How about Xinhua Multi Insurance, how about Xinhua Insurance Multiple Insurance?

Not bad

Multi-Protector is a multi-claim critical illness insurance with the following benefits: 1 Basic Protection: Covers 70 types of critical illnesses, divided into 5 groups, including cancer.

The group can be compensated up to 3 times, the other groups can be compensated up to 1 time, and theoretically up to 7 times. In the first 10 years of the contract, in the event of a critical illness, the insured person can enjoy an additional 50% of the sum insured. The insurance covers 50 types of minor illnesses, which are also divided into 5 groups, but the number of claims is uncertain, and the minor illness claims will affect the sum insured for critical illnesses.

Again, this is due to disease grouping and single-group benefit limitations. In the disease grouping, major illness and mild illness are crossed, and the sum insured is also shared. 2 Specified Critical Illness Benefit:

If the insured suffers from one of the following 6 specified critical illnesses, the insurance company will pay an additional 20% of the sum insured: Brain Cancer.

Bone cancer leukemia.

Pancreatic cancer major organ transplantation or hematopoietic stem cell transplantation coronary artery bypass grafting. However, this security gimmick.

First of all, 20% of the sum insured is a bit low; Secondly, for adults, the incidence of brain cancer, bone cancer, and leukemia is not high. Therefore, the overall guarantee effect is not large. 3 Death Benefit:

If you die of illness during the waiting period, you can get back the double premium, which is better than general critical illness insurance; If you die after the waiting period, the sum insured will be paid. However, both mild illness and critical illness benefits will affect the death sum assured, for example, if the mild illness pays 20%, and then dies, then only 80% of the sum insured will be paid at most.

The asymmetry of insurance information is very serious, and it is easy to fall into the pit, so you should read the product terms carefully before buying insurance. There are many statements about multi-time insurance, some are true and some are false, and I hope this kind of relevant information can help you after reading.

Xueba talks about insurance, focusing on insurance evaluation! If you want to buy Xinhua's critical illness insurance products, I recommend you take a look at this comparison table first:"Comparison Table of 136 Popular Critical Illness Insurance in China".

Xinhua Multi Cover is a multi-claim critical illness insurance, claiming to only need to pay 1 premium, and you can get up to 7 claims. So, is Xinhua Duobei really worth buying? Let's analyze it in detail, and here we mainly take the adult version as an example:

From the picture, we can understand that this product has the following highlights:

1. Multiple claims for cancer: Cancer can be paid up to 3 times.

2. Additional compensation: If brain cancer, bone cancer, leukemia, etc. are classified as specific critical illnesses, 120% of the basic sum insured can be paid.

But its shortcomings are very obvious:

1. The setting of mild illness protection is very unfriendly, and mild illness and critical illness are divided into 5 groups, and most of the current domestic critical illness insurance will not group the minor illness protection. At the same time, even if you have those mild illnesses in the same group, you can only pay 20% of the basic sum insured.

2. Cost-effective: With the same budget, you can buy multiple claims with more comprehensive protection.

3. Age limit for compensation: Before the age of 85, critical illness and mild illness can be paid multiple times, and when the compensation limit of the group is reached, the group's coverage will be terminated; After the age of 85, the contract will be terminated when the cumulative benefit amount reaches the basic sum insured of the contract.

It is recommended that you shop around before purchasing multiple claims critical illness insurance, and then make a decision that this is a list of critical illness insurance that is worth buying"Top 10 Popular Critical Illness Insurance Points Worth Buying! 》

Answer: New China Insurance's multi-time insurance should actually be good.

Brands, in fact.

Many will be doubled, mainly depending on the terms.

Xinhua Multi Guarantee is suitable for people aged 0-55 years old, with lifelong coverage and a waiting period of 90 days. In terms of insurance liability, in addition to critical illness and mild illness, there is also death benefit. If you suffer from a critical illness in the first 10 years, you can also receive a certain amount of care money.

Xinhua multi-double product features.

Feature 1: Comprehensive coverage.

New China Insurance has cooperated with international reinsurance giants to bring the number of diseases covered by the product to a new height, providing 50 types of mild diseases and 70 diseases

Critical illness and death benefit benefits to fully cover customers' critical illness protection needs.

Feature 2: Multiple guarantees.

Customers who suffer from multiple minor illnesses or critical illnesses can receive multiple times and multiple times of benefits. The first group of diseases is up to 3 times the basic sum assured, and the last four groups of diseases are up to 1 times the basic sum assured.

