Where does the money of the rich come from? The real rich people, where do they keep their money now

Recently, I've been thinking about an interesting question - how do rich people get their money? To this end, Zhongyixing Finance has collected some relevant materials and information. Through analysis, it is found that 55% of the tens of millions of asset groups are entrepreneurs, 20% are gold-collar, 15% are property speculators, and 10% are **.

Big data also tells us that there are more than 30,000 families who have made hundreds of millions of net worth by speculating in real estate. This seems to reveal something – it's worth pondering!

Now that we know who the rich are, where do they get their money from?

Business owners (55%): 60% of all assets in the business, they own $1.8 million in investable assets (cash and some valuable**), cars worth more than $200,000 and homes worth more than $2 million.

Gold collar (20%): mainly includes senior executives of large enterprise groups and multinational companies, who own company shares, high annual salaries, dividends, etc. to ensure stable and high income. The cash and valuable** portion of their wealth has grown to 20%, and they own more than $5 million in owner-occupied property and more than $500,000 worth of cars.

Property speculators (15%): Mainly refers to wealthy people who invest in real estate and own several properties. Real estate investment accounts for 90% of their total wealth, with cash and valuable** accounting for 5%.

Professional investors (10%): refers to professionals engaged in financial investment such as ** and **. Cash and ** account for 30% of its total wealth. On average, professional shareholders own more than 4.5 million self-owned real estate, more than 2 million investment real estate and more than 500,000 worth of cars.

From the perspective of the composition of ultra-high-net-worth families with billions of assets, Jinling has been completely excluded, the proportion of business owners has risen to 75%, and the proportion of property speculators and professional shareholders is still 15% and 10%.

Good question. It is said that the largest group of wealthy people in China was formed by Premier Zhu in the past, who reformed state-owned enterprises and carried out privatization of state-owned enterprises. Look at how many of today's listed companies were state-owned or collective.

The rich do have many more investment options than the poor, take bank wealth management as an example, some high-yield wealth management products have an investment threshold, with a minimum deposit of 100,000, 200,000, 500,000 or even 1 million. Not to mention the private banks that many people don't know about, they are all tailor-made financial services for high-net-worth customers of banks.

Wealthy people have a wide range of access to information and network resources, and there are more investment channels. Really rich people generally keep their money**?

1. Private banking.

Rather than saving money in a bank, rich people are more inclined to borrow money from a bank, and then use the loan for investment and use the money to make money, so rich people rarely save a large amount of fixed or current money in the bank. Even if some of the money needs to be kept in the bank, they will choose the bank's private banking service. Private banks have the advantages of light capital, low consumption, high investment, high returns, small fluctuations, and high valuations, and the rate of return is much higher than that of banks' fixed deposits.

2. Trust**.

Wealthy people will invest in "trusts", because low-risk and relatively high-yield trusts are more "cost-effective" than most financial management. It can be said that the higher the return than it is not as low as it, and the lower risk than it is not as high as the return. But it is also difficult for ordinary people to access trusts**.

Because the minimum investment amount of the trust ** is generally several million or even tens of millions. For ordinary wage earners, this threshold is simply not reached.

3. Real estate. Real estate has a good anti-inflation attribute, part of the assets in the hands of the rich is real estate, in the past ten years, the first-tier city ** area of the house price appreciation more than 10 times, real estate investment to make the rich people's assets grow rapidly. But the first period of real estate has passed, and now the rich people in China have changed the direction of investment and invested in real estate in foreign and domestic first-tier cities.

4. Collectibles.

There is a wide variety of collections, jewelry, jade, paintings, antiques, etc. Over time, the market price of some collectibles will increase higher and higher. Rare collectibles can not only satisfy the hobby of the wealthy, but also bring wealth appreciation to hail.

5. Venture capital.

Venture capital is a form of private equity investment, emerging technology and innovation projects can often be favored by the rich, many old models and old industries will always be eliminated by emerging industries, and the rich can capture market information and enter the market in advance to open up the gap with others.

Friends, in addition to the above-mentioned ways to save money, rich people will also choose **, **, *** and other portfolios. Inside information in the market is often the most valuable, and rich people will always earn more than ** in the operation of the bank. It can be seen from these that the asset allocation of rich people is relatively dispersed, and they will put their eggs in multiple baskets.

However, the richer the wealth has accumulated to a certain stage, what they pursue is often not high returns, but steady growth of assets. In short, the rich have a more mature concept of financial management and a more scientific asset allocation. And we ordinary people can't have too much money for investment, but we can learn the financial thinking of rich people, summarize experience, and get more returns is the ...... king

I have a friend who is very rich. He will make use of the money, will not save it in the oak, will invest in various financial management, earn more money through various financial management, of course, it is cleared, here it needs to be reminded that investment is risky. For ordinary dust, the existence of a bank is the safest.

Fifty-nine percent of the money of China's wealthy people comes from starting industrial companies to make a profit.

14% is invested in real estate profits, 12% is invested in financial markets for profit, 10% is based on salary and welfare accumulation, and 5% is inherited from parents' property. There is not only one way for them to accumulate wealth, but two or even more than two wealth** at the same time.

Pull oneself up by one’s bootstraps. Xu Jiayin's family history is a typical self-made representative.

In 1992, Xu Jiayin's conversation during his inspection of the south made Xu Jiayin aware of new opportunities, and he resolutely gave up his iron rice bowl, signed a contract with the boss of a chain store as a part-time worker, and started as an apprentice.

