How can I get the green book after the car loan is repaid?

Updated on Car 2024-04-01
11 answers
  1. Anonymous users2024-02-07

    The way to get the green book after the car loan is repaid:

    1. After the last monthly payment of the car loan is deducted, about 10 working days, go to the bank where the car installment payment is made to get back the mortgage procedures, and hold your ID card and motor vehicle driving license.

    Bank repayment details, etc., and receive a motor vehicle registration certificate.

    Then go to the DMV to go through the procedures for releasing the mortgage of the vehicle.

    2. Vehicle Management Office.

    Within one day from the date of acceptance, the certificates and vouchers submitted shall be examined, and the content and date of the mortgage cancellation registration shall be endorsed on the motor vehicle registration certificate.

    3. According to the provisions on motor vehicle registration: the date of registration of motor vehicle mortgage and the date of release of mortgage registration can be inquired by the public.

    Extended Materials. 1. How to deal with the car loan after the mortgage is completed, do I need to be in person?

    Under normal circumstances, after the car loan is completed, you need to deal with it in person. However, if the user is really unable to handle it in person, then you can entrust someone else to do it on your behalf. The specific processing process is as follows:

    1. Handle it in person. After the car loan is mortgaged, the car owner needs to go to the bank to get the motor vehicle registration certificate, and then bring the certificate to the local vehicle management office, go through the registration procedures for releasing the mortgage, and then get back the car ownership certificate.

    2. Acting on behalf of others. If the owner is really unable to handle it in person, the owner can also issue a power of attorney.

    Entrust your relatives and friends or loan managers to handle it on your behalf, and the car owner can consult the loan handling bank for specific agency details.

    2. How to check how many car loans are still unpaid?

    1. Inquire through outlets.

    Bring your ID card to the bank branch where the loan is located, and apply for this business with the help of the bank staff.

    3. Through online banking.

    Inquire. Open online banking.

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  2. Anonymous users2024-02-06

    1.The owner needs to go to the loan bank to apply for a settlement certificate;

    2.The owner needs to bring his valid ID card, driver's license and related materials to the 4S store to get back the green copy;

    3.The owner also needs to go to the DMV to cancel the mortgage status of the vehicle;

    4.The owner of the car needs to go to the insurance company to change the first beneficiary of the insurance.

  3. Anonymous users2024-02-05

    1. Prepare the materials required for the release of the car, such as the original and copy of the mortgagor's ID card, the application form for the registration and pledge of motor vehicle mortgage, the motor vehicle registration certificate, etc.;

    2. Bring the prepared materials to the DMV to handle the release of detainment;

    3. After the formalities are completed, you can get the green book back.

    Question: Why do you still need a decompression fee, if you don't pay the decompression fee, you won't be able to let you pay a 600 decompression fee.

  4. Anonymous users2024-02-04

    Article 24 An application for the cancellation of mortgage registration is made.

    1) The identity certificate of the owner and mortgagee of the motor vehicle;

    2) Motor vehicle registration certificate.

    Where the people's court mediates, rulings or makes a judgment to lift the mortgage, the owner or mortgagee of the motor vehicle shall fill in the application form and submit the motor vehicle registration certificate, the effective Mediation Document, Ruling or Judgment issued by the people's court, and the corresponding Notice of Assistance in Enforcement.

    The vehicle management office shall, within one day from the date of acceptance, review the submitted certificates and vouchers, and endorse the content and date of the release of the mortgage registration on the motor vehicle registration certificate.

    The car loan company needs to return the registration certificate after completing the registration for the release of the mortgage.

    Article 24 An application for the cancellation of mortgage registration is made.

    1) The identity certificate of the owner and mortgagee of the motor vehicle;

    2) Motor vehicle registration certificate.

    Where the people's court mediates, rulings or makes a judgment to lift the mortgage, the owner or mortgagee of the motor vehicle shall fill in the application form and submit the motor vehicle registration certificate, the effective Mediation Document, Ruling or Judgment issued by the people's court, and the corresponding Notice of Assistance in Enforcement.

    The vehicle management office shall, within one day from the date of acceptance, review the submitted certificates and vouchers, and endorse the content and date of the release of the mortgage registration on the motor vehicle registration certificate.

    Asking a question doesn't match the question.

    This doesn't match the question.

    Ask me what materials I need to prepare for my car loan now that the car loan has been paid off.

    My car is on the company's account, and now that the car loan has been repaid, what materials do I need to prepare to get the green book?

    Well, yes, the green book is the motor vehicle registration certificate.

    Well, yes, the green book is the motor vehicle registration certificate.

