Can medical insurance be used in other places, and can medical insurance be used in other places

It can be used off-site

For those who often travel on business or are placed in other places after retirement, they can go to the medical insurance center to register for the record, so that even if they see a doctor in a different place, the medical expenses after consumption can go to the place where the medical insurance is located for reimbursement.

Of course, if you live or work in other places for a long time, you must go to the social security center to register, so that both the permanent residence and the place of medical insurance can receive medical insurance at the same time, but if you go to a big city to see a doctor, the amount of reimbursement may not be as high as in a small city. So far, China has not yet established a national overall system for the social security system.

You can choose to register at the medical insurance center where the medical insurance is located, and the medical expenses in other places can also be reimbursed back to the medical insurance location after filing, and the medical insurance card needs to be applied to the local social security bureau in advance for the use of the medical insurance card in other places.

The details are as follows: 1. The establishment and implementation of the basic medical insurance system gathers the economic strength of the unit and the members of the society, coupled with the first-class funding, which can enable the sick members of the society to obtain the necessary material help from the society, reduce the burden of medical expenses, and prevent the sick members of the society from becoming poor due to illness;

2. The insured person must go to the designated medical institution of the basic medical insurance to purchase drugs, or hold the medical prescription issued by the doctor of the designated hospital to the designated retail pharmacy determined by the social insurance institution to purchase drugs.

Legal basis

Regulations of the People's Republic of China on Basic Medical Insurance for Urban Employees

13th basic medical insurance premiums of the total salary composition, calculated in accordance with the relevant provisions of the State. The basic medical insurance premiums paid by the employer shall be paid in accordance with the relevant financial regulations of the state.

The basic medical insurance premium is not included in the current salary income of the individual and is exempt from individual income tax. Employers shall not reduce the wage standards of employees on the grounds that they have paid basic medical insurance premiums. Article 29 The medical expenses for hospitalization for serious illness** shall be paid in the following ways:

1) In principle, the minimum payment standard shall be controlled at 9-11 of the average annual social wage of employees in cities, counties and autonomous counties in the previous year.

2) In principle, the maximum payment limit shall be controlled at 3-5 times the average annual social wage of employees in cities, counties and autonomous counties in the previous year.

3) Medical expenses above the minimum payment standard and below the maximum payment limit shall be mainly paid by the overall plan, and a certain proportion shall be borne by the individual. Appropriate consideration is given to the proportion of medical expenses borne by retirees.

The scope of serious illness, the specific standard of the minimum payment standard and the maximum payment limit, and the proportion of medical expenses above the minimum payment standard and below the maximum payment limit shall be determined by the provincial people.

The medical insurance card can be used in other places, but it needs to be filed in other places first, and now it can also be operated on mobile phones.

2. Click "Remote Medical Treatment Filing Application";

3. Perform real-name authentication according to the requirements (face verification is required), and if the authentication is successful, click "Next" to start the filing;

4. Choose the type of filing that suits you and confirm the place of insurance and medical treatment, such as Ma Xiaoyi returning to Ankang from Shanghai during the Chinese New Year, then participate in the insurance.

The place is Shanghai, and the place of insurance is Ankang;

5. Fill in the filing information, complete the signature and submit the filing;

6. Click View ICP Filing in the lower menu bar to view the ICP filing result.

However, it should be noted that if the ICP filing method in the insured place is "self-service activation", the ICP filing result can be viewed without review after the ICP filing is submitted. If the ICP filing method is fast-tracked, the ICP filing method will be reviewed within two to three working days after the submission is submitted.

After completing the filing of remote medical treatment, you can query the hospitals that support remote settlement on the social insurance network query system of the Ministry of Human Resources and Social Security, and then select the corresponding designated hospital if necessary, and you can directly reimburse the medical expenses.

First of all, our medical insurance card can actually be used in other provinces, of course, if you settle for medical treatment across regions, you need to first file normally in your region, so after the completion of the medical insurance filing in your region, you can use the designated medical institutions in the designated area, and then carry out medical settlement, which is no problem.

Therefore, the medical insurance card can definitely be used in other provinces, of course, but in the process of use, it has certain limitations, for example, we can only be reimbursed through medical insurance, and then can be settled across regions, but the balance in the personal medical insurance account can not be used directly, so it has a strong limitation on this point, of course, it is not as convenient as we use locally.

Therefore, in the process of participating in medical insurance, we must try to give priority to our long-term residence to participate in our own medical insurance, so in this way, there will be great benefits for the reimbursement of our own medical insurance. Of course, in the future, the national medical insurance co-ordination may be realized, so in this way, in any region, then you can enjoy the country's high-quality medical resources, so there will be no such problem! However, so far, it is not possible to coordinate medical insurance nationwide, and it can only be reimbursed through this cross-regional medical settlement and local filing.