By the end of 1995, Xu Jiayin, who was already the general manager of the company, was sent by his boss to enter the real estate industry in Guangdong.

In 1996, Xu Jiayin began to start his own business and inherit his wealth.

Li Ka-shing's eldest son, Li Zeju, became one of the richest by inheriting his father's fortune.

In July 2012, when Li Ka-shing announced the official separation, the eldest son Li Zeju inherited part of the family business and officially took control of the Li Ka-shing family trust, and his wealth even exceeded that of his father.

Invest in real estate.

Looking at China's housing prices, their ability to climb has risen in a straight line, with the average urban housing price in China rising from 2,381 yuan per square meter to 5,791 yuan in 10 years, or 143% in 10 years. Among them, first-tier cities such as Beijing, Shanghai and other places have seen an increase of 341% in housing prices in 10 years.

If 10 years ago, you had a house with a market value of 500,000 yuan, then today, the house is worth at least 2.5 million yuan, which is a full five times more. If you have a few apartments in your hands, you can easily enter the ranks of multimillionaires.

Invest in finance. Suppose there is a 2-0-year-old young man who invests 1 per year from now on40,000 yuan, for 4 0 years, with an average annual investment rate of 2 0, then by the age of 6 0, he can accumulate 10 2 8 100 million wealth.

This is a number that most people can't imagine, and that's the beauty of financial investing.

Alas, the reality is like this, but you can't think like this, because if you think like this, the less money you have, you climb to the top, you will live a rich life, for your family and friends, hating the rich is a cowardly mentality, you have to challenge yourself, self-improvement, work hard, society will always eliminate and squeeze the bottom people.

There are only two ways to make money, one is legal and the other is illegal.

Such a society.

Reality, under the conditions of the socialist market economy, has its rationality and inevitability.

Because poverty is not socialism, socialism is to live a good life, but in the process of living a good life, polarization is becoming more and more serious, on the one hand, people's quality has not been improved correspondingly, and on the other hand, the defects of the social system are also important reasons.

1.To talk about the solution with the ideology of socialism is to implement the scientific outlook on development and put people first.

2.The solution to the economic problem is to improve the income distribution system and increase the proportion of labor income in national income and the proportion of labor remuneration in residents' income.

We will improve social security, pay more attention to fairness in redistribution, increase the income of low-income people, expand the proportion of middle-income people, ban illegal income, and regulate the income of high-income people.

3.From a political point of view, it is necessary to strengthen the legal system and promote social fairness and justice4From a cultural point of view, it is necessary to establish the core socialist values and improve the quality of people.

This society is rich and rich.

The previous analysis makes some sense.

After the reform and opening up, we are in the process of transforming from a planned economy to a market economy, and the social security and various legal and taxation systems are not perfect.

A sound market economy operation mechanism has not yet been established, but in order to develop the market economy.

Deng pointed out that whether it is a black cat or a white cat, as long as it catches a mouse, it is a good cat, and the development concept of development is the last word.

Let one person be rich.

The first rich drive the latter to become rich.

It is in this case.

Some people are able to take advantage of the opportunistic approach.

Illegal, illegal operations and capitalization of power, a large number of people relied on courage and opportunity to earn the first pot of gold in their lives and quickly completed the primitive accumulation and geometric multiplication of wealth.

However, it has also further widened the gap between the rich and the poor in society.

Creating an unreasonable gap between the rich and the poor.

In our current society, especially for the post-80s generation from an ordinary family, this is the most difficult generation.

has taken on too much pressure that the post-70s and post-90s generations have never felt.

Can't resist the exorbitant housing prices

Expensive marriage, education, medical care, etc. make us feel difficult.

Therefore, we want to drive a Mercedes-Benz BMW like others with a little salary.

If you want to get ahead, if you want to succeed, it is more difficult than our parents.

That's what some people say.

Today, it is difficult to come up with a noble son in a poor family.

So in times when we can't be influenced.

When you can't even control yourself.

Leaving a pure land for our hearts is the only thing we can do.

Okay phone, chirp, chirp, chirp.

This is very complicated, maybe it has to start from the last years of the Qing Dynasty, or from the origin of human beings and the origin of the universe, what is the origin of the universe, no one can say.

To discuss this issue, we need to pull out all the grandparents to see their characteristics, appearance, health, work, and life trajectory.

In fact, this question is meaningless, human civilization for thousands of years, philosophers have studied it thoroughly, you just need to know that people are born, IQ is about the same, and the relationship between people's wealth and this insignificant IQ gap is also insignificant. And then there's the environment, what kind of environment a person is in. Is life troubled by some diseases and misfortunes?

The past is in the past, and now in 2019, the society is solidifying, and there is no need for the new generation, whether rich or poor, to discuss this, because the overall situation of the era of wealth accumulation has passed. The poor don't blame you for not having money, and the rich shouldn't laugh at the poor, because no one can decide to reincarnate for such a thing.

There is no contradiction between the poor and the rich, the contradiction is that some rich people abuse their wealth, and some poor people are jealous of it. The rich are already rich, and they can hardly change it, so they can only think of making them less abusing their wealth, but this is difficult, because the history has been thousands of years, and no good way has been come up.

We're all rich people, and if you don't believe me, I'll show you a dollar.