What is the regular interest rate for my one year deposit?

1.The interest due is:

The principal amount is 100,000 * annual interest rate = interest 2,250 yuan.

2.Interest plus principal, the principal and interest that can be recovered at maturity are:

Principal 100,000 + interest 2,250 yuan = 102,250 yuan.

3.Questions about interest tax:

The state abolished the interest income tax on October 9, 2008. That is, there is no interest tax on deposits.

Do you understand? Hope it helps!

At present, the one-year interest rate of the fixed lump sum deposit is the same for all banks, according to this calculation, the interest after one year is 10,000 * yuan), and the principal is 10,225 yuan.

The current interest rate for one year is 10,000 yuan * yuan), that is, you can get 12,250 yuan after one year. Of course, the more you deposit, the higher the interest rate, and the one-year interest rate is; The interest rate for two years is; The three-year interest rate is; The five-year interest rate is:

Ten thousand * ten thousand.

Ten thousand. 3.It is now tax-free.

The interest rate of the first one-year deposit is 100,000 yuan, and the interest rate of 100,000 yuan for 1 year fixed deposit is 100,000.

1. The benchmark interest rate of one-year fixed deposit.

For, if 10,000 yuan is directly deposited for a one-year fixed term, the one-year interest is 150 yuan.

2. The interest rate of the demand deposit is 35 yuan if 10,000 yuan is deposited in the bank for one year.

The monthly fixed interest rate is, if 10,000 yuan is deposited twice for 6 months, the annual interest is 130 yuan.

4. The amount of interest on a fixed deposit of 10,000 yuan for a year has an important relationship with which institution the money is deposited.

5. At present, the one-year time deposit interest rate of most banks is implemented in accordance with the central bank's benchmark interest rate, which is 10,000 yuan of interest is 10,000 * annual interest margin rate.

150 yuan vertical silver skin. There is currently no Yu Yu Bao at this interest rate level.

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The current interest rate of the major state-owned banks for one year is 10,000 yuan, so the interest rate of 10,000 yuan for one year is:

165 (yuan).

Generally speaking, the interest rate of bank demand deposit is, the interest of three-month time deposit is, the interest rate of one-year time deposit is about 2, and the interest rate of three-year and five-year deposit is above, but the interest regulations of different banks will be different According to the deposit bank.

For example: 1. Bank of China: interest on demand deposits, three-month interest on fixed deposits, six-month interest, one-year interest, two-year interest, three-year interest, five-year interest. 2. Industrial and Commercial Bank of China:

Interest on demand deposits, 3 months of interest on fixed deposits, 6 months of interest, 1 year interest, 2 years of interest, 3 years of interest, 5 years of interest. 3. China Construction Bank: interest on demand deposits, three-month interest on fixed deposits, six-month interest, one-year interest, two-year interest, three-year interest, five-year interest.

4. Bank of Communications: interest on demand deposits, three-month interest on fixed deposits, six-month interest, one-year interest, two-year interest, three-year interest, five-year interest.

Extended Resources:

1. The so-called interest rate is the abbreviation of "interest rate", which refers to the ratio of the interest amount to the principal of the deposit or loan within a certain period of time. There are usually three types of interest rates: annual interest rate, monthly interest rate, and daily interest rate. The annual interest rate, in the simplest terms, is the one-year deposit interest rate, and the general wealth management or loan platform is the annual interest rate, which is expressed in the form of a few percent.

The monthly interest rate, the interest rate calculated according to a monthly cycle, the monthly interest rate is generally expressed in thousandths, if a platform displays 5, it must be the monthly interest rate. The daily interest rate, as the name suggests, is the interest calculated according to the daily interest calculation cycle, which is generally expressed in a few ten-thousandths.

2. Interest rate conversion formula:

Annual interest rate = monthly interest rate 12 (month) = daily interest rate 360 (days); Interest calculation is divided into the accumulation method and the case-by-case interest method

1) Accumulation of interest method: The daily accumulated account balance is calculated by multiplying the accumulated accumulation by the daily interest rate.

The calculation formula is: interest = cumulative interest-bearing accumulation daily interest rate, where the cumulative interest-bearing accumulation is equal to the total daily balance during the interest-bearing period.

