How to understand advanced consumption, are you such a person?

Advance consumption is the process of advancing future income to current expenditures when it exceeds temporary earning capacity.

Through advanced consumption, we can drive new consumption hotspots, expand market demand, and make the consumption structure more reasonable, which in turn promotes the growth of production and maintains a virtuous circle between production and consumption. Second, advanced consumption can increase the utilization rate of funds, and only the funds that really enter the market can have the value that money itself should have.

Advance consumption is the practical needs of consumers for social development, and it is also a change in people's consumption outlook into a well-off society.

"Prepaid consumption", also known as advance consumption, refers to the fact that customers can enjoy services similar to the whole deposit and withdrawal by paying a certain amount of consumption to the merchant in advance, and sometimes they can also get additional discounts promised by the merchant. On the one hand, prepaid consumption provides convenience for customers, saves the trouble of paying cash every time, and its consumption ** is also lower than normal consumption, which is quite popular with customers. On the other hand, merchants can receive a one-time advance payment from customers, which is equivalent to having a fixed source of customers, so prepaid consumption is quite popular in related industries, especially in the service industry.

Chinese name. Prepaid Consumption.

Type: Hotspot consumption mode.

It is commonly found in the service entertainment industry.

Also known as early consumption.

The status quo has encountered the escape of the merchant with money.

"Prepaid consumption" has become a hot consumption method in China's business activities. Most of the membership systems are for the entertainment industry, from chambers of commerce and ball clubs to beauty and fitness, car washing, foot bathing, water stations, etc. Prepaid consumption is a normal consumption because it is agreed upon by both parties before the merchant provides services, and the merchant's practice itself is understandable.

However, some merchants close their doors and run away after collecting money, which is fraud and unfair competition. Due to the lack of relevant laws, there are no specific restrictions on the qualifications and issuance scale of card issuers, which makes it difficult for operators to effectively restrain the behavior of lack of integrity, resulting in disorderly sales of prepaid cards. At the same time, there are currently no laws and regulations specifically for prepaid card consumption in China, which directly increases the difficulty of consumers to protect their rights in prepaid card consumption, resulting in the emergence of "card you are not negotiable" for prepaid consumption cards

The first is to force consumption, so that consumers can repeat one set and go deeper and deeper, and the second is to change the service content, raise the threshold for use, restrict the use of prepaid cards or require consumers to pay more. Third, it is easy to apply for a card and difficult to return money; Fourth, it is not uncommon for consumption cards to "die short-lived", resulting in the embarrassing situation of "people leaving empty buildings" for consumers to consume at home; Fifth, the overlord clause transfers the responsibilities and risks that merchants should bear. For example, it will not be returned, replaced, lost or replaced, and the merchant reserves the right of final interpretation.

In layman's terms, it means using tomorrow's money today. For example, if you don't bring a penny today, you use your credit card to spend when you go shopping on the street, and the money is paid by the bank for you, and within a month, you will pay it back when you have money. Another example is a loan to buy a house, the money is lent to you by the bank, you use it first, and then repay the money every month.

Services, in advance or in installments, also known as advanced consumption and precocious consumption, refer to a kind of consumption behavior in which the consumption level of residents exceeds the level of social and economic development of the country in the same period. Advance future income to present expenditures in the event of exceeding temporary earning capacity.

The so-called advanced consumption refers to the fact that one's actual funds and ability to pay are not enough to consume, and rely on credit and borrowing funds to consume.

Advance consumption means: some people's consumption exceeds their own income, either loan consumption, or bank card overdraft consumption.

Advance consumption refers to the blind consumption behavior that is detached from one's own income level and earning capacity, with the purpose of pursuing pleasure and the consumption of high-brand, high-grade commodities as the characteristics, which is a kind of blind comparison and reckless consumption behavior regardless of the possibility of production and development and the amount of family income.

Advance consumption refers to the fact that the current income level is not enough to buy the products or services needed now, and consumption is carried out in the form of installments, advances, etc.

It is the fashion concept of consumption, or it may be that Yin eats food.

That is, your Huabei amount is higher than your income.

Spend money from the future and buy things from the present.

It's about paying your future money now.

If you know what consumption is, you will know what advanced consumption is.