Does it affect those who have real estate certificates in rural areas to buy houses in cities?

The following information is required to buy a house in the city:

1. ID card, marriage certificate, provident fund account, social security or tax payment certificate;

2. Letter of intent, agreement or other approval documents for the purchase of housing contract in accordance with the regulations;

3. The borrower's deposit certificate and copy of the first installment of the housing payment;

4. A list of collateral or pledges;

5. Proof of income.

The following documents need to be prepared for the loan to buy a house:

1. Lender's ID card;

2. Hukou booklet;

3. Marriage certificate;

4. Proof of income;

5. Bank statement;

6. Purchase contract (married with the information of both husband and wife);

7. Other documents stipulated by the bank.

Article 62 of the Land Management Law of the People's Republic of China Rural villagers can only own one homestead per household, and the area of their homestead land shall not exceed the standards set by provinces, autonomous regions and municipalities directly under the Central Government.

In areas where per capita land is small and it is not possible to guarantee that a household has a homestead land, the people at the county level may, on the basis of fully respecting the wishes of rural villagers, take measures to ensure that rural villagers have a place to live in accordance with the standards set by provinces, autonomous regions, and municipalities directly under the Central Government.

Rural villagers building houses shall conform to the overall land use plan and village plan of the township (town), shall not occupy permanent basic farmland, and shall use the original homestead land and vacant land in the village as much as possible. The preparation of township (town) land use plans and village plans shall make overall plans and reasonable arrangements for homestead land to improve the living environment and conditions of rural villagers.

The residential land of rural villagers shall be reviewed and approved by the people of the township (town); Among them, where the occupation of agricultural land is involved, the examination and approval formalities shall be handled in accordance with the provisions of Article 44 of this Law.

Rural villagers who sell, lease, or donate their dwellings and then apply for homestead land shall not be approved.

The State allows rural villagers who have settled in urban areas to voluntarily withdraw from their homesteads with compensation in accordance with the law, and encourages rural collective economic organizations and their members to revitalize and utilize idle homesteads and idle residences.

The competent departments of agriculture and rural affairs are responsible for the work related to the reform and management of rural homesteads nationwide.

Legal analysis: the application for the real estate certificate of rural housing does not affect the villagers to buy commercial housing in the future, and the purchase of commercial housing is the right of all citizens in China, because China's law only stipulates that rural residents can only have one homestead, and does not stipulate that they cannot own multiple properties, so rural residents can buy houses in the city, which does not affect their right to use the homestead obtained in accordance with the law. However, after the rural villagers moved out of their hukou, they no longer owned homesteads.

[Legal basis].Article 62 of the Land Management Law of the People's Republic of China Rural villagers can only own one homestead per household, and the area of their homestead land shall not exceed the standards set by provinces, autonomous regions and municipalities directly under the Central Government. Rural villagers building houses shall conform to the overall land use plan of the township, and use the original homestead land and vacant land in the village as much as possible.

The residential land of rural villagers shall be reviewed by the township people and approved by the county-level people; Among them, where the occupation of agricultural land is involved, the examination and approval formalities shall be handled in accordance with the provisions of Article 44 of this Law. Rural villagers who sell or rent their houses and then apply for homestead land are not to be approved.

Usually there is no impact, but it is okay to buy a house according to the second home. There is an impact on the main taxes. The taxes and fees that need to be paid for second-hand housing transactions mainly include:

1. Deed tax: generally 1% of the house price (1% can be paid for the area of less than 90 square meters and the first suite, paid for the area of more than 90 square meters and less than 144 square meters, and 4% for the area of more than 144 square meters) 2. Business tax: the real estate certificate is less than 5 years old, and the property certificate can be exempted from business tax for five years.

3. Individual income tax, 1% (the real estate certificate can be exempted if it is the only house for 5 years) 4. Transaction fee: 3 yuan square meter (but the buyer generally needs to pay the transaction fee of both parties, that is, 6 yuan per square meter) 5. Surveying and mapping fee: according to the specific provisions of each district 6. Ownership registration fee and certificate collection fee:

Generally, it is within 200 yuan. The tax base of second-hand housing is based on the appraised price of the house, and the first home is based on whether the seller is the first home. After 5 years, but the buyer is not the first house, 1% of the personal income tax must be paid.

[Legal basis].Article 2 of the Provisional Regulations on Stamp Duty (Latest) The following vouchers are taxable vouchers:

1) Purchase and sale, processing contracting, construction project contracting, property leasing, cargo transportation, warehousing and storage, loans, property insurance, technical contracts or certificates of a contractual nature;

2) Documents for the transfer of property rights;

3) Business account books;

4) Rights, licenses;

5) Other vouchers determined by the Ministry of Finance for taxation.

The real estate certificate of the rural office will not affect the purchase of a house in the city in the future.

Legal analysisLost time pay is determined based on the victim's lost time and income. 3. Nursing fee: The nursing fee is determined according to the income status of the nursing staff, the number of nursing personnel, and the nursing period.

4. Transportation expenses: Transportation expenses are calculated based on the actual expenses incurred by the victim and his or her necessary escorts for medical treatment or hospital transfer. 5. Hospitalization meal subsidy:

The hospital meal subsidy may be determined with reference to the business trip meal subsidy standard for general staff of local state organs. 6. Nutrition expenses: Nutrition expenses are determined according to the victim's disability with reference to the opinions of medical institutions.

7. Disability compensation: Disability compensation shall be calculated for 20 years from the date of determination of disability according to the degree of the victim's loss of ability to work or the level of disability, and in accordance with the per capita disposable income of urban residents or the per capita net income of rural residents in the previous year at the location of the court where the lawsuit is filed. However, if the age is over 60 years old, the age shall be reduced by one year for each additional year; Those over the age of 75 are counted as five years.

[Legal basis].Measures for the Administration of Affordable Housing》 Article 28 Eligible families may purchase a set of affordable housing corresponding to the approved area with a notice of approval. In principle, the purchased area shall not exceed the approved area. If the purchase area is within the approved area, it shall be purchased according to the approved **; The part exceeding the approved area shall not enjoy the preferential treatment, and the buyer shall pay the difference according to the ** of the same type of ordinary commercial housing in the same location.

Civil Code of the People's Republic of China Article 362 The owner of the right to use the homestead land shall have the right to occupy and use the land owned by the collective in accordance with the law, and shall have the right to use the land to build residential buildings and ancillary facilities in accordance with the law.

Legal analysis: Rural areas can buy houses in cities with real estate certificates. Because China's law only stipulates that rural residents can only own one homestead, and does not stipulate that they cannot own multiple real estates, rural residents can buy houses in cities, which does not affect their right to use homesteads obtained in accordance with the law.

Legal basis: Interim Regulations on the Registration of Immovable Property

Article 20 The immovable property registration authority shall complete the formalities for the registration of immovable property within 30 working days from the date of acceptance of the application for registration, except as otherwise provided by law.

Article 21 The registration of registered items shall be completed when they are recorded in the immovable property register. When the immovable property registration authority completes the registration, it shall issue the immovable property ownership certificate or registration certificate to the applicant in accordance with the law.