What do I need to do after my car loan is paid off, and what do I need to do after my car loan is re

1. Collect the car registration certificate; 2. Go through the formalities for release from custody; 3. Change the beneficiary of the car insurance.

The lender can bring the ID card, car registration certificate, loan settlement certificate and other materials to the local vehicle management office, explain to the staff that the car mortgage registration is to be revoked, and then fill in the application form for the motor vehicle mortgage change as required, and after the review is passed, it can be revoked.

After the vehicle is paid off the loan, you still need to do the following 4 steps to make the car completely yours.

1. After the car loan is paid off, call the bank to confirm that the loan has been paid off, and make an appointment to go to the bank to get back the relevant information and apply for the car loan settlement certificate.

2. Go to the DMV.

This step is very important to go through the mortgage registration, which is to prevent the bank from buying and selling the vehicle in the process of taking out the loan, so it will mark your car as a mortgaged car in the DMV system.

The sale and purchase of the vehicle can only be carried out after we have completed the registration of the release of the mortgage. Then we can get the big green book back.

3. Change the name of the insurance and change the beneficiary of the insurance to yourself. After we change the beneficiary to ourselves, the compensation amount can only be credited to our account in the unfortunate event of an accident in the future.

Fourth, remove the GPS locator, before the loan to buy a car is delivered, the bank will install the GPS on your car, only after the removal can our privacy be guaranteed.

Extended Information] Personal loan car purchase business is divided into three types: direct customer, intermediate, and credit card car loan. The direct customer type is generally a bank car loan for the customer to meet directly for the loan, and the indirect customer type is generally the car loan of the auto finance company that transfers the customer.

For direct customer bank car loans, the fees charged are deposits, principal and interest, 3% guarantee fees, etc., and the fees for high-quality customers of banks will also be discounted, but the preferential policies of each bank are different.

In addition to the above fees, the car loan of the inter-passenger auto finance company also needs to bear the supervision fee, fleet management fee, and warranty renewal deposit.

There is also a credit card car loan, credit card installment car loan only provides installment payment for bank credit card users, not any conditions can be handled, and there is also a review process, which is difficult for credit card users with bad credit records.

The specific steps to buy a car in installments with a credit card are roughly as follows:

1.The cardholder (or applicant)** can contact the bank's credit card center or go to the local bank to find out if the credit card car loan can be processed.

2.The cardholder shall go to the dealer with his/her ID card to fill in the installment order of Auto Purchase on the spot, and submit it to the bank for review.

3.When the order is approved, the cardholder pays the down payment and goes through the normal purchase procedures.

4.After the license plate of the vehicle is issued, the cardholder needs to go through the mortgage procedures with the bank and purchase the required required car insurance insurance.

5.In the end, we were able to drive the car away without any problems.

Summary. Hello, the mortgage registration needs to be released after the car loan is repaid. "The procedures that need to be completed after the car loan is repaid are:

The borrower has to go to the local DMV office to release the mortgage registration and then get back the car title deed, so that the car will truly belong to the owner. When going through the registration procedures for the release of mortgage, it is necessary to prepare the valid identity documents of the borrower applicant and the vehicle owner, the loan contract signed with the bank, the loan repayment card, the original motor vehicle registration certificate and other materials. Related information:

The borrower has to go to the local DMV office to release the mortgage registration and then get back the car title deed, so that the car will truly belong to the owner. When going through the registration procedures for the release of mortgage, it is necessary to prepare the valid identity documents of the borrower applicant and the vehicle owner, the loan contract signed with the bank, the loan repayment card, the original motor vehicle registration certificate and other materials. The specific procedure is:

1. After the loan is repaid, the borrower goes to the bank to obtain the vehicle registration certificate and the power of attorney and agency certificate provided by the bank, and then the owner himself takes the registration certificate to handle the mortgage release business; 2. After the mortgage is released, the registration certificate will indicate that the mortgage is released in the registration column, and the car is officially owned by the owner.

What do I need to do when my car loan is paid off?

Hello, the mortgage registration needs to be released after the car loan is repaid. "After the car loan is repaid, the borrower needs to go to the local vehicle management office to release the mortgage registration, and then get back the car ownership certificate, so that the car will really belong to the owner.

When going through the registration procedures for the release of mortgage, it is necessary to prepare the valid identity documents of the borrower applicant and the vehicle owner, the loan contract signed with the bank, the loan repayment card, the original motor vehicle registration certificate and other materials. Relevant information: The borrower should go to the local vehicle management office to release the mortgage registration, and then get back the car title certificate, so that the car will really belong to the owner.

