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Anonymous users2024-02-05All banks have the same amount of interest on fixed deposits, and they all implement the unified interest rate of the People's Bank of China.
Benchmark interest rate for RMB deposits of financial institutions.
Demand deposit. Three months, half a year, one year.
2 years, 3 years, 5 years
Interest = Principal Interest Rate Term.
Assuming the principal is 10,000 yuan, the term is one year.
Interest due = 10,000 225 yuan.
Note: Interest tax was abolished on October 9, 2008 and is currently exempt.
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Anonymous users2024-02-04It's the same for every bank, and this is regulated by the central bank. However, when your amount is particularly large, you can negotiate a deposit with the bank. This is relatively high, but it seems that the average person can't reach it (it seems to start at 100 million).
Let's talk about a realistic way, if you have a few small money on hand, at the end of the year, or at the end of the month to deposit, the bank has a task, at that time the deposit outlets will give you some small gifts. The size of the gift depends on your own bargaining power!
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Anonymous users2024-02-03The interest rate of the bank's lump sum deposit and withdrawal is:
Three months and six months.
One year and two years. Three years and five years.
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Anonymous users2024-02-02Among the four major banks, the interest rate on demand deposits is the same, while among the interest rates on lump sum deposits, CCB is the bank with the highest interest rate among the four major banks.
Extended Materials. 1. Current deposit interest rate.
Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China and Bank of China all have demand deposit interest rates.
2. The interest rate of fixed deposit and lump sum withdrawal.
1.Three-month lump sum deposit interest rate:
The interest rates of ICBC, Agricultural Bank of China and Bank of China are all three-month lump sum deposits, while the three-month lump sum deposit interest rates of China Construction Bank are.
2.Six-month Lump Sum Deposit Interest Rate:
The six-month lump sum deposit interest rate of Industrial and Commercial Bank of China, Agricultural Bank of China and Bank of China is the same, while the six-month lump sum deposit interest rate of China Construction Bank is.
3.One-year lump sum deposit interest rate:
The interest rates of Industrial and Commercial Bank of China, Agricultural Bank of China and Bank of China are all one-year lump sum deposits, while the one-year lump sum deposit interest rates of China Construction Bank are.
4.Two-year lump sum deposit interest rate:
The interest rates of the Industrial and Commercial Bank of China, the Agricultural Bank of China and the Bank of China are all two-year lump sum deposits, while the two-year lump sum deposit and lump sum deposit interest rates of China Construction Bank are.
5.Three-year lump sum deposit interest rate:
The interest rate of the three-year lump sum deposit of the Industrial and Commercial Bank of China is the same, the interest rate of the three-year lump sum deposit of the Agricultural Bank of China and the Bank of China is the same, and the interest rate of the three-year lump sum deposit of the China Construction Bank is.
6.Five-year lump sum deposit interest rate:
The interest rate of the five-year lump sum deposit of the Industrial and Commercial Bank of China is the same, the interest rate of the five-year lump sum deposit of the Agricultural Bank of China and the Bank of China is the same, and the interest rate of the five-year lump sum deposit of the China Construction Bank is.
Lump sum deposit refers to a deposit method that stipulates the deposit period when opening an account, deposits it in a lump sum, and withdraws the principal and interest at the maturity of the principal and interest at one time. The minimum deposit amount is RMB 50, and the minimum foreign exchange deposit amount is RMB 100 equivalent to foreign exchange. Personal identification must be provided for withdrawal or early withdrawal (generally limited to one time); By 2013, the depositor can directly withdraw all or part of it through online banking, and the interest on the remaining part will be calculated according to the original period, and the interest will be calculated on the current part of the withdrawal.
The interest is calculated according to the agreed interest rate at the time of deposit, and the interest is paid off with the principal. The principal and interest of the lump sum deposit can be automatically rolled over on the maturity date, or the agreed rollover can be handled at maturity according to the customer's wishes.
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Anonymous users2024-02-01If the bank deposits and withdraws interest in a lump sum, the principal can be withdrawn in advance through online banking, and the principal will continue to be calculated according to the original agreed interest rate. The formula for calculating the remaining interest = the remaining principal interest rate time.
The bank cannot withdraw interest on a monthly basis. Due to the lump sum deposit and withdrawal regulations, it can only be paid at maturity, so the interest rate is higher than that of the principal deposit and withdrawal.
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Anonymous users2024-01-31The one-year interest rate for a lump sum deposit is:
Different banks are different.
The interest rate of bank deposits and high deposits is based on the benchmark interest rate of RMB deposits announced by the People's Bank of China on October 24, 2015, and the listed interest rates of banks on that day will be adjusted according to the actual situation. The benchmark interest rates for RMB deposits of financial institutions are as follows:
1. Demand Deposits:
2. Fixed deposits.
1. Whole deposit and withdrawal: three months, half a year, one year, two years, three years.
2. Lump sum deposit, lump sum deposit, principal and interest: one year, three years.
3. Fixed life and two pence: according to the regular deposit within one year, the interest rate of the same grade will be discounted.
4. Call deposit: one day, seven days.
5. Personal housing provident fund deposit: paid in the current year and carried forward from the previous year.
Turtledoves, like pigeons, lay two eggs per nest and are white in color. The incubation period is seventeen or eighteen days, and the pigeons have a litter of nearly one month, and the young pigeons will lay eggs and hatch in another place, and the same is true for turtledoves. Of course, due to the change of seasons, after all, in the wild survival, such as autumn and winter, etc., there are not so many pigeons hatching in a year, but certainly not less than five nests @@
The weather is still good this year.
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