Huabei borrowed a new function of quota management, what improvements have been made in this new fun

After the Alipay update, there are some new features. For example, you can adjust the limit of Huabei and borrowing, set up spending reminders, change the payment order, etc., and Huabei has also lowered the limit of some users. After Huabei lowered the Huabei quota for young users, Ant's official group responded that it would encourage young people to consume rationally to improve the quality of life of residents.

Huabei and Borrower are both products of credit loans launched by Alipay, both of which are opened based on the user's personal sesame credit score. Huabei has launched a new function of quota management, which is the Healthy Consumption Guardian Assistant, which mainly has two major functions: expenditure management and repayment management. Through this function, users can be reminded of Huabei's consumption information and Huabei's automatic repayment date and repayment reminder.

The borrowing display is a healthy lending assistant, through which you can adjust the user's personal borrowing limit, and even choose to close the borrowing.

Since Alipay's Huabei and Borrowbei were launched, they have been sought after by many netizens. It has attracted more consumer groups and has a positive effect on promoting economic growth. Huabei and borrowing also provide a lot of convenience for young people.

Judging by the official data released by Alipay. There are nearly 700 million Alipay users in China, of which more than 70% have opened Huabei. For users, it is a way to pay in installments by purchasing in advance.

It is not only convenient for users, but also increases the turnover of Huabei and Borrow. Because the operation of Huabei is very convenient, this has also led to the gradual increase in the expenses of contemporary young people. However, this also has certain drawbacks, the user's excessive consumption leads to income and expenditure is not a regular example, and every month is in debt and repayment, and the user cannot achieve rational consumption.

However, Huabei and Borrowbei focus on serving some low- and middle-income people, and have no impact on high-income people. The opening of Huabei and Borrowbei has also promoted the release of their consumption potential by low- and middle-income people and promoted the upgrading of consumption. But this notion of advanced consumption is very incorrect.

The more you spend, the higher the interest on the final arrears. For people who have no self-control, once this overdraft consumption concept is formed, it is difficult to reduce their desire to consume. The opening of Huabei and Borrowbei also reflects the current situation of irrational consumption by contemporary young people.

I only care about the happiness that comes to me by spending ahead of time, but I don't think about how to repay it. The new functions of quota management on Huabei and Borrowbei are also encouraging people to refuse blind consumption, to consume within their own controllable range, and consume rationally. Only through your own efforts can you live the life you want and have what you want to have.

1.The threshold for borrowing Huabei has been raised. 2.There is a longer limit to the repayment period. 3.The amount of money borrowed has increased. 4.There has been a greater improvement in people's creditworthiness. This is conducive to the better operation of Huabei and the increase of people who borrow Huabei.

The main thing is that users can manage the expenditure and repayment of their own amounts, and the platform also reminds them of messages in real time, which is conducive to everyone being clearly aware of their consumption and then rational consumption.

As I mentioned above, at present, the main user groups of Huabei and Borrowbei are some college students who have just come out of society, because they have no earning capacity, and they do not have a basic financial concept, so they often fall into the misunderstanding of consumerism, so that they often fall into financial crises, so at present, Huabei and Borrowbei have such functions, and many friends will be forced to realize their true financial ability. In fact, not only Huabei and borrowing, we should also maintain a cautious attitude towards credit cards, because many friends will feel that they have the ability to control their property after leaving the society, so that they often fall into a habit of early consumption, such a habit is not good, and they often carry a heavy financial burden.

I think this kind of management function can give those young people or people who often spend indiscriminately, get a better control, and can also help them solve some financial pressures, and can remind these young people in real time, so that they can correctly assess their ability to repay. Remember not to spend ahead of time, and use the quota according to your own situation.

I have never agreed with people taking out loans to consume under unnecessary conditions, especially young people borrowing money to consume high or buy luxury goods, and it is better to consume rationally. Huabei borrowing adjusts the loan amount, which can better regulate and guide the consumption behavior of young people and cultivate everyone's sense of thrift. At any time, thrift is our heirloom, and it is also a character that needs to be adhered to.

In recent years, under the misleading of some people, the phenomenon of irrational consumption by young people is more prominent, and it should be properly managed, and young people cannot be induced to consume blindly or even in advance.

If you are buying daily necessities, such as buying a house or even buying a car, then the loan consumption is understandable; If you buy luxury goods, or take out a loan purely for excessive consumption, it is not a matter of not being able to live, but adding a huge burden to yourself and your family. Some young people take out loans to buy a bag, for beauty, or even for hairdressing, which is incredible. Online loans are too convenient and too large, which will induce young people to establish an incorrect view of consumption, and will also lead to other social problems.

First of all, the existence of Huabei and borrowing has made many users dependent on it, and their desire to shop has expanded rapidly. Behind the seemingly stressless buying, buying, and buying, some people spend too much, so that the repayment date is overdue. If it is not on it, it will have a certain impact on its own reputation, and it will also be fed back to the Mini Program's Weicha, causing big data chaos.

If it is displayed as a high risk of online hacking in the Mini Program, not only may Huabei be closed, but it may also affect the use of other financial products. Therefore, before using any consumer financial products, you must have an understanding of your own financial ability to see if you have the ability to support your current consumption. We should do what we can and consume moderately, and don't rely too much on advanced consumption.

Because, once you can't afford to return it, you have to pay for your actions.

