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From 2005 to 2015, except for the increase in 2006, the pension of enterprise retirees increased by about 10% every year. But what is the pension adjustment in 2016?
According to the relevant person in charge of the Ministry of Human Resources and Social Security, the determination of the pension adjustment range needs to consider the three principles of ensuring basic life, sharing the fruits of development, and being affordable. Some experts said that generally speaking, the increase in pensions is not lower than the price **, not higher than the increase in the wages of on-the-job workers, which is a reasonable range.
In the past 11 consecutive years, the state has uniformly raised the level of pension benefits for enterprise retirees and continued to adjust them by 10%, which is a special measure taken under special circumstances. Jin Weigang, director of the Social Security Research Institute of the Ministry of Human Resources and Social Security, introduced that in 2004, the monthly per capita income of the basic pension of enterprise retirees was only 647 yuan, which was far from the level of retirement allowance for retirees in government institutions and institutions, and the social repercussions were relatively strong. Therefore, China has continuously adjusted the basic pension benefits of enterprise retirees in order to increase their pension levels as soon as possible.
In fact, in some places, the annual increase in pension benefits is more than 10%. Jin Weigang said, "By 2015, the monthly average pension of enterprise retirees in the country has reached 2,270 yuan, an increase of more than two times over 2004, and the gap between government agencies and institutions has narrowed significantly." ”
This year is the twelfth pension adjustment.
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This is carried out in accordance with the policy of the state.
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Why do some elderly people increase their pensions twice a year? Xiaoli learned that this was just a local policy, and there was not much reference. The two pension increases in one year are mainly aimed at the basic pension in urban and rural areas, and most of the objects of this payment are farmers and the elderly in towns and towns who do not have social security.
Although it has been done twice, the average treatment in various places is also about 120 yuan per month, which is only slightly higher than the 88 yuan stipulated by the state. Compared with the average pension of corporate retirees of about 2,600 yuan, there is still a big gap.
Xiaoli believes that the annual basic pension of urban and rural residents will continue to increase in the future, but this is also a process of doing what you can, if there is no social security farmers can receive 300 yuan per month, the average treatment of enterprise retirees will reach an average of more than 4,000 yuan. This is a necessary process, and the basic principle of overpayment of pension cannot be undermined.
Corporate retirees also raised their pensions twice? Xiaoli believes that this is generally something that cannot happen, unless it is a pension for newly retired personnel, and it will rise again after the real statistics come out, but it is an individual phenomenon. The pension of enterprise retirees is increased by 5% according to the national regulations, and on average, the pension of all local retirees adds up to 5% per year, which is just more and less.
Here's an example::
Xiaoli learned that according to the official regulations of Shaanxi Province's pension in 2018, the pension in the past year was 2,300 yuan. Its fixed adjustment pension increased by 48 yuan. Secondly, the extra money for the linked adjustment is the pension of 2,300 yuan multiplied by the past year, which is a total of 23 yuan.
In addition, according to the adjustment of the payment period, the extra money is 29 years, and you can get 72 yuan. The last part is the tilt adjustment of the extra money, because if they are 70 years old, they can get an old-age allowance of 10 yuan. With this upward adjustment, the retiree can get 153 yuan.
It can be seen that it is basically impossible for enterprise retirees to raise their pensions twice, and it is the local ** care for the elderly to increase twice a year.
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The basic pension of those who retire in the current year will not be adjusted. However, because the personnel who retired in the first half of the year, the basic pension that should be calculated by using the average salary of employees in the overall area of the previous year is generally released in June, and it needs to be recalculated after the release, so that the so-called "adjustment" occurs.
Social Insurance Act
Article 15 The basic pension consists of a pooled pension and a personal account pension.
The basic pension is determined according to factors such as the cumulative number of years of individual contributions, the contribution salary, the average salary of local employees, the amount of personal accounts, and the average life expectancy of the urban population.
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Retire before August and adjust it once in August, and the direct calculation after August is good, and there is no adjustment.
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Legal analysis: 1. The pension adjustment of retirees will be raised about this year. The basic pension of retirees has been raised about the overall level, and the pension payment has achieved "12 consecutive increases".
2. Judging from the experience of major foreign countries, the level of pension adjustment is mostly linked to the price or wage index, or comprehensively considering the growth of prices and wages, and some countries also take into account the changes in population structure.
3. From the perspective of China's situation, after more than 30 years of rapid development, it has now entered a new normal of medium and high-speed development. In recent years, the GDP growth rate has been simplified, the average wage growth rate of workers, and the household consumption index have all shown a downward trend.
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Legal analysis: According to the notice of the Ministry of Human Resources and Social Security on the adjustment of the basic pension of retirees in 2020:
With the approval of ***, the basic pension level of retirees of enterprises, government agencies and institutions (hereinafter referred to as retirees) will be adjusted from January 1, 2020. The relevant matters are hereby notified as follows:
1. Scope of adjustment. Retirees who have gone through the retirement procedures in accordance with the regulations before December 31, 2019 and receive a basic pension on a monthly basis. Second, adjust the level.
The overall adjustment level is determined according to the average monthly basic pension of retirees in 2016. 3. Adjustment methods. In the current adjustment of the basic pension for retirees, it is necessary to take into account the retirees of enterprises, government agencies, and institutions, and adopt the method of combining fixed adjustments, linked adjustments, and appropriate tilts in accordance with the principle of general unification of adjustment methods.
The quota adjustment should reflect the principle of fairness; The linkage adjustment should reflect the incentive mechanism of "more work, more payment, and more pension per mu", which can be linked to factors such as the retiree's own payment period (or working years), basic pension level and so on; For elderly retirees and retirees from enterprises in hardship and remote areas, the adjustment level can be appropriately raised. We will continue to ensure that the basic pension of retired military cadres in enterprises is not lower than the average level of retirees in local enterprises. It is necessary to rationally determine the proportions of the three parts: quota adjustment, linkage adjustment, and appropriate tilt, and strengthen the incentive orientation of the adjustment method.
Fourth, funds**. Adjust the funds required for the basic pension, and those who participate in the basic pension insurance for employees of enterprises shall be paid from the basic pension insurance of enterprises, and those who participate in the basic pension insurance of employees of organs and institutions shall be paid from the basic pension insurance of organs and institutions. For the central and western regions, the old industrial base, the XX Corps and the ** state organs and affiliated institutions in Beijing, the ** financial department will give appropriate subsidies.
If they do not participate in the basic pension insurance for employees, the funds required for adjustment shall be solved by the original channel. All regions should improve the ability to pay for pension insurance by expanding the coverage of pension insurance, strengthening the collection, improving the overall planning of the provincial level, adjusting the structure of financial expenditure, and increasing the subsidy for pension insurance, so as to improve the ability to pay for pension insurance, and no new arrears shall occur. To sum up, on the issue of how to increase the wages of retirees this year, according to the notice of the relevant state departments, the per capita level of pensions in 2019 increased by 5.5 percent.
Legal basis: Article 16 of the Social Insurance Law of the People's Republic of China Individuals who participate in basic endowment insurance and have paid contributions for 15 years when they reach the statutory retirement age shall receive basic pension on a monthly basis.
Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.
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