Is health insurance the same as health insurance? Is health insurance the same as social security?

Hello! Medicare and Medicare.

Is it the same? Medical insurance is divided into national medical insurance and commercial medical insurance. What we usually talk about is the national medical insurance.

What is the difference between resident medical insurance and employee medical insurance?

Although the medical insurance covers a wide range and there is almost no purchase threshold, its limitations are also obvious, that is, the reimbursement ratio and annual reimbursement amount are limited, and some medical insurance catalogs.

Foreign special drugs and imported drugs are all .

Reimbursement is not possible. Therefore, medical insurance can only solve the problem of basic medical expenses of the public, and cannot fully cover medical expenses.

Commercial medical insurance can be divided into million medical insurance and small medical insurance.

Million medical insurance should be familiar to everyone, usually with a sum insured of several million.

The reimbursement is wide, not limited to social security coverage, and beyond the deductible.

The above medical expenses can be reimbursed, which can not only make up for the lack of reimbursement ceiling of medical insurance, but also reimburse medical expenses outside the scope of medical insurance.

Small medical insurance covers hospitalization medical expenses caused by accidents and diseases, generally speaking, 0 deductible or hundreds of deductibles, and the reimbursement amount is usually 1-20,000 yuan.

Because the deductible is low or even 0 deductible, with millions of medical insurance, ideally, hospitalization can be done without spending money.

However, small medical expenses will not cause too much financial pressure, and high medical expenses for serious illnesses are the risk we prioritize to prevent.

Therefore, in the case of a limited budget, it is recommended that you must give priority to the allocation of millions of medical insurance.

Pay attention to attentive insurance, 1-to-1 free consultation, adhering to a professional, objective and neutral attitude, choose more cost-effective products for you, and make buying insurance an easy task!

Although the development of science and technology and economy is very rapid, but there are still some major diseases that make us helpless, once these critical illnesses come, it may be a devastating blow to family expenditures, in fact, many times we can use insurance to avoid the risks we are currently encountering, such as buying an insurance, so we are familiar with medical insurance and medical insurance is the same? Let's take a look.

Be. Medical insurance is medical insurance, and their concept is the same, except that medical insurance is the abbreviation of medical insurance. Medical insurance refers to social medical insurance.

There is still a certain difference between medical insurance and medical insurance, medical insurance belongs to the category of social insurance, organized by the state, with a certain degree of compulsion, the insured and the unit where the insured is located pay medical insurance according to a certain proportion, in addition to medical insurance, social insurance also has endowment insurance, work-related injury insurance, maternity insurance, unemployment insurance.

Medical insurance includes medical insurance, which refers to all insurance products that can provide medical protection for the insured, in addition to medical insurance, there is also commercial medical insurance. Commercial medical insurance is sold by commercial insurance companies, and policyholders can freely choose the amount of commercial medical insurance, protection items and other contents.

There are differences between health insurance and health insurance, but they are interconnected, and many people choose to purchase both health insurance and commercial health insurance to make themselves more covered. Commercial medical insurance, like medical insurance, is a reimbursement type of insurance, and the insured needs to pay the medical expenses first, and then reimburse with the medical certificate.

It should be noted that the insurance terms of most commercial medical insurance on the market stipulate that when the insured needs to reimburse medical expenses, the part that has been reimbursed by the medical insurance needs to be deducted, and the remaining personal self-payment part will be reimbursed. If the insured person does not have medical insurance, he or she needs to increase the premium or reduce the reimbursement rate when purchasing commercial medical insurance.

Is medical insurance the same as medical insurance, in fact, there are still differences between them, such as the scope of insurance and the cost of the problem, these are different, although the development of science and technology and economy is very rapid, but there are some major diseases that make us helpless, here more insurance fish tips reasonable planning insurance is more beneficial to themselves.

Medical insurance and medical insurance are not the same, medical insurance is medical insurance for everyone, and medical insurance may be an insurance product.

Of course, medical insurance and medical insurance are the same, medical insurance itself is the abbreviation of medical insurance, but medical insurance can be purchased by yourself, because medical insurance is medical insurance that everyone can buy from some insurance companies, and medical insurance must be compulsorily bought.

Medical insurance and medical insurance have the same role, both of which can help you reimburse expenses when you go to the hospital, so they only need to buy one of these two products.

This medical insurance is actually the abbreviation of medical insurance. In other words, in fact, it is exactly the same, and they all belong to medical insurance. In other words, you can get a certain amount of reimbursement for seeing a doctor.

