strategies can lead to their inability to build wealth effectively.

Unstable income growth: Starting salaries are relatively low in some industries, and young people may have slower income growth in the early stages of their careers. This makes them even more challenging in their quest for financial freedom.

To gain financial freedom, young people can consider the following strategies:

Improve your skills and knowledge: Increase your competitiveness in the job market by continuously learning and upgrading your skills, so as to get better job opportunities and salary packages.

Build financial awareness and planning: Learn about money management and investment, set financial goals, and create a savings and investment plan accordingly to achieve financial freedom.

Controlling Debt and Planning Your Spending Wisely: Strive to reduce your debt burden, plan and control your personal expenses wisely, and ensure that you have enough money to save and invest.

Seek help from a financial advisor: If you have limited financial knowledge, you can seek the help of a professional financial advisor to develop an investment plan that suits your situation.

Financial freedom is a long-term goal that requires persistence and patience. With proper planning and hard work, young people still have a chance to achieve financial freedom.

Nowadays, it is difficult for young people to obtain "financial freedom" mainly because of their lack of understanding of their own financial situation and lack of financial knowledge.

Financial freedom is simply about having enough time and enough money to do what you want. On the premise that the basic needs of life are continuously guaranteed, there is enough capital to freely invest in what needs to be done.

There are many reasons why it is difficult for young people today to achieve "financial freedom".

1.High costs: Many countries, including the United States and Europe, have a rising cost of education and living**. Many young people have to rely on scholarships, loans, or family support to complete their education, or struggle in low-paying jobs.

2.Precarious pay: Many young people often do not have access to stable, high-paying jobs, and they have been in the gig economy for a long time, still facing many risks in terms of contract work, entrepreneurship, freelancing and self-employment.

3.Debt burden: Many young people have to suffer from a debt burden due to high housing prices and the cost of living. They need to pay to try to buy a home, pay a car loan and deal with the escalating cost of living.

4.Lack of financial awareness: For young people, when they get a job, little attention is paid to financial statements and financial planning. Their expenses are usually high, their consumption concepts lack practice, and their savings lack purpose.

5.Consumption mentality: Under the influence of social networking**, young people pay more attention to their daily expenses, social life, travel consumption and entertainment expenses, rather than long-term financial planning and investment.

In short, today's young people face the challenges of investing time and money to achieve "financial freedom", taking a long-term and strategic approach, learning how to manage money, knowing how to save, cutting back on unnecessary expenses, and finding diversified income** and investment opportunities.

Because of the disguised oppression of capital, most young people can only barely live after their income, so financial freedom cannot be achieved.

The concept of financial freedom is aimed at the general population. It is closely related to the city where each person is located, spending power, and personal income level. Young people who have just entered the workforce, their salary income is not high, and their desire to spend is strong, coupled with the pressure to buy a house, it is difficult for them to obtain financial freedom.

In today's society, it is not known how many people aspire to achieve financial freedom. Although different people have different understandings of achieving financial freedom, there is only one core idea, that is, there is enough money at your disposal.

It is undeniable that in this society, money can help us solve many difficulties and eliminate 99% of the troubles in life. But I believe that "wealth" and "freedom" are two separate individuals and should not be confused. More wealth does not necessarily mean freedom.

Why do some people have a lot of money, but they are sad every day? Some people don't have a lot of money but are happy every day, and the answer is a different understanding and perception of wealth and freedom.

In fact, the greatest freedom is not the amount of wealth, but the fulfillment of the heart. Some people have a lot of wealth, but they still have to work hard to make money, busyness is the main theme of his life, and some people can reasonably dispose of the existing wealth, through the way of repaying the society and others to obtain inner peace, some wealth is material wealth, some wealth is spiritual wealth. Obviously, spiritual wealth is far more precious than material wealth.

Creating wealth, protecting wealth, and using wealth are the correct cognition of wealth, while freedom is much simpler, you only need to enjoy it. It has been proven that only the rational use of wealth can truly enjoy freedom, and this "freedom" includes not only physical freedom and relaxation, but also inner happiness and fulfillment. I hope that everyone can achieve freedom in the true sense through their own efforts and enjoy the happiness brought by wealth with peace of mind!

Wealth can make young people freer. This year, the Fortune Business Person of the Year list witnessed the comeback and excellent performance of corporate executives. In the retail industry, Home Depot CEO Frank Blake and GAP CEO Glenn Murphy both made good on their promises to turn around their losses.

Brian Roberts and Steve Burke have been instrumental in the successful merger of Comcast and NBC-Universal, demonstrating their strategic acumen. Apple's Tim Cook and TJX CosThe company's Carol Merowitz continues to lead their company forward.

Mode of Operation:Fortune magazine's mission is to "be a guidebook for managers."

Fortune operates with a unique corporate structure. It consists of two sequences that run in parallel independently and do not interfere with each other. system, the supreme head is the total; The supreme head of the management system is the president.

Always parallel to the president, no affiliation. They don't think about advertising, they don't think about making money, they only think about how to run the best magazine that readers trust according to their principles and ideas.

The above content reference: Encyclopedia - Wealth.

It is simply too difficult to achieve financial freedom, because the pressure of employment in society is very high now, and in order to obtain a good economic reward, it requires a lot of effort, and it also has to put in enough time and energy.

It's not particularly difficult, you should keep working hard in life, and you should have a very good goal, so that you can achieve financial freedom, and as long as you are diligent, you can get what you want.

It is particularly difficult, and the financial pressure of many people is particularly great now, so many people are moonshine clans, and there is no way to save money almost every month.

What exactly is "financial freedom"? 》p12-p15）

2. Seek for yourself

Follow the steps below to write a book experience of no less than 300 words.

Book Excerpts] Analysis].

Case] Action].

If a concept in the brain is not accurate, or there is no accurate and correct definition, then we will inevitably not be able to think accurately and correctly, and the resulting chain reaction is that because the definition is not accurate, the scope of thinking is vague, the basis for choice is missing, and the way of action is wrong......And then affect the whole life.

What is Wealth Freedom? What is the financial freedom you want? A lot of our abstractions are not clear, we will go, we will go to Google.

But they often don't define themselves. So a lot of definitions, after we read them repeatedly, we don't know what to do next. This is because definitions are not instructive enough to give us a clear goal to act on.

Just like we define our dreams and goals, the more specific and instructive they are, and the more instructive they are, the more they can be put into action and realized.

It's like the freedom of wealth as defined here by the author of the liquid book. The so-called personal financial freedom means that a person no longer has to spend his or her own time to meet the necessities of life. So don't take the initiative to ** your own time.

can only rely on passive income, for example, the author has achieved financial freedom by publishing books. Passive income is more than enough to cover all of your living expenses. Another example is that the income from investment and wealth management is also passive income.

Only the definition is concise, accurate, correct, and instructive. to be able to think further.

Thinking further, in fact, financial freedom is not the end at all, it is just a milestone, and there is still a long way to go after that. It's like our future curve. After crossing the cost line, it is not the end, but a new beginning. And to cross new heights.

So the author speaks. Focus on the growth of the orange, not on the success, because when success happens, he is already in the past. And growth is a work in progress.

Think of every day as the first day of your life, whether good or bad, what has passed is in the past.