Loan consumption and advanced consumption were basically unthinking in the past few decades. In recent years, it has become more and more popular, and has even become a consumption concept that has been widely promoted, so that many young people follow. Loans are used for daily high consumption and even to buy luxury goods, to put it seriously, this has harmed a generation to a certain extent, especially the trap of online loans, and some young people have fallen into the abyss because of this.

This generation of young people really doesn't understand it, it's too different from the previous generation. The previous generation was rich and reluctant to spend, they had to borrow money if they had no money; The previous generation paid attention to saving money for emergencies, and they paid attention to spending ahead of time. The previous generation was mainly due to the heavy burden on the family at that time, and their generation not only did not need to support the elderly, but the elderly also had to help them repay their loans.

It's the other way around.

The new function of quota management displayed on the Huabei page is "Healthy Consumption Guardian Assistant", which mainly has two major functions: expenditure management and repayment management, of which expenditure management can set Huabei's consumption reminders and Huabei payment order settings; The repayment management is to set Huabei automatic repayment, repayment date and repayment call reminder. When the "Healthy Lending Assistant" is displayed on the borrowing page, you can adjust your personal borrowing amount by yourself through this function, or you can choose to close the borrowing limit.

Huabei borrowing this time online quota management function, mainly for all users, after the launch of the function, users can arbitrarily adjust the quota within their own credit limit, which also helps users to consume rationally.

There are some new features on Alipay, which can directly adjust the amount of Huabei borrowing, payment order, set spending reminders, etc. Not long ago, Huabei just lowered the quota of young users, and most of them were reduced to less than 3,000 yuan, causing many netizens who have not been reduced to laugh at themselves for not being young. This new feature allows all users to adjust their quotas independently, and some netizens said:

Last time I didn't have a choice, this time I want to be a young man. The new features are very good and can help control the desire to consume, and then consume rationally, which is very helpful to improve the quality of life.

Huabei is actually okay for emergency capital turnover, but if you use it to consume unscrupulously, then this thing is not only useless for you, but also a burden on your life! Because for young people, there is no moderation in spending money.

The upper limit of the amount of Huabei borrowing shells,Vicious management of new features,I won't use this function.,Huabei and borrow.。 We all spend money in advance and then pay back, so we have difficulties when we spend unlimited money.

I won't use this feature, because my usual consumption is more rational, I don't spend money indiscriminately, and I have my own plan to repay the money, which doesn't mean much to me personally.

Of course I will use this function, because the new function of the current cap management can allow us to have some rational consumption, and will not owe a lot of debt due to excessive consumption, so we should actively carry forward this function, and there are things like wariness of Huabei, it is best not to touch it.

Huabei borrowing on Alipay,New function of online quota management,This is actually quite simple,It will definitely be used,If you don't control your own consumption concept very well,You can adjust your own limit,Or according to your own consumption and your own income and expenditure,Adjust it appropriately,You can repay a repayment time or something,So it's still more convenient。

Huabei borrowing online quota management new function,I basically won't use this function,Because first of all, this function is basically not needed for me,I can basically control my spending power,And according to my own situation, I will also consume reasonably,Therefore, our management is normal repayment,There is no need to waste our energy by excessive operation。

The new feature will be managed with the upper limit, which can control your spending and reduce some unnecessary expenses.

I won't use this feature of Huabei, <>

Usually speaking, I don't borrow a lot of flowers, because borrowing flowers to pay back after all, right?

No. Because I'm afraid that if I forget to repay the loan because I get used to it, the interest will increase. At the same time, it also had an impact on my consumption concept.

Spending money that I can't earn is not good for my consumption, I am a person who has little control and a bad memory. At the same time, consumption is not rational, so I fundamentally cut off this function and do not spend money that exceeds the limit.

I'll use this feature. Because of itself, the amount of Huabei borrowing is defined according to its own use. In general, if you use Huabei to borrow more times and the amount is large, then the amount will be **, and in the long run, you will develop a vicious circle of not feeling distressed by using Huabei, and then spending more money, and as a result, Huabei has more money, resulting in a vicious circle of spending more money.

The new feature of quota management will limit the maximum amount of your current spending, and will slowly stabilize your spending, rather than gradually.

What about the new function of Huabei's upper limit quota management, this function, I will definitely use it, as long as I can manage my function management, my quota is my own, and I will no longer spend money lavishly. What about the new function of Huabei's upper limit quota management, this function, I will definitely use it, as long as I can manage my function management, my quota is my own, and I will no longer spend money lavishly.

Huabei borrows a new function of upper limit management, of course I will use this function, I use Huabei every day to buy things, it is very good, my own money is stored in Alipay, and Alipay also pays interest. Wait until the end of next month to return Huabei, it feels too good.

Will definitely use. This is completely effective in controlling and managing one's own consumption, preventing the completeness of account theft, and preventing economic losses.

Huabei borrowing, online, quota management related.

You'll do it.

My brother has sexual function and still doesn't know about it.

But it seems to be money, don't borrow too much.

The state has regulations, but I set my own amount, and I originally set 1,000 yuan by myself.

So it doesn't have much to do with me.

Hope for those who borrow money unlimitedly.

It seems that there is a certain difficulty.

Of course I'll use this.,Because this function is so easy to use.,And especially the moderate Huawei mobile phone is very easy to use.,**What software?,What's the software to update is also very good.,And it's quite easy to use.,Especially the most bizarre thing about it is that there's a function.,It can give you a very clear look when you take photos.,And it's very late.。