How long does it take for Ping An Insurance to review critical illness insurance?

The underwriting is generally 3-5 days, and it is possible to do so for a month during peak periods. The claim review time is generally between 3-15 days, Ping An Insurance.

Payments are usually completed within 30 days and credited to the receiving account.

Which insurance company is better to buy critical illness insurance?

Underwriting, this process is the insurance company's health questionnaire, we call it "health notice", if the situation is complicated, you need to upload a medical examination report.

and previous medical records.

If the physical condition is very good or the problem can be ignored, then it is generally passed on the spot, and you can continue to buy, if the situation is complicated, it will take a while, generally 3-5 days, and a month during the peak period is also possible.

Ping An Critical Illness Insurance.

The claim review time is generally between 3-15 days, which is subject to the actual situation, if the amount involved is large, the case is more complex, or the submitted claim information is incomplete, the review time may be longer. However, Ping An Insurance usually completes the payment within 30 days and credits it to the collection account.

Generally speaking, in addition to the intelligent underwriting, which can provide immediate review results, Ping An Insurance's underwriting of critical illness insurance is usually 3-5 days. The claim review time is generally between 3-15 days, if the amount involved is large, the case is more complex, or the submitted claim information is incomplete, the review time may be longer, and the specific situation is subject to the actual situation. Ping An Insurance usually completes the payment within 30 days and credits it to the collection account.

Details determine the success or failure of a claim!

Since it comes to underwriting and claims, let's introduce the precautions for both.

First of all, there are two main ways of underwriting, namely intelligent underwriting and manual underwriting. Smart underwriting is conducted online, while manual underwriting is based on the customer's physical examination report and medical records, etc., to manually review the customer's risk factor and determine whether it can be underwritten.

When underwriting, you must follow the principle of maximum integrity, and remember not to deliberately conceal it in order to successfully apply for insurance, otherwise there may be difficulties in claiming claims in the future. For more information about the difference between smart underwriting and manual underwriting, you can continue to understand through this article: What is the difference between smart underwriting and manual underwriting?

This article will take you to understand the correct posture for insurance!

Secondly, the claim process of the insurance company can be roughly divided into the following steps: reporting the accident, preparing the application materials, applying, the insurance company accepting, reviewing, notifying the claim conclusion, and receiving the compensation. Because of the space, the senior sister will not be introduced, please move to this article to continue to understand:

How to settle a claim after a claim has occurred.

Generally, it is 7 working days, and it will take a little longer to catch up with the holidays, and it will not drag on for too long.

The normal situation is 7 working days, if the policyholder has had previous health problems, the review will take some time.

This audit depends on the actual situation, the more complicated the situation, the longer the time, ranging from 10 days and half a month, be patient.

Some in 10 days, some in half a month, I have a customer who took half a month to underwrite! Therefore, insurance is not something that anyone can buy if they want to!