If college students want to start a business, what are the ways to get funding?

If college students want to start a business, what are the ways to get funding?

I see that there are several types of investment, the first is to pull friends and classmates and invest money together. The second is to goHaidian, BeijingThe startup coffee over there, participate in a roadshow event, or a competitionVenture capitalAt the café in Haidian, Beijing, you can meet venture capitalists at any time. The third is the dark horse of entrepreneurship, you can participate, in addition to meeting mentors and investors, you can also have like-minded people to start a business together.

Proposal

There are other netizens' opinions: It is commendable for young people to have great ambitions, and it is good to want to create a grand cause, but you must think clearly about the start-up capital, that is, you can't borrow money that shouldn't be borrowed. Starting a business is not only difficult, but also carries a high level of risk.

Don't just think about the good, but also the bad.

I used to start a business, and I was also facing the problem of insufficient funds, I thought about borrowing from neighbors, friends, relatives, and in the end, I felt that these relationships were unreliable, because my business venture was very risky, and if it failed, these debts could not be repaid in a year and a half. Once it is not paid for a long time, others will come to collect debts, and at that time, the relationship will be stiff, relatives are not relatives, and friends are not friends.

After careful consideration, I felt that I had to borrow from the people closest to me, so my wife went home and borrowed from her parents, and I borrowed from my own parents, so that I could get the start-up capital. Since I was familiar with the industry I started my own business, I was able to repay my parents' money in less than a year. The subject is facing the same situation as me, I suggest that you seek the help of your parents, and try not to borrow from people who are far away to prevent unexpected risks.

If there is a large gap in funds, you can apply for a start-up capital loan, and now the state has a lot of support for college students to start their own businesses. There is another way to go, that is, to find a partner and take the road of risk sharing and benefit sharing, which is the safest way.

You can venture capital, then you can also get a loan from a bank, you can borrow from a financial institution, you can take advantage of state policy, you can ask for help from your parents, relatives.

You can ask your parents for help, and then you can raise your own funds, you can raise funds in society, you can take out mortgages, you can take loans from banks and financial institutions, you can apply for venture capital.

You can apply with the relevant local departments to go to the enterprise to attract investment and sponsorship.

1. Parental sponsorship. Parental support is the main source of entrepreneurial funding for college students.

2. Borrow money like a friend to raise funds for the transformation of the company. Self-financing from friends is one of the main choices for some college student entrepreneurs.

3. Entrepreneurship loans for college students. With the increasing support and attention of the state to college students' entrepreneurship, many preferential loan policies for college students to start their own businesses have been introduced at all levels.

4. College students start their own businesses**. National college students' entrepreneurship is a free public welfare**, and they do not participate in the profit distribution of entrepreneurial enterprises during the funding period, and do not pay dividends or premiums. The adjudicator of the Management Committee will encourage and advocate all beneficiaries to give back to the company through voluntary returns after the success of the business, so as to ensure the healthy, orderly and sustainable development of the company.

5. Fundraising. Get like-minded and capable people to join your project.

6. Participate in entrepreneurship competitions. At present, many college students will participate in entrepreneurship competitions as an opportunity to challenge themselves and a platform for entrepreneurship. Generally, the entrepreneurship training funds of the entrepreneurship competition are very rich, and the contestants who get the first place through the finals can often get about 100,000 yuan of entrepreneurship training**.

Self-funded: This includes money earned from your own savings or borrowing from relatives and friends.

Social financing: Loans from financial institutions such as banks by providing fixed collateral of ** value, or borrowing from informal financial institutions through acquaintances or networks, the latter has a higher interest rate and greater risk than the former.

The Ministry of Finance and the State Administration of Taxation issued the Notice on Tax Policies to Support and Promote Employment, clarifying that graduates who start their own businesses can enjoy preferential tax exemptions and exemptions for three years from the year of graduation.

Among them, college graduates who start a business during the school period can apply for the "College Graduate Independent Entrepreneurship Certificate" from the university where they are located; Those who start a business after leaving school can directly apply to the human resources and social security department at or above the county level in the place of entrepreneurship for the issuance of the "Employment and Unemployment Registration Certificate" with the graduation certificate as a certificate of enjoying the policy.