What is the impact of a few years late for the real estate certificate

1.**Preferential tax rates are not eligible.

2.Buying a home loan requires paying a high interest rate.

3.A child's schooling may be affected.

4.There may be a risk that the property will be repossessed in the future.

Therefore, it is recommended that you apply for the title deed in time when buying a property to avoid unnecessary risks.

Legal Analysis: Stool Xun.

As long as the formalities are complete, the buyer can apply for the real estate certificate at any time. However, without applying for a real estate certificate, the property is still registered in the name of the developer. If the developer encounters any debt disputes, the court has the right to seize the property in the developer's name and sell it, which is very unfavorable to the buyer.

Legal basis: Article 30 of the Administrative Measures for the Sales of Commercial Housing.

The real estate development enterprise shall, in accordance with the pre-disturbance contract, deliver the commercial housing that meets the conditions for delivery and use to the buyer on time. If it fails to deliver on time, the real estate development enterprise shall bear the liability for breach of contract.

If it is necessary to postpone delivery due to force majeure or other reasons agreed by the parties in the contract, the real estate development enterprise shall promptly inform the buyer.

Do the math how much it will cost you to renovate your home

1. Can I apply for a real estate certificate a few years later?

Generally speaking, when buying a new commercial house, the developer will go through the real estate certificate procedures for the owner within 90 days after the owner signs the purchase contract and pays the down payment. However, the state does not have relevant regulations on the time for the real estate certificate, that is to say, as long as the procedures are complete, you can handle it at any time, even if it is ten years late, it is okay to apply for the real estate certificate, but there is no real estate certificate, which means that the owner cannot legally own the property, because the real estate certificate is the only certificate to prove ownership.

2. What are the consequences of not doing a good job of the real estate certificate?

1. Houses without real estate certificates cannot be traded.

If the property ownership certificate is not completed, it cannot be proved that the property belongs to the owner, and the natural owner cannot list it for trading. The first step in the transaction of a house is to confirm the authenticity and validity of the real estate certificate of the house, and if there is no basic statutory document, the buyer will not recognize it.

2. Houses without real estate certificates cannot be gifted and inherited.

When parents or siblings want to donate, inherit or transfer the property, if they do not have the title deed, they cannot prove that they are the legal owners of the property, and naturally they have no right to dispose of the property.

3. A house without a real estate certificate cannot be rented.

When renting a house, it will be seen whether the owner's real estate certificate is true and valid, otherwise even if the rental agreement is signed, it will not have legal effect, and the house without the real estate certificate will naturally not be rented or rented.

4. A house without a real estate certificate cannot be loaned.

Now to apply for a mortgage loan or mortgage loan to buy a house, you need to apply for the real estate certificate first, and mortgage the real estate certificate to the bank, and the bank will approve the loan.

5. Houses without real estate certificates cannot be compensated for demolition if they are expropriated.

At present, there are many houses with small property rights on the market, all of which do not have real estate certificates, and if these properties need to be demolished and expropriated, they generally cannot get compensation for demolition, because they cannot prove that the house belongs to them.

Summary: The above is the introduction of the real estate certificate can be done a few years later, the real estate certificate is the only certificate to prove the ownership of the house, it is best to handle it as soon as possible, otherwise the house can not be legally handled, and the follow-up handling is more ruined and troublesome, I hope the content shared can give you some reference.

Enter the area and get the decoration for free**].

It is possible to apply for a real estate certificate a few years later, but this needs to be expressly agreed between the buyer and the seller in the contract. If there is no agreement in the contract, both parties shall handle the registration of house ownership within the time limit agreed in the contract for the sale and purchase of commercial housing. If the subject matter of the contract for the sale and purchase of commercial housing is a house that has not yet been completed, it shall be handled within 90 days from the date of delivery of the house, and if the house has been completed, it shall be handled within 90 days from the date of conclusion of the contract.

If it fails to do so within the prescribed time limit, the seller shall be liable for breach of contract.

Legal basis: Article 18 of the Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Cases Involving Disputes over Contracts for the Sale and Purchase of Commodity Housing Article 18 If the buyer fails to obtain the certificate of ownership of the house within the following time limits due to reasons attributable to the seller, the seller shall bear the liability for breach of contract unless otherwise agreed by the parties: (1) the time limit for handling the registration of the ownership of the house as agreed in the contract for the sale and purchase of commercial housing; (2) If the subject matter of the contract for the sale and purchase of commercial housing is a house that has not yet been completed, it shall be 90 days from the date of delivery of the house; (3) If the subject matter of the contract for the sale and purchase of commercial housing is a completed house, 90 days from the date of conclusion of the contract.

If the contract does not stipulate liquidated damages or the amount of losses is difficult to determine, it may be calculated according to the total amount of the purchase price paid and with reference to the standard for financial institutions to charge interest on overdue loans stipulated by the People's Bank of China.