Can anyone help me settle the score, whether the house is or not

Updated on Financial 2024-07-06
13 answers
  1. Anonymous users2024-02-12

    Renshou fellow, it's rare to meet. On your terms, I don't think it's necessary to buy a house in our county. If you buy a house just to live in, the environment in Renshou is not good.

    For now, houses here are cheap. The commercial development area is good, just a section of the pedestrian street, and there is no large-scale real estate.

    It is recommended to buy a house in Chengdu or Huayang. Consider the living environment first.

    If you want to increase the value of the house, it is better to save the interest on the money.

  2. Anonymous users2024-02-11

    I can recommend a good and cost-effective decoration design company. You can get in touch with me if you can.

  3. Anonymous users2024-02-10

    8000.This includes the monthly cost of maintaining the car and house, renovating the house, and taking out the mortgage. It seems that you should tell the land price and housing price of the place where you want to buy a house

    You're bored. Now there are two kinds, one is a one-time payment, which is relatively rare. The other is a 20% down payment and then installments. If you choose the former, then naturally it is much less, about 4000 is enough.

    But ask yourself, do you have what it takes to scrape together enough money in your youth? 28w is not a small number! So, there's a good chance you'll choose the second option.

    I'm definitely not going to do the math for the down payment, who knows what the land price of the place you choose is. However, I read an article called: "I don't buy a house in the United States", although China and the United States are two countries that are not related, but there is always something to learn from.

    If this is the case, in the United States, 100% of the housing payment is calculated every month, but only about 30% is actually paid for the house, and the other 70% is interest. So, if that's the case, you have to spend at least 2000+ per month for the interest on the house payment; Plus your car, 15w. If you want to buy a car within 3 years, then it is 12 * 3 36 months 15 36 5 120,000 yuan, which is about 5000

    It's a fantasy, but according to this theory, all you need is a monthly salary of 8,000 yuan Don't you eat? &。So what do we buy in 5 years?

    It was 12*5 60 months 15 600,000. It's 2500+ expenses per month (and maintenance fees). 2500 (not counting the cost of car maintenance and gasoline) 2000 (the interest of the house, you will be determined in the future) 600 (the cost of gas, unless your car is not cool) 400 (principal) Bu Bu 1000 (very incorruptible food expenses) 500 (miscellaneous expenses) 7000

    Okay, it's still 7000Because you didn't give me the specific land price and house price, you need to check the money for the house. Well, if the difference is not big, your monthly expenses are more than 7,000 yuan (provided that you don't have anything now), so a monthly salary of 8,000 yuan is necessary, (1,000 yuan is used to pay other electricity, water and insurance premiums......)

    Don't think you seem to be doing anything, you can refer to how your friends survived.

    My answer to you now is that you don't have any outside help, you're alone, and you don't have a girlfriend and other weird expenses for five years. Of course, if you can buy a house directly from the beginning, that's a different story. My current conclusion is based on your struggle alone.

    The idler replied. It wouldn't make sense if you didn't give it to me.

  4. Anonymous users2024-02-09

    Conditions for applying for a loan business:

    1. Natural persons aged 18-65 years;

    2. The actual age of the borrower plus the loan application period should not exceed 70 years old;

    3. Have a stable occupation and income, and the ability to repay the principal and interest of the loan on time;

    4. Good credit and no bad record;

    5. Other conditions stipulated by the bank.

  5. Anonymous users2024-02-08

    You have no illegal buildings, and your buildings belong to the legal area (this item is for illegal construction area) and be relocated within the specified time, 500 per household

    If you don't rent someone else's house and someone else doesn't rent your house, you don't need to consider rent compensation (this item is for renting).

    Relocation beyond time, 300*2 per household per month

  6. Anonymous users2024-02-07

    Generally, the floor area ratio should be understood as compensation within the multiple, that is to say, according to 200 * and the actual area of the lower to compensate, the demolition policy is different in various places and even in each place, you need to go to the demolition office to confirm whether it is determined to compensate according to 320 square meters, and there should be no doubt that the area of the resettlement house = 200 * square meters; There is no area exceeding the floor area ratio, and there is no problem of compensation according to 260; If you determine the compensation of 320 square meters, you can get 100 square meters, which is 80,000 yuan in compensation for demolition.

    The one-time relocation compensation fee of 500 yuan does not need to be calculated.

    The rental subsidy needs to look at the delivery time agreed in the demolition agreement to determine how many months it should receive, and the actual delivery time can determine how many months it can actually receive, which is also simple, the key is to implement the demolition compensation fee - whether it is compensated within the floor area ratio or made up to the floor area ratio, which is related to whether the 80,000 yuan is not.

  7. Anonymous users2024-02-06

    Housing reserve mortgage lease section of the gold interest rate of the change rate: 5,000,000 * yuan.

    Loan repayment amount: 500,000 + 423,000 = 92,300 yuan.

    Monthly payment: 92300 12 15 = 513

  8. Anonymous users2024-02-05

    Housing provident fund annual interest rate.

    The down payment is 55,500 yuan, the loan is 129,500 yuan, the term is 20 years, and the monthly payment is 813 yuan.

    Interest is payable.

  9. Anonymous users2024-02-04

    Hehe. I don't know the interest, if you don't count the interest: 185000*; (185000-55500)/20/12=

    If you add the interest rate, it will be less than 1,000 yuan, and it seems that the interest rate for 20 years is greater than 6%.

  10. Anonymous users2024-02-03

    Wedding pull, congratulations on ...... firstFlash ......

  11. Anonymous users2024-02-02

    First of all, ask you whether the house is a first-hand house or a second-hand house, the two calculation methods are different, the capital of the first-hand house is calculated according to the house price, but the capital of the second-hand house is calculated according to the appraisal value, so it is difficult for you to answer such a question, but you can directly tell you a little bit Look at the following formula: 200 houses minus 20% (400,000) of the capital = 1.6 million x 20 years of interest rate (61%) = monthly repayment of 9760 yuan (including your interest and principal).

  12. Anonymous users2024-02-01

    1. All of this needs to be supplemented with three matters, one is in which city, each city has different policies, the second house is a residential or commercial apartment, and the third is the first house or the second suite, or the third suite. The above conditions can be supplemented before the calculation can be made.

  13. Anonymous users2024-01-31

    1062 monthly principal repayment. I can't calculate the interest for you.

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