2) The interest calculation method is calculated on a case-by-case basis according to the predetermined interest-bearing formula, which is divided into interest calculation according to year, month and day and interest calculation according to the actual number of days.

Interest is calculated on a year-to-month-to-day basis.

If the interest-bearing period is a whole year (month), the interest-bearing formula is:

Interest = Principal Year (month) number Year (month) interest rate.

If the interest-bearing period has a whole year (month) and a fractional number of days, the interest-bearing formula is:

Interest = Principal Year (month) number Year (month) interest rate + principal Fractional days Daily interest rate.

Interest is calculated based on the actual number of days.

That is, 365 days per year (366 days in leap years), and then each month is the actual number of days in the Gregorian calendar for that month.

The formula for calculating interest is:

Interest = Principal Actual Days Daily Interest Rate.

Hello! You can check the RMB deposit interest rate through the following channels of ABC:

3.Portal**: If you need to inquire about the RMB deposit interest rate, you can open the official website of the Agricultural Bank of China and click [**Application and Rate Rate Information Deposit Interest Rate RMB Deposit Interest Rate] to understand.

Tips: Please refer to the system display at the time of actual processing for the specific interest rate. If you want to pay the interest rate for corporate accounts, it is recommended that you consult the branch of your bank. For more consultation and services, you can pay attention to our bank's "Agricultural Bank of China Cloud Customer Service" WeChat*** for consultation and processing.

The benchmark interest rate for one-year fixed deposit is generally not less than 10,000* yuan for a one-year fixed deposit of 10,000 yuan.

The interest rate on a fixed deposit is the rate of return paid by the bank to the depositor for the amount of the fixed deposit paid by the depositor in return for depositing the deposit in the bank in the form of a fixed term. A fixed deposit is a deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity.

Taking China Merchants Bank as an example, China Merchants Bank does not need to agree on the deposit period, and the withdrawal is calculated according to the interest rate of the actual deposit period

Deposit tenor< 3 months: Interest will be calculated according to the current deposit interest rate on the date of withdrawal;

3 months Deposit period < 6 months: 6% discount on the 3-month deposit interest rate on the date of withdrawal;

6 months Deposit period < 12 months: 6% discount on the half-year deposit interest rate on the withdrawal date;

Deposit period 1 year: Interest will be calculated at a 6% discount according to the interest rate of the 1-year deposit on the withdrawal date.

Further information: Fixed savings is a kind of savings with an indefinite deposit period, which can be withdrawn at any time, and the interest rate changes with the length of the deposit period. Fixed savings are generally in the form of certificates of deposit. The denomination of the certificate of deposit is fixed, and it is divided into two types: 50 yuan and 100 yuan.

The fixed amount of savings is not bearer, does not report loss, does not handle "withdrawal with seals", is not allowed to circulate in the market, and can be exchanged in the city. Savings have the flexibility that savings can be withdrawn at any time. When the term of the deposit reaches the maturity of the fixed savings, the interest rate can be higher than that of the current savings, which is attractive to savers.

Fixed savings deposit is the most basic and commonly used deposit method in banks. Customers can deposit and withdraw funds at any time, and transfer funds freely and flexibly, which is the basis for customers to carry out various financial activities. This type of savings has the flexibility that a demand savings deposit can be withdrawn at any time, and can enjoy a preferential interest rate close to that of a fixed deposit.

If the deposit period is less than 3 months, the current deposit shall be calculated: if the deposit period is more than 3 months, it shall be calculated at 6% off the interest rate of the fixed deposit of the same grade: if the deposit period is more than 1 year (including 1 year), no matter how long the deposit period is, the entire deposit period shall be calculated at 6% discount according to the interest rate of the fixed deposit and lump sum deposit of 1 year on the date of withdrawal.

The formula: interest = principal tenor interest rate 60%.

In today's banks, the interest rate on one-year fixed deposits is between the to. The big banks are lower, and the current large state-owned banks (such as: industry, construction, China, agriculture, mail, communications, etc.) are.

A deposit of 10,000 yuan for a year is about 165 yuan in interest. Small banks have higher interest rates, but they are less secure.