Must see, the difference between health insurance card and medical insurance.

1.Health insurance card.

The medical insurance card is a special card for medical insurance personal accounts, which uses personal ID card as the identification code to store and record detailed information such as personal ID number, name, gender, account fund allocation, and consumption; Scope of use of medical insurance card: When insured employees seek medical treatment and purchase drugs in designated hospitals and pharmacies, they can use the card on the POS machine with the password, but they cannot withdraw cash or transfer money.

2.Health insurance.

The purpose of medical insurance is to protect the economic losses caused by the illness of employees or residents, and it is a real system that benefits the people. Employee medical insurance is jointly paid by the employer and individual employees, and urban residents' medical insurance is a form of fund-raising for state subsidies and individual contributions.

Precautions for the use of medical insurance cards.

1.The medical insurance card shall not be cashed out, which is clearly stipulated, and once found, it will be severely punished by the law;

2.Some provinces and cities can use the medical insurance card for the whole family, and some provinces or cities can use a medical insurance card for the whole family, which is very convenient, such as Zhejiang Province, Guangzhou City, etc., and the family includes spouses, children, parents and other close relatives;

3.In the following cases, medical insurance will not pay.

Causing self-injury due to fighting, drug use, or other illegal acts;

Visiting a non-designated medical structure or purchasing drugs from a non-designated retail pharmacy (except for emergency treatment);

Injuries caused by traffic accidents, medical accidents or other liability accidents;

Alcoholism, suicide, self-harm, etc.;

and in cases where it should be paid by the individual according to national or local regulations.

The medical insurance card is a very important thing, if it is not used reasonably, it is likely to lose the opportunity to use the medical insurance card, and it will also affect the purchase of commercial insurance in the future, so everyone must use it reasonably.

Medical insurance and medical insurance are the same meaning, we collectively refer to medical insurance, that is, it is a simplification of the name for him, and other medical insurance is medical insurance. It is responsible for the reimbursement of our hospitalization.

1.General Medical Insurance General medical insurance provides the insured with general medical expenses related to ** illness. It mainly includes outpatient expenses, medical expenses, examination fees, etc.

This type of insurance has a lower premium cost and is more suitable for the general public. Due to the difficulty of controlling the expenditure of medical expenses and examination costs, such policies generally have deductibles and cost-sharing provisions, and the insurer pays a certain percentage of the deductible and the insurance cost is stipulated once a year. The insurer is no longer liable when the cumulative expenses incurred for each illness exceed the insured amount.

2.Hospitalization Insurance Because the costs incurred in hospitalization are often high, hospitalization expenses are treated as a separate insurance. The expenses of hospitalization insurance are mainly daily hospitalization fees (bed fees), expenses for using hospital equipment, surgery expenses, medical expenses, etc.

The length of the hospital stay will directly affect the cost of the insurance, so the amount of coverage for this type of insurance should be based on the average hospitalization cost of the patient. In order to control unnecessarily long hospital stays, hospitalization insurance generally stipulates that the insurer is only responsible for a certain percentage of all expenses, not all of them. 3.

Surgical Insurance This type of insurance provides full coverage of the costs incurred as a result of the necessary surgeries performed by the patient. 4.Comprehensive Medical Insurance Comprehensive medical insurance is a comprehensive medical expense insurance provided by the insurer for the insured, and its cost scope includes medical treatment, hospitalization, surgery, etc.

The premium for this type of policy is higher. A lower deductible is generally determined along with an appropriate contribution ratio. 5.

Special Illness Insurance Some special diseases often bring catastrophic expenses to patients, which are difficult for ordinary families to bear. For example, cancer, heart disease, etc. Therefore, people usually require such policies to have a relatively large sum insured to cover the various expenses they incur.

The critical illness that provides protection for the policyholder can be a single item, such as a malignant tumor, or even a certain type of cancer in the malignant tumor; It can also be a number of major diseases, such as malignant tumors, myocardial infarction, uremia, vital organ transplantation, quadriplegia, stroke and coronary artery bypass surgery. Once the insured is diagnosed with a critical illness as stipulated in the policy by a certain level of hospital after 180 days from the effective date of the insurance policy, he or she can apply to the insurance company for payment of the full sum insured, and the insurance liability will be terminated.

Medical insurance is medical insurance, and people generally refer to medical insurance as medical insurance, so these two are the same.

Is health insurance the same as health insurance? I think medical insurance is medical insurance, but the name is different, in fact, the effect of both of them is the same.

