Is Installment an online loan platform? Is it a regular online loan platform?

Lai Installment is an online loan product, and this online loan product will also recommend other online loan products.

To some extent, coming to installment is actually a routine loan. When a user applies for installment, the installment will not give the user a credit line, but will recommend the user to other online loan products. These online loan products seem to have nothing to do with the installment, but in fact, they have business cooperation with the installment, and some are even vest loan products with the installment.

It is for this reason that although the installment is a formal loan product, the loan business operated by the installment is not formal at all.

1. Installment is only a loan product.

I checked the information of the installment on the Internet, and it is very formal, which can be regarded as a regular loan product. However, there are many routines in today's online loan products, and users will also be tricked when it comes to installments. As I said above, it is difficult for users to borrow money from installments, which will recommend users to third-party online loan products, and finally use other online loan products to harvest users.

Second, there are many routines to installment, and it is not recommended for users to apply.

In fact, I do not advocate that users apply for online loan products, because almost all online loan products have different degrees of routine problems, and the same is true for installments. The annualized interest rate of the loan itself is only about 15%, which seems very reasonable, but the annualized comprehensive interest of the third-party online loan products recommended by the installment is basically more than 25%, which is very amazing. <>

3. You can understand the installment as an online loan product with the nature of a loan supermarket.

The reason why I say this is mainly because there are many recommended online loan products on the installment software, and these online loan products are all so-called small loans, that is, routine loans and dark online loans that we often mention. I advise users to be cautious when using such software, and preferably not using it at all. Because if you are short of money for a short period of time, you can seek other ways to solve it.

But if you borrow an online loan product, sooner or later you will become insolvent, which is a slow vicious circle process. <>

Installment is a formal borrowing platformFounded in 2014, the headquarters is located in Chaoyang District, Beijing.

Lai Installment is a financial service software specially designed for young people, which can be used to shop in installments to relieve their financial pressure. Therefore, it is becoming more and more popular. Lai Installment is also the first platform in China to focus on shopping installment, and the overall strength is very strong, but there are still some people who are not at ease about it.

To installment is mainly to provide installment services for high-credit people, which combines sesame credit.

It can be said that the better the customer's credit, the higher the customer's installment amount will be. You only have sesame seeds.

If you reach more than 600, you will have the opportunity to apply for installment. Therefore, it is reliable to borrow money in installments. At present, the maximum amount is 200,000, and there is a car installment limit of 100,000, and there is no electric review in the whole process.

If you have a need for funds, we recommend Xiaoman Finance.

Click on the official scale）。There is money to spend on consumer loans, and the daily interest rate is as low as lowAnnualized interest rateAs low as 200,000, the maximum amount can be borrowed, there is money to spend.

The approval speed is relatively fast, the fastest is 30 seconds to complete the approval, under normal circumstances, the review time is 2-3 working days.

Yes. Because the business of installment is generally through the Internet, it is an online loan platform.

Yes. This is indeed an online loan platform, you can take out a term loan on it, the interest rate is not particularly high, and it is relatively cost-effective.

It is an online loan platform, in which you can buy things in installments, which are all contracts signed directly by the online loan company and you, and you need to repay them regularly every month.

<> Installment is a regular online loan platform. Lai Installment is the online loan platform of Fun Installment Group Xiamen, which mainly provides installment services for users with high credit scores, not only that, but it has requirements for borrowers, which shows that Lai Installment is not a platform for arbitrary lending, and it is relatively reliable compared to the price of Yansui.

Is it a regular online loan platform?

To installment is a product dedicated to providing users with installment consumption and shopping, in cooperation with Alipay, there are many people who currently use it, and you can apply for the installment life number by paying attention, which is relatively very formal. The installment has not yet been connected to the central bank's credit information, but it is a platform that cooperates with Alipay, which is linked to the sesame credit score. In other words, when the user applies for a loan in installments, the system will prompt the user to authorize the inquiry of Sesame Credit, and only users with a Sesame Credit score of more than 600 can apply for a loan.

Founded in 2014, Lai Installment is an online loan platform under Qu Installment Group, which mainly provides installment services for users with high credit scores. The threshold for borrowing in installment is a sesame credit score of 600 or more, which shows that the installment is not a platform for arbitrary lending. Every loan record and repayment record of the user will be reflected in Sesame Credit, if the borrower is overdue, it may cause the Sesame Credit score to drop rapidly, and overdue users may encounter difficulties when applying for credit products related to Sesame Credit.

Foreword: Now a variety of online loan platforms have begun to appear on the Internet, and many people will choose to take out loans on the Internet for convenience. So does Installment belong to an online loan platform?

1. Installment is actually an online loan product, but this online loan product will also recommend some other products when it is pushed, in fact, many people say that this online loan product is a routine. This product itself is still a relatively formal loan product, but it is very difficult for users to borrow money from it, and this online loan product may also use some other things to collect money from some users, the direct purpose is to trick users and earn money from these users, so it is actually an online loan platform.

Second, it is not recommended for users to apply for a loan on the Internet, and they also searched for relevant information about the online loan product of installment, and found that many netizens on the Internet have reported that this online loan product is actually very routine. In fact, not only this online loan product has a lot of problems in the market, because the approval procedures on the Internet are relatively simple, so the relevant supervision is not particularly strong, the loan interest of this product itself is only 15%, which seems to be very attractive, but the interest rate of other products pushed on this product is basically more than 25%. So from this aspect, this online loan product actually has some caution, and it is best to choose some formal platforms when making loans.

3. Careful choice At all times, we must have our own thinking, do not listen to other people's opinions or other people's praise on the Internet, these online loan products are actually for the purpose of tricking customers' money, we must be cautious when using them.

Belong. It can provide small loans and consumer installment business, which belongs to the business category of online loans.

Belong. Lai Installment is a relatively formal online loan platform, the interest rate is not particularly high, relatively cost-effective, and it is also a relatively legal platform.

It belongs to the online loan platform, but I don't recommend everyone to take out a loan on the online platform, because many of them are scams.

Yes, and such a ** is not particularly safe, and the interest rate is relatively high, and if you are not careful, you will be involved in usury

Summary. Hello dear! Legal Analysis: If the interest on the loan exceeds the law, it is not legal. Installment is an online loan, which has certain risks, so please choose carefully.

Hello dear! Legal Analysis: If the interest on the loan exceeds the law, it is not legal. Installment is an online loan, which has certain risks, so please choose carefully.

Legal basis: Article 667 of the Civil Code of the People's Republic of China A loan contract is a contract in which the borrower borrows money from the lender and returns the loan and pays interest when due. Article 680:Usurious lending is prohibited, and the interest rate on loans must not violate the relevant provisions of the State.

If there is no agreement in the loan contract on the payment of interest by Nepi, it shall be deemed to have no interest. If the loan contract is not clear on the date of interest payment, and the parties cannot reach an agreement to supplement the difference, the interest shall be determined in accordance with factors such as the local area or the parties' transaction methods, trading habits, and market interest rates; Where natural persons borrow money from each other, it shall be deemed to be unprofitable.