What would you do if you got a 5,000 windfall?

I will give it to the policeman, because it is not my money, it is not the money I have earned by hard work, and if I selfishly embezzle it, it will be ill-gotten gains, so I will be sorry for both my conscience and the person who lost my money, and if the 5,000 yuan is someone else's life-saving money, but I swallow it privately, then my conscience will be very disturbed. <>

I'll hand it over to the Public Security Bureau. Because 5,000 yuan is not a small amount after all, if you spend it secretly or hide it privately, you will feel very uneasy in your heart. But if it's a windfall. You might spend it on something you like.

5,000 yuan is not a large amount, if I get a windfall of 5,000 yuan, then I should choose to invite my friends to have a meal, and then go out for a good meal, after all, it is a windfall, and it feels a little unsafe to stay around, so I want to spend it.

If the money is picked up, I will definitely hand it over to the police uncle so that he can find the owner, although the amount of money is not very large, but it is a large amount of money for those in need. We must be a citizen with morality and quality, and we must not be greedy for cheap things that do not belong to us.

Look at how I got the 5,000 yuan, if it was because I picked up 5,000 yuan on the road, or someone gave it to me, then I would definitely pay it back. But for example, if you suddenly do a job, and the company or business becomes very different because of your little dedication, then I think I should accept it.

I would give some of the money to buy gifts for my mom and dad because they usually work hard. There is also money to pay for his own tuition, after all, he has money, and he can't count on his parents. The rest of the money can buy some things you want, such as new clothes, new shoes, etc.

If I have the opportunity to get such a windfall of 5,000 yuan, then I will be very happy, then the most important thing is to save this money, because the money I get will not be spent indiscriminately, and saving this money will be of great use in the future.

The premise is that I have to figure out where exactly this money is coming from. What is it used for? If this share belongs to me, I deserve it. Then I will plan this money properly and reasonably, and will never waste a penny and throw them on the right path.

Friday, August 18, 2017 Sunny.

In the first class of learning about investment and financial management, the teacher asked us this.

Buy a house and a car! Buy a scooter for about 100,000 yuan, save 2 million in the bank, 3 million for financial management, and 800,000 yuan to buy a house in a second-tier city.

Save 5 million, and leave 1 million to buy wealth management and spend it yourself.

200w to buy a house, 2 million to save a fixed term, 2 million to manage money.

3 million investment, 2 million to do what you want to do (including giving your parents a better life), 1 million pocket money (to invest yourself).

So does having money make you happy?

Not necessarily. Tell me a story:

Wendy won the lottery, which can be described as "getting rich overnight", is she happy? On the surface, it seems to be very happy, eating, drinking and having fun every day, but what about after spending money? Especially after spending all this "windfall", she replied what was left?

Whether money brings happiness depends entirely on how the person who owns it uses it. And how you spend it depends on your mindset.

For money to bring happiness, we need to learn the way the rich think.

So what kind of thinking is the thinking of the poor, and what kind of thinking is the thinking of the rich?

Back to the original question, what would you do if you got a windfall of 6 million? Here's a typical answer:

1.2 million to travel around the world to play, 1.2 million to buy a sports car, to buy a brand-name bag for his wife, to buy a brand-name clothes, 1.8 million to buy a house, 600,000 to honor his parents, and 1.2 million to eat interest in the bank.

Thinking of playing, thinking of buying luxury goods, and thinking of breaking up are all people's first instinctive reactions, which is the typical poor people's thinking.

And what does the rich think?

600,000 yuan is used to honor his parents, 200,000 yuan is used to buy gifts for his wife and himself to celebrate, and the remaining 5.2 million is partly used for low-risk bonds and ** investments, and part is used for high-risk ** investments, and then to earn the next 6 million.

The rich think, don't let money dictate your life, but let it work for you.

In the minds of the poor, they value immediate benefits and pleasures, and even if gold falls from the sky, it will be difficult to stay rich.

Money will only stay with those who work hard for it, and we must learn to think with the thinking of the rich, how to make money work for us, and how to make money with money.

Ask this question one more time:

If you have a windfall of 6 million, what will you do?

Do you have an answer?

The "unexpected joy" that I have experienced is that I often use people to help get cash on Pinduoduo, and I have tried a few times, but because there are too many people who need it, it is good to be based on the basis at the beginning, and then later, it is directly necessary to cut down point by point, so it is a person whose popularity is not particularly good, which is an unattainable thing!

So I thought about giving up later, after all, it was the kind of trouble that many people had, and in the end it didn't work out, so I simply didn't try it later!

But this afternoon, I didn't intend to ask about Pinduoduo, and found that there were really few people who needed it, because at the beginning, it only needed to, which means that only 16 people were needed, because I was in the fourth uncle's house, plus someone, so I thought at the time that 16 people are really easy to find, even if it is cut down one by one, six people can be successful!

So at the beginning, I looked for all the people I could find, and it was quite smooth at first, basically there was a person who gave you a point and it would be one point less, and finally when there were the last two people left, no matter how many people were invited to give you joy, the system would not show who cut it for you, and then I was basically a little desperate, thinking about it, anyway, I hadn't tried to succeed in this before, and this time it should be a failed attempt close to success!

So after I got home, I was busy tutoring my children with homework, that is, I didn't talk about thinking about it together!

When I picked up my mobile phone to send my homework to my child, the system showed that it had been successful, which meant that Min Mo said that this time was a more successful attempt, and I tried it myself, and after receiving it, it was really in the next moment, and the transfer of 100 yuan in the letter was received!

For the recent period of decadence, it can really be regarded as a more surprising harvest, and now it is the age of living to be 30 years old, and I feel that no matter what, I have no money with money. Originally, today was the last day of the month, and yesterday I was still thinking about this month's income, and it wasn't particularly slow, but tonight, just as the month was coming to an end, it was really a surprise to be able to have an unexpected income!

Life probably needs such a little surprise, it's really fun to think about it! But thank you all for your help!

This is a complicated question for me.

First of all, save 1 million, and then take 500,000 yuan as my sister's learning and education**, and 500,000 yuan as my parents' pension**, and store it.

Secondly, I regret that the rock file helped my parents pay off the mortgage, although I don't know how much they owe, I feel that there are more than 300,000, so 500,000 yuan is used to repay the mortgage, I think this is the most urgent problem at present, and then take out 500,000 yuan to build a house in the original place of my hometown, and by the way, the house of the aunt's family will also be rebuilt! There are still 2 million jujube consumption left.

Actually, I want to buy a car for my dad, but my dad hasn't got his driver's license yet, hahaha, will he look at the itchy hands if he has a car in advance, hey, so dad will definitely get his driver's license soon in order to drive! Then buy a car for 300,000 yuan, and save 200,000 yuan for car care.

I feel like this is very good, how to use the remaining 1.5 million, yes, the 500,000 will be donated to the children in the poor mountainous areas, 500,000 will replace the big things at home, add some smart home appliances, and finally 500,000 will be used for daily expenses, and then I can get the interest in the savings ** every year.