If the unit gives me five insurances based on 1600, how much should I pay?

Pension insurance amount Individual contribution 128

The amount of maternity insurance (not paid by individual employees of the unit).

Medical Insurance Amount Individual Contribution 32

Unemployment Insurance Amount Individual Contribution 16

The contribution rate varies from province to province at around 11%.

The actual salary is used as the basis for payment.

Based on the purchase of all social security by the unit, the calculation is as follows:

Medical insurance: 2% for individuals and 8% for employers;

Endowment insurance: 8% for individuals, 20% for units;

Unemployment insurance: 1% for individuals and 2% for employers;

Work-related injury insurance: none for individuals, 1% for units;

Maternity insurance: none for individuals, 1% for units;

Provident Fund: Individual, Unit.

The cost of work-related injury and maternity insurance is borne by the employer.

For example, for the sake of calculation, if the salary is 7,000 yuan per month, then the premium that needs to be paid is:

Medical insurance: 7000*2%=140 yuan, unit 7000*8%=560 yuan;

Endowment insurance: 7000 * 8% = 560 yuan, unit 7000 * 20% = 1400 yuan;

Unemployment insurance: 7000*1%=70 yuan, unit 7000*2%=140 yuan;

Work-related injury insurance: no for individuals, 7000 * 1% = 70 yuan for the unit, maternity insurance: none for individuals, 7000 * 1% = 70 yuan provident fund: 7000 * yuan, 7000 * yuan.

Therefore, the total for individuals is: 1010 yuan, and the total for units is: 2480 yuan.

The calculated data may differ from the actual data, but the way it is calculated is like this.

Calculated according to the lowest grade, five insurances and one housing fund will be deducted.

There are about 5,100 yuan left. At present, the five insurances need to be spent about 600 yuan by individuals, and the provident fund is 300 yuan according to the individual payment of 5%, so the deduction is about 900 yuan.

Legal analysis

1. Medical expenses: medical expenses are based on the medical expenses, hospitalization fees and other collection vouchers issued by medical institutions, combined with medical records.

3. Jing Han Zen nursing fee: The nursing fee is determined according to the income status of the nursing staff, the number of nursing personnel, and the nursing period. 4. Transportation expenses:

Transportation expenses are calculated based on the actual expenses incurred by the victim and his/her necessary escorts for medical treatment or transfer**. 5. Hospitalization meal subsidy: The hospitalization meal subsidy can be determined with reference to the business trip meal subsidy standard for general staff of local state organs.

6. Nutrition expenses: Nutrition expenses are determined according to the victim's disability with reference to the opinions of medical institutions. 7. Disability compensation:

Disability compensation depends on the degree of incapacity or disability of the victim.

According to the per capita disposable income of urban residents or the per capita net income of rural residents in the previous year at the location of the court where the lawsuit is filed, it is calculated as 20 years from the date of determination of disability. However, if the age is over 60 years old, the age shall be reduced by one year for each additional year; Those over the age of 75 are counted as five years.

Legal basis

Social Insurance Law of the People's Republic of China.

Article 2 The State shall establish basic endowment insurance, basic medical insurance, and work-related injury insurance.

Unemployment insurance, maternity insurance.

and other social insurance systems, which guarantee the right of citizens to receive material assistance from the state and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

Article 10 Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums. Sole proprietorship without employees.

Part-time employees and other flexibly employed persons who do not participate in the basic endowment insurance at the employer may participate in the basic endowment insurance, and the basic endowment insurance premiums shall be paid by the individual. The method of pension insurance for civil servants and staff managed with reference to the Civil Servants Law shall be prescribed by ***.

Article 11 The basic endowment insurance shall be combined with social pooling and personal accounts. The basic endowment insurance is composed of employer and individual contributions, as well as subsidies.

If you pay according to your income of 6,000 yuan, the total amount of payment is about 2,000 yuan, and the unit bears about yuan, and the person who is afraid of loss bears about yuan. The provident fund stipulates that it shall not exceed 12% of the personal income, and the unit and individual shall bear 50%.

257 yuan should be paid, "five insurances", the proportion of units and individuals is generally: endowment insurance units bear 20%, individuals bear 8%; 6% for medical insurance units and 2% for individuals; 2% for unemployment insurance units and 1% for individuals; 1% of the maternity insurance is fully borne by the unit; Work-related injury insurance is also fully borne by the unit, and individual employees do not bear maternity and work-related injury insurance.

In terms of content, social insurance refers to a security system that takes workers as the object of protection in the form of national legislation, and takes special events such as old age, illness, disability, unemployment, and death of workers as the content of protection, and is characterized by compulsory implementation.

