When will the repayment date be deducted by Ant Borrowing?

If you set up automatic repayment when you borrow, it will be automatically repaid when the time comes.

The first is to deduct the money in the bank card, if there is no money in the bank card, the money in the Yue Bao will be deducted.

There is no automatic deduction, or it is a problem with your setup and you need to repay it manually. Either the repayment time is not reached, or your bank card and Yue Bao funds are not enough to repay the amount you borrowed.

Alipay ant borrowing, so that many partners successfully applied for loans, solving the big problem of capital turnover. However, Ant Borrowing does not provide loan services free of charge, and must be repaid after borrowing. So, how do you repay the loan?

How is the payment deducted on the repayment date?

Alipay users with more than 600 sesame points have the opportunity to apply for loans of different amounts in the borrower. The maximum repayment period is 12 months, and the expected annualized interest rate on the loan date is repaid at any time. The repayment date is calculated from the date of borrowing, and those who do not know the specific repayment time can check the loan record in Alipay-Fortune-Ant Borrowing.

Ant Loan will start to deduct the amount at 12 noon on the day of repayment, and the deduction order is the default payment method of the system, which is the balance - Yue Bao - Alipay bound savings card. If you are not satisfied with this deduction method, you can set a default payment order. Here's how:

1. Open the mobile Alipay wallet, and then click the payment on the first page to enter the payment page.

2. Click the ellipsis in the upper right corner of the payment page and select Payment Settings.

3. Turn off the automatic selection of the system, and move the deduction mode you want up to the first place.

In order to ensure that the borrowing can be successfully deducted, you must ensure that the default payment method you set has enough balance to deduct the repayment amount of this month, otherwise the deduction failure will be regarded as overdue, and recorded in the negative record of Sesame Credit, and may also be on the credit record, affecting you to handle some business.

AlipayBorrowThe repayment date is based on the time of the first borrowing, for example, the date of borrowing money for the first time is the 7th, then the 7th is the repayment date.

The repayment date of Alipay borrowing cannot be modified.

The repayment date of the loan is fixed and cannot be modified once it is confirmed. Therefore, when using borrowing money, you can comprehensively consider when it is most beneficial for you to repay the loan, and then borrow money, so as to ensure that your funds are sufficient and you will not be too flustered when repaying. <>

The interest rate of Alipay borrowing is a daily interest rate of 10,000 yuan and an annual interest rate.

For everyone, the interest rate of borrowing is different, and those who often use Alipay may have a lower daily interest rate. Generally speaking, it is more convenient to borrow money, and generally speaking, you can make money within two hours, which is still very good for people who are in a hurry to use money.

If the borrowing frequency is less than 15 days, it will be postponed to the next repayment date.

There are many people who will use the loan to borrow more than once within 15 days, and if this is the case, then the repayment time will be postponed to the next repayment date. For example, if the time to borrow money is May 7, if you use the loan again on May 10, then the repayment date on May 10 is July 7. <>

Borrowing repayment is divided into equal amounts and equal interestInterest first, then principal

Equal interest means that the amount of repayment is the same every month, and this repayment method is more cost-effective because the interest is less.

If it is a repayment method with interest first and principal later, the borrowing time is calculated as six months, and the first five months are repaid with interest, and the last month is repaid with principal plus interest. This repayment method is better for people who don't have much money on hand, but with more interest. Equal interest repayment.

If you compare the method, the interest rate is nearly doubled.

When borrowing money with borrowing, be sure to borrow money according to your actual date of choice, and then choose the repayment method that suits you. <>

No matter how you borrow money, you must do what you can.

The biggest advantage of borrowing money is that it is convenient and fast, but there are also many people who use borrowing to ignore their ability to repay, resulting in difficulty in repayment. If the borrowing repayment is overdue, it is easy to have credit problems, so for those who want to borrow money, they must strictly restrain their consumption behavior, so as not to have the problem of not being able to repay.

It is possible to use borrowingEarly repayment

Interest is calculated on a daily basis.

If you have enough money in your hand, you can repay the loan in advance, and the interest will be less at this time. At the same time, when borrowing money, you must also read the borrowing agreement carefully, so as to ensure that nothing goes wrong.

Generally, it is borrowed how many days in advance, and then it will be returned 1 or 2 days in advance. About the 10th. And the 10th is generally the first time to apply for payment, and the repayment date is the 10th.

It is fixed according to the time of the first borrowing, and it does not support modification, for example, the first use of the application on the 10th, and the repayment date is the 10th.

This can be set by yourself, for example, if you set the 10th to repay the money, from the 10th of this month to the 10th of the next month, the expenses incurred during this period will be repaid next month.

