How much is the interest of 10 billion a year?

If it is deposited in the bank, the interest rate and interest will be different depending on the deposit and withdrawal method, if you choose to deposit and withdraw the whole sum regularly, the annual interest rate for one year is, and the total interest after maturity is 100 million; If you choose to withdraw the lump sum deposit, the lump sum deposit and withdraw the interest, the annual interest rate for one year is, the total interest after maturity is 100 million, and the deposit of 10 billion yuan is one year, according to the annual interest rate of the Bank of China, the annual interest rate of the demand deposit is, and the interest after maturity should be 30 million.

Extended Materials. The deposit interest rate refers to the currency deposited into the bank account by the customer according to the agreed conditions, and the interest amount is the same as the interest rate of the principal amount of the loan amount within a certain period of time. There are current interest rates and fixed interest rates, and there are year, month, and day interest rates.

Demand deposit: refers to a kind of bank deposit that can be accessed and transferred at any time by the depositor without any prior notice, in the form of checking deposit account, certified check, cashier's check, travel slip and letter of credit. Demand deposits account for the largest part of a country's currency** and are also an important fund for commercial banks**.

In view of the fact that demand deposits not only have the functions of a means of monetary payment and circulation, but also have a strong ability to derive, commercial banks must regard demand deposits as the focus of their operations at all times. However, due to the frequent deposit and withdrawal of such deposits, the complexity of the procedures, and the high cost of such deposits, commercial banks in Western countries generally do not pay interest, and sometimes even charge a certain handling fee.

At present, the interest rate of large deposits of the four major banks is limited to 50% above the benchmark interest rate of the central bank; The interest rate on large deposits of joint-stock banks and listed city commercial banks is limited to 52% above the benchmark. The central bank's benchmark deposit rate: one year for two years.

The interest rate of large-amount certificates of deposit is very high, and the interest rate of major banks fluctuates roughly within a range, and its minimum deposit amount is also extremely high.

The minimum deposit amount of CCB is 300,000 yuan, and the annual interest rate is when the whole deposit is 2 years, and the annual interest rate when the whole deposit is 3 years.

The initial deposit amount of CCB is 800,000 yuan, and the annual interest rate is when the whole deposit is 1 year, the annual interest rate when the whole deposit is 2 years, and the annual interest rate when the whole deposit is 3 years.

1000000000000 * yuan, and now do not pay interest tax.

Benchmark interest rate for RMB deposits of financial institutions.

Demand deposit. Three months, half a year, one year.

2 years, 3 years, 5 years

Interest = Principal Interest Rate Term.

One-year interest = $10 billion.

Note: Interest tax was abolished on October 9, 2008 and is currently exempt.

As of July 31, 2020, the interest on a one-year fixed deposit of 1 million yuan is about 15,000 yuan to 18,500 yuan, which is subject to the actual bank interest rate.

The interest generated in a year is 1 million * yuan, and the interest is only 3,000 yuan a year. At present, the interest rate of fixed deposits of the four major state-owned banks is 1 million * yuan a year, and the interest is 17,500 yuan a year.

Extended information: As a basic calculation method for calculating bank deposit interest, loan interest, etc., the interest calculation formula has played a significant role in the daily settlement of banks and the daily life of ordinary people, and its role will become more and more significant. The interest rate of savings deposits is uniformly stipulated by the state and announced by the People's Bank of China.

Interest rate, also known as interest rate, is the ratio of interest to principal within a certain date, which is generally divided into three types: annual interest rate, monthly interest rate, and daily interest rate.

The annual interest rate is expressed as a percentage, the monthly interest rate is expressed in thousandths, and the daily interest rate is expressed in thousandths. For example, the annual interest rate of 9% is written as 9%, that is, the interest rate of every 1,000 yuan deposit is 90 yuan, and the monthly interest rate of 6% is written as 6, that is, the monthly interest rate of 1,000 yuan deposit is 6 yuan, and the daily interest rate of 1 percent and 5 cents is written as, that is, the daily interest rate of 1 jiao 5 cents per 1,000 yuan deposit, and the monthly interest rate of China's savings deposits is listed.

For the convenience of interest calculation, the three interest rates can be converted, and the conversion formula is: annual interest rate 12 = monthly interest rate; Monthly interest rate 30 = daily interest rate; Annual interest rate 360 = daily interest rate.

In addition, it is also necessary to understand the starting point of interest calculation in the interest calculation formula: 1. The starting point of interest calculation of savings deposits is yuan, and no interest is calculated for the corner points below yuan; 2. The interest amount is calculated to the cent, and the centim is rounded to the centim when the actual payment is made; 3. Except for the annual settlement of current savings, which can transfer interest to the principal to earn interest, all other savings deposits, regardless of the deposit period, will be paid off with the principal at the time of withdrawal, without compound interest.