For ordinary critical illness insurance, when the insured is diagnosed with a critical illness for the first time, he can only get a lump sum payment, and the insurance liability will end, and the patient will not be able to purchase other critical illness insurance again, and once he suffers from a critical illness again, he will lose the insurance protection completely. Xinhua Multi-Guarantee Critical Illness Products solves this problem.

Feature 3: Affordable.

The "multi-fold guarantee" product adopts market-based pricing of rates, and the interests are highly inclined to customers, and the first-class level is in line with international standards, and the cost-effective advantage is very obvious.

Feature 4: Life care.

If a customer suffers a critical illness or dies within 10 years, he or she can receive 50% of the basic sum assured, which reflects the humanized care of Xinhua Products for unfortunate customers.

Feature 5: Severe Illness Bonus.

Customers who suffer from one of the 6 specific serious diseases of brain cancer, bone cancer, leukemia, pancreatic cancer, major organ transplantation, coronary artery bypass grafting, can receive an additional 20%.

The basic sum insured (one-time only) to reduce the burden of medical expenses.

Feature 6: Premium waiver.

If the cumulative claim for the insured suffers from illness reaches 100% of the basic sum insured, the subsequent premium will be waived. This prevents customers from losing the ability to pay due to multiple occurrences of specific illnesses or major illnesses resulting in the lapse of the policy, and provides customers with payment protection in the event of a disaster.

In addition, it is very easy for customers to apply for this product, and they can enjoy up to 800,000 yuan without medical examination procedures. And you can enjoy the fast and easy claims settlement and customer service of Forbes Fortune 500 Xinhua Insurance's institutional outlets all over the country, eliminating worries.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. 1. Can I buy multiple times insurance of Xinhua Insurance? 1. Reliable underwriting company: Multi-insurance is a policy underwritten by Xinhua Insurance, which is also one of the oldest insurance companies in China; Whether it is from the strength and scale of the insurance company, or from the perspective of after-sales, Xinhua Insurance is trustworthy; So you don't need any problems with the after-sales of the policy.

2. The product is approved: The successful launch of Multi Guarantee is naturally approved, and the relevant protection clauses clearly listed in the policy terms are also counted, so there is no problem with the formality of the product itself. Second, whether Xinhua Insurance Multi-Guarantee is good or notThe specific quality of Xinhua Insurance's Multi-Guarantee actually varies from person to person, after all, different consumers will have different protection needs; However, in terms of product protection alone, Xinhua Duobei Bao still has the following advantages:

1. Multiple claims for critical illness: Multi-Cover is a critical illness insurance product that can be paid multiple times, which is actually relatively large for the protection of critical illness, after all, the probability of critical illness is not small. 2. Specific Critical Illness Insurance:

In the case of a diagnosis of one of the six critical illnesses, Multi-Protector can pay an additional 20% of the premium to the insured, which is still more beneficial to the insured and allows him to get a better **.

Hello dear! Reliable.

1. Can I buy multiple times insurance of Xinhua Insurance? 1. Reliable underwriting company: Multi-insurance is a policy underwritten by Xinhua Insurance, which is also one of the oldest insurance companies in China; Whether it is from the strength and scale of the insurance company, or from the perspective of after-sales, Xinhua Insurance is trustworthy; So you don't need any problems with the after-sales of the policy. 2. The product is approved for launch:

The successful launch of Multi Guarantee is naturally approved, and the relevant protection clauses clearly listed in the policy terms are also counted, so there is no problem with the formality of the product itself. Second, whether Xinhua Insurance Multi-Guarantee is good or notThe specific quality of Xinhua Insurance's Multi-Guarantee actually varies from person to person, after all, different consumers will have different protection needs; However, from the perspective of product protection alone, Xinhua Duobei Insurance still has the following advantages: 1. Multiple claims for critical illness:

Multi-Cover is a critical illness insurance product that can be paid multiple times, which is actually relatively large for critical illness, after all, the probability of critical illness** is not small. 2. Specific Critical Illness Insurance: In the case of a diagnosis of six specific critical illnesses, Multi-Insured can pay an additional 20% of the premium to the insured, which is still more beneficial to the insured and can allow him to get a better **.

Xinhua Insurance is a big **, deducting the premium ratio....The old society is still ruthless, and you have nothing.