Hello, the medical insurance card can be used in other places. Although the current policy has allowed the transfer of medical insurance cards to other places, there is still a geographical gap in the use of medical insurance cards, and the use of medical insurance cards in other places is still subject to certain restrictions.

1.Before hospitalization or within 3 days after hospitalization, call the hometown NCMS consultation** to register and record the hospitalization and medical treatment;

2.After being discharged from the hospital, a residence certificate must be issued by the sub-district office or neighborhood committee at the place of residence, and if you are working abroad, you must have a work certificate issued by the work unit;

3.After discharge, take a copy of the medical record, a summary list, a hospitalization bill, and a discharge certificate, and then take the patient's ID card, cooperative medical certificate, and residence or work certificate back to the place where you participate in the hospital for reimbursement;

4.If you are going directly from the place where you participate in the hospital for chemotherapy outside the province, you must go through the referral and transfer procedures before you leave, and then you can go to other places for hospitalization**;

5.The proportion of reimbursement outside the province is the lowest, generally the starting line is about 2000, and the reimbursement ratio is 45% of the reasonable expenses.

Legal basisDetailed Rules for the Implementation of the Social Insurance Law of the People's Republic of China

Eighth insured persons in the agreement of the medical expenses incurred in the medical institutions, in line with the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards, in accordance with the provisions of the State from the basic medical insurance **. If the insured person really needs emergency treatment or rescue, he or she can seek medical treatment in a non-agreed medical institution; The scope of drugs that must be used for rescue purposes may be appropriately relaxed. The specific management measures for medical services for emergency and rescue of insured persons shall be formulated by the overall planning area according to the actual local situation.

Article 8 of the Detailed Rules for the Implementation of the Social Insurance Law of the People's Republic of China Article 8 The medical expenses incurred by the insured persons in the agreed medical institutions shall be paid from the basic medical insurance in accordance with the provisions of the State in accordance with the standards of the basic medical insurance drug list, diagnosis and treatment items and medical service facilities. If the insured person really needs emergency treatment or rescue, he or she can seek medical treatment in a non-agreed medical institution; The scope of drugs that must be used for rescue purposes may be appropriately relaxed. The specific management measures for medical services for emergency and rescue of insured persons shall be formulated by the overall planning area according to the actual local situation.

Hello, I have understood your question, and will give a reply in about 5 minutes, please wait!

Hello, yes. 1.Before hospitalization or within 3 days after hospitalization, call the hometown NCMS consultation** to register and record the hospitalization and medical treatment; 2.

After being discharged from the hospital, a residence certificate must be issued by the sub-district office or neighborhood committee at the place of residence, and if you are working abroad, you must have a work certificate issued by the work unit; 3.After discharge, take a copy of the medical record, a summary list, a hospitalization bill, and a discharge certificate, and then take the patient's ID card, cooperative medical certificate, and residence or work certificate back to the place where you participate in the hospital for reimbursement;

Summary. Dear, the medical insurance card can be used in other places. The new medical insurance policy stipulates that medical insurance can be used nationwide. The process of cross-provincial and remote medical treatment settlement is three sentences: filing first, selecting a point, and seeking medical treatment with a card.

If the insured person goes out to work or lives in other places for a long time, he or she must first go through a filing registration with the medical insurance agency in the place where he or she participates, and submit a very simple filing form. The main purpose is to know which city the insured person is going to according to the handling agency of the insured place, so as to facilitate the settlement of medical insurance between the cities where the insured live or work in the next step.

Can medical insurance be used in other places?

Dear, the medical insurance card can be used in other places. The new medical insurance policy stipulates that medical insurance can be used nationwide. The process of cross-provincial and remote medical treatment settlement is three sentences:

Filing first, selecting a location, and seeking medical treatment with a card. If the insured person goes out to work or lives in other places for a long time, he or she must first go through a filing registration with the medical insurance agency in the place where he or she participates, and submit a very simple filing form. The main purpose is to know which city the insured person is going to according to the handling agency of the insured place, so as to facilitate the settlement of medical insurance between the cities where the insured live or work in the next step.

Hello, I'm in Chengdu now, and then our company is from Xiamen, and his medical insurance and social security are bought in Xiamen, but can I use it if I want to seek medical treatment in Chengdu?

You need to apply for an ICP filing in a different place.

Filed in Xiamen.

1. Long-term residents in other places can submit the "Personal Commitment Letter for the Filing of Basic Medical Insurance for Non-local Medical Treatment" to the medical insurance service hall of the place where they participate in the insurance to go through the filing procedures for medical treatment in other places. 2. Persons who are transferred to other places for medical treatment can go through the filing procedures in the medical insurance service hall of the insured place with the medical insurance electronic voucher or valid identity certificate and the referral and transfer form of the designated medical institution at or above the second level, and the urban and rural residents can also directly go through the referral and transfer filing procedures at the medical insurance department of the designated medical institution above the second level where they are currently seeking medical treatment.