The calculation of the deposit period in the interest calculation formula: 1. The calculation of the deposit period adopts the method of calculating the beginning and not the tail; 2. Regardless of the big month, small month, ordinary month, leap month, each month is calculated according to 30 days, and the whole year is calculated according to 360 days 3. The maturity date of various deposits is calculated according to the year to the month and the day, if the account opening date is the missing date of the maturity month, the end of the maturity month is the maturity date. After understanding how interest is calculated, look at which bank you choose, and then look at the interest given by the bank you choose, and you can calculate the corresponding interest.

The one-year dead interest of 1 million deposit bank should be calculated according to the interest rate of the deposit bank, and the calculation formula is: deposit interest = deposit principal deposit interest rate deposit term. Take Bank of China as an example:

1. Lump sum deposit and withdrawal: The one-year annual interest rate is, and the interest of a deposit of 1 million yuan for one year is 17,500 yuan.

2. Fractional deposit, lump sum deposit, and principal withdrawal: the one-year annual interest rate is, and the interest on a one-year deposit of 1 million yuan is 13,500 yuan.

3. Large-amount certificates of deposit: The annual interest rate of the second phase of Bank of China in 2021 for a single year of large-amount deposits is 21,000 yuan, and the interest of a one-year deposit of 1 million yuan is 21,000 yuan.

Summary. The interest of 1 million a year is 3,500 yuan. The interest of 1 million deposited in the bank is 3,500 yuan a year.

2。Fixed: The interest rate for a one-year fixed deposit is.

85%, then the interest of 1 million deposits in the bank is 15,000 yuan - 18,500 yuan.

How much is the interest of 1 million a year.

The interest of 1 million a year is 3,500 yuan. The interest of 1 million deposited in the bank is 3,500 yuan a year. 2。Fixed: The interest rate for a one-year fixed deposit is. 85%, then the interest of 1 million deposits in the bank is 15,000 yuan - 18,500 yuan.

The average annual interest is 26,000 yuan. The interest rate for three years is to deposit 1 million for three years, and the interest at maturity is: 325 3 100 = 97,500 yuan The average interest rate for each year is 32,500 yuan.

The interest rate on one-year large-amount certificates of deposit can be reached, and if you deposit 1 million yuan separately, the difference in interest for one year is 5,500 yuan. Therefore, in practice, the interest rate of large certificates of deposit may be much higher than that of time deposits.

If 1 million deposits in a bank, you can use a large amount of certificates of deposit, which can basically achieve a rise of about 40 to 50 in the benchmark interest rate, which may be different for each bank. One million large deposits in a bank for one year, in terms of security and stability, and have a certain liquidity, the first choice is the bank large amount of deposit. The following is a comparison of the interest calculation and comparison of the interest rate of the typical bank large certificate of deposit

A million in the bank for a year can be divided into two deposit methods, and their interest is as follows:

1. Deposit a one-year demand deposit: the interest rate is, and the interest of 1 million yuan for one year is: 1,000,000 * yuan.

2. Deposit for one year of time deposit: the benchmark interest rate is 1,000,000 yuan for one year.

3. If I deposit a large amount of certificates of deposit for one year, how much interest can I get in one year? Basically, the benchmark interest rate can rise by about 40 to 50, if the interest rate is, then the annual interest is 1 million yuan.

Extended Materials. Different banks have different interest rates, but the interest calculation formula is the same, which is: "Interest = Principal * Interest Rate * Number of Interest Periods".

If 100 yuan is deposited in the bank for 1 year, the annual interest rate is 1%, and the interest can be obtained at maturity, that is:

1,000,000*.

1. Interest (year) = principal annual interest rate (percentage) deposit period.

2. Interest = Principal Interest Rate Time.

3. Deposit interest = principal number of days Listing interest (daily interest rate) = number of interest-bearing days Daily interest rate.

4. Interest tax = deposit interest (income tax payable) Applicable tax rate.

The form in which interest exists.

The form of interest is very clear, and its superficial effect is easy to understand. But just like **, why it is a specific value and not another is also a question of how to decide.

The problem could be solved if there was a way to "calculate" interest, if any, and for good reason, that is, universally accepted. To do this, one needs to look at the main points of interest in order to understand where the divergence lies.

Summary. Dear, I am glad to answer for you that the interest of 1 million a year is between 17500-22500.

Dear, I am glad to answer for you that the interest of 1 million a year is between 17500-22500.

Taking the annual interest rate announced by the Agricultural Bank of China in 2021 as an example, a one-year fixed deposit is 1,000,000 yuan, and the interest can be obtained: 1,000,000 yuan * year = 17,500 yuan. The amount of 1 million is too huge, you can consider the Agricultural Bank of China's large deposits, the interest will be a little higher than that of time deposits, and the current large amount of more than 800,000 in 2021 can be obtained by substitution:

1,000,000 yuan group staring Dan * year = 22,500 yuan.