How much money is considered rich in China?

China has a vast territory, and the economic development of various regions is different, so in different regions, the criteria for defining the rich are completely different, to give a simple example: you have 2 million yuan, in a small township in the west, you should be considered a rich person, but you have 2 million yuan, and you can't even afford a house in Beijing, Shanghai, Guangzhou and Shenzhen, how can you talk about a rich person?

Therefore, in different regions, the requirements for assets are different.

Universal standards. Regardless of the differences, I think that in order to be called a rich person, then you should at least meet the following conditions:

1) A house of more than three bedrooms in your area, and you do not have any mortgage;

2) Own a car of medium class or above, and do not have any car loan;

3) There are two or more parking spaces in the real estate you are in, and there is no parking space loan;

4) The income passively generated by your savings is enough for your family's monthly expenses, that is, you can achieve the most basic financial freedom by relying on interest or property income alone (referring to meeting living expenses, but lacking the ability to buy and play at will).

Meet the above four points, I think you should be basically a rich person in your area, as for the specific amount of assets, you can calculate according to the above criteria to your own region. Take my city as an example: (1) a three-bedroom apartment** is about 1.6 million yuan; (2) A medium-class car is about 300,000 yuan; (3) The ** of two parking spaces is about 500,000 yuan; (4) At present, the average monthly household expenditure (not counting all kinds of loans, because you don't have them) is about 6,000 yuan, so it is 720 million yuan a year, calculated according to the annualized interest rate, you need to:

Deposits of more than 7200000 yuan.

That is to say, in my pseudo-second-tier city, you need to have at least: 160 + 30 + 50 + 160 = 4 million yuan, barely counted as a rich person, if you want a higher quality of life, then 5 million yuan should be considered a rich person.

Summary. To sum up, due to the different housing prices, prices, and social consumption levels in various regions, the definition of the rich is also different, for example, 5 million yuan is considered a rich person in us, but in Beijing, Shanghai, Guangzhou and Shenzhen, it can only be regarded as an ordinary person, so there is no specific value for the asset definition of the rich, and you can make a simple calculation according to the general standard and the local reality. Of course, a person's greatest wealth is to be healthy, which is the greatest revolutionary capital, otherwise no matter how much wealth you have, it will be left to your children and family, not your own!

Whether it is a wealthy person or not, the general standard is not to calculate the property and vehicles held, because the value of the property will change with the change of policy or it is difficult to realize it in time, and the vehicle is a pure consumable asset.

Generally speaking, in addition to these two assets and liabilities, with the valuable ** or ** held in hand, plus the average annual income, if it is more than 1 million yuan, it should be said that it has stepped into the ranks of the rich, at least it can be regarded as a high-net-worth person.

The concept of the wealthy has long been generalized, so the evaluation criteria can be high and low, and it can be evaluated in terms of net worth.

In first- and second-tier cities, the annual net income is 5 million yuan to 10 million yuan, and the third and fourth tier cities have an annual net income of more than one million yuan, which is considered a wealthy person.

More than 10 million, because in today's materialistic era, money comes and goes quickly, many people can have a turnover of 10 million a day, and only those with more fixed assets can be considered rich.

At the very least, there must be tens of millions, this is because there are a lot of rich people in our country, and then these people have more assets, so if they want to squeeze into the ranks of the rich, the amount of capital reserves is also very large.

According to the "2020 Hurun Wealth Report", there are 130,000 households in China with assets of more than 100 million yuan. The total wealth of "ultra-high-net-worth families" with assets of 100 million yuan is 94 trillion yuan, accounting for 64%, and the total wealth of "international ultra-high-net-worth families" with assets of 30 million US dollars is 89 trillion yuan, accounting for 61%.

As of December 31, 2019, the number of "wealthy households" with assets of 6 million yuan in China has reached 5.01 million, an increase of 70,000 over the previous year, with a growth rate of 1.8 million in the number of "wealthy families" with investable assets of 6 million yuan; The number of "high-net-worth families" with assets of 10 million yuan reached 2.02 million, an increase of 40,000 or 2% over the previous year, of which the number of "high-net-worth families" with investable assets of 10 million yuan reached 1.08 million; The number of "ultra-high-net-worth families" with assets of 100 million yuan reached 130,000, an increase of 3,000 over the previous year, of which the number of "ultra-high-net-worth families" with investable assets of 100 million yuan reached 10,000.

In addition to Hong Kong, Macao and Taiwan, the number of "wealthy families" in Chinese mainland with 6 million yuan of investable assets has reached 3.99 million, an increase of 10,000 over the previous year, and the growth rate is 1.44 million, of which the number of "wealthy families" with 6 million yuan investable assets has reached 1.44 million;

The number of "high-net-worth families" with assets of 10 million yuan reached 1.61 million, an increase of 10,000 over the previous year, of which the number of "high-net-worth families" with investable assets of 10 million yuan reached 870,000;

The number of "ultra-high-net-worth families" with assets of 100 million yuan reached 10,000, an increase over the previous year, of which the number of "ultra-high-net-worth families" with investable assets of 100 million yuan reached 10,000;

The number of "international ultra-high-net-worth families" with $30 million has reached 10,000, an increase over the previous year, of which the number of "international ultra-high-net-worth families" with $30 million in investable assets has reached 10,000.