  5. Anonymous users2024-02-03

    After the vehicle is paid off the loan, you still need to do the following 4 steps to make the car completely yours.

    1. After the car loan is paid off, call the bank to confirm that the loan has been paid off, and make an appointment to go to the bank to get back the relevant information and apply for the car loan settlement certificate.

    2. Go to the vehicle management office to handle the release of mortgage registration, this step is very important, mortgage registration is the bank to prevent you from buying and selling vehicles in the process of loan, so your car will be marked as a mortgaged car in the system of the vehicle management office, and only after we complete the registration of the release of the mortgage can we buy and sell the vehicle. Then we can get the big green book back.

    3. Change the name of the insurance and change the beneficiary of the insurance to yourself. After we change the beneficiary to ourselves, the compensation amount can only be credited to our account in the unfortunate event of an accident in the future.

    4. Dismantle the GPS locator, before the loan to buy a car is delivered, the bank will install the GPS on your car, and only after the removal can our privacy be guaranteed.

  6. Anonymous users2024-02-02

    First, the front. After the 4S store has repaid the car loan, you should contact the car loan handling bank (auto consumer finance company), go to the branch to go through the loan settlement procedures, apply for the loan settlement certificate, and get back the vehicle registration certificate (commonly known as the "green book").

    2. Specific analysis.

    Note that the vehicle registration certificate is not a mortgage in the 4S shop.

    Of course, some car loan banks (auto consumer finance companies) will mail the vehicle registration certificate directly to the car loan after repaying the car loan.

    In this regard, there is no need to go to the branch to go through the formalities, just wait patiently (usually it will be received within one to two weeks).

    After getting the vehicle registration certificate, it does not mean the end, you should also bring the loan settlement certificate, vehicle registration certificate, as well as personal ID card, car driving license, driver's license and other information to the local vehicle management office to go through the procedures for releasing the charge, then the car will be considered to belong completely (there is no time limit for the release of the charge, you can handle it at any time, if you don't have time for the time being, you can also entrust others to do it).

    If the online loan is overdue, you can get a big data report in the "Xiaoqi Credit Check", check your overdue records, and classify your online loans, regular and informal, on the credit and not on the credit report. If you want to repay the money but don't have enough funds, then negotiate with the online loan platform and give priority to the regular credit investigation to reduce the impact on yourself.

    3. Is 24% per annum usury?

    For financial loans, the annual interest rate of 24% is not usury, because the interest rate agreed between the borrower and the borrower does not exceed 24% per annum, which is a fixed interest rate that should be protected by law.

    For private lending, the annual interest rate of 24% is usury, because the upper limit of judicial protection for private lending interest rate is 4 times that of the one-year LPR, that is, 4 times.

    Therefore, when users apply for different loans, the upper limit of judicial interest rate protection is different, and the upper limit of judicial interest rate protection for private loans is lower than that for financial loans.

  7. Anonymous users2024-02-01

    1.The owner needs to go to the loan bank to apply for a settlement certificate;

    2.The owner needs to bring his valid ID card, driver's license and related materials to the 4S store to get back the green copy;

    3.The owner also needs to go to the DMV to cancel the mortgage status of the vehicle;

    4.The owner of the car needs to go to the insurance company to change the first beneficiary of the insurance.

  8. Anonymous users2024-01-31

    The steps to get the green book after the car loan is repaid:

    1. Take your ID card, motor vehicle driving license, bank repayment details, etc. to the 4S store to collect the motor vehicle registration certificate.

    2. Go to the local municipal vehicle management office to go through the procedures for releasing the vehicle mortgage.

    3. Go to the vehicle service hall of the vehicle management office or the vehicle service hall of the district (city) and county traffic police brigade to receive the application form for motor vehicle mortgage or cancellation of mortgage registration and fill it in.

    4. Submit the application form for motor vehicle mortgage or cancellation of mortgage registration, the identity certificate of the mortgagee and mortgagor, the motor vehicle registration certificate, the main contract and mortgage contract concluded in accordance with the law (the cancellation of the mortgage is the proof of repayment) and other materials, and receive the acceptance certificate of the motor vehicle Dengnai Da Disturbance imitation distress business.

    5. Pay the fee at the designated window of the bank, and receive the motor vehicle registration certificate with the payment voucher and the motor vehicle registration business acceptance certificate.

    Further information: A car loan is a loan granted by a lender to a borrower who applies to purchase a car. Auto consumer loan is a new type of loan guaranteed by banks to car buyers who purchase cars at their authorized dealers.