3. For the convenience of patients, at present, "no meeting" filing methods such as **filing (calling the services announced by the city and county medical insurance agencies**, which can be used in different places across provinces and provinces), and the national small program for filing for medical treatment in different places (applicable to medical treatment in different places across provinces) can also be adopted. The operation process of the "National Remote Medical Treatment Filing Mini Program" is as follows: Filing first:

Search for the "National Remote Medical Treatment Filing" applet in WeChat, click to enter the operation interface, click Quick Filing, and select and submit personal information related to the filing and information of the place of medical treatment as required; Selected point: Select the designated hospital in the network for treatment in the medical treatment place submitted in the filing, click on the designated medical institution for remote medical treatment to query, and quickly help find the nearby designated hospital; Medical treatment with a card: Bring the insured's medical insurance card ID card to seek medical treatment, and later will also support medical insurance electronic vouchers for medical treatment.

The health insurance card can be used off-site. Taking Xi'an as an example, the prerequisite for the direct settlement of medical insurance cross-provincial and non-local medical treatment and hospitalization expenses is that the record and registration of cross-provincial and non-local medical treatment is carried out by the insured person at the handling agency in the insured place.

As long as the medical insurance management center for cross-provincial and non-local registration and filing, when you need to be hospitalized in Xi'an due to illness, you can register with the social security card in the designated hospital in Xi'an for cross-provincial and remote medical treatment, and settle directly in the hospital after the end of hospitalization**, and the inpatient medical expenses will be settled according to the payment scope of the place of medical treatment (Shaanxi Province) (basic medical insurance drug catalog, diagnosis and treatment items and medical service facility standards) and the minimum payment standard and payment ratio of the insured place (Shanghai).

The insured only needs to pay the expenses to the designated medical institutions in the place of medical treatment that need to be borne by the individual according to the regulations, and the rest of the expenses are paid by the medical insurance** according to the regulations.

The medical insurance card cannot be used in other places, but for those who have been abroad for a long time or have been placed in other places, they can choose to register at the medical insurance center where the medical insurance is located, and the medical expenses in the other place can also be reimbursed back to the medical insurance location after filing. In other words, for the remote use of the medical insurance card, in many cases, it is necessary to apply to the local social security bureau in advance.

1. Can the hospital expenses for giving birth be reimbursed by medical insurance?

You can use your health insurance card to have a baby. The use of medical insurance card needs to go to the designated hospital to do pregnancy examination and miss the check, many items of pregnancy examination are free of charge with medical insurance card, and the items reimbursed by using medical insurance card cannot be reimbursed in maternity insurance. The medical expenses of giving birth, that is, the expenses of pregnancy check-ups and childbirth, can be paid with a health insurance card, but they can only be reimbursed through maternity insurance, as long as you pay the insurance premiums for one month to 12 months during pregnancy.

2. How to withdraw the money in the medical insurance card.

The money in the medical insurance card cannot be withdrawn, and can only be used to purchase medicine at designated hospitals and pharmacies.

However, there are three situations in which the money in the health insurance card can be withdrawn and used:

1. Termination of the use of the medical insurance card: If the insured person dies, the relatives can go through the withdrawal procedures with the death certificate;

2. Immigration of the insured: go through the withdrawal procedures with the certificate issued by the public security department;

3. Non-local transfer: After participating in the local insurance, the balance of the medical insurance account can be transferred to the new account.

Generally, the medical insurance card cannot be used to withdraw cash or transfer money. The reimbursement amount of the medical insurance card is 4 times the average salary of local social workers (the cumulative value in 1 year). The money in the medical insurance card can be used to buy medicines and pay for outpatient and emergency expenses at designated pharmacies, but it is not reimbursed, because the money in the medical insurance card is the money in the medical insurance personal account.

The reimbursement of the medical insurance card is limited to the medical expenses above hospitalization caused by illness or some accidents at designated hospitals.

3. Can the medical insurance card be used in pharmacies across provinces?

OK. According to the law, the medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facility standards, and emergency and rescue shall be paid from the basic medical insurance in accordance with national regulations. Although the current policy has allowed the transfer of medical insurance cards to other places, there is still a geographical gap in the use of medical insurance cards, and the use of medical insurance cards in other places is still subject to certain restrictions.

As for the specific operation process, it is recommended to consult your local social security center directly, or call **12333 to consult and confirm, and their reply shall prevail.

Article 23 of the Social Security Law stipulates that employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state.

Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.