When going through the registration procedures for the release of mortgage, it is necessary to prepare the valid identity documents of the borrower applicant and the vehicle owner, the loan contract signed with the bank, the loan repayment card, the original motor vehicle registration certificate and other materials. The specific procedures are: 1. After the loan is repaid, the borrower goes to the bank to obtain the vehicle registration certificate and the power of attorney and agency certificate provided by the bank, and then the owner himself takes the registration certificate to handle the mortgage release business; 2. After the mortgage is released, the registration certificate will indicate that the mortgage is released in the registration column, and the car is officially owned by the owner.

Is the car title certificate at the DMV?

Hello, you can do it in the traffic control brigade and the vehicle management office.

The vehicle ownership certificate is collected at the ** The vehicle registration certificate is obtained at the local vehicle management office.

Are they in custody?

Hello, yes.

What does a vehicle title deed look like?

The property right certificate is a green certificate, marked with gold font, is the People's Republic of China motor vehicle registration certificate, the motor vehicle registration certificate is made by the Ministry of Public Security of the People's Republic of China, is the legal proof of vehicle ownership, shall not be carried with the car, by the vehicle owner keeping.

Do you want to go to the bank to do business?

What's wrong? Hello, no, you can go directly and ask if you can take it.

The process that needs to be handled after the car loan is repaid is as follows:

1. After the car loan is settled, the relevant materials for car loan guessing are prepared in the standard, including purchase tax invoices, repayment certificates, etc.;

2. Go to the lending institution to go through the procedures for settling the car loan;

3. After settling the car loan procedures, bring the relevant procedures to the vehicle management office to receive the registration certificate of the Jisun Paliang bullet train.

What documents do you need to prepare for a car loan?

The materials required for a car loan are:

1. Personal loan application;

2. Valid identity certificate of the applicant and his/her spouse;

3. Proof of occupation, position and income of the applicant and his/her spouse;

4. Marriage certificate and household register;

5. Original ID card, household registration booklet or other valid residence certificate, and provide a copy of it.

Legal basis: Article 681 of the Civil Code of the People's Republic of China.

A guarantee contract is a contract in which the guarantor and the creditor agree that the guarantor will perform the debt or assume responsibility when the debtor fails to perform the due debt or the situation agreed by the parties occurs.

Article 682.

The guarantee contract is a subordinate contract of the main creditor's rights and debts contract. Where the principal creditor's rights and debts contract is invalid, the guarantee contract is invalid, except as otherwise provided by law.

After the guarantee contract is confirmed to be invalid, if the debtor, guarantor or creditor is at fault, they shall each bear the civil liability for the dispersion of the omen according to their fault.

After the last month of car loan repayment, you need to go through the following procedures.

1. The user should communicate with the lending institution in a timely manner, ask the lending institution to issue a settlement certificate, and get back the impounded vehicle registration certificate from the lending institution.

2. Bring the relevant information to the local vehicle management office to go through the procedures for releasing the vehicle mortgage, and after completing the procedures for releasing the mortgage, the vehicle can be regarded as truly belonging to the owner himself.

3. Dismantle GPS.

When applying for a car loan, the lender will install GPS on the mortgaged car to ensure the safety of the vehicle.

Then after the loan is repaid, the owner can go to the 4S store to take off the GPS.

4. Change the beneficiary of the insurance.

When buying insurance with a loan, the beneficiary of the car insurance is the lender, not the owner himself.

Then after the loan is settled and the vehicle is released from the mortgage, the owner can contact the insurance company to change the beneficiary to the owner himself.

In addition, in some places, the vehicle release procedures do not necessarily need to be present in person, you can pay attention to the local vehicle management office *** for online processing, and the acceptance certificate can be mailed to the user by courier.

Please consult your local DMV for specific policies.

Only need to be in: Zhiyi big data. Click on the query, enter the information to query your personal credit status, online black index score, blacklist, online loan application records, application platform type, whether it is overdue, overdue amount, credit card and online loan credit estimate and other important data information.

Extended Information: Is it necessary to pay off my car loan early?

There is no need to repay the car loan in advance, it depends on whether the lender has liquidated damages for early repayment and whether there is a need for early repayment.

If the lender does not incur a penalty for prepaying the car loan, then the prepayment will save an interest expense, and prepayment is a good option.

In addition, if the lender applies for other loans, such as important loans such as housing loans, the bank may require the lender to settle other outstanding debts in advance, in which case, it is necessary for the lender to repay the loan in advance.