If you don't see your one-fund payment ratio, if the social security contribution base is calculated at 5000 (excluding the provident fund), the individual bears 11% of the contribution base, that is:

Individual income tax should be paid after deducting five insurances and one housing fund of more than 3500, namely:

Actual wages received:

The above calculation is based on the non-payment of provident fund.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

I don't know if the city is **, so I can't assume. You have to know how much the base of your stupid unit pays you with a key to calculate it, because your salary is 2300, but the base of social security is not necessarily calculated according to 2300. Maybe your unit gives Liang Tomato your social security base is 2000.

That's more than 200 a month.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. The total amount of five insurances and one housing fund with a base of 6,200 yuan is: 1

Endowment insurance: 6200 yuan * 8% = 496 yuan 2Medical Insurance:

6200 yuan * 2% = 124 yuan 3Unemployment insurance: 6,200 yuan * = 31 yuan.

The base is 6,200 yuan, and the total amount of five insurances and one housing fund that needs to be paid is: 1Pension Insurance:

6200 yuan * 8% = 496 yuan 2Medical insurance: 6200 yuan branch grip * 2% = 124 yuan 3

Unemployment insurance: 6,200 yuan * = 31 yuan.

Can you add, I don't quite understand it.

4.Work-related injury insurance: 6200 yuan * = 31 yuan 5

Maternity insurance: 6200 yuan * = 50 yuan 6Provident Fund:

6,200 yuan * 12% = 744 yuan, the total amount to be paid is 496 yuan + 124 yuan + 31 yuan + 31 yuan + 50 yuan + 744 yuan = 1,476 yuan.

The proportion of companies in different regions paying five insurances and one housing fund is not exactly the same, taking the proportion of enterprises in a certain region as an example to illustrate

1. The contribution ratio of endowment insurance is 16%;

2. The proportion of work-related injury insurance is as follows;

3. The proportion of unemployment insurance payment is;

4. The proportion of maternity insurance is as follows;

5. The proportion of medical insurance payment is 9%;

6. The contribution ratio of the housing provident fund is 5% to 12%.

2. What is five insurances and one housing fund?

"Five insurances" refers to five types of insurance, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance; "One gold" refers to the housing provident fund. Among them, endowment insurance, medical insurance and unemployment insurance, these three types of insurance are the premiums paid by enterprises and individuals, and work-related injury insurance and maternity insurance are completely borne by enterprises and do not need to be paid by individuals. It should be noted here that the "five insurances" are statutory, while the "one gold" is not.

3. How to pay five insurances and one housing fund.

Pension insurance: the unit pays 21% for you every month, and you pay 8% yourself;

Medical insurance: The unit pays 9% for you every month, and you pay 2% plus 10 yuan for serious illness co-ordination (major illness co-ordination is mainly in charge of hospitalization);

Unemployment insurance: the employer pays 2% for you every month, and you pay 1% yourself;

Work-related injury insurance: the employer pays for you every month, and you don't have to pay a penny yourself;

Maternity insurance: The unit pays for you every month, and you don't have to pay a penny yourself;

Housing Provident Fund: The unit pays 8% for you every month, and you pay 8% yourself

Above, calculated in this way, the proportion of social security paid by the unit for you every month should be 21%+9%+2%+

The proportion of social security you pay for yourself every month should be 8% + 2% + 10 yuan + 1% + 8% = 19% + 10 yuan.

Hello, I don't know if you are paying social security in **, the proportion will be different, according to the Hefei side to help you analyze:

The salary of 5,600 yuan, if your unit helps you pay according to the actual salary, it is the base of 5,600 yuan, multiplied by the proportion, according to Hefei, it is considered to pay more than 580 yuan for the personal part, so it is about 580 yuan deducted;

The provident fund is based on 5,600, and 5% of the proportion will deduct 560 yuan per month, and 10%, which will deduct 1,120 yuan.

The total amount of social security plus provident fund (five insurances and one housing fund) should be deducted: 580 + 560 = 1140 yuan; 580 + 1120 = 1700 yuan.

Then the words are: more than 4460 yuan or 3900 yuan.

The company pays me five insurances, the base is 2300, how much should I pay in a month?

Hello, according to your problem, the company will pay you five insurances, the base is 2300, you should pay 257 yuan a month, "five insurances", the proportion of the unit loss and the individual is generally: the pension insurance unit bears 20%, the individual bears 8%; 6% for medical insurance units and 2% for individuals; 2% for unemployment insurance units and 1% for individuals; 1% of the maternity insurance is fully borne by the unit; Work-related injury insurance is also fully borne by the unit, and individual employees do not bear maternity and work-related injury insurance. In terms of content, social insurance refers to a security system characterized by compulsory implementation of special events such as old age, illness, disability, unemployment, and death of workers in the form of national legislation.