What is the interest of 1.5 million payment bank for a year

1. Deposits of urban and rural residents and units. a) Current.

b) Periodically. 1.Whole deposit and whole withdrawal. Trimester.

Half. year.

Two years. Three years.

Five years. 2.Fractional deposit and withdrawal, lump sum deposit and withdrawal, principal deposit and interest. year.

Three years. Five years.

The main thing is what repayment method to choose.

The repayment methods are generally the following methods:

1。Repay principal and interest in a lump sum at maturity. (Suitable for short-term loans).

2。Equal principal repayment method.

3。Equal principal and interest repayment method.

4。Repay interest on time and repay the principal in one lump sum.

Negotiate with the bank on how you want to pay it back.

Equal principal and interest refers to the repayment method of a home loan, which is to repay the same amount of loan (including principal and interest) every month during the repayment period.

The monthly repayment amount is calculated as follows:

Loan Principal Monthly Interest Rate (1+Monthly Interest Rate) Number of Repayment Months] [(1+Monthly Interest Rate) Number of Repayment Months 1].

Equal principal refers to a loan repayment method, which is to divide the total amount of the loan into equal parts during the repayment period, and repay the same amount of principal and the interest generated by the remaining loan every month, so that because the monthly repayment principal amount is fixed, and the interest is getting less and less, the borrower has greater repayment pressure at first, but the monthly repayment amount is also less and less with the passage of time.

Equal Principal Loan Calculation Formula:

Monthly repayment amount =

Loan principal Number of months of repayment) + (principal.

Principal Paid Accrual) Monthly Interest Rate.

1.5 million deposits are good for interest rates, and the deposit interest rates of major banks will be different, taking Agricultural Bank of China as an example, as follows:

1. Demand deposit: annual interest rate; The interest on a deposit of 1.5 million yuan for one year is 4,500 yuan.

2. Time deposit: one-year annual interest rate for whole deposit and withdrawal; The interest of a deposit of 1.5 million yuan for one year is 26,250 yuan. The annual interest rate for one year is 20,250 yuan for a one-year deposit of 1.5 million yuan.

3. Large-amount certificates of deposit: The one-year annual interest rate of the 158th large-amount certificate of deposit of Agricultural Bank of China in 2021 is 1 million, and the interest of 1.5 million deposits for one year is 33,750 yuan.

In the event of a failure, the execution interest rate of each bank will fluctuate, please refer to the actual transaction interest rate.

According to the calculation formula of the official ** interest rate and interest of bank fixed deposits, in 2020, the official ** interest rate of CCB will be 1.5 million yuan for one year according to different storage methods, and the interest rates are: current interest of 4,500 yuan; deposit interest of 26,250 yuan; The interest on the deposit was 202.5 million yuan.

Interest Tax Rate:

1. The interest on the deposit is taxed at a rate of 5%;

2. The pre-tax interest is equal to the principal multiplied by the interest rate multiplied by the deposit period;

3. The interest tax is equal to the principal multiplied by the interest rate multiplied by the deposit period multiplied by the tax rate;

4. The interest after tax is equal to the interest multiplied by (1 minus the interest tax).

Interest income is a part of personal income, and interest tax is also an item of individual income tax. <>

1.5 million deposited in the bank for a yearCalculated at a regular annual interest rate for 2019The interest for one year is 26,250 yuan.

1.5 million deposited in the bank for a yearAccording to the annual interest rate of the current account in 2019, the annual interest is 4575 yuan.

Annual interest rates for fixed deposits at different times:

Three months: half a year: one year:

Two years: Three years:

Five years.

1.5 million yuan a year interest fixed 26,250 yuan, current account 4,575 yuan.

The annual interest rate of 1.5 million deposited in the bank is 26,250 yuan according to the fixed annual interest rate in 2023. The 1.5 million deposit bank is calculated at the current annual interest rate in 2023 for one year, and the interest for one year is 4,575 yuan. The basic formula for calculating interest is interest = principal deposit interest rate, and the conversion of interest rate is annual interest rate, monthly interest rate, and daily interest rate, and the conversion of the three is the annual interest rate = monthly interest rate 12 (month) = daily interest rate 360 (days), monthly interest rate = annual interest rate 12 (month) = daily interest rate 30 (days), daily interest rate = annual interest rate 360 (days) = monthly interest rate 30 (days).

The most cost-effective way to make a deposit:

1. Demand deposit.

A demand deposit is a deposit that can be withdrawn at any time, and generally does not require interest to be paid or the interest rate is very low. Demand deposits are suitable for storing loose funds in daily life, but they are not suitable for long-term savings.

2. Fixed deposits.

A fixed deposit is a deposit of a certain amount of money for a certain period of time, and the principal and interest can be withdrawn after maturity. Fixed deposits have relatively high interest rates and are suitable for long-term savings and planning.

3. Wealth management products.

A wealth management product is an investment product issued by a bank or other financial institution, which usually has a higher yield than a fixed deposit, but also has a relatively high risk. Wealth management products are suitable for investors with a certain risk tolerance.

4、**。It is a type of collective investment, in which the company manages the investor's funds and invests in assets such as bonds and bonds. **The rate of return and risk vary depending on the investment target, which is suitable for those who have a certain risk tolerance and investment experience. <>