If the lender wants to transfer the ownership of the vehicle or apply for a mortgage, in this case, it needs to settle the car loan first and complete the release before proceeding, if there is no release, to some extent, the vehicle does not really belong to the lender.

Therefore, whether it is necessary for the lender to repay the car loan in advance mainly depends on whether the individual has the need for early repayment, if you want to save interest expenses, and the lender also has the strength to repay early, then you can also apply for early repayment.

1. After the user has repaid the car loan, he or she needs to go to the lending institution to issue a loan settlement certificate, and consult the loan repayment situation to understand whether the loan is fully settled and the relevant post-loan matters;

2. Bring the loan settlement certificate, ID card, bank card and other materials, go to the lending institution to go through the procedures for releasing the mortgage, and then go to the vehicle management office or lending institution to obtain the motor vehicle registration certificate;

3. Go to the relevant insurance company to change the first beneficiary.

Here are a few things you need to do after your car loan is paid off:

2. Renew the vehicle registration certificate: If during the loan period, the lending institution or bank holds your vehicle registration certificate, you need to contact them to return the registration certificate to you. At the same time, you will need to submit the mortgage cancellation certificate from the lending institution or bank to the vehicle administration department to renew the vehicle registration certificate.

3. Cancel the vehicle mortgage: If your vehicle is mortgaged during the loan period, you need to contact the lending institution or bank to go through the procedures for canceling the vehicle mortgage. Usually, you will need to provide relevant documents such as proof of repayment, proof of identity, and vehicle registration certificate.

4. Continue insurance: Even if the loan has been paid off, you still need to continue to buy vehicle insurance. Vehicle insurance is an important measure to protect your vehicle and your own safety, and it is recommended that you contact your insurance company in time to update your insurance information.

5. Financial planning: After the loan is paid off, you can consider using the funds that were originally used to repay the loan for other investments or financial plans. You can consult a professional financial advisor to develop a suitable financial plan according to your needs and risk tolerance.

To sum up, after the car loan is repaid, you need to confirm the repayment status, renew the vehicle registration certificate, cancel the vehicle mortgage, continue to buy vehicle insurance, and consider a reasonable financial plan. I hope it will be helpful to you, if you have any questions about your debts and online loan data, you can check from the balloon and get an online loan big data report, which has detailed data on online loan application records, overdue details and blacklists.

After the car loan is repaid, the main things that need to be done are:

First, bring your ID card and repayment bank card to the branch of the car loan handling bank (auto consumer finance company) to go through the loan settlement procedures, apply for a loan settlement certificate, and get back the vehicle registration certificate.

Then bring the loan settlement certificate, vehicle registration certificate and personal ID card, car driving license, driver's license and other relevant documents to the local vehicle management office to go through the procedures for release from the mortgage.

It should be noted that some banks (auto consumer finance companies) will mail the vehicle registration certificate directly to the car loan after it is settled.

In this regard, there is no need to take the initiative to go to the outlet to pick it up, just wait patiently, and then go to the vehicle management office to cancel the vehicle mortgage registration after receiving it.

If you don't have time to release the pledge, you can choose to postpone the file code, and there is no time limit for the release of the pledge.

Or find another person to do it, go to the notary office to issue a power of attorney for the client to bring, and there is no provision that the release of the mortgage must be handled in person.

After the release of the car loan, if the deposit has been paid in the 4S store before, then you also need to contact the 4S store to return the deposit.

If you want to query your online loan big data report with one click, there will be important data such as your credit rating score, whether there is a blacklist, etc., as long as you find "Xiaoqi Xincha".

Extended information: After paying off the car loan, go to ** to get a green book?

After paying off the car loan, go to the lending institution to get the green book, you don't need to find a 4S store, contact the bank for the loan at the bank, contact the corresponding lending institution for the loan at the manufacturer's financial office, and let the other party confirm and get back your motor vehicle registration certificate as soon as possible.

You can choose to get the green book yourself, of course, if it is not convenient, you can also choose to let the lending institution mail it over, after retrieving the green book, you need to go through the procedures for the release of the vehicle in time, if there is no release of the vehicle, you can not transfer the ownership, the impact is relatively large.

It is worth noting that the release of the vehicle can only be carried out at the vehicle management office in the place where the vehicle is registered, and cannot be handled in other places, so some people in other places still have to pay attention to this and find a time to return to the local area with the information before handling the business.

If it is not very convenient in the field, you can consult the local vehicle management office to see if you can entrust others to handle the business, if you can, issue a certificate of entrustment, and bring the relevant information to handle it.