Medical insurance and medical insurance are the same meaning, and medical insurance is divided into basic medical insurance and commercial medical insurance.

This question corresponds:

It is completely different, the coverage, content, and amount are all different.

If you agree, please give it a thumbs up, thank you.

Medical insurance is not the same as social security, which includes medical insurance.

1. Medical insurance: Medical insurance refers to social medical insurance. It is a social insurance system for the basic medical needs of workers when they are sick in accordance with laws and regulations. On January 12, 2016, the "Opinions on the Integration of the Basic Medical Insurance System for Urban and Rural Residents" was issued to promote the integration of urban residents' medical insurance and the new rural cooperative system, and gradually establish a unified medical insurance system for urban and rural residents nationwide.

2. Social security: Social insurance refers to a social and economic system that provides income or compensation for the population who have lost their ability to work, temporarily lost their jobs or suffered losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance.

Social security includes medical insurance.

Social insurance application process:

All kinds of enterprises (including state-owned enterprises, collectively owned enterprises, joint-stock enterprises, joint-stock cooperative enterprises, foreign-invested enterprises, private enterprises, etc.) and public institutions with enterprise management (employee wages and retirement benefits are implemented according to enterprise standards) shall go to the place of taxation (non-tax-paying units according to the address area of the unit) in accordance with the principle of territorial management;

The social insurance agency under its jurisdiction shall handle the registration procedures for social endowment insurance. The newly established unit shall go through the registration formalities within one month from the date of approval of the establishment of the unit. The insured entity must go through social insurance procedures for all persons (except for retired personnel employed) with whom it has de facto labor relations.

** and supplementary information to be filled in for social insurance:

The social insurance registration form and the detailed list of changes in the increase or decrease of in-service employees (in duplicate) shall be collected at the social insurance agency under its jurisdiction;

Enterprise business license (copy) or other approved practice or establishment certificate (copy of enterprise ** legal person ID card);

People's Republic of China Organization ** Certificate;

Local tax registration certificate;

If the relevant documents of a private enterprise cannot clearly identify the nature of its unit, it shall submit the relevant information of the social security card that can prove its private nature (such as: certificate of the industrial and commercial department, national tax registration certificate, capital verification report, etc.);

Public institutions shall attach the approval of the documents related to the establishment of public institutions;

The office in Han should attach a letter of authorization from the head office or head office;

Attached information: a copy of the ID card of the newly insured employee (employees whose household registration is not in the city also need to provide a copy of the household registration or temporary residence permit).

If you don't stop paying social insurance, you can enjoy medical insurance.

Social security and medical insurance, of course, are not the same thing. To put it simply, social security includes medical insurance, and medical insurance is a type of social security.

Social security is also social insurance, including 5 types of insurance, namely endowment insurance, medical insurance (medical insurance), unemployment insurance, work-related injury insurance, and maternity insurance; And health insurance is health insurance. Obviously, the scope of social security is much larger than that of medical insurance.

Social security is five insurances: endowment, unemployment, medical insurance, work-related injury and maternity.

Medicare is one of them.

Medicare is not the same as Medicare. Medical insurance generally refers to commercial medical insurance, which is a kind of commercial insurance, which is operated by insurance companies with profit-making products, and medical insurance is a general term for employee medical insurance and medical insurance for urban and rural residents. Although there are certain differences between medical insurance and medical insurance, they are all for the insured to provide economic compensation after illness, but medical insurance is the most basic medical security, which can only meet the needs of people's basic medical security, medical insurance can be used as a supplement to medical insurance to improve people's medical security, and the reasonable combination of the two can solve people's medical security more perfectly.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by the risk of disease. Through the employer and individual payment, the establishment of medical insurance**, after the insured person is sick and incurs medical expenses, the medical insurance institution will give him a certain amount of economic compensation.

Legal basisArticle 2 of the Social Insurance Law of the People's Republic of China.

The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to ensure citizens' right to receive material assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

Article 23.

Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the state.

Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

Article 30. The following medical expenses are not covered by basic medical insurance**:

1) It should be paid out of work-related injury insurance**;

2) It shall be borne by a third party;

3) It should be borne by public health;

4) Seeking medical treatment outside the country.

Medical expenses shall be borne by the third party in accordance with the law, and if the third party does not pay or the third party cannot be determined, the basic medical insurance shall pay in advance. After the basic medical insurance** is paid in advance, it has the right to recover from a third party.