Most banks have interest rates in the range of one-year fixed deposits.

In 2019, the benchmark annual interest rate of the central bank's lump sum deposit and withdrawal is as follows: three months, six months, one year, two years, and three years. 10,000 yuan can be saved for one year, and the interest can be 150 yuan. (Central Bank Interest Rate, December 6, 2019).

Interest = Principal Interest Rate Term, in the case of a one-year deposit, the interest is calculated as: 10000. The interest of 10,000 yuan for three months, half a year, two years, and three years is respectively yuan (10,000 yuan (10,000 yuan (10,000 yuan).

Extended Materials. Provisions for the calculation of the deposit period.

1. When calculating interest, the number of days of deposit will be counted as the beginning and not the end, that is, from the date of deposit to the day before withdrawal

2. Regardless of leap year or ordinary year, regardless of month size or month, the whole year is calculated as 360 days and each month as 30 days

3. The maturity date of all kinds of fixed deposits is calculated on a yearly, monthly and daily basis. That is, from the deposit date to the same day of the same month of the next year is a pair of years, and the deposit date to the same day of the next month is a pair of months;

4. On the maturity date of regular savings, such as not working on statutory holidays, you can withdraw it one day in advance, and the interest will be calculated as if it is due, and the procedures will be handled with early withdrawal.

This will be adjusted at any time, and the interest rate is different for different periods, and can only be used as a reference for a certain period of time.

1. Current deposit interest rate: The annual interest rate of demand deposit is.

2. Time deposit: three months of lump sum deposit and withdrawal;Six months is;One year is;Two years is;Three years is. Zero deposit and withdrawal, lump sum deposit and zero withdrawal, and principal deposit and interest are one year;Three years is. The fixed two is a 6% discount at the interest rate of the same grade according to the fixed deposit within one year.

Further information: The deposit interest rate is the standard for calculating the interest on the deposit. It refers to the ratio of the amount of interest to the amount of deposit in a certain period, also known as the deposit interest rate.

Different banks, different regions, different interest rates. Here are the interest rates of each of the major banks:

Under normal circumstances, the regular interest of 10,000 yuan is about 200.

150,000 yuan, deposited in the bank for a fixed period of one year, subject to the benchmark interest rate of the central bank in 2021, the annual interest rate for one year is. According to the formula: interest = principal * annual interest rate * time period of deposit, 150,000 yuan can be obtained by substitution, and the interest is 150,000 yuan * yuan.

If the survival period is based on the current interest rate of the central bank, the interest rate can be obtained by substituting it, and the interest is 150,000 yuan * yuan.

Extended Information: How is deposit interest calculated?

The interest rate, also known as the interest rate, is the ratio of interest to principal over a certain period of time. Generally, there are three types of interest rates: annual interest rate, monthly interest rate, and daily interest rate. The three interest rates can be converted to each other:

Annual interest rate 12 = monthly interest rate. Monthly interest rate 30 = daily interest rate. Annual interest rate 360 = daily interest rate.

The basic formula for calculating the interest on a savings deposit is: interest = principal * tenor * interest rate.

The conversion relationship between the three interest rates is: annual interest rate = monthly interest rate * 12 (month) = daily interest rate * 360 (days). Monthly interest rate = annual interest rate 12 (month) mountain socks tomato = daily interest rate * 30 (days).

Monthly interest rate = annual interest rate 12 (month) = daily interest rate * 30 (days).

The interest rate, also known as the interest rate, is the ratio of interest to principal over a certain period of time. Generally, there are three types of interest rates: annual interest rate, monthly interest rate, and daily interest rate. The three interest rates can be converted to each other:

Annual interest rate 12 = monthly interest rate. Monthly interest rate 30 = daily interest rate. The annual interest rate is good 360 = daily interest rate.

The basic formula for calculating the interest on a savings deposit is: interest = principal * tenor * interest rate.

The conversion relationship between the three interest rates is: annual interest rate = monthly interest rate * 12 (month) = daily interest rate * 360 (days). Monthly interest rate = annual interest rate 12 (month) = daily interest rate * 30 (days). Monthly interest rate = annual interest rate 12 (comic month) = daily interest rate * 30 (days).