How to get back the green book after the car loan is repaid, and how to get the green book back afte

1.The owner needs to go to the loan bank to apply for a settlement certificate;

2.The owner needs to bring his valid ID card, driver's license and related materials to the 4S store to get back the green copy;

3.The owner also needs to go to the DMV to cancel the mortgage status of the vehicle;

4.The owner of the car needs to go to the insurance company to change the first beneficiary of the insurance.

After the car loan is repaid, contact the bank or the financing company that borrowed the loan, and submit the materials to the local vehicle management office to release the mortgage, and you can get back the green book (motor vehicle registration certificate). The following will explain the mortgage registration process and the mortgage release process.

To apply for mortgage registration, the owner of the motor vehicle shall fill in the application form, which shall be jointly applied by the owner of the motor vehicle and the mortgagee, and submit the following certificates and certificates:

1) The identity certificate of the owner and mortgagee of the motor vehicle;

2) Motor vehicle registration certificate;

3) The main contract and mortgage contract concluded by the owner and mortgagee of the motor vehicle in accordance with law.

The vehicle management office shall, within one day from the date of acceptance, review the submitted certificates and vouchers, and endorse the content and date of mortgage registration on the motor vehicle registration certificate.

To apply for the release of mortgage registration, the owner of the motor vehicle shall fill in the application form, which shall be jointly applied by the owner of the motor vehicle and the mortgagee, and submit the following certificates and vouchers:

1) The identity certificate of the owner and mortgagee of the motor vehicle;

2) Motor vehicle registration certificate;

Where the people's court mediates, rulings or makes a judgment to lift the mortgage, the owner or mortgagee of the motor vehicle shall fill in the application form and submit the motor vehicle registration certificate, the effective Mediation Document, Ruling or Judgment issued by the people's court, and the corresponding Notice of Assistance in Enforcement.

The vehicle management office shall, within one day from the date of acceptance, review the submitted certificates and vouchers, and endorse the content and date of the release of the mortgage registration on the motor vehicle registration certificate.

The date of registration of the mortgage of the motor vehicle and the date of the registration of the release of the mortgage can be inquired by the public.

All in all, as long as you repay the loan, contact the car dealer in time, find out whether your car loan is a loan issued by a financial loan company or a bank, submit relevant materials to the handler, or after you learn about the relevant lending institution, take the initiative to contact the lending institution, let the loan settlement certificate be issued, and go to the vehicle management office to complete the process, you can get back your own green book (motor vehicle registration certificate).

For relevant provisions, please refer to the "Motor Vehicle Registration Regulations" issued by the Ministry of Public Security

The process of paying off the car loan and releasing the mortgage and getting back the green capital is as follows:

First of all, if you apply for the release of mortgage registration of motor vehicles, you should fill in the Application Form for Filing of Motor Vehicle Mortgage Registration and Pledge;

Secondly, the owner of the motor vehicle (mortgagor) and the mortgagee (bank) shall jointly apply to the vehicle management office with the relevant formalities;

Finally, the specific procedures and procedures are as follows:

1) to the vehicle management office vehicle service hall or district (city) county traffic police brigade vehicle service hall;

2) Obtain the Application Form for Cancellation of Mortgage Registration of Motor Vehicle Mortgage and fill in the Application Form for Cancellation of Mortgage Registration of Motor Vehicle Mortgage;

3) Collect the queue number;

4) Submit the Application Form for Cancellation of Mortgage Registration of Motor Vehicle Mortgage, the identity certificate of the mortgagee and the mortgagor, the Motor Vehicle Registration Certificate, the main contract and the mortgage contract concluded in accordance with the law (the cancellation of the mortgage is proof of repayment) and other materials;

5) Receive the "Motor Vehicle Registration Business Acceptance Certificate";

6) Pay the fee at the designated window of the bank (there is no such step for canceling the mortgage);

7) Hold the payment voucher (not required for mortgage cancellation) and the "Motor Vehicle Registration Business Acceptance Certificate" to receive the "Motor Vehicle Registration Certificate".

1. Prepare the materials required for the release of the car, such as the original and copy of the mortgagor's ID card, the application form for the registration and pledge of motor vehicle mortgage, the motor vehicle registration certificate, etc.;

2. Bring the prepared materials to the DMV to handle the release of detainment;

3. After the formalities are completed, you can get the green book back.

Question: Why do you still need a decompression fee, if you don't pay the decompression fee, you won't be able to let you pay a 600 decompression fee.

Hello, after the car loan is paid off, you have to get back the green book, the first step is to prepare the information needed for car decompression, such as the original and copy of the mortgagor's ID card, the application form for motor vehicle mortgage registration, the motor vehicle registration certificate, etc. The second step, bring the prepared information, go to the vehicle management office to handle the third step of the decompression procedures, after you have done it, you can directly get back the green book, which is quite simple.

