How much money do you think you have to be rich?

Generally speaking, as long as you have more than one house without a loan, the investment fund is more than 5 million yuan, and the annual income is not less than 30-500,000 yuan.

As early as the 80s of the last century, there was a popular saying in society that if you have 10,000 yuan in your hand, you are a rich person. Because, at that time, people's monthly salary income was only a few dozen yuan, and 10,000 yuan households were equivalent to the income of ordinary people who did not eat or drink for more than ten years. Then, the 10,000-yuan household was called a rich person by the people at that time.

At that time, the people who could become 10,000 yuan households were usually those who went to the sea to do business earlier, or went overseas to work (including labor exports) and earned money to return to China.

So, how much money is there now? We think that times are different, and the standard of measuring the rich is very different. To become a truly wealthy person in China, the following three factors are mainly satisfied:

First, no matter what city you live in, you must always have more than one house of your own, and you must pay off all the loans in the bank. If you owe a few unpaid loans, no matter how high the market value of your assets is, you can't be considered rich.

Second, in addition to having at least one or more sets of real estate in the city, which belongs to oneself. Another criterion is whether the family's income is high or not. Because in first-tier cities, although some families live in nearly 10 million real estate, their income is not high, such families cannot be regarded as rich.

Usually the annual household income is 30-500,000 yuan, even if it is a wealthy person in China.

Third, in addition to having a real estate and an annual family income of 300,000-500,000 yuan, it cannot be called a wealthy person in China, and it is also necessary to have an investable property of 5 million to 6 million yuan. At present, the threshold for high-end customers of private wealth management in banks is 6 million yuan, and people who can take out 5 million to 6 million yuan in deposits or wealth management products can obviously be said to be rich. Because there are a large number of investable properties, it can ensure that your family can achieve the goal of worry-free food and clothing through investment and financial management in the long term.

A family that owns a property without a loan in China is not considered rich, but also depends on the family's annual income, according to the current price level, with an annual income of 30-500,000 yuan, the family is relatively wealthy, can support the elderly, and can have a second child, more than enough. Of course, having a house and a high income is not a rich person, because income changes, and the amount of investable property is the guarantee of your family's future. According to the current standard, Chinese households have 5 million to 6 million yuan of investable property, and when the above three standards are met, it basically meets the standard of China's wealthy.

At present, a set of real estate in a big city, plus the investable funds in hand, can basically exceed the standard of 10 million yuan. In today's society, generally speaking, a person with tens of millions of assets is considered a rich person, and now there are about 2.01 million families with tens of millions of assets, which probably accounts for the total number of families in the country, and it can be said that the proportion is already very small.

I think that having 10 million is considered a rich person, and for someone like me who can't take out tens of thousands of dollars, it is also astronomical.

I think that the family has a family property of 100 million yuan to be considered a rich person, but now the housing prices and prices are high, and without a strong family business, you can't afford to live in a good house.

I think people who can be financially free are rich people. For example, if you suddenly want to buy something, whether it is a luxury item or a high-cost thing, you can buy it whenever you want. After buying it, you can still be financially independent, and you are already rich.

<> a family with assets of 6 million can be called a rich family. In 2018, there were 4.88 million households with assets of 6 million in the country, accounting for only the total number of households in the country. Therefore, assets of 6 million must be considered rich. Let's break it down.

According to the rule of twenty-eight of wealth.

In general, we always say the rule of twenty-eight for wealth. In other words, in a society, the top 20% of families are considered wealthy, the bottom 20% of families are relatively poor, and the middle 60% of families are considered middle-class families.

If such a classification is followed, then the top 20% of households in the country should be counted as wealthy. Then, according to the total number of 100 million households in the country, 20% of the families are 83 million households, and these families should be counted as rich families.

The number of households with assets of more than 6 million yuan in the country is about 4.88 million, so it only accounts for about 2.01 million households with assets of more than 10 million yuan in the country. If calculated according to the proportion, the total number of households with assets of more than 1 million yuan in the country is about 83 million.

In other words, according to the rule of 28, families with assets of 1 million in the country may be counted as wealthy families.

According to the data reported by Hurun Wealth.

According to the data of the Hurun Wealth Report, assets of more than 6 million will definitely be considered a wealthy family. Because, in the whole country, the total number of families with assets of more than 6 million is about 4.88 million, and those who know the total number of families in the country are 100 million, which means that there are probably families in the country who do not have so much property.

Therefore, from this point of view, a family with assets of more than 6 million is considered a wealthy family.

To sum up, generally speaking, families with assets of more than 6 million only account for the total number of households in the country, so families with assets of 6 million must be considered rich families.