Generally, it is a relatively fixed time, some people are the 10th, some people are the 15th, and the amount will be increased as the time is used for a longer time.

On the repayment date of Ant Borrow, the system will automatically deduct the payment between 12:00 and 19:00, and in addition to automatic repayment, users can also click [Repay] - [Repay on Time] on the borrowing page to repay the loan by themselves.

The borrowing deduction time starts at 13 o'clock at noon, and it is recommended to keep the deduction funds sufficient before 13 o'clock at noon on the repayment date. Repayments before 24 o'clock on the same day are considered normal repayments and are not considered overdue. If your account has not been debited after 19 o'clock, it is recommended that you manually repay the loan to avoid overdue.

It can be done before 12 o'clock, and the system will deduct it once every two hours from the morning.

With the development of the times, our lives are becoming more and more convenient, all kinds of services surround us, now is the era of technology, we have used a variety of apps, they can help us complete various tasks, and even instant borrowing, because now our money is likely to be used in other places, if you use money in a short period of time if you do it as before, it will delay a lot of time, and it is very inconvenient, in people's mouths, the most famous borrowing software is Huabei and Borrow, they are all applications that belong to Alipay, so when is the repayment date of Alipay borrowing? Generally speaking, the borrowing on this application is calculated from the date of borrowing, for example, if we borrow on the 5th of this month, then we will have to repay it on the 5th of the next month, of course, some can also change the date.

Borrowing convenience is our benefit, but never forget the phrase "debt repayment", we borrow money to be repaid on time, if you fail to repay on time not only cause inevitable damage to your credit, but also may get a court leaflet, this is what happens in real life, we don't want to put your credit inappropriately, you must know that now many loans will check your credit before lending, such as housing loans, now hundreds of millions of people in China have housing loans, the pressure is great, Therefore, borrowing smoothly allows us to live in the house we want, and borrowing is still popular as an application for short-term loan repayment.

Borrowing has become common, but this is not completely good news, because we are really consuming the future in advance, and it may be difficult to maintain our lives in the future, so these money that does not belong to us must be considered clearly when using, China's laws are becoming more and more sound, it will not only protect the "vulnerable groups" who borrow money, but also protect those formal borrowing platforms, the world is very large, the attraction is also very strong, and it is also an excellent quality to be able to control your desires within your own ability, So don't let borrowing money become the norm. <>

The repayment date in Alipay borrowing is generally calculated one month after the date of borrowing, and corresponding interest charges will be incurred every day.

After borrowing money from Alipay, I will start to calculate interest for you, and then after a month, I will repay it regularly.

The main date is determined from the time of your first borrowing, and you can also check the repayment date on the relevant page.

Hello, you can repay at any time, not only on the repayment date, but also do not overdue repayment. You can also set up automatic repayment by the system, and you can also support automatic repayment, that is, the arrears will be automatically deducted from the bound bank card or balance on the repayment date. In addition, there is money to spend to support early partial repayment, and the interest is calculated on a daily basis, which is very convenient.

Generally around 12 o'clock, after 12 o'clock seems to be deducted at any time.

With the increase in the number of Alipay users, there are more and more users who have opened dust cover borrowing. In order to ensure that the repayment on time does not affect personal credit, the repayment method of borrowing has always been one of the most concerned issues for borrowers.

There are two ways to repay the loan: regular repayment and early repayment.

1. Repay on time: recharge enough amount to Alipay before 12 o'clock on the repayment date (Alipay balance and balance treasure are supported), and the system will automatically deduct it on the same day;

2. Early repayment: You can go to Alipay on your mobile phone - [Ant Borrow] - click on the home page [Go to Repay], select [Early Repayment] in the loan record, and follow the prompts on the page.

Users can make monthly payments on the monthly payment date according to the repayment plan on your page.

Among the reliable big brands on the market, in addition to borrowing, Du Xiaoman Finance's money is also a good choice. The application for money is simple, the loan is fast, and the borrowing and repayment is flexible, and users can take the initiative to apply. The interest fee of the money is transparent, the big brand is more reliable, the interest rate is low, the daily interest rate is as low as (subject to the display on the loan page of the money flower app), the interest rate of borrowing 10,000 yuan is as low as 2 yuan a day, and the maximum amount can be borrowed is 200,000 yuan, which can meet the needs of most borrowers.

This is provided by Kangbo Finance and Economics, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, the professionalism, the pursuit of fun, the financial content that the people can understand, and the financial value is conveyed in a vivid and diverse way. Hope this helps.