The steps to get the green book after the car loan is repaid:

1. Take your ID card, motor vehicle driving license, bank repayment details, etc. to the 4S store to collect the motor vehicle registration certificate.

2. Go to the local municipal vehicle management office to go through the procedures for releasing the vehicle mortgage.

3. Go to the vehicle service hall of the vehicle management office or the vehicle service hall of the district (city) and county traffic police brigade to receive the application form for motor vehicle mortgage or cancellation of mortgage registration and fill it in.

4. Submit the application form for motor vehicle mortgage or cancellation of mortgage registration, the identity certificate of the mortgagee and mortgagor, the motor vehicle registration certificate, the main contract and mortgage contract concluded in accordance with the law (the cancellation of the mortgage is the proof of repayment) and other materials, and receive the acceptance certificate of the motor vehicle Dengnai Da Disturbance imitation distress business.

5. Pay the fee at the designated window of the bank, and receive the motor vehicle registration certificate with the payment voucher and the motor vehicle registration business acceptance certificate.

Further information: A car loan is a loan granted by a lender to a borrower who applies to purchase a car. Auto consumer loan is a new type of loan guaranteed by banks to car buyers who purchase cars at their authorized dealers.

The interest rate of automobile consumer loan refers to the ratio of the loan amount and the principal amount issued by the bank to the consumer, that is, the borrower, for the purchase of a car for self-use (a family car or a commercial vehicle with less than 7 seats (inclusive) for non-profit purposes). The higher the interest rate, the greater the amount of repayment the consumer will have.

Car loan channels. 1.Auto Finance Companies:

The biggest advantage is convenience and low barrier to entry, and companies are generally invested and created by automotive companies. Its "convenience" is not only reflected in the fact that you can apply directly through the 4S store, but also that it has no requirements for hard conditions such as household registration and Changdan real estate.

2.Credit card installment car purchase: The most significant advantage is the loan interest rate, which is half the lower than the traditional bank car loan interest rate. Common credit cards can be applied for, and the models are also cross-brand, with a wide range of choices. The premise is that a higher credit limit is required to enjoy it.

3.Bank car loans, banks are under the pressure of tightening credit scale, car loans and other consumer loan business has been greatly contracted, and some low-end car loans have been temporarily closed. The biggest advantage is that there is a wide range of choices, and car buyers can go directly to the bank to apply for personal car consumer loans after fancy the model.

However, the procedures for the qualification review of borrowers are very complicated, and it is generally necessary to provide real estate (such as real estate) as collateral, and some banks can use the car itself as collateral for high-end customers or high-end models, but compared with other car loan methods, the approval time period is very long.

In terms of loan interest rates, the interest rate of auto mortgage loans is generally about 10% higher than the benchmark interest rate of banks in the same period. Most car loans require a guarantee company or car guarantee insurance, and the car buyer also needs to bear a guarantee fee of up to 3%. All the fees combined, the comprehensive cost of a bank car loan is the highest among the three methods.

After paying off the car loan, go to the lending institution to get the green book, you don't need to find a 4S store, contact the bank for the loan at the bank, contact the corresponding lending institution for the loan at the manufacturer's financial office, and let the other party confirm and get back your motor vehicle registration certificate as soon as possible.

You can choose to get the green book yourself, of course, if it is not convenient, you can also choose to let the travel loan institution mail it over, after retrieving the green book, you need to go through the procedures for the release of the vehicle in time, if there is no release of the vehicle, you can not transfer the ownership, the impact is relatively large.

It is worth noting that the release of the vehicle can only be carried out at the vehicle management office in the place where the vehicle is registered, and cannot be handled in other places, so some people in other places still have to pay attention to this and find a time to bring the information back to the local area to handle the business after the orange god.

If it is not very convenient in the field, you can consult the local vehicle management office to see if you can entrust others to handle the business, if you can, issue a certificate of entrustment, and bring the relevant information to handle it.

You can get the online loan big data report from "Xiaoqi Xincha", which includes information such as online loan history, online loan overdue details, debts, untrustworthy information, and online loan blacklist.

Extended Information: What do I need to do after I pay off my car loan?

After the car loan is repaid, the main things that need to be done are:

First, bring your ID card and repayment bank card to the branch of the car loan handling bank (auto consumer finance company) to go through the loan settlement procedures, apply for a loan settlement certificate, and get back the vehicle registration certificate.

Then bring the loan settlement certificate, vehicle registration certificate and personal ID card, car driving license, driver's license and other relevant documents to the local vehicle management office to go through the procedures for release from the mortgage.

It should be noted that some banks (auto consumer finance companies) will mail the vehicle registration certificate directly to the car loan after it is settled.