    The interest rate of automobile consumer loan refers to the ratio of the loan amount and the principal amount issued by the bank to the consumer, that is, the borrower, for the purchase of a car for self-use (a family car or a commercial vehicle with less than 7 seats (inclusive) for non-profit purposes). The higher the interest rate, the greater the amount of repayment the consumer will have.

    Car loan channels. 1.Auto Finance Companies:

    The biggest advantage is convenience and low barrier to entry, and companies are generally invested and created by automotive companies. Its "convenience" is not only reflected in the fact that you can apply directly through the 4S store, but also that it has no requirements for hard conditions such as household registration and Changdan real estate.

    2.Credit card installment car purchase: The most significant advantage is the loan interest rate, which is half the lower than the traditional bank car loan interest rate. Common credit cards can be applied for, and the models are also cross-brand, with a wide range of choices. The premise is that a higher credit limit is required to enjoy it.

    3.Bank car loans, banks are under the pressure of tightening credit scale, car loans and other consumer loan business has been greatly contracted, and some low-end car loans have been temporarily closed. The biggest advantage is that there is a wide range of choices, and car buyers can go directly to the bank to apply for personal car consumer loans after fancy the model.

    However, the procedures for the qualification review of borrowers are very complicated, and it is generally necessary to provide real estate (such as real estate) as collateral, and some banks can use the car itself as collateral for high-end customers or high-end models, but compared with other car loan methods, the approval time period is very long.

    In terms of loan interest rates, the interest rate of auto mortgage loans is generally about 10% higher than the benchmark interest rate of banks in the same period. Most car loans require a guarantee company or car guarantee insurance, and the car buyer also needs to bear a guarantee fee of up to 3%. All the fees combined, the comprehensive cost of a bank car loan is the highest among the three methods.

  9. Anonymous users2024-01-30

    1.The owner needs to go to the loan bank to apply for a settlement certificate;

    2.The owner needs to bring his valid ID card, driver's license and related materials to the 4S store to get back the green copy;

    3.The owner also needs to go to the DMV to register the mortgage status of the first distressed vehicle;

    4.The owner of the car needs to go to the insurance company to change the first beneficiary of the insurance.

  10. Anonymous users2024-01-29

    After the car loan is paid off, the customer can bring his personal ID card, repayment bank card and other information to the offline business outlets of the handling bank (auto consumer finance company) to find the counter staff to go through the loan settlement procedures, apply for the loan settlement certificate, and then get back the vehicle registration certificate (commonly known as the "green book").

    However, some banks (auto consumer finance companies) will directly mail the loan settlement certificate and vehicle registration certificate to the customer after the customer has repaid the car loan, and the customer only needs to wait patiently.

    After obtaining the loan settlement certificate and vehicle registration certificate, the customer can then bring these two documents and personal ID card, car driving license and other materials to the local vehicle management office to go through the procedures for release from the mortgage. When the vehicle is released from mortgage registration, it will be considered as truly belonging to the customer.

    However, if the customer has applied for the 4S store's agency release service when taking out a loan to buy a car at the 4S store, the bank (auto consumer finance company) will generally send the vehicle registration certificate to the 4S store first, and will return it to the customer after the 4S store staff help release the loan.

  11. Anonymous users2024-01-28

    Summary. <>

    Hello dear! I'm glad to answer for you, the way to get a green book after the car loan is repaid is:1

    Carry a motor vehicle registration certificate; 2.Proof of loan repayment issued by the lending institution; 3.Motor Vehicle Mortgage Registration Form; 4.

    Pledge filing application form; 5.The power of attorney and the ID card of the owner of the motor vehicle should be handled at the DMV. The procedure of going to the bank where the loan is taken to get a mortgage on the car within 10 days.

    How can I get the green book after the car loan is repaid?

    Hello dear! I'm glad to answer for you, the way to get the green book after the car loan repayment is over: 1

    Carry a motor vehicle registration certificate; 2.Proof of loan repayment issued by the lending institution; 3.Motor Vehicle Mortgage Registration Form; 4.

    Pledge filing application form; 5.The power of attorney and the ID card of the owner of the motor vehicle should be handled at the DMV. Within 10 days, the loan of the silver branch is missing, and the procedures for getting a car mortgage are handy.

    A car loan is a new type of loan granted by a lender to a borrower who applies to purchase a car, and a new type of loan guaranteed by the bank to the car buyer who purchases a car at its special dealership. The interest rate increase of car loans refers to the ratio of the amount of loans issued by banks to consumers, i.e. borrowers, for the purchase of cars for their own use.

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