In this regard, there is no need to take the initiative to go to the outlets to collect it, as long as you wait patiently, and then go to the vehicle management office to cancel the vehicle mortgage registration after receiving it.

If you don't have time to release from custody for a while, you can choose to postpone it, and there is no time limit for releasing the bond.

Or find another person to do it, go to the notary office to issue a power of attorney for the client to bring, and there is no provision that the release of the mortgage must be handled in person.

After the release of the car loan, if the deposit has been paid in the 4S store before, then you also need to contact the 4S store to return the deposit.

1. If the installment payment has been paid off, you can go to the bank where you originally borrowed the loan to take away the procedures for mortgaging the car after 10 days.

Second, to get back the car's registration certificate, you must bring the owner's ID card, motor vehicle driving license and loan repayment certificate, and go to the car shop where you bought the car at that time to get it back. If you take out a loan from a bank, you can go to the bank to get it back, and the specific information can be determined by looking at the content on the car insurance policy.

3. Bring your ID card, motor vehicle registration certificate, loan repayment certificate, application form for motor vehicle mortgage change, lender organization** and authorized power of attorney to the local vehicle management office for decompression procedures.

Fourth, the owner of the car to change the first beneficiary of the car insurance, usually the first beneficiary of the car insurance purchased by the loan to buy the car is the lending unit, that is, the bank, after the payment is completed, the car owner should be changed to the first beneficiary of the car insurance.

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The conditions required for a car loan are:

1.Have a valid identity certificate and have full capacity for civil conduct;

2.Able to provide proof of fixed and detailed residential address;

3.Have a stable job and the ability to repay the principal and interest of the loan on time;

4.Personal social credit is good;

5.Hold a contract or agreement for the purchase of the car approved by the lender;

6.Other conditions stipulated by the cooperating institutions.

The process of taking out a loan to buy a car:

1.Introduce customers to choose a car at a special dealer of the bank and sign a car purchase agreement or contract;

2.The borrower applies for a personal car mortgage loan from the lending bank;

3.Sign the contract after the investigation and approval;

4.Handle car notarization, mortgage and other formalities;

5.The lender handles the loan;

6.After the loan is repaid, the lender cancels the pledge certificate and returns it to the customer.

In fact, taking out a loan to buy a car has become a kind of social mainstream, but for car loans, some people apply directly to the bank, and some people apply to some auto finance companies, both of which have their own benefits, we can choose according to our own needs, and some people feel that the bank is more dependent on the lack of potatoes, so we go to the bank to apply for a loan, but the steps are relatively complex and cumbersome. The review of auto finance companies is relatively fast, but the interest rate is relatively high compared to banks, because they also need to make money.

In general, the interest rate of applying for a car loan through different channels is different. Generally speaking, applying to a bank is the most common, but the application threshold for bank car loans is higher, while the interest rate for auto finance company loans is higher, although the threshold is lower. Finally, in terms of credit cards, the interest rate for buying a car with a credit card is the highest, and the credit card needs to have a high limit.

After the 4S store has repaid the car loan, you should contact the car loan handling bank (auto consumer finance company), go to the branch to go through the loan settlement procedures, apply for the loan settlement certificate, and get back the vehicle registration certificate (commonly known as the "green book").

Note that the vehicle registration certificate is not a mortgage in the 4S shop.

Of course, some car loan handling banks (auto consumption finance and financing companies) will directly mail the vehicle registration certificate to the car loan after repaying the car loan.

In this regard, there is no need to go to the branch to go through the procedures, just wait patiently (generally within one to two weeks).

After getting the vehicle registration certificate, it does not mean the end, you should also bring the loan settlement certificate, vehicle registration certificate, as well as personal ID card, car driving license, driver's license and other information to the local vehicle management office to go through the procedures for releasing the charge.

When applying for an online loan, if you have overdue or multiple platform loan records, your information will be analyzed by big data risk control. If you keep being rejected, it can even lead to the closure of accounts such as Huabei. If there is an abnormality in your cyber data, you can obtain your big data and credit status by looking up "Xiaoqi Xincha".

In addition, the query can obtain important data information such as your personal credit status, blacklist status, application platform type, overdue status, overdue amount, and whether there are arbitration cases.

Extended Information: Is 24% p.a. a loan shark?

For financial loans, the annual interest rate of 24% is not usury, because the interest rate agreed between the borrower and the borrower does not exceed 24% per annum, which is a fixed interest rate that should be protected by law.

For private lending, the annual interest rate of 24% is usury, because the upper limit of judicial protection for private lending interest rate is 4 times that of the one-year LPR, that is, 4 times.

Therefore, when users apply for different loans, the upper limit of judicial interest rate protection is different, and the upper limit of judicial interest rate protection for private loans